What types of insurance does AIA have, and which country is AIA in

AIA is a Hong Kong, Hong Kong, Hong Kong registered and existing insurance company. AIA established a branch in Shanghai in 1992 and was one of the first non-local insurance institutions to be issued a business license for individual life insurance business after the reform and opening up. In 2020, AIA Life officially became the first wholly foreign-owned life insurance company in Chinese mainland and became a wholly-owned life insurance subsidiary of AIA.

Want to know if AIA is reliable? Then don't miss this article:

What about AIA? Are its products worth buying?

As a subsidiary of AIA, AIA Life mainly provides customers with life insurance, health insurance, accident insurance and other life insurance businesses. For example, products such as Youruyi Shunxin Collector's Edition Critical Illness Insurance, Abundant Life B Annuity Insurance, and Shengshi Classic Premium Whole Life Insurance are selling hotly. Some friends want to know how AIA Life's product protection is.

Space is limited, so the senior sister will take Youruyi Shunxin Collector's Edition Critical Illness Insurance as an example to analyze this product. Before evaluating this product, you might as well take a look at what a good critical illness insurance looks like:

A good critical illness insurance policy looks like this! You've been lied to for so many years.

The protection content of Youruyi Shunxin Collector's Edition Critical Illness Insurance includes mild illness insurance benefits, moderate illness insurance benefits, critical illness insurance benefits, death or total disability insurance benefits, etc., as well as rights and interests such as reduced payment. Although it has a waiting period of only 90 days, it is at a relatively good level. However, the payment ratio of its critical illness insurance is 100% of the basic sum assured, and you must know that some critical illness insurance with excellent protection on the market will have an additional compensation of 50-80% of the basic sum assured.

On the whole, this product has advantages, but there are also places to pay attention to when insuring this product, and you can see a few more products of the same type before applying for insurance. If you still want to see more professional evaluation angles of this product, then you can click the link below to view:

Can AIA Friends Ruyi Shunxin Collector's Edition Critical Illness Insurance be "Wishful Wishes"? A must-see before buying!

That's all there is to it! Hope that helps!

Hope!

AIA has critical illness insurance, medical insurance, high-end medical insurance, pregnancy insurance, personal accident insurance, wealth planning and pension protection, whole life and term life insurance.

Whether it is AIA or any other insurance company, the mainstream insurance types are critical illness insurance, accident insurance, medical insurance, annuity insurance, life insurance, cancer insurance, what is popular in the market, what consumers want, they sell.

AIA has a wide range of insurances, such as critical illness insurance, medical insurance, accident insurance, life insurance, endowment insurance, nursing insurance, annuity insurance, etc.

Under normal circumstances, among the many types of insurance in AIA, the senior sister will recommend that you give priority to critical illness insurance, medical insurance, accident insurance and life insurance according to your own needs.

Because everyone will face the risk of illness and accident in life, and critical illness insurance, medical insurance, and accident insurance can provide protection for diseases and accidents, among them, critical illness insurance mainly protects critical illness, and can pay a lump sum insurance payment when the insured suffers from a critical illness for the first time and meets the conditions for claims, so that the insured will not fall into the dilemma of "returning to poverty due to illness".

Medical insurance covers a wider range of illnesses and is not limited to critical illnesses. When the insured is sick and hospitalized, the medical insurance can reimburse the ** expenses incurred due to the illness in accordance with the provisions of the contract, so as to reduce the financial loss of the insured.

Want to know what are the most popular medical insurance plans in the market? There is an answer in this list:The latest top 10 million medical insurance rankings are newly released!

As for accident insurance, it can play a more important role in the event of an accidental injury to the insured.

In addition, life insurance is a kind of insurance that takes life and death as the object of insurance, and mainly protects against death and total disability. If you are in the position of the family's economic pillar, you need to consider the configuration, after all, if the economic pillar is unfortunate, the main economic ** of the whole family will be temporarily interrupted, and the daily life of the family may not be able to operate normally, so insuring a life insurance is not only to protect yourself, but also to protect your family.

However, if you don't find a product that suits you when you choose the corresponding products of these four major types of insurance from AIA, you might as well focus on the products of other insurance companies, and you must not apply for insurance at will, because only if the product really meets your own needs, can it play a greater role at the critical moment. Hope!

AIA has critical illness insurance, medical insurance, accident insurance, life insurance, nursing care insurance, annuity insurance, etc.

Next, Senior Sister will also introduce you to AIA, AIA Group was founded in 1919, is a life insurance group listed on the Hong Kong Stock Exchange, covering 18 markets in the Asia-Pacific region, including Chinese mainland, Hong Kong Special Administrative Region of China, Thailand, Singapore, Malaysia and so on.

AIA established a branch in Shanghai in 1992 with a registered capital of 3.7 billion, making it the first foreign-funded insurance company to be allowed to operate insurance business in Chinese mainland that year.

In general, AIA insurance companies are very reliable, however, the insurance company does not mean that the product protection is good, we focus on the insurance itself. Different types of insurance have different protections, and each type of insurance plays its own protection function, so you still have to choose the right insurance product according to your own protection needs.

Before applying for insurance, we also have to see whether the protection content of the selected product is fully in place, take critical illness insurance as an example, we must choose a product that can cover critical illness moderate and mild illness protection, if some critical illness insurance can only cover critical illness, lack of moderate and mild illness protection, the basic protection of such a product is undoubtedly missing. In addition, we should also pay attention to the fact that critical illness insurance products need to have other practical benefits, such as malignant tumor second claim, cardiovascular and cerebrovascular disease second claim, death total disability benefit, etc.

Hope!

Summary. AIA's insurance covers health insurance that provides medical coverage, life insurance that covers the life of the person, and accident insurance that protects personal safety.

AIA's insurance covers health insurance that provides medical coverage, life insurance that covers the life of the person, and accident insurance that protects personal safety.

1.Term life insuranceTerm life insurance is a life insurance that protects a period of time, usually the market Fengjing fixed life insurance period includes protection of 10 years, Yinxian Shen 20 years, 30 years, or protection to 60 years old, 70 years old, etc., policyholders can choose according to their own needs. If you pass away during the policy period, you will receive a lump sum payment. If the contract expires and is still alive, the insurance company does not have to pay the premium and does not have to refund the premium.

2.Whole Life InsuranceWhole life insurance, simply understood, is life insurance that protects the whole life. A lump sum payment is paid regardless of when the insured person dies.

In other words, we can get 100% paid by the insurance company; But there are pros and cons, the disadvantage of whole life insurance is that the premium is expensive, the same amount of insurance, the ** of whole life insurance is almost term life insurance.

Six or seven times more. 3.Insurance, also known as life and death insurance, is commonly known as "life and death". In the unfortunate event of the death of the insured during the period of insurance.