Why do fresh graduates enter the bank, and are there any benefits?

What are the benefits of being in a bank?

1.The training system is mature.

The banking industry has always been in the main position in the financial industry, since its birth, has gone through hundreds of years of development, has grown into a mature financial industry, has a very standardized management model, and also has a high degree of recognition in the financial industry. Therefore, the bank has a complete training system for all new employees to help them become familiar with the business and the financial industry as soon as possible. For students who are not majoring in economics and finance and are interested in the financial industry, entering the bank is undoubtedly an excellent starting point for stepping into the financial industry.

2.The development platform is wide.

Since entering the bank, the development path has been very clear. For business line employees, they generally go through the growth path of teller - senior teller - branch director - branch president. The marketing line is the account manager - senior account manager - vice president of marketing - president.

The management line is the person in charge of the branch - the president of the branch - the president of the branch - the president of the head office. Because of its huge size, the banking industry has a lot of opportunities for promotion, so no matter which development path it takes, it can be said that it is difficult to encounter the development bottleneck of the industry.

Taking a step back, even if you are not prepared to pursue a lifelong career after entering the bank, as long as you pay attention to your own learning and improvement during your employment, have professional experience in the bank, and have the connections you have built during the period, you will have many choices even if you change jobs in the future. Whether it is ** or **, or the hot Internet finance, bankers are the objects of their choice.

3.The remuneration package is good.

When choosing a job, salary is undoubtedly a very important criterion in everyone's mind. Banks are in the high-paying financial industry, and they are also not stingy with their employees.

On the whole, the income of ordinary bank employees is generally higher than that of local civil servants, and the income of ordinary employees is generally in the range of 10-200,000 yuan. Specifically, in addition to the basic salary paid by level, there will be performance pay, subsidies and other benefits. Performance-based salaries such as sales bonuses, year-end bonuses, quarterly bonuses, etc.

Subsidies such as housing subsidies, Chinese food subsidies, communication subsidies, transportation subsidies, etc. Other benefits include the common five insurances and one housing fund, as well as other benefits such as holiday condolences. All in all, the treatment is not ungenerous.

4.High social awareness.

Among the three pillar industries of finance, banking, insurance, and insurance, banks are also the most well-known and stable enterprises in the financial industry. Working in a bank has always been regarded as a relatively decent thing by people, and it will not be like insurance or ** industry, and there will be some social misunderstandings for the time being. Therefore, entering a bank job is also in line with the expectations of most parents.

There are two peaks in bank recruitment every year, one in March called bank spring recruitment, one in September called bank autumn recruitment, these two recruitment objects are mainly fresh graduates, former students, social people generally can not participate, former students can only apply for some banks and positions, so these two bank recruitment is a kind of protection for graduates, competitors are greatly reduced, only need to compete with their peers. Let me take you to understand what are the advantages of fresh graduates taking the bank examination.

1. The recruitment conditions are relaxed, there are many jobs provided, and the demand is wide.

Major banks will have certain requirements for academic qualifications and schools, and usually full-time graduates (including undergraduates, master's students, and doctoral students) from domestic and foreign colleges and universities can apply for the examination. Bank recruitment positions are also rich and diverse, taking Bank of China's autumn recruitment as an example, the recruitment positions include management trainees, information technology positions, marketing service positions, and teller positions. Depending on the position, the profession required is also different.

Second, the examination format is fair and transparent, and speak with strength.

Banks recruit a large number of candidates and a wide geographical distribution, and the requirements for transparency and fairness are particularly prominent. At present, the recruitment written examination of major banks generally adopts the method of nationwide computer unified examination, which is not only efficient and stable, but also ensures the fairness and justice of bank recruitment to a large extent, and is more conducive to outstanding candidates to stand out. In the interview process, major banks are also gradually seeking to cooperate with social professional talent evaluation institutions to continuously improve the scientificity and effectiveness of their own talent selection.

It can be said that the recruitment of the banking industry is developing in a more professional, fairer and more efficient direction.

Third, the treatment is superior, and the salary and welfare advantages are great.

According to statistics, about 70% of bank employees have a monthly salary of more than 6,000 yuan. In addition to these basic salaries, the bank's superior salary and benefits also attract many job seekers. For example, banks are one of the most market-competitive industries with a base salary;In terms of welfare, banks pay social insurance and housing provident fund for employees in strict accordance with the highest standards stipulated by the state.

In recent years, the recruitment direction of the five major banks has been developing towards high-end talents, for candidates with weak backgrounds, you can take advantage of the opportunity of bank campus recruitment to enter the bank first, and accumulate slowly, do not wait until graduation, have lost the identity of fresh graduates to compete with people who are better than you. If you want to get more information about preparing for the bank exam and review tips, please send me a private message!

<> personally think it's a good choice. In recent years, due to the economic environment, the overall employment is not very good, and it is more difficult to find a suitable job, and it is even more difficult to find a job with good treatment, especially for college students who have just graduated. Although the current bank treatment is not as good as before, but generally better than the general industry, but the pressure is also obvious to all, overtime at night, overtime on weekends is indispensable, and some positions do not have the concept of holidays, or more hard.

For college graduates who have just graduated, it is good to go to the bank to exercise, contact all kinds of people, learn basic financial knowledge, and personally recommend that if you have the opportunity, you can go to the credit department to learn the core credit business of the bank.

Even if you don't work in the bank anymore, you can be regarded as having a skill. Suffice it to say that you have to be mentally prepared to go to the bank, and you may have to repeat the same work every day, doing things that you don't feel like are meaningful.

Graduating from university requires the accumulation of social experience and rich workplace experience, and you can temporarily experience the ability to adapt to the workplace in the relatively stable environment of the bank, and gradually mature, stabilize and cope with it through it. Know the society, workplace, enterprise procedures and general situation, this is the first step of the ideal, and then lay a solid foundation for the second step of the ideal and entrepreneurship, once all aspects of the conditions are more mature, judge the situation to give yourself accurate positioning, thoughtful planning for the next step, in order to achieve a blow, steady win, mobilize their maximum potential in all aspects, in order to stand in less detours, and gradually reach the high point of life. If you graduated from 985 and 211 and have strong comprehensive ability, it is not recommended that you go to a commercial bank (except for students with good family conditions and connections, resources and resources), you will be tortured and crazy by this industry.

If you are a general college graduate, and your personal ability is average, be content, your diploma and ability can find a job, it would be good, what kind of bicycle do you need? That's all for me, I hope it helps you.

It's not good, now the bank is very involuted, the task is heavy and varied, there are morning meetings in the morning, evening meetings, and all kinds of training, study, and exams. If you want to come to the bank to sharpen your temperament, this is definitely a good place, unreasonable customers, leaders everywhere. The environment is not good, and the business indoor money counter has to pay almost a day, and there is a lot of dust in the money counter.

24-hour monitoring without dead ends staring at you, can't laugh, can't look at mobile phones, can't take a lunch break, from 8:30 a.m. to 5 p.m. after the morning meeting, you have to keep an eye on your money cabinet, because the short money is conceited, and the long money is returned to the public. And so it goes, day after day. There are also many fines.

Yes, because the bank work is relatively leisurely, and the working environment is better, and the salary is relatively high.

It is indeed relatively good, and it can also make yourself have a good job as soon as you enter the society, and the job treatment of the bank is also very good.

That's good because the job in the bank has a good chance of going up, the salary is high, and the job is more decent.

Of course, I can choose it, because this job is relatively good, and at the same time, it is relatively easy, and I can learn a lot of things.

It's usually a counter.

Most of the bank recruitment recruits fresh graduates in the current year, and only a few banks will accept former graduates within two years of graduation.

However, there are two forms of bank recruitment, one is bank campus recruitment, and the other is bank social recruitment, social recruitment has high requirements for work experience, and it is almost impossible for graduates to enter the bank through social recruitment, so Guanguan focuses on bank campus recruitment!

Bank campus recruitment is generally mainly for senior students or graduate students, and the definition of fresh graduates for foreign students is fresh graduates who graduated in the current year (for example, for 2020 campus recruitment, overseas students are mainly recruited after graduation in July 2019).

Fresh graduates generally start from tellers, who are divided into private (the most contact with our people), corporate, cash, non-cash, and lobby managers; Do a certain period of time (less than months, more years or even longer) according to the situation to hire an account manager (there are also entry directly from the account manager), including private, corporate and so on.

Therefore, most of the bank recruitment is for the above two types of positions, as for the middle and back office positions mentioned above, one requires a certain amount of work experience, and the other is that the number of personnel is stable and there is no shortage of people, so there are fewer people who enter this type of position.

Xuexin Bank Examination Center: The most are tellers, but not necessarily, it can be said that different bank levels, different positions, and different banks have different training models, and the basic situation is analyzed below

Most of the new employees recruited by branches (including provincial branches) are interned at the counter, regardless of your major or position. Most of the people in the internship branch will stay in the branch for a long time, and the former will return to the branch after a few months of internship (a few months to a year, not certainly, depending on the employment gap and individual performance of the branch).

The management trainees recruited by the head office will also be assigned internships, some go to the counter of the branch outlets, and some are in the functional departments of the head office, but usually do not go to the branch department, this is randomly arranged, there are a small number of relationship factors, the time is also irregular, generally about half a year, and come back after the end according to the needs of each department to determine the post. Professional and technical personnel (IT, law, administration) or highly educated people (doctors, outbound postdocs) recruited by the head office generally do not arrange counter internships, and a small number of people may be arranged to follow the internal counterpart department depending on the specific assigned work.

The above are all regular workers with establishment, and all kinds of training are ignored when entering the company. It can be seen that most positions need to start with counter work, so what is the meaning of counter work?

1.Lay the foundation for business knowledge.

Counter work can get in touch with the most basic banking business, you can understand how a customer is established, how a transaction is recorded in the system, how a account is entered, learn the meaning of various documents, the purpose of each account, and so on. These are different from the dogmas you would have in your college textbooks, and as a banker, it is a lifelong wealth that will definitely benefit you in the future.

2.Cultivating personal style and character.

Let you learn to identify and control risks, know how to do things according to the process and division of labor. At the same time, because it is directly facing customers, you can exercise your etiquette, treat people, and improve your psychological quality and communication skills.

3.Learn job skills.

Use basic skills such as money counting, calculator operation, bill recognition, etc. Practice makes perfect, and there is little actual work during the training to learn well.

Summary. If fresh graduates enter the bank to choose a position, it is better for boys to take the line of the company, and it is better for girls to take the line of personal finance or operation.

Which position is good for fresh graduates to enter the bank?

If fresh graduates enter the bank to choose a position, it is better for boys to take the line of the company, and it is better for girls to take the line of personal finance or operation.

However, in terms of job selection, before applying for the exam, you can understand each position in advance, combine your own personality, and see what position you are suitable for. The general promotion route is teller - account manager - branch president (or branch leader) - provincial branch president - head office. There are mainly the following types of bank positions:

1. Comprehensive teller position. Their main job responsibilities are to handle some basic business such as deposits and withdrawals for customers, and their work is relatively simple, repetitive, and less stressful, so many tellers are girls. As a position that basically every banker will experience, the number of people in demand for recruitment every year is also the largest.

2. Account manager position. It is divided into wealth management managers and loan managers, wealth management account managers are mainly responsible for sales, wealth management and other products, while loan account managers are mainly responsible for loan matters, such as mortgage loans, corporate loans, business loans, etc. 3. Information technology positions.

Engaged in software development, data analysis, network and IT professional system operation and maintenance. 4. Functional positions. Engaged in customer management, risk management, data management and other positions, and grow into professionals familiar with banking business.

5. Operational support positions. Engaged in various types of transportation and settlement business, and grew into a business expert proficient in bank operations. 6. Marketing positions.

Engaged in various banking business marketing, including product marketing, market development, customer relationship maintenance and other positions.