Is the price of car insurance uniform, and is the price of car insurance different from place to pla

Vehicle insurance includes compulsory traffic insurance and commercial insurance.

1. Compulsory traffic insurance is a type of insurance that is mandatory to purchase by national law, and the national unified first-year basis**, private cars with less than 6 seats are 950 yuan, and the subsequent premiums are linked to traffic violations for floating.

2. Commercial insurance includes basic insurance and additional insurance such as three-party liability insurance, car damage insurance, theft insurance, and deductible insurance, which adopts the principle of voluntary purchase, and the owner can choose according to his actual situation, and the premiums of different commercial insurance will definitely be different. If you want to be fully covered, in addition to compulsory traffic insurance, you can insure several main insurances, such as vehicle loss insurance, third party liability insurance, theft insurance, and vehicle occupant liability insurance.

The car insurance of various insurance companies is uniformly formulated under the management of the Insurance Regulatory Commission, so the car insurance of different companies in different places should be the same, but now there are more insurance companies, and some small insurance companies may make some small concessions in order to earn performance, and there are some rebates or something, and the overall ** will be slightly different, but the difference will not be too big, and some companies will have some small activities in the insurance terms will also produce ** differences. However, it is recommended that car insurance is considered by PICC, Pacific, Ping An, these relatively large companies, especially in the later stage.

Claims service is guaranteed.

Yes. Car insurance** varies from insurance company to insurance company and from vehicle to vehicle model, and car insurance is divided into compulsory traffic insurance and commercial insurance.

Compulsory traffic insurance is mandatory by the state, and you can't buy it unless you don't drive on the road.

Compulsory liability insurance will not be affected by any insurance company anywhere. Because the number of accidents reported by your compulsory traffic insurance is networked nationwide, and there has been no accident, any insurance company will give preferential treatment anywhere, and the preferential fluctuation is the same. But if there is an accident, it is the same everywhere, the same rate.

Commercial insurance is different, because the consumption level is different in each place, and the rate factor of each insurance company is different, it will also be different.

No matter what, when buying insurance, it is better to choose a brand that you can trust and have strong financial strength, because these large companies still pay attention to social impact after after-sales claims, and they have their own supervision and supervision. At the same time, you should also get to know some insurance surveyors, and you can also learn more about the survey process and precautions, which will be very helpful to yourself.

Extended information: First, the insurance industry is strictly supervised by the China Banking and Insurance Regulatory Commission of the industry, according to the requirements of the China Banking and Insurance Regulatory Commission, vehicle insurance will not appear at all a car ** difference of hundreds or even thousands, the specific reasons are as follows:

1.Compulsory liability insurance is an insurance collected by insurance companies on behalf of the insurance company, and the China Banking and Insurance Regulatory Commission has strict regulations on it, and all collection companies should strictly abide by this provision. The specific situation of compulsory traffic insurance is as follows:

Compulsory Liability Insurance**.

2.Commercial insurance is an independent act of insurance companies, but it is also subject to the supervision of the CBIRC, that is, within the scope allowed by the CBIRC, insurance companies can independently set the "underwriting coefficient" and "channel coefficient" within the range of [-15%, +15%]. The lower the coefficient, the lower the customer's purchase of insurance**.

2. According to the above situation, there will be such a huge difference between the insurance companies of the same car. But why is this happening?

1.Malicious competition for the sake of development, for performance, and for market share. That is, to acquire customers through large-scale cashback services.

2.In order to make a profit, companies will choose their own suitable models, and then give corresponding tilt in terms of car insurance pricing coefficients. For example, PICC, Ping An, and CPIC have been established for a long time and have a great impact, so they will tend to be models in first- and second-tier cities with high profits.

Fourth-, fifth- and sixth-tier cities or low-margin models.

Hello, first of all, car insurance is divided into compulsory traffic insurance and commercial insurance.

There are 12 different types of insurance under commercial insurance, and several of them are different, such as third-party liability insurance.

The insured amount of 200,000 yuan and the insured amount of 500,000 insurance** are definitely not the same, in the case of commercial insurance without discounts, if you do not get on the car damage insurance.

The liability insurance of the three parties** is lower than the liability insurance of the three after the purchase of car damage insurance**. Then there is the liability insurance for the occupants.

Only buy 10,000 accidental medical treatment per seat and buy 100,000 accidental injuries and 10,000 accidental medical treatment per seat, that ** is definitely not the same, these ** changes, but also led to the change of not remembering the deductible, so, if you want to compare the car insurance of different insurance companies** which is more favorable, you should unify the insurance content first, and then go to inquire. For example, if you want to insure your car with car insurance, compulsory traffic insurance, car damage insurance, third-party liability insurance of 1 million, 100,000 people in the car, theft insurance, all kinds of deductibles, special terms of designated repair shops and motor vehicle damage insurance, you can't find third-party liability insurance.

and other types of insurance. Then you should ask different insurance companies about the same insurance items you want to insure, and finally compare different insurance companies to give you car insurance** and various discounts, and decide which insurance company to choose.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Pro, it is also possible if it is different every day: 1**It is the Changju of different provinces**2

The company is different, 3**The type of insurance is different. In order to ensure driving safety, car owners must buy car insurance every year, of which compulsory traffic insurance must be purchased, and other commercial car insurance owners can freely choose to insure.

When many car owners buy car insurance, they find that the car insurance given by insurance companies is different every year, why is this? If you also have questions about this, you may wish to find out together. Why is car insurance** different every year?

The ** of car insurance is not static, but affected by many factors, and the factors affecting the ** of different car insurance are also different, let's talk about compulsory traffic insurance, third-party liability insurance and car damage insurance in detail. 1. The first year premium of the compulsory insurance of the same model of compulsory traffic insurance is unified, but if the vehicle insurance situation is different, ** is different, because the compulsory traffic insurance rate has a floating coefficient. If the insured vehicle has a large number of accidents and is the responsible party, then the compulsory traffic insurance rate for the next year will be **, and if the insured vehicle has not had a traffic accident within one year or for many consecutive years, then the compulsory traffic insurance ** will be cheaper in the next year.

In 2021, the latest floating coefficient of compulsory traffic insurance rates is as follows: taking Hainan vehicles (family cars with less than 6 seats) as an example, the first year's premium is 950 yuan, and if the insured vehicle has 2 traffic accidents in the previous year, then the next year's premium is 950*(1+10%)=1045 yuan. If the insured vehicle has not had a traffic accident in the previous year, then you can enjoy a 30% discount, which is 950 * (1-30%) = 665 yuan.

2. The rate of the third party liability insurance is related to the amount insured, if the higher the amount of insurance bought, the more expensive it will be, and the insurance company may also give a certain discount according to the insurance status of the insured vehicle. 3. There are relatively many factors that affect the rate of car damage insurance, such as vehicle value, discount, insured amount, risk coefficient, etc. If the vehicle is high and the amount of insurance is high, the car damage insurance will be relatively expensive.

That's all for why car insurance** is different every year, I hope the above content will help you.

1. In principle, the premium of car insurance is the same in each insurance company, but different insurance methods will have different ways to calculate car insurance premiums. Compulsory traffic insurance must be bought: 950 yuan. Third-party liability insurance generally has to buy 200,000 yuan, which is more protective. around 2000;

2. Scratch insurance, also known as malicious damage insurance by some insurance companies. It is common for the car to be scratched, but sometimes the maintenance cost is very high, a high-end car, the body is scratched dozens of centimeters, and it costs thousands of yuan to spray paint. However, not all cars need to be insured for scratches, for example, some low-end cars only need to spend when making a claim.

3 or 400 yuan, but the premium is nearly 300 yuan;

3. There are generally three dangers of broken glass: the highway is broken by splashed pebbles; Smashed side glass and stole items in the car; Falling objects from high altitudes and smashing the front or rear windshield. Glass breakage insurance alone is more suitable for new cars and high-gear cars, especially high-gear cars, because the glass is more expensive.

Summary. Generally speaking, the **** of car insurance is basically the same for each company, because in fact, the insurance company has a fixed rate, and at the same time, there is a unified ** model for some uh, vehicle value estimates, etc., so generally speaking, the ** of car insurance is the same for each insurance company.

Relatively speaking, each company is different, it may be that you buy insurance after the insurance rebate, some insurance companies may give a relatively high insurance rebate in order to do business, but there are also some more formal, may only give a part or some give some physical rewards or some send some maintenance coupons and the like.

Car Insurance**Why every insurance company is different.

Generally speaking, the **** of car insurance is basically the same for each company, because in fact, the insurance company has a fixed rate, and at the same time, there is a unified ** model for some uh, vehicle value estimates, etc., so generally speaking, the ** of car insurance is the same for each insurance company. Relatively speaking, each company is different, it may be that you buy insurance after the insurance rebate, some insurance companies may give a relatively high insurance rebate in order to do business, but there are also some more formal, may only give a part or some give some physical rewards or some send some maintenance coupons and the like.

Generally speaking, the **** of car insurance is basically the same for each company, because in fact, the insurance company has a fixed rate, and at the same time, there is a unified ** model for some uh, vehicle value estimates, etc., so generally speaking, the ** of car insurance is the same for each insurance company. Relatively speaking, each company is different, it may be that you buy insurance after the insurance rebate, some insurance companies may give a relatively high insurance rebate in order to do business, but there are also some more formal, may only give a part or some give some physical rewards or some send some maintenance coupons and the like.

Different brands, but the price of the car is similar, and the insurance ** is different. The types of automobile insurance can be mainly divided into: vehicle loss insurance and third-party liability insurance.

Theft insurance, car seat liability insurance, glass breakage insurance, spontaneous combustion insurance, scratch insurance, no deductible.

In the auto insurance business, the operation and management of sales and burial are closely related to the automobile maintenance industry and its leading level. The reason is the operating costs of car insurance.

The maintenance cost of the accident vehicle is an important part of it, and the maintenance quality of the vehicle reflects the quality of the auto insurance product to a certain extent.

Insurance Tips:

The role of car insurance reduces the loss of car owners to a certain extent, and vehicle damage insuranceVehicle damage insurance refers to the natural disaster that the vehicle suffers from within the scope of insurance liability.

or accidents, the third party is responsible for the direct loss of the third party's property and personnel due to the accident of the driver, and the insurance liability of the whole vehicle theft insurance of the motor vehicle is the vehicle loss caused by the theft, robbery and robbery of the whole vehicle, as well as the reasonable cost of repairing the damage or the loss of parts and accessories and ancillary equipment during the theft, robbery and robbery.

Summary. Hello, dear. We're happy to answer your <>

Why is the car insurance of the same insurance company different, and the reason why the car insurance company is different is related to many factors, such as the region, the type of insurance, and the time of insurance, which will cause car insurance to be different in a company. For example, the country is divided into 5 regions according to the incidence of traffic accidents, and in each of these regions, the discounts enjoyed by compulsory traffic insurance are different. In some of them, because of the low incidence of traffic stories, the discount is relatively large, so the ** will be a little lower.

Why car insurance** is different from the same insurance company.

Hello, dear. We're happy to answer your <>

Why is the same insurance company different from car insurance, and the reason why car insurance is different from one company is related to many factors, such as the region, the type of insurance on the insurance, and the time of insurance, which will cause car insurance to be different in a company. For example, the country is divided into 5 regions according to the accident rate of traffic finger rolling, and in each of these regions, the discount enjoyed by compulsory traffic insurance is different. There are some places in the surplus because of the low incidence of traffic stories, the discount is relatively large, so the ** will be a little lower.

The insurance company refers to the company legal person established in accordance with the Insurance Law and the Company Law, and the insurance company collects the insurance premium of Baozhi Town, and the insurance premium income funds are invested in bonds, **, loans and other assets, and the income from these assets is used to pay the pre-travel insurance compensation determined by the insurance imitation policy. Through the above-mentioned business, insurance companies can obtain a higher return on investment and provide customers with suitable insurance services at lower premiums, thereby achieving profitability.