Can you take the housing work on the railway?

The housing provident fund can be withdrawn. Preparation of materials: First of all, prepare the retirement certificate of the original unit, personal ID card, and household registration book.

Detailed reason: I bring the retirement certificate of the unit, personal ID card, and household registration book to the provident fund management center where the unit handles the housing provident fund; The staff will review the materials you submit, confirm that they are correct, and call the bank that pays the provident fund to apply for a provident fund savings card (the provident fund center has a bank window); The material review generally takes five working days, and the review can be directly withdrawn from the provident fund management center. Summary:

The housing provident fund can be withdrawn, and I go to the housing provident fund management office to ask what procedures are required to withdraw the housing provident fund now, but the premise is that my housing provident fund must be paid for more than 1 year.

At present, there are two ways to withdraw the provident fund: the withdrawal of the housing provident fund and the withdrawal of the rental provident fund. The withdrawal of the provident fund should be handled at the provident fund management center where the current provident fund is located, and the materials that need to be brought are generally as follows:

1. Requirements for withdrawal of house purchases:

Original ID card;

If both husband and wife withdraw or the spouse of the owner of the house applies for withdrawal, proof of marital relationship (household registration book or original marriage certificate) must be provided;

"Approval Letter for Application for Withdrawal of Housing Provident Fund" stamped with the reserved seal of the unit;

The original of the house ownership certificate;

Original deed (if not, tax return is required);

If it is difficult to determine the amount of collective land property rights purchased, it is necessary to provide a certificate of housing value issued by the relevant ** department at or above the township level. If it is difficult to determine the purchase amount of the relocated housing, the original invoice for the tax on the increased area shall be provided;

Housing provident fund co-branded card (except for those that have not yet been issued).

2. Requirements for Rental Withdrawal:

The original ID card of the employee and his/her spouse;

Original certificate of marital status, marriage certificate or household registration book for married employees, and single certificate for unmarried or divorced;

"Approval Letter for Application for Withdrawal of Housing Provident Fund" stamped with the reserved seal of the unit;

Housing Provident Fund Joint Card.

3. Housing Provident Fund Withdrawal Process:

1. Application (approval) for individual withdrawal of housing provident fund;

2. The original and copy of the ID card of the person (the original and copy of the marriage certificate must be provided for the husband and wife);

3. Due to the type of provident fund withdrawal, the required supporting materials shall be provided according to the corresponding conditions.

Employees who meet one of the following circumstances and can provide legal and valid certificates in accordance with the regulations can apply for withdrawal of the balance stored in the personal housing provident fund account:

1) Purchasing, constructing, renovating, or overhauling owner-occupied housing.

2) Those who have reached the statutory retirement age of the state, or have formally gone through the formalities for retirement.

3) Completely losing the ability to work and terminating the labor relationship with the employer.

4) Leaving the country to settle down.

5) Repayment of principal and interest on loans for the purchase of owner-occupied housing.

6) The payment of rent for self-occupied housing exceeds 15% or more of the family's monthly wage income.

7) Those who are currently enjoying the minimum subsistence guarantee for urban residents.

8) Themselves, their spouses, or their immediate family members have serious difficulties in family life due to serious illness.

9) Encountering emergencies that cause serious difficulties in family life.

10) Those who have been unemployed for more than two consecutive years, and whose per capita monthly household income is lower than the minimum wage income in that region, and whose family life is in serious difficulty.

11) The employee dies in service and has an heir or legatee to receive it.

12) The employee has an agricultural household registration or a non-municipal household registration and terminates the labor relationship with the unit to which he belongs.

Materials required for withdrawing housing provident fund.

To purchase a commercial house and withdraw the housing provident fund, the following information is required:

1. Receipt of down payment within one year (bring the original and make a copy on A4 paper).

2. A copy of the "Commercial Housing Sales Contract" registered and filed by the property rights department within one year.

3. The applicant extracts the application.

4. Applicant's ID card (bring the original and make a copy on A4 paper).

5. Fill in the name of the unit and the name of the employee in the "Application for Withdrawal of Housing Provident Fund", and the withdrawal amount should not be filled in first, and each page should be stamped with the official seal of the unit.

If the spouse withdraws the housing provident fund at the same time for this reason, it is also necessary to provide proof of the spousal relationship with the buyer (marriage certificate or household registration book that can prove the above relationship, bring the original and make a copy on A4 paper).

I want to withdraw the housing provident fund is the railway, who can do it.

Buyers who can use the provident fund loan no longer need to submit the purchase contract, loan contract and other materials when withdrawing the provident fund, and only need to provide the withdrawal application, their ID card and copy, and bank savings account to apply for the withdrawal of the provident fund.

From September 1, 2017 (inclusive), the standard of basic living expenses of the borrower shall be 1,400 yuan per month for the newly accepted housing provident fund personal loan that implements the differentiated policy.

If the provident fund has already been withdrawn once, it can be withdrawn again if the conditions are met. Circumstances in which the balance of the housing provident fund account can be withdrawn:

1. Purchasing, building, renovating, or overhauling self-owned housing;

2. Retired or retired;

3. Completely lose the ability to work and terminate the labor relationship with the unit;

4. Those who have settled abroad, Hong Kong, Macao and Taiwan;

5. Repayment of principal and interest of housing loans;

6. Those who are included in the scope of the city's minimum subsistence guarantee for urban residents and pay rent;

7. The employee has been sentenced to a criminal penalty during his employment, the employee has not been re-employed after two years of the transfer of the housing provident fund to the centralized sealed household, the employee has moved out of the city, and the employee with non-municipal household registration has left the city and terminated the labor relationship with the unit.

Question: Can I withdraw it again after 1 year?

You can file an application with your employer. You don't need a house certificate, just an invoice issued by the developer for 30% of the down payment. My section is unconditional, and if you want to take out a loan, you have to have two or more internal employees to guarantee it.

For details, you can consult the labor union and housing construction department of your unit. It's not so troublesome, upstairs, you have to go to the road bureau, you can handle it in this paragraph. For other difficulties, you can go to the union to apply for relief funds.

No points also answer it, in principle, the withdrawal of housing provident fund is to buy a house to withdraw, you need to have a housing certificate, if not, the purchase contract is also OK, in addition to the children's school or family is really difficult can also be withdrawn, to the railway bureau housing provident fund management center to handle. It's not hard.

You misunderstood|!Whether it's a business loan or a provident fund loan, you don't go to the unit for a loan, but to the bank! Provident fund is a social form of housing savings, it has a lower interest rate than general commercial loans, you can of course use provident fund loans to buy a house, however, it is not what you said to withdraw provident fund to buy an outside house, but to use a provident fund loan to buy a house.

As for the money in the provident fund, .After buying a house, you can go through the CPF withdrawal procedures with the purchase contract and the purchase receipt (tax payment invoice, etc.). Note.

It is after buying a house, but it cannot be mentioned before buying a house.

The following is a brief explanation of the CPF withdrawal.

Housing provident fund refers to the long-term housing savings fund paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, public institutions, private non-enterprise units, social organizations (hereinafter collectively referred to as units) and their employees.

If an employee has any of the following circumstances, he or she may withdraw the balance stored in the employee's housing provident fund account:

1) Purchasing, constructing, renovating, or overhauling owner-occupied housing.

2) Retired or retired;

3) Completely incapacitating the ability to work and terminating the labor relationship with the employer;

4) Leaving the country to settle down.

5) Repayment of principal and interest of housing loans;

6) The rent exceeds the prescribed proportion of the family's wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be cancelled at the same time.

Your situation falls into the first category.

The provident fund is divided into railways and localities, and there are only provinces and cities.

Provident fund is a special fund used to buy a house, you do not use a provident fund loan to buy a house, in principle, you cannot withdraw, do not understand, there is a provident fund but use a commercial loan.

According to Article 24 of the Regulations on the Administration of Housing Provident Fund, employees can withdraw the balance stored in the housing provident fund account under any of the following circumstances:

1. Purchasing, constructing, renovating, or overhauling self-occupied housing;

2. Repayment of principal and interest of the loan for the purchase and construction of self-occupied housing;

3. Renting a self-occupied house, and the rent exceeds a certain percentage of the family's salary income;

4. Retired or retired;

5. Those who leave the country to settle down;

6. The employee dies or is declared dead;

7. Those who enjoy the minimum subsistence guarantee in urban areas;

8. Completely or partially incapacitated and terminated the labor relationship with the unit;

9. Other circumstances stipulated by the Management Committee in accordance with relevant laws and regulations.

Housing Provident Fund Withdrawal Process:

The unit shall verify it and issue a certificate of extraction;

Employees shall apply to the Housing Provident Fund Management Center for withdrawal of housing provident fund with the withdrawal certificate;

The Housing Provident Fund Management Center shall, within 3 days from the date of acceptance of the application, make a decision to approve or disapprove the withdrawal, and notify the applicant;

If the withdrawal is approved, the entrusted bank shall handle the payment formalities.

1. Withdrawal of housing provident fund for employees.

Housing provident fund withdrawal refers to the behavior of employees who have paid into the housing provident fund to withdraw the balance in their housing provident fund account under specified conditions, so as to realize the value of the housing provident fund and play its role.

a) Extraction objects and conditions.

All employees who have contributed to the housing provident fund can withdraw their housing provident fund if they meet the prescribed conditions. According to the different withdrawal conditions, the withdrawal of housing provident fund is divided into housing consumption withdrawal (referred to as consumption withdrawal) and withdrawal under the condition of loss of deposit (referred to as cancellation withdrawal). Where:

1. The prescribed conditions for consumption withdrawal.

Employees who have any of the following circumstances may apply for consumption withdrawal:

1) Purchase, construction, renovation and overhaul of self-occupied housing, and have been approved to participate in the road bureau to raise funds to build houses and sign a contract for the purchase and construction of houses with the construction unit;

2) repayment of principal and interest of housing loan;

3) The rent exceeds the prescribed proportion of the family's wage income;

4) When the employee's withdrawal of his or her housing provident fund is insufficient, the family members who have the ownership of the housing agree to withdraw it together;

5) The employee has paid the house price in full at one time for the purchase of self-occupied housing, after the date of payment.

Apply for a one-time withdrawal within one year; Purchasing a house in installments or loans, and applying for withdrawal once a year within the payment (repayment) account;

6) Before the implementation of these measures, the employees who have enjoyed the seniority discount and the one-time payment discount for the purchase of the house, who have not used the housing provident fund, can apply for a low-interest loan according to their own wishes in the future when replacing and overhauling the housing; It can also be withdrawn according to the accumulated balance at the time of purchase, but in the future, when replacing and overhauling the residence, it will no longer enjoy the treatment of low-interest loans.

and related preferential policies.

2. The prescribed conditions for the withdrawal of account cancellation.

Under any of the following circumstances, an employee may apply for account cancellation and withdrawal:

1) Retired or retired;

2) Completely incapacitated and terminated in the employer;

3) Transferred out of the bureau or out of the country;

4) The employee dies or is declared dead during his or her employment, and is withdrawn by his legal heirs or legatees;

3. Miscellaneous.

1) If an employee terminates the labor relationship with the employer due to resignation, dismissal or partial loss of working ability, the original employer shall seal and manage the employee's account before finding a new work unit and handling the account transfer. During the sealing period, the extraction can only be handled if the prescribed extraction conditions are met;

2) Those who have been approved to go out to work will no longer enjoy the subsidy of the housing provident fund unit before the salary relationship with the unit is restored, and the part of their personal contributions shall be included in the withdrawal of the account management period and shall be sealed and handled accordingly.

3) Employees are transferred between units within the bureau, and the transferring unit shall go through the procedures for the transfer of the second account in accordance with the regulations, and shall not handle the withdrawal of employees. After the account is transferred, it should be processed as a closed account.

2) Determination of the amount to be withdrawn.

According to state regulations, in the personal account of employees, the housing provident fund collected in the current year shall be calculated according to the current deposit interest rate, and the principal and interest carried forward from the previous year shall be calculated according to the three-month lump sum deposit interest rate.

There is no rule that you can only take it once a year