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Can a remote card be cancelled locally?
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OK. However, if the account is opened, the account is abnormal, the third-party depository is opened, and there is a delayed transfer or loan contract, it cannot be cancelled in another place.
There are 9 types of off-site cancellation:
1.If there is a sub-account, the normal cancellation of the card needs to be handled at the outlets under the jurisdiction of the first-level branch; The lost card can be handled at any outlet in the country.
3.If the business is opened, the card can be cancelled normally at any outlet in the country (some areas have special regulations, please refer to the regulations of the branch);
Report the loss of the card at present, the system settings**The card must be swiped to cancel the contract, and you must first check whether the customer currently has other cards, if any, first do **change the card and transfer the **contract to another card, and then cancel the account; If there is no other card, you can only report the loss of the card and then cancel the ** contract.
4.If the wealth management business is opened, the normal cancellation of the card shall be handled at the outlets within the jurisdiction of the first-level branch; The lost card can be handled at any outlet in the country.
5.If the account status is abnormal, the card will not be cancelled if it is only collected but not paid; Sleeper households support the cancellation of cards in different places across the country (or report the loss of cards).
6.If the third-party depository is opened, the card can only be cancelled after the third-party depository is terminated.
7.For those who open message services, book-entry treasury bonds, and savings treasury bonds, support the nationwide non-local cancellation of cards (or report the loss of cards).
8.When it is a card-to-book account, the debit card supports the cancellation of the card in other places nationwide (or the card is cancelled as lost), but the passbook needs to provide the correct password and the original passbook before it can be cancelled at the outlets under the jurisdiction of the secondary branch, otherwise it needs to go back to the opening bank for processing.
9.Card cancellation is not allowed when there is a delayed transfer or loan contract.
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The ABC card can be cancelled in a different place, and you only need to bring your ID card and bank card to the local ABC counter to handle it. If it is a savings card, you can cancel it if there are no funds in the card, and if there are funds that need to be withdrawn first, then handle. If you don't want to use the credit card, you need to cancel it first, otherwise there will be an annual fee, and the arrears in the card can be cancelled after being paid off.
If the bank card applied for cancellation has been lost, you need to report the loss orally through **95599 first, and then go to any outlet in the country with a valid ID card to report the loss and cancel the card.
If the cardholder has something to do and cannot go to the bank to handle it, it can be handled by others, but a handwritten power of attorney of the cardholder is required, and the agent can handle it with his own ID card and the cardholder's ID card. If the card has not expired at the time of card cancellation, you need to go to the designated branch to handle the card collection business, and you can go through the formal cancellation procedures within 30 days.
There are two kinds of cancellation, one is to cancel the card, the other is to cancel the account, the cancellation of the rollback card as the name suggests is that the cardholder cancels a certain bank card, and the personal information will still remain in the bank; Account closure is to delete the user's information in the bank (if there is a bad credit such as overdue, it will be saved), provided that there is no card in the name, the account can be closed. If you want to apply for a credit card in the future, it is not recommended to cancel the account, just eliminate the card that you don't use. When you go to the bank, you must say that you cancel the card, if you cancel the account, the bank will have no personal information, and it will be very troublesome to handle other businesses in the future.
Through the Industrial and Commercial Bank of China, the Agricultural Bank of China, the Construction Bank, the Bank of China, the Bank of Communications, etc., it was learned that the debit cards of the Bank of China and the Industrial and Commercial Bank of China in the province can be cancelled in any place in the country. The Bank of Communications stipulates that the debit card of the Bank of Communications without signing any agreement, that is, without all functions such as SMS reminders, online banking, and ** business, can be cancelled anywhere in the country, but the card that has signed the agreement can only be cancelled at the place where the card bank is located. The ABC debit card is only limited to local cancellation, and said that if the debit card is not cancelled, it will not have an impact on the credit history. >>>More
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2. Call the place where the number belongs to check whether the current status of the mobile phone number meets the conditions for account cancellation (call the customer service of the place of attribution** method: dial [home area code + operator customer service**]); >>>More