What are the five major trends of transformation, and what are the routines for insurance operation

Summary. Hello, happy to answer your <>

The five major trends in insurance transformation and upgrading are: 1. The customer-centric end-to-end perspective makes up for the trap of small traditional service scope and insufficient customer concept. 2. Provide a consistent customer interface to eliminate the problems of scattered traditional customer information and inconsistent service standards. 3. Simplify the process, rely on new technologies to make the operation intelligent, and replace the traditional and complex process.

4. Maximize professional sharing and flexible scheduling, and reverse the situation of scattered resources in the traditional mode. 5. The operation should transition to productization and specialization, and change the setting of traditional cost centers.

Five major trends in insurance transformation and upgrading.

Hello, happy to answer your <>

The five major trends in insurance transformation and upgrading are: 1. The customer-centric end-to-end perspective makes up for the trap of small traditional service scope and insufficient customer concept. 2. Provide a consistent customer interface to eliminate the problems of scattered traditional customer information and inconsistent service standards. 3. Simplify the call process, rely on new technologies to make operations intelligent, and replace traditional and complex processes.

4. Maximize professional sharing and flexible scheduling, and reverse the situation of scattered resources in the traditional mode. 5. The operation should be transitioned to productization and specialization, and the setting of the traditional cost center should be changed.

The trend of digital transformation is:1Regulatory technology and standardization to promote the digital transformation of the insurance industry.

Sen Hui 2The deployment of scientific and technological innovation and digital construction has become a new trend in the industry's strategy. 3.

Join hands with upstream and downstream key players to plan the overall situation and find the path of Biyuan's digital empowerment. 4.Promote online and offline business collaboration to solve the "digital divide" of financial products and services.

Summary. Establish a sense of responsibility for employees.

To build a good sales team, it is necessary to cultivate the sense of responsibility of salespeople. Salespeople must be the same as the company's goals, although everyone is different, but as long as there is a common goal, the same insights and ideas, then the sales team has a core, and it can be twisted into a rope.

Some small group meetings can be held frequently to exchange ideas and opinions, stimulate the sense of responsibility of sales staff to achieve the company's sales goals, encourage everyone to unite and work together, and slowly infiltrate these ideas into everyone's mind through these small meetings.

Insurance products drive ideas.

Establish the sense of responsibility of employees, build a good sales team, and cultivate the sense of responsibility of sales personnel. Although everyone is different, as long as there is a common goal, the same insights and ideas, then the sales team has a core, and it can be twisted into a rope. You can often hold some small group meetings to exchange ideas and opinions, stimulate the sense of responsibility of sales staff to achieve the company's sales goals, encourage everyone to quietly get together, work together, and slowly infiltrate these socks shed ideas into everyone's minds through these small meetings.

A good salesperson must first have "execution", strong execution, this salesman is a successful bird. The new salesman will generally "track" for a period of time, go to the customer to see if there is a change, what the effect is, and how to annihilate the customer's evaluation. So as to find its advantages and disadvantages, good development, bad correction, and so that can be used according to the material, the staff to different positions.

Officially issued the "Several Opinions on Accelerating the Development of Modern Insurance Service Industry", planning a new blueprint for the transformation and upgrading of the insurance industry from the top level, and put forward for the first time that "insurance is an important industry of the modern economy and the basic means of risk management, and is an important symbol of social civilization level, economic development and social governance ability", which has enhanced the important position of the insurance industry in economic and social development, and put forward the overall requirements, goals, tasks and strategic measures to accelerate the development of the modern insurance service industry.

This programmatic document, known as the "Ten Articles of the New Country" in the industry, is undoubtedly the biggest policy dividend for the reform and development of the insurance industry. Under the current new normal of the economy, it has injected strong impetus into the development of the insurance industry. Industry experts said that the "New National Ten Measures" will bring unprecedented new opportunities to the reform and development of the insurance industry.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

1. Additional benefits for cancer.

This type of upgrade generally keeps the critical illness liability unchanged, but doubles the cancer benefit during the critical period of your life through additional insurance or adjustment of liability. This does meet the need for comprehensive protection.

However, the additional benefit for cancer is definitely a new liability or rider, and it will definitely involve an adjustment of the premium.

2. Increase the exemption liability for minor illnesses.

The increase in the exemption of liability for minor illnesses has also emerged in recent years, and there should be this trend in the future. There are not only exemptions for the insured, but also exemptions for the policyholders, and there are quite a lot of tricks. If the policyholder is exempted, they can insure each other, so that the protection is more comprehensive.

This situation is similar to the third cancer benefit and will definitely involve a premium adjustment.

3. Value-added service upgrades.

Value-added services, commonly found in medical insurance. For example, green medical channels, outpatient clinics before 7 days and 30 days after hospitalization, etc. However, the gold content of value-added services of different products varies greatly, and friends who are particularly concerned about this piece should be carefully considered when choosing.

Insurance is good, as long as you buy the right insurance for yourself is the best protection.

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Business analytics is a discipline that enables people to manage large amounts of customer, market, financial, and enterprise data and turn it into advanced insights through better analytics techniques and tools. Business analysis is a series of short-term strategic and tactical alignments. It can provide organizations with a quick assessment and roadmap to help them identify opportunities and plan a transformation path to achieve their analytical initiatives and goals.

Different companies have different work arrangements:

1. The main work content of the business analyst of the insurance company is as follows:

1. Assist in analyzing and researching empirical data, participate in the formulation of insurance product development strategies, formulate insurance product rates, and review insurance product materials; participate in solvency management;

2. Assist in formulating or participating in the formulation of reinsurance system, review or participate in the review of reinsurance arrangement plan;

3. Participate in the evaluation of various reserves and related liabilities, and participate in budget management;

4. Participate in the formulation of the shareholder dividend distribution system, and formulate the dividend distribution plan of related insurance products such as dividend insurance;

5. Participate in the management of asset empty loan liability allocation, participate in the decision of investment plans or participate in the formulation of asset allocation guidelines;

6. Participate in the formulation of business operation rules and intermediary service fee payment system such as handling fees and commissions;

7. Participate in the actuarial part of the company's financial planning and annual budget.

2. The job requirements for business analysts of insurance companies are as follows:

1. Bachelor degree or above, major in finance, accounting, business administration or economics;

2. CET-6 or above in English, fluent in reading and expression;

3. Proficient in Excel modeling ability, proficient in PPT production;

4. Familiar with insurance, banking and investment business models and profit models;

5. Strong strategic and systematic thinking and business planning skills;

6. Excellent professionalism and good interpersonal communication skills;

7. Have team spirit.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"