How about the participating type of China Life Fuxing Children s Insurance

Updated on Financial 2024-03-04
21 answers
  1. Anonymous users2024-02-06

    It is recommended that you learn about Taikang's Xinxiang Life Dividend Insurance, which is paid and received, returned every year, and the pension rises every year until 99, and the principal must be returned, which is very suitable for children's education, marriage, entrepreneurship, and adult pension, and plan a perfect life together.

  2. Anonymous users2024-02-05

    That's pretty good! At the age of 18, he receives an education fund, at the age of 22, he receives a university study fund, at the age of 25, he receives a wedding fund, and at the age of 30, he receives a full fund, and he also enjoys the company's dividends.

  3. Anonymous users2024-02-04

    It's good, but Ping An's lifetime income will be higher than this, and now the compound interest is at 5, and only Ping An has it at present.

  4. Anonymous users2024-02-03

    Hello, the first thing to consider when buying insurance for children is the full insurance of the protection line. In addition, consider the dividend type.

  5. Anonymous users2024-02-02

    It depends on what your original intention is to buy insurance, whether it can solve your problem, the product itself is good, but it is suitable for you.

  6. Anonymous users2024-02-01

    Taikang Life Xinxiang Life is worth your understanding.

  7. Anonymous users2024-01-31

    Since each company's policy is different, it is recommended to call the insurance company** directly for consultation.

  8. Anonymous users2024-01-30

    Huaxia Fulinmen gives the child a lifetime of cash flow and a pension for the parents.

  9. Anonymous users2024-01-29

    It's good, both to protect the child and to be exempt.

  10. Anonymous users2024-01-28

    What are your needs? It is recommended to consider China Life Da Ruixin. Absolutely the best.

  11. Anonymous users2024-01-27

    To you who know this when you see this.

    As one of the classic products of Chinese Life Company, Guoshou Fu is a critical illness insurance product with high sales but mixed reviews. Recently, I also heard that Guoshoufu was upgraded, so as soon as the product was launched, I evaluated it, and finally concluded that I do not recommend buying, and my evaluation article has a detailed explanation of the reasons::An article to help you understand this upgrade of Guoshoufu?

    Let me briefly talk about the content changes of the upgraded China Life Fortune Edition, and are these changes good for us?

    1. What are the new content updates of China Life Blessing Edition?

    Let's take the China Life Blessing Premium Edition, the China Life Blessing Supreme Edition and the China Life Blessing Premium Edition, let's investigate and analyze whether this is a sincere upgrade:

    Direct conclusion: The main thing is that the coverage content of these two places has been updated: the number of minor illness claims has been increased, and the number of critical illnesses covered has increased.

    2. Is it worth buying the National Life Blessing Edition?

    Although the updated China Life Fu will increase the number of minor illness claims to 3 times, it is relatively sincere, but after all, it is a large company, and the advertising cost required by the product is not a small amount, ** is not low, if it is a friend who pays more attention to cost performance when buying insurance, China Life Fu should not be considered.

    I compared the hot-selling critical illness insurance products of large companies in the market in 2020, and there are too many key points, I will put out the condensed version of the content, you can check out this articleHeavy! There are 10 critical illness insurance policies on the market that are worth buying

    It is recommended to take a look to understand what are the mainstream critical illness insurance products on the market.

    That's all for me"How about the participating type of China Life Fuxing Children's Insurance"All, look!

  12. Anonymous users2024-01-26

    I am a working employee of Chinese Life.

    What you want to know is in it (zoom in, or save it).

    The dividends are divided once a year and put into the wealth management account prepared by the insurance company for you, which can generate interest and can be received at any time. (The dividend is incremental, with a small amount in the early stage and an increase gradually).

  13. Anonymous users2024-01-25

    Summary. Introduction to the participating type of China Life Fuxing Children's Insurance: 1. Scope of insurance:

    Those who are more than 30 days old, under 16 years old, and in good health can be insured. Under the age of 60, the insured can be the policyholder if he has an insurance interest. 2. Insurance period:

    The effective date of the contract shall be from the date of entry into force of the year in which the insured reaches the age of 30. 3. Insurance liability: The survival insurance money can receive 80% of the basic insurance amount on the corresponding date of the effective date of the policy year when the person who has reached the age of 10 years old.

    The maturity benefit is 60% of the basic sum insured on the effective date of the policy year in which you reach the age of 30. If the premium is waived for the death or high disability of the policyholder, the premium can be waived for all periods after the date of death or the date of severe disability. If the policyholder dies or is highly disabled, the insured can receive 50% of the basic insurance amount every year for growth insurance until the age of 18 to continue the care.

    Dividends can enjoy the dividends of insurance companies, but dividends are related to the company's operating conditions, and dividends are uncertain.

    Hello dear! 18, 22, 25 years old, 80% of the sum insured is equal to 10,000 yuan; 60% of the sum insured at the age of 30 is equal to 10,000 yuan, plus annual dividends. This product is very good children's education insurance, and the most important protection is comprehensive:

    The policyholder's waiver and the insured's growth benefit. That's what insurance is all about.

    Introduction to the participating type of China Life Fuxing Children's Insurance: 1. Scope of insurance: Those who are more than 30 days old, under 16 years old, and in good health can be insured.

    Under the age of 60, the insured can be the policyholder if he has an insurance interest. 2. Insurance period: from the effective date of the contract to the corresponding date of the effective date of the year when the insured reaches the age of 30.

    3. Insurance liability: The survival insurance money can receive 80% of the basic insurance amount on the corresponding date of the effective date of the policy year when the person who has reached the age of 10 years old. The maturity benefit is 60% of the basic sum insured on the effective date of the policy year in which you reach the age of 30.

    If the premium is waived for the death or high disability of the policyholder, the premium can be waived for all periods after the date of death or the date of severe disability. If the policyholder dies or is highly disabled, the insured can receive 50% of the basic insurance amount every year for growth insurance until the age of 18 to continue the care. Dividends can enjoy the dividends of insurance companies, but dividends are related to the company's operating conditions, and dividends are uncertain.

  14. Anonymous users2024-01-24

    Summary. China Life Fuxing Children's Insurance, pay 6,000 a year, pay for 14 years, after the expiration, if you want to receive, you need to take the policyholder's ID card and policy directly to the insurance company to apply for survival and dividends, and the number of years you will not receive will give you interest. China Life Hongyun Children's Insurance (Participating Type) is an insurance product of Chinese Life Insurance Shares****, all those who are born more than 30 days and under the age of 14 and are in good health can be the insured, and their parents as the policyholders to Chinese Life Insurance Shares **** to apply for this insurance.

    China Life Fuxing Children's Insurance, pay 6,000 a year, rent silver for 14 years, after the expiration of the negotiation period, if you want to receive, you need to take the policyholder's ID card and policy directly to the insurance company to apply for survival and dividends, and the number of years you will be interested. China Life Hongyun Children's Insurance (Participating Type) is an insurance product of Chinese Life Insurance Shares****, anyone who is more than 30 days old and under 14 years old, and in good health can be the insured, and their parents will apply for this insurance to Chinese Life Insurance Shares **** as the policyholders.

    Ask about custom messages].

  15. Anonymous users2024-01-23

    Summary. I paid my son the National Life Fuxing Children's Insurance Dividend, 4,000 yuan a year, how much can you get when the time comes?Pay 4,000 yuan a year, and you can receive 7,000 yuan when the time comes.

    For example, if you pay 4,000 a year, you can pay about 7,200 for 18 years, and you can only get about 7,200 after expiration. You can look at the cash value table in the contract, and the cash value table on the contract has a detailed description and introduction of the amount you surrender each year.

    I paid my son the National Life Fuxing Children's Insurance Dividend, 4,000 yuan a year, how much can you get when the time comes?

    I paid my son the National Life Fuxing Children's Insurance Dividend, 4,000 yuan a year, how much can you get when the time comes?Pay 4,000 yuan a year, and you can receive 7,000 yuan when the time comes. For example, if you pay 4,000 a year, you can pay about 7,200 for 18 years, and you can only get about 7,200 after expiration.

    You can look at the cash value table in the contract, and the cash value table on the contract has a detailed description and introduction of the amount you surrender each year.

    In short, the significance of this insurance protection is not large, and the income of financial management is not high.

    The money you can receive when you buy Chinese Life Guoshou Fuxing Children's Insurance (Participating Type) includes the following types:1Survival insurance + maturity insurance. When your child is 18 years old, 22 years old, 25 years old.

  16. Anonymous users2024-01-22

    Of course, this participating insurance is worth starting, every insurance company has some national certification licenses to open, and there are some medical insurance is for our people, with every medical insurance is worth starting and believing, but there will be some unscrupulous merchants and themselves to play some word games, will coax their customers, they will first have a good relationship with the customer, and then the customer will have no reason to believe the people in these insurance companies, At this time, the merchant will play some word games with the customer, and will say to the customer that your insurance is like this, and it has nothing to do with us, so the customer is very helpless.

    When we encounter insurance fraud, we must use some legal means to protect our interests, you can buy insurance within ten days of surrender without reason, then you can not bear any legal responsibility, you can get back your principal, and if the insurance company does not give you the principal, then the insurance company is also an illegal act, if you buy your own insurance, then you can also follow the above operation to surrender.

    But I want to remind everyone here that when buying insurance, you must not blindly follow the herd, you must choose an insurance that suits you, because you can choose an insurance that suits you in order to get better profits to protect your interests in the future. Therefore, when buying insurance, you must choose an insurance that is suitable for you, and when buying insurance, you must not listen to the coaxing of these staff, and you must consult some relevant people, or you have someone you know in the insurance company, so you can trust their advice to buy insurance.

  17. Anonymous users2024-01-21

    It is worth starting, many of the insurance launched by Chinese Life are very good, and Chinese Life is also a very large insurance company, especially trustworthy.

  18. Anonymous users2024-01-20

    The product takes into account children's protection and family financial management, once the policyholder encounters misfortune or high disability, can be exempted from paying the insurance premiums after the date of death of the policyholder or the date of high physical disability, and the insured can receive 50% of the basic insurance amount of the growth insurance benefit until the age of 18 every year, continuing to care.

  19. Anonymous users2024-01-19

    This kind of participating insurance is not particularly worth buying, because the participating insurance is very pitiful, and the value is not particularly high compared to other insurances.

  20. Anonymous users2024-01-18

    It's still worth starting, this insurance is a very good insurance, and you can choose to buy it if you need it.

  21. Anonymous users2024-01-17

    It is worth starting, and this insurance has a very good reputation and is not expensive, which is very trustworthy.

Related questions
16 answers2024-03-04

Xueba talks about insurance, focusing on insurance evaluation! The comparison between 35 participating insurance and 101 mainstream critical illness insurance has been updated35 participating insurances competed with 101 mainstream critical illness insurance, to friends who know this article. >>>More

25 answers2024-03-04

At present, the settlement interest rate is as high as 10,000 yuan, the income of 1 day is yuan, and if the compound interest is 12 times in 1 year, the interest of 100,000 yuan a year can reach 5,168 yuan! >>>More

5 answers2024-03-04

Are the other riders you are referring to? It is recommended that the participating insurance should be planned in a single way, and the savings and dividend insurance should not choose the 20-year payment method, which will have little benefit in the future. And it's too slow to return money only once every 2 years, Pacific Insurance's savings dividend type returns money every year, you think about the same 10-year period, Ping An Xinli returns 5 times, Pacific returns 10 times, which is more cost-effective? >>>More

15 answers2024-03-04

I won't get it on the spot, except for your production cost, about 10 yuan, and I will refund the rest of the money to you within 10 working days.

10 answers2024-03-04

Taikang Jinmancang Insurance 10-year product, you can't get back the capital when you die, and you will lose money! If it is 5 years, you can get it back in the 5th year. However, if you put money in it for 5 years and didn't earn a dime, is it worth it? >>>More