If I don t find a job for the time being after resigning, how to pay for five insurances and one hou

Directly from the original unit to receive the certificate of termination of the labor contract, to the original unit for you to handle social security for you to receive the social security transfer continuation order, after the continuation of the order to the area where you are convenient to pay, to the local social security bureau for the transfer, after the renewal is completed.

Housing provident fund, holding the original price and copy of the household registration book.

The original and copy of the ID card, the original and copy of the certificate of termination of the labor contract, the original and copy of the housing provident fund withdrawal voucher (the withdrawal voucher will be collected at the place where you pay the housing provident fund, and then stamped at the original unit), a bank card handled by your ID card, and the housing provident fund card, take all these things to the housing provident fund management center to withdraw the amount, if you do not withdraw it at the time of resignation.

Then it can be used as a home loan in the future.

It depends on the situation. If you are registered locally, then you can participate in the insurance as an individual after you resign, but the individual insurance is not to pay five insurances and one housing fund, and the individual insurance only pays pension, medical and unemployment insurance. You cannot participate in work-related injury and maternity insurance, and you cannot pay the provident fund.

Wait until you find the next unit, and then you can transfer the relationship. According to what you said, you can't make up the payment now, because if the insurance is interrupted for personal reasons, then you can't make up the payment for more than 3 months.

In addition, if you are not a local resident, you can only go back to the place where your household registration is located.

1. Endowment insurance has a personal account, and the ID number is the account number, and there can be three ways to deal with it after resignation:

1. Stop payment, interrupt the payment period, and stop the accumulation of personal accounts, but as long as the time is not long, it will have little impact on the future;

2. Pay in full by the individual, that is, pay the past together with the part paid by the enterprise without interrupting the payment, but it is not cost-effective for the individual to bear a heavier burden;

3. If you go to other places to seek employment, you can go through the insurance transfer procedures and go to a new employment area. Either way, you can find a new employer and continue to pay according to the original account, and you don't need to make up the payment, but you can't get a refund.

Second, medical insurance, there are also personal accounts, the treatment method after resignation is basically the same as endowment insurance, and the money in the personal account can continue to be used locally.

3. Work-related injury insurance, unemployment insurance, and maternity insurance do not have personal accounts, and the insurance will be automatically lifted after resignation, but unemployment insurance can be received as long as the payment has been paid for one year and unemployment is not caused by personal reasons.

Fourth, the housing provident fund, there are personal accounts, enterprises and individuals pay fees, all form the total amount of personal accounts, just like the bank's small deposit ownership belongs to the individual, after resignation just stopped saving money, but the money in the account is still yours, as long as it meets the provident fund withdrawal regulations, it can be withdrawn at any time, and it can also be renewed in the future, and it will never be invalid.

Legal analysis: First, the payment is stopped, the payment period is interrupted, and the accumulation of personal accounts is stopped, but as long as the time is not long, it will have little impact on the future; The second is to pay the full amount by the individual, that is, to pay the part of the past together with the part paid by the enterprise without interrupting the payment, but it is not cost-effective for the individual to bear a heavier burden; Third, if you go to other places to seek employment, you can go through the insurance transfer procedures and go to a new employment area.

Legal basis: Article 72 of the Labor Law of the People's Republic of China Social insurance** determines the funds according to the type of insurance**, and gradually implements social pooling. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.

Legal analysis: First, the payment is stopped, the payment period is interrupted, and the accumulation of personal accounts is stopped, but as long as the time is not long, it will have little impact on the future; The second is to pay in full by the individual, that is, to pay the part of the past together with the part paid by the enterprise without interrupting the payment, but this is not cost-effective for the individual to bear a heavier burden; Third, if you go to other places to seek employment, you can go through the insurance transfer procedures and go to a new employment area.

Legal basis: Labor Law of the People's Republic of China Article 72 Social insurance** funds shall be determined according to the type of insurance section**, and social pooling shall be gradually implemented. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.

Legal analysis: The original unit will be given the suspension of insurance and the sealing of the provident fund, and wait for the re-employment of the new unit to pay again. This situation is a relatively common situation at present, and it is also suitable for relatively young people with strong re-employment ability.

Legal basis: Social Insurance Law of the People's Republic of China

Article 11 The basic endowment insurance shall be combined with social pooling and personal accounts. The basic endowment insurance is composed of employer and individual contributions, as well as subsidies.

Article 12 The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total amount of the employees' and workers' leased funds stipulated by the state, which shall be credited to the basic endowment insurance plan. Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.

Article 13 Before the employees of state-owned enterprises and public institutions participate in the basic endowment insurance, the basic endowment insurance premiums that should be paid during the deemed payment period shall be borne by the first employee. When the basic endowment insurance is insufficient to pay the balance, the subsidy will be given.

After resigning, the original employer will handle the procedures for you to suspend social security payments, and your social security account will be sealed. If you can find a new employer right away, provide a copy of your ID card to the personnel of the new employer, and they can handle the social security renewal procedures for you, without you having to handle it yourself. Even if you don't find a new job right away, you can choose to pay social security as a freelancer (usually in a local town) and go to the social security bureau where your household registration is located, which usually includes pension and medical insurance.

You can also choose to ignore it, after all, the number of years of social security contributions is cumulative, and there is a gap in between. Of course, if you do not pay social security during this period, the corresponding reimbursement policy such as medical insurance will naturally not be enjoyed. In other words, it is not mandatory to pay social security during the gap period.

If the original unit and the current unit are not in the same place, the social security (except for the endowment insurance Tanzhong) cannot be transferred, and the social security can only be transferred to the place where the household registration is located (the purchase of insurance in your own name is related to the household registration). Provident fund can be resigned and taken out with the certificate issued by the original unit, you can spend the medical insurance directly, the pension insurance can roam across provinces, and the others will not work, you can do it again. The transfer of five insurances and one housing fund can also be consulted with the Social Security Bureau.

Labor Contract Law of the People's Republic of China

Article 50. The employer shall issue a certificate of dissolution or termination of the labor contract when dissolving or terminating the labor contract, and complete the formalities for the transfer of the employee's file and social insurance relationship within 15 days. The worker shall handle the handover of work in accordance with the agreement between the two parties.

Where an employer shall pay economic compensation to an employee in accordance with the relevant provisions of this Law, it shall do so at the time of completion of the work handover. The employer shall keep the text of the labor contract that has been dissolved or terminated for at least two years for future reference.