Why does someone else s Ant Huabei have a quota of 30,000, but mine only has 3,000, what is the reas

Other people's Huaant Huabei has a quota of 30,000, but mine only has 3,000, probably because my sesame credit is not enough. Because it is Alipay's Sesame Credit, it evaluates your Sesame Credit based on whether you repay the loan in a timely manner, whether the loan is repaid in a timely manner, as well as your purchasing power and capital flow in Alipay. Although Sesame Credit cannot directly determine the amount of Huabei for Ant Huabei, it will determine the amount of Huabei a little.

So when you see that someone else's Ant Huabei has a limit of 30,000, but your own is only 3,000, you should consider whether your sesame credit is overdue. <

The reason why someone else's Ant Huabei has a quota of 30,000, but his own is only 3,000, or it may be because his own capital flow is not enough. Ant Huabei will also be determined by your Ant Huabei quota because of your capital flow, your purchasing power, and the number of times you buy things. If you buy things a lot on ** and have strong purchasing power, Huaant Huabei will give you an increase in the amount.

So when you look at other people's Ant Huabei has 30,000 quotas, but your own is only 3,000, you should think more about your own capital flow and purchasing power in **, you can try to use more funds in Alipay, and also try to buy more things on **, which will also make your own Ant Huabei quota**. <

Other people's Ant Huabei has a quota of 30,000, but their own is only 3,000 The reason may also be that they have not used Alipay enough times. Ant Huabei will also be based on the number of times you use Alipay, in Alipay, whether you use Yuebao, whether you use Yuebao to save money, whether you buy on Yuebao**, these money stored on Alipay, he will be the basis for your Huabei quota**. So when you see that other people's Ant Huabei has a quota of 30,000, but you only have 3,000, you should consider whether you have a balance in Yu'e Bao, whether you have bought some **, whether you have invested some money in Yu'e Bao, and whether you have used Alipay enough times.

It may be related to the frequency of your use and the reputation of Sesame, the higher the Sesame Points level, the more frequent you use, and the higher the amount. Finally, remember to repay the loan on time, otherwise it will also affect the amount.

Because the number of times it is used is small, and the amount is not very large. Long-term use of Ant Huabei will accumulate credibility, and the higher the credibility, the higher the chance of raising the amount.

It should be that you don't use Ant Huabei often, and the usual transactions are carried out as much as possible with Alipay, which can increase the limit.

I have 130,000 credits, but what's the use, it's not my money.

There are many reasons, the most common reason is that the Alipay system judges that your credit has deteriorated and cashed out, not necessarily Alipay Huabei's credit, or it may be that the credit card or loan you applied for in other channels is overdue, and now is the era of big data. Data sharing.

For example, if your credit card and mortgage are overdue and have been collected, or you have other small loans overdue and have been blacklisted, or you have a civil dispute that has been frozen or even enforced by the court, or it may be that you have frequently applied for various small loans on various platforms in a short period of time, or your credit card has been reduced by the bank, Alipay's Huabei will adjust the limit for you according to the bank's credit card limit.

Of course, it is also possible that you have unsafe use of Alipay, such as cashing out, and you have swiped Huabei at a merchant that has been controlled by Alipay, and you are marked as suspected of cashing out. Therefore, the derating may also be that your recent consumption and usual consumption habits and ordinary people's consumption habits are obviously abnormal.

Two or three months ago, the available limit of your Alipay Huabei was more than 10,000, and today it is only 1000 available limit, which may be in the process of using Huabei to shop, and was judged by the system to be a risk customer, so it was reduced by the system.

Two or three months ago, my Alipay Huabei available quota was more than 10,000, today why is there only more than 1,000 available quota? I think this kind of thing might be an adjustment.

1. People with relatively high spending power.

2. People with good credit.

Finally, Huabei is actually a very important thing for young people now, because many young people may not have so much money, but they have a lot of things they want, which can be purchased through Huabei, but they must be paid off within the time limit.

They are all people with good reputation, who usually spend money in a plan, will repay on time, and never overdue the deadline.

It is some people who often use Huabei, and their spending power is relatively high, their credit is relatively good, and the amount of Huabei is also slowly rising under their own accumulation.

The credit is very good, you can repay Huabei regularly every month, you will not owe money, as long as you have a good reputation, the amount of Huabei will be higher and higher.

Is Huabei's quota of more than 10,000 very high?

Who else can it be, I move bricks for 12,000,

1.The merchants who consumed did not open Huabei.

The function of collecting money, so the customer's Huabei obviously has a limit, but the code cannot be scanned to pay, and it cannot be paid.

2.When the customer pays with Huabei, the system detects that the current transaction is risky, so the customer cannot scan the code and cannot pay with Huabei.

3.When the customer scans the merchant *** to pay, there is a problem with the network, or there is no connection to the network, which causes the code to be unable to come out and the payment cannot be made.

4.The merchant's barcode scanner malfunctioned, resulting in the customer's Huabei payment code being scanned.

Can't sweep it out. 5. Huabei limit In this regard, it is recommended that customers change their payment method to pay for the transaction. For example, use Alipay balance or bind a savings card.

Quick payment, or pay with WeChat QR code. Of course, if it is only because of the network problems in the third case above that Huabei can't scan the code, then in fact, as long as you change the network and reconnect, you may be able to scan the code and pay with the Huabei quota.

Extended information: 1. If the loan is overdue, it will not only incur liquidated damages.

and interest, which will also affect your personal credit profile.

If you have not repaid the loan for a long time, you will be collected by the loan platform, and legal measures may be taken against you in serious cases.

2. The first consequence of overdue online loans is penalty interest. The interest of the online loan itself is several times higher than that of the bank, and if it is overdue, the penalty interest will be very high, the general penalty interest is 50% of the interest, and a certain proportion of liquidated damages will be generated. The second consequence of overdue online loans is that they will be collected.

In addition to facing high fees, it will also be collected by the loan platform, which generally includes SMS collection and even door-to-door collection. Being often collected will not only affect your own life, but also the lives of others. The third consequence of overdue online loans is to affect credit reporting.

Although many online loans are not credit-based, online loan records will remain in the big data of online loans. Now, whether it is a bank or other financial platform in the review, may check the applicant's online loan big data, if you find that the online loan big data is hacked, then the possibility of rejection is very large, affecting yourself.

Nothing more, nothing less. This part of the users are generally people with spending power and credit, as the saying goes, "it is not difficult to borrow well and borrow again", if you can repay on time every time, then the system will think that you are a high-quality user with great potential, so their limit will generally be increased, and this kind of user is generally the owner of a large enterprise.

In addition to repaying the loan on time, active users with more turnover records can also improve Huabei.

Amounts, such as corporate accountants or vendors, etc., are generally calculated in tens of thousands when trading.

Extended information: Features of Alipay.

1. Wallet. Alipay can also be used on smartphones, and the mobile client is the Alipay wallet.

You can also add "services" to make Alipay wallet your own personalized mobile app.

Alipay wallets are mainly used on iOS and Android, and iPad versions and WP versions are under development.

2. Safety. Payments involve the security of users' funds, so it is crucial to follow official security norms. Sun Qing.

Such as security controls, SMS verification services, and digital certificates.

Third-party certificates, Payshield, Baoling, Baoling Mobile Version, security protection issues, security policies, mobile phone security settings, etc.

Alipay is available for almost all payment services. From shopping to utilities payments, and there is a trend to partially replace cash.

3. Repayment. On January 15, 2009, Alipay launched credit card repayment.

The service is supported by credit cards issued by 39 banks in China. It is the most popular third-party repayment platform.

It is recommended to use Alipay wallet.

In the first quarter of 2014, 76% of credit card repayments.

It is done with an Alipay wallet.

Huabei also made many raises in June, and the amount that I haven't moved for nearly 8 months has been raised to me twice, raising the amount by 2,000 yuan respectively, and the reason for the increase in June is very simple, because the mid-year promotion of 618 led to a raiser in Huabei.

The limit of 30,000 yuan can be reached by ordinary people, like my own limit is 28,000 yuan, as long as the normal use method is guaranteed, the sesame credit limit is relatively high, and the leakage of tens of thousands of Huabei is still achievable.

Although there is no manual intervention in Huabei, I don't think it's so completely recognized, and it is true that the system has a certain role in the opening of Huabei, and I don't know that it has been rotten in the Double Eleven or 618 period, Huabei does have a certain amount of increase, which is also in line with our Alipay positioning, after all, the service is ** and other Qingqing.

So, how does Huabei raise the amount? Let's see what Huabei says?

In Alipay: The consumption limit is evaluated according to the comprehensive situation, and the system will be evaluated according to different situations with the use of the system, which is mainly related to our daily use of Huabei.

Huabei's increase is irregular, and it cannot be intervened manually, and it is possible to increase account activity and maintain a good credit record.

The last way to increase the quota:

We need to use Huabei more for consumption, for example, I use Huabei every month, although I use more or less (the key is that I can't use it if I don't want to, sometimes I use Huabei unconsciously).

We need to increase the use scenarios and frequency of Alipay (such as water, electricity, gas, Yuebao, credit card repayment, etc.);

Upgrade membership level and activity ranking, improve sesame credit, etc. So that's basically what happened now.