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1. Unless it is to show the affluence of family property or consumption level, the family buys a vehicle to use, so the purchase of a vehicle mainly considers the impact on the family's economic affordability in the process of purchase and peacetime use. The economic costs are as follows:
1) Full purchase of vehicles: the most economical and practical vehicles, which require about 100,000 yuan; If you take out a loan to buy a car, you need to pay about 7,000 yuan in interest every year.
2) Fuel cost: If the vehicle runs about 500 kilometers per week, the fuel cost needs to be spent about 10,000 yuan per year;
3) Other taxes and fees: road maintenance fees and vehicle and vessel use fees are about 3,000 yuan per year;
4) Vehicle insurance: Assuming that you only pay "compulsory traffic insurance", about 1,500 yuan per year;
5) Vehicle maintenance (oil three filters, small scratches, etc.): about 2,000 yuan per year.
Therefore, the general vehicle operation requires maintenance and other costs of 10,000 yuan per year. If you take out a loan to buy a car, you need to have an overall annual cost of about 10,000 yuan.
Therefore, if a family's annual income level reaches about three times the annual cost of buying and using a car, it can buy a vehicle; Otherwise, because China's urban residents' expenditure on food consumption generally accounts for about 40% of the total household expenditure (in 2005, Engel's coefficient is Beijing is, and other cities are slightly higher), plus the family's children's education, beauty salons, entertainment consumption, etc., the cost of purchasing and maintaining vehicles can not be too high.
2. When it comes to the family situation of buying a second car, I personally think that if a family really needs two cars, the annual expenditure should be no less than 30,000 yuan.
3. On the question of buying a house, if you plan to buy a house to live in, then your annual income should be 20%-30% of the house price. For example, if you plan to buy a high-rise house of 80 square meters, the house price is about 1.5 million yuan, and your family income is 300,000 yuan or more per year.
My experience above is mainly based on the situation of large cities such as Shanghai, Beijing and Guangzhou.
You can directly log in to the statistical database of the National Bureau of Statistics (free and open) to query the data you need. For example, in 2005, the average income of urban households was yuan, and the average income of rural households was
Yuan; In 2005, there were cars per 100 households and motorcycles per 100 households in rural areas. and so on.
See Chapter 10, "People's Life", above, which lists 37 of them. From it you can see the data about it.
If you want to know the latest data, such as the data for the past 2007, on the one hand, you can wait until around the end of 2008, ** statistical agencies will calculate a new set of data, and on the other hand, you can "extrapolate" an approximate figure based on the annual growth data of the country's GDP (gross domestic product) and CIP (consumption index).
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For an ordinary family, how much is the appropriate monthly income, that is, enough for a family of three or four to open the credit market, after honoring both parents, there is a slight surplus, it depends on the city. According to the city where you live for a long time, it is divided into five categories:
The first category is first-tier cities and quasi-first-tier cities, in fact, that is, China's top 20 cities. The monthly net income of the family is at least 12,000 yuan and above to be able to reach the state I said. Enough for the family's complete expenses, with a slight surplus.
The second category is the second-tier cities, which are mainly provincial capitals and sub-provincial capitals. There are about 30 of them. The monthly net of the family is to collect the bridge and enter the bridge, at least 9,000 yuan and above, it can be.
The third category is the third and fourth-tier cities, that is, the 300 major cities in China, excluding the more than 240 cities in the first and second categories, and the monthly net household income needs to be 6,500 yuan or more.
The fourth category is the 2,900 county seats, suburbs and county-level cities, where the monthly net household income needs to be 4,500 yuan or more to maintain.
The fifth category is the vast Minmeng townships and rural areas, with hundreds of thousands of townships and tens of millions of villages across the country. Living in these places, in addition to farming and self-sufficiency, the annual net income of the family needs to be more than 20,000 yuan to maintain a living. Converted into a monthly net income, about 1,700 yuan.
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In the end, it is difficult to generalize about this question. The monthly income of the average household will also vary in different regions. In addition, personal circumstances, household income and expenditures can also affect the financial situation faced by the family.
Therefore, to determine whether a family is an ordinary family, it needs to be evaluated according to the economic situation of the family and the income and expenditure status of the family.
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1. The per capita monthly income of the family.
Add up the income of all family members in a year, divide by the number of people, which is the average income of each person for the year, and divide by 12, which is the average income of each family member for the month.
2. The family suffers from natural disasters.
Circumstance. Disasters caused by natural causes such as wind, rain, **, etc., such as damage to family houses and farmland, etc. Natural causes refer to natural phenomena that harm or damage the human living environment, including droughts, floods, typhoons, and hailstorms.
Blizzards, sandstorms.
Meteorological disasters such as volcanoes, **, collapses, landslides, and mudslides.
and other geological disasters.
3. Accidents and blind things.
Damage to family members and indoor property due to sudden accidents or natural disasters.
4. Weak family disabled labor force.
Family members are disabled, elderly, vulnerable laborers, etc., and cannot earn money from their own labor.
5. Family debts.
Debts owed to other members of the family.
6. Other circumstances.
Other special circumstances that affect household income.
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Hello dear, I'm glad to be able to answer your <>
<> household survey, is an important statistical survey, its purpose is to scientifically and accurately reflect the basic situation of residents and families, income and expenditure levels and income, consumption structure, objective monitoring of residents' income distribution pattern and different levels of residents' quality of life, the results are the party committee, scientific decision-making, accurate policy implementation of an important basis, such as for the formulation of minimum living security standards, minimum wage standards and other reference, will also affect price reform, income distribution and other policy formulation. At the same time, it is also the legal obligation of citizens to conscientiously cooperate with the household survey. The household survey sample rotation is conducted every 3-5 years to ensure the accuracy of the statistical results.
The survey covers all aspects of the daily life of households, including residents' cash and in-kind income and expenditure, household members' income and employment, household food and energy consumption, housing and durable consumer goods ownership, household business and production investment, basic community conditions, and other livelihood conditions. Dear, here is some relevant information for you: it may be community affairs statistics.
Neighborhood committees have jurisdiction over the residents under their jurisdiction and may inquire about personal information for registration. If you are not sure, you can go to the neighborhood committee to ask the staff about related matters in detail.
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The per capita disposable income of residents in the country was 32,189 yuan, an increase over the previous year. The median per capita disposable income of residents nationwide [47] was 27,540 yuan, an increase. According to the place of permanent residence, the per capita disposable income of urban residents was 43,834 yuan, an increase over the previous year, and the actual increase was after deducting the first factor.
The median per capita disposable income of urban residents was 40,378 yuan, an increase. The per capita disposable income of rural residents was 17,131 yuan, an increase over the previous year. The median per capita disposable income of rural residents was 15,204 yuan, an increase.
The ratio of per capita disposable income of urban and rural residents was smaller than that of the previous year. According to the national residents' five equal income groups[48], the per capita disposable income of the low-income group was 7,869 yuan, the per capita disposable income of the lower-income group was 16,443 yuan, the per capita disposable income of the middle-income group was 26,249 yuan, the per capita disposable income of the upper-middle income group was 41,172 yuan, and the per capita disposable income of the high-income group was 80,294 yuan. The per capita monthly income of migrant workers nationwide was 4,072 yuan, an increase over the previous year.
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It's not the same.
Annual household income refers to the sum of salary income, net operating income, property income and transfer income received by all family members living together in the past year during the survey period, excluding ** property and loan recipients.
The per capita annual income of a family refers to the average annual income of each family member in a family unit = annual household income and the total number of people in the family, and the average annual income of each person is calculated.
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It is different, if there are 3 family members, one person is 24,000 yuan, one person is 36,000 yuan, and one person is 60,000 yuan.
Annual family income: The total annual income of family members is 120,000 yuan.
Per capita annual income of the family: the average annual income of the family members is 120,000 3=40,000 yuan.
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For a family of six in Pukou District, Nanjing, how much is the minimum annual income of Haoting.
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Now in fourth-tier cities. General household income. It's about 60,000 yuan. If it is in a first-tier city, the average household income. It should be around 150,000 yuan. This is the income level of the general public. That is, the income level of ordinary people.
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Everyone's work is different, and the income is naturally different, just like an executive and a migrant girl who lives in the city, the rural people who work in the construction site are different, nothing is fixed, it depends on what occupation they want to work in, there should be nothing enough if there is no 100,000 yuan a year in first-tier cities, and 50,000 yuan a year in third-tier cities is about the same
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This is a problem, our annual income in Longcun is about 50,000, and the city should be about 100,000!
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This question is a bit big, and I'm afraid that it won't be able to give the right answer if it's not **, as far as our ordinary families here are concerned, about 50,000.
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In our case, the annual income of the whole family is about 70,000 yuan (for three people).
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It depends on the city.
Personally, I think that the family income in first-tier cities should be 200,000 yuan, starting from 600,000 yuan, which is considered an ordinary family. The household income in second-tier cities starts from 150,000 yuan to 400,000 yuan, which is considered an ordinary family. Families in third- and fourth-tier cities with an income of 70,000 yuan and 200,000 yuan are considered ordinary families.
Family income is directly proportional to the cost of living in the city and the cost of anti-risk, first-tier cities take the price of vegetables as an example of about 6 yuan a pound of tomatoes, 3 yuan to 4 yuan in second-tier cities, and more than 1 yuan in third- and fourth-tier cities. The average family is able to meet basic material needs and has a certain ability to resist emergencies and risks, and now income is undoubtedly the best standard for resisting risks.
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This successive dynasties and even different years are different, the Qing Dynasty one or two ** in the middle of the period is about 250 yuan, ** and ** one to four, a family in the Han Dynasty is about ten gold a year,
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I think it should be between 3 and 50,000, what do you think?
Just go to the water and electricity bureau.
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