I don t know whose insurance is on the second hand car I bought, how can I check it?

Updated on Car 2024-03-22
19 answers
  1. Anonymous users2024-02-07

    2. Inquiry on the information platform of compulsory traffic insuranceIndividuals can log in to the vehicle compulsory insurance inquiry in various places**, and enter the license plate number of the second-hand car according to the prompts, and then you can query the claim information of the vehicle.

    Purchase Considerations1. Don't re-insure.

    Car owners should avoid repeated insurance when purchasing car insurance, and some car owners may think that they have a greater chance of being insured in a certain aspect, so they will repeatedly insure this type of insurance, thinking that they can get repeated compensation. In fact, this idea is wrong, even if the car owner repeatedly insures a type of insurance, when it comes to the issue of compensation, he will not get excess compensation.

    2. Don't over-insure or under-insure.

    Some car owners, knowing that the vehicle is worth 100,000 yuan, have taken out 150,000 yuan of insurance, thinking that they can pay more if they spend more. Some cars are worth 200,000 yuan, but they are insured for 100,000 yuan. Neither of these types of insurance is effectively covered.

    Pursuant to Article 39 of the Insurance Law:"The insured amount shall not exceed the insured value, and if the insured value is exceeded, the excess part shall be invalid.

  2. Anonymous users2024-02-06

    1. Directly check the mandatory insurance sticker on the right side of the windshield of the car, and you can see the start and end dates of the compulsory insurance on the back of the sticker, that is, in the cab.

    2. Check the policy, after the compulsory insurance is purchased, the insurance company will issue the policy, and there will be a start and end date in the middle of the policy.

    For example, Ping An Insurance Company dials 95511, and China Property Insurance calls 95518

    If it can help you, thank you.

  3. Anonymous users2024-02-05

    If the original owner has not negotiated the insurance for you and transferred the insurance to you, and the vehicle has been transferred to buy insurance by himself, his insurance may have been refunded, and the car transfer insurance cannot be used without transfer.

  4. Anonymous users2024-02-04

    Click on my avatar to see the introduction, and take you to understand the car condition inquiry method! Professional query [accident accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click check for bad car conditions such as accident cars, soaking cars, meter adjustment cars, and fire cars!

  5. Anonymous users2024-02-03

    Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles.

    How to check the insurance company and policy number:

    1. Inquire through the network.

    Now that the Internet has become ubiquitous, many things are done through the Internet. Nowadays, many people have inquired about car insurance content through the Internet, such as checking cars every day. Just open WeChat and search:

    Check the car every day, you can know the name of the insured company, compulsory traffic insurance premium, commercial insurance premium, compulsory traffic insurance policy number, commercial insurance policy number, insurance name and so on.

    Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.

    2. Inquire through **.

    Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.

    Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.

    3. Check by going to the staff of the insurance company.

    This is the most direct and effective way to inquire about the details of vehicle insurance. This allows for better communication with the insurance company's staff, allowing the owner of the vehicle to be more thoroughly aware of all aspects of the vehicle.

    The insurance period shall not be less than five years if the insurance period is less than one year, and not less than ten years if the insurance period exceeds one year. The insurance company is obliged to keep the customer information and the content of the recording confidential and shall not be used for other commercial purposes.

    Article 36 Insurance companies shall strengthen the management of sales information and data, ensure the security, integrity, accuracy and timeliness of information and data, and do a good job of data backup. The seamless connection between the sales system and the core business system of the insurance company should be realized.

  6. Anonymous users2024-02-02

    It's better to ask the person who sells the car, isn't it clear? Too simple a question.

  7. Anonymous users2024-02-01

    2. Inquiry on the information platform of compulsory traffic insuranceIndividuals can log in to the vehicle compulsory insurance inquiry in various places**, and enter the license plate number of the second-hand car according to the prompts, and then you can query the claim information of the vehicle.

    Precautions for insurance on used cars.

    When buying a second-hand car, if the owner wants to use the previous car insurance, he or she should change the subject and license plate of the compulsory traffic insurance and commercial auto insurance purchased by the original owner in time. If you don't want the original car insurance, then the new car owner should also surrender the original car insurance first, and then re-insure it in time.

    It is to prevent the insurance company from being liable for the claim in the event of a car insurance accident after the transfer of ownership of the vehicle. Although the insurance company cannot refuse to settle the claim on the grounds that the used car insurance has not been transferred, it will cause a claim dispute, which is done to reduce unnecessary trouble.

  8. Anonymous users2024-01-31

    Hello answer, I am your answer, "Settle with the situation", have many years of experience in finance and law, I have seen your question, is sorting out the relevant answers for you, typing may take some time, please be patient, I will provide you with the most detailed answer within 5 minutes, thank you!

    Hello, I'm glad to be able to answer this question for you, to find out which company the vehicle insurance is, in the following four ways:

    1. Check the policy.

    The car owner can identify the car insurance company according to the words on the relevant insurance policy and documents at the time of application. If the policy is lost, you can directly call the customer service of the insurance company, say your mobile phone number and license plate number, confirm the information, and ask the insurance staff to send an electronic policy to the designated mailbox. Or bring your driving license and ID card to the counter of the insurance company's business hall to apply for a reissue.

    2. **Query.

    Car owners can log in to the traffic management bureau** or the official website of the insurance company, and then follow the prompts to enter the license plate number and ID number and other information, and then check which insurance company their car insurance policy belongs to.

    3. **Query.

    Call Traffic Management Office Customer Service**"12123"Enter relevant information according to the voice prompts or select manual customer service inquiry.

    4. SMS inquiry.

    When buying car insurance, the insurance company will generally send a message to the mobile phone designated by the car owner, and the name of the insurance company covered by the car insurance will be included in the text message. I hope my answer is helpful to you! Thanks, 8 more

  9. Anonymous users2024-01-30

    If there is a list posted on it, do you want you to say it?

  10. Anonymous users2024-01-29

    Click to talk about my avatar to see the introduction, and take you to understand the car condition query method! Professional query [accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click investigation of bad car conditions such as accident scattered old hall cars, soaking cars, meter adjustment cars, and fire cars!

  11. Anonymous users2024-01-28

    Click on my head to look at the profile and take you to understand the car condition and talk about the query method! Professional inquiry of accident records, 4S maintenance records of the old hall, etc., accurate data and second reports!

  12. Anonymous users2024-01-27

    There will definitely be an insurance company to call you, at this time you can ask the staff of the insurance company to check this insurance for you, this is the most convenient way.

  13. Anonymous users2024-01-26

    If you don't know what company insurance to buy for a second-hand car, you can check it through the following methods:

    1. Check the insurance policy, the strong insurance sign or the insurance text message in the mobile phone;

    2. **For inquiries, dial 95585 to know the company that the vehicle is insured;

    3. Go to the local transportation bureau to inquire according to the license plate;

    4. Inquire directly with the policy service staff, and the user can directly call the insurance person and let the person tell the actual situation.

    Second-hand vehicles refer to motor vehicles that are registered with the public security traffic management authorities, serve before reaching the scrapping standards stipulated by the state or during the economic and practical life period, and can still be used.

    Used car fair** transfer fee.

    It is mainly charged according to displacement and year, according to the type of vehicle such as cars, off-road vehicles, buses, and trucks.

    As well as different categories such as different displacement ranges and load capacity ranges, different charging standards are adopted. Conveyancing of used cars.

    The cost is basically the same, the minimum transfer fee is 200 yuan, the highest transfer fee is 800 yuan, of which the following displacement charges 200 yuan, displacement charges 400 yuan, displacement charges 600 yuan, and above charges 800 yuan.

    The insurance purchased for a used car is as follows:

    1. Compulsory traffic insurance, usually when a new car is licensed, in addition to paying various taxes, it is also necessary to purchase compulsory traffic insurance, which is mandatory for the state to purchase insurance;

    2. Three-party insurance, the first grandson cluster type three-party liability insurance.

    clause, after you hit the other party with your own car, the insurance company will pay for the other party's losses;

    3. Car damage insurance.

    Vehicle damage insurance clause for your own car in the event of a natural disaster.

    or after the collision, the insurance company pays for the loss of their vehicle;

    4. Driver and passenger insurance, and liability insurance for personnel on motor vehicles.

    When you drive out, the person sitting in the car is injured, and the insurance company pays for the loss of the driver and passenger;

    5. Deductible is not included.

    Usually the insurance company will set the deductible, and the customer also needs to bear a certain loss, if the company needs to compensate in full, you need to purchase the deductible.

  14. Anonymous users2024-01-25

    You can find it by going to the insurance company with the frame number and engine number.

  15. Anonymous users2024-01-24

    Individuals can log in to the vehicle compulsory insurance inquiry in various places**, and enter the license plate number of the second-hand car according to the prompts, and then you can query the claim information of the vehicle.

    In addition, the replacement of the license plate number and the transfer of ownership of the vehicle cannot erase the accident record of the vehicle, and the compulsory traffic insurance rate will still fluctuate according to the record of the vehicle in previous years.

  16. Anonymous users2024-01-23

    It is advisable to ask the owner directly.

    Or have already bought it.

    Just call ** directly to ask about the insurance.

    Insurance companies, they will tell you.

  17. Anonymous users2024-01-22

    Ask the car owner. You can't buy it without asking.

  18. Anonymous users2024-01-21

    Hello, it is recommended to ask the original owner directly.

  19. Anonymous users2024-01-20

    Summary. Hello dear, happy to answer for you. I bought a used car and don't know which insurance I had before:

    Query through the Internet Now that the Internet has become popular, many things are carried out by people through the Internet. Nowadays, many people have inquired about car insurance content through the Internet, such as Dakang Chache. You can also call ** query directly to call 114 to inquire, or go to the local transportation bureau to inform the license plate, these inquiries can get the information of the insurance company that bought a second-hand car.

    Look for clues That's right, like a detective, you can also look for whether there is a compulsory traffic insurance policy in the materials you buy for the car.

    Hello dear, happy to answer for you. I don't know which insurance company I used to buy a second-hand car: check through the Internet Now that the Internet has become popular, many things are carried out through the Internet.

    Nowadays, many people have cleared the ruler and inquired about the content of car insurance through the Internet, such as Dakang to check the car. You can also call ** query directly to call 114 to inquire, or go to the traffic bureau to inform the license plate of the noisy Zhengsui Shengbu District, these inquiries can get the information of the insurance company that bought a second-hand car. Look for clues That's right, like a detective, you can also look for whether there is a compulsory traffic insurance policy in the materials you buy for the car.

    Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles. Auto insurance is a type of property insurance, and in the field of property insurance, auto insurance belongs to a relatively young type of insurance:

    Including daily scratching and other problems, maintenance costs can be reimbursed by the insurance company, especially after the accident, if the perpetrator cannot be found, the insurance company will pay 70% of the cost according to the insurance amount; 3. Third liability insurance: Regardless of whether the third party suffers ** or other property losses, the insurance company will compensate and pay according to the corresponding amount. The advantage of car insurance is that it can enable the insurance company to control the insurance premium of the socks and thus restrain the behavior of the car owner, so that he can be more noisy and safe when driving.

Related questions
18 answers2024-03-22

There will definitely be an insurance company to call you, at this time you can ask the staff of the insurance company to check this insurance for you, this is the most convenient way.

14 answers2024-03-22

Yes, no problem at all.

The insured of car insurance can be non-car owner, that is, the insured can choose yourself when buying insurance, and it will not affect the annual review of the car. In the event of an accident, the claim will be transferred directly to the insured's card, that is, directly to your own bank card. My own car is inconsistent with the name of the owner and the insured, the owner of the car is my wife's, and the insured is my own. >>>More

35 answers2024-03-22

Generally speaking, many friends may want to buy a new car for about 1 year, but I personally don't recommend it. It's not that the car is bad, but it's not cost-effective, the car of this year, at most, will save you a purchase tax money, insurance is not necessarily saved, to be honest, it's not very interesting. And if there is no major accident, one is that there are few people who sell, and the other is high. >>>More

8 answers2024-03-22

It doesn't cost money, but it's very troublesome, about ** procedures and the like. The easiest way is to force the insurance, the commercial insurance allows the car owner to return it by himself, and you can just get it back on it yourself. If the car is transferred, there is no discount for the calculation of the new car price, you can wait for the original owner's insurance to be refunded, and you will be on the insurance and finally transferred.

12 answers2024-03-22

It is best to go to a professional second-hand car platform or find a second-hand car dealer to buy it, and then buy it after seeing the real car and finding a special person to identify it.