Can I withdraw money from my account book, and can I withdraw money from my time deposit book?

It is not possible to withdraw fixed deposits with household registration books, except for minors who have not applied for ID cards.

If you have a password for a fixed deposit, you need to bring your valid ID card or the agent to bring your and the account owner's valid ID card to withdraw money over the counter. For minors who have not applied for an ID card, they need to bring the household registration book used when applying for fixed deposits.

If there is no password for a fixed deposit, the head of the account must bring his or her valid ID card to the counter to withdraw money.

First, there is a password on a regular basis, the amount is less than 50,000 yuan, the period has expired, you do not need to hold an ID card or household registration book, as long as you hold a certificate of deposit, the bank will handle it for you.

Second, the fixed period has no password, the amount is less than 50,000 yuan, the fixed period has expired, the bank needs to verify the identity, and the account book cannot be withdrawn from the fixed deposit.

Third, there is a password or no password on a regular basis, the amount is greater than 50,000 yuan, the period has expired or has not expired, you need to hold an ID card and a certificate of deposit to be able to withdraw money, if it is a person, you also need to hold an ID card.

If the time deposit is not due, you must withdraw the time deposit due at the end of the year with your ID card, and if you can't go, you can go to the bank with your depositor's ID card and the ID card of the person taking it on behalf of you to withdraw it in advance. If you are not a depositor, you must also hold a household registration certificate (if you bring a depositor**, the household registration certificate is opened at the police station with a household registration book) and the ID card of the person who collects it, you can also apply for early withdrawal.

If you ask someone else to collect your own fixed deposit certificate, the agent must hold the ID cards of both parties, and if one party does not have an ID card, user registration certificate or population registration form, it is not possible to handle the withdrawal procedures. There must be ID cards of both parties, and the agent must be present in person.

Which bank you have.

The real-name system is implemented for deposits.

The ID card and household registration book are both real-name documents.

Bank of China has no reason to refuse.

If the Postal Savings Bank of China has not withdrawn the fixed deposit at maturity, you need to bring the account opening certificate and the fixed deposit certificate (or fixed passbook) to the Postal Savings Bank counter for withdrawal; No other documents can be used for withdrawal; Hope mine is helpful to you.

Summary. Hello. Yes, you can withdraw money from bank fixed deposits even if you don't have to do it yourself.

However, if the fixed deposit is not due, the process will be more complicated if you do not withdraw it in advance, and you need to bring the power of attorney, the original ID card and the household registration information. If the time deposit expires and is not withdrawn by the depositor, you only need to provide the depositor's ID card, deposit certificate, original ID card and password to withdraw.

If it has not expired, I don't have my ID card, and I only have a household registration book.

If it has not expired, I don't have my ID card, and I only have a household registration book.

Hello. Yes, bank fixed deposits can be withdrawn even if you are not Chang Bang yourself. However, if the fixed deposit is not due, the process will be more complicated if you do not handle the early withdrawal by yourself, and you need to bring the power of attorney, the original ID card and the household registration information of the principal.

If the time deposit expires and is not withdrawn by the depositor, you only need to provide the depositor's ID card, deposit certificate, original ID card and password to withdraw. 【】

If it has not expired, I don't have my ID card, and I only have a household registration book.

Do I have to ask for the depositor's ID card, I can take the depositor's household registration book and my own ID card and deposit receipt?

If it has not expired, I don't have my ID card, and I only have a household registration book.

Hello. Yes, bank fixed deposits can be withdrawn even if you are not Chang Bang yourself. However, if the fixed deposit is not due, the process will be more complicated if you do not handle the early withdrawal by yourself, and you need to bring the power of attorney, the original ID card and the household registration information of the principal.

If the time deposit expires and is not withdrawn by the depositor, you only need to provide the depositor's ID card, deposit certificate, original ID card and password to withdraw. 【】

If it has not expired, I don't have my ID card, and I only have a household registration book.

Hello. Yes, bank fixed deposits can be withdrawn even if you are not Chang Bang yourself. However, if the fixed deposit is not due, the process will be more complicated if you do not handle the early withdrawal by yourself, and you need to bring the power of attorney, the original ID card and the household registration information of the principal.

If the time deposit expires and is not withdrawn by the depositor, you only need to provide the depositor's ID card, deposit certificate, original ID card and password to withdraw. 【】

Summary. Hello. <>

Dear, glad to answer for you! <>

When the fixed deposit expires, the family can withdraw the account book! According to the bank's regulations, family members can withdraw fixed deposits. When the time deposit expires, if it is withdrawn by a family member, the person who takes the deposit needs to provide the depositor's ID card and deposit slip and the ID card of the withdrawer, and then handle the early withdrawal business at the bank's counter and withdraw the money with the password.

Can family members take the account book when the fixed deposit expires?

Hello. <>

Dear, I'm glad to answer for you! <>

When the fixed deposit expires, the family can withdraw the account book! According to the bank's regulations, family members can withdraw fixed deposits. When the fixed deposit expires, if it is withdrawn by Duan Hao's family, the person who takes it on behalf of the depositor needs to provide the depositor's ID card and deposit slip and the ID card of the withdrawer, and then handle the early withdrawal at the bank's counter and withdraw the money with the password.

Time deposits are also known as "certificates of deposit". The bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity. Some certificates of deposit are deposited before maturity, and Liang Fanli needs funds to sell them in the market; Some certificates of deposit cannot be transferred, and if the depositor chooses to withdraw funds from the bank before the maturity of the depositor, he will need to pay a fee to the bank.

Legal analysis hail: only the household registration book, can not withdraw the fixed deposit. No, the certificate of deposit must be withdrawn with the ID card and password, and you can take the household registration book to apply for a temporary ID card, and you can withdraw the deposit receipt with a temporary ID card.

Logically speaking, the household registration book is also a valid identity document recognized by the state, which can handle various businesses, including withdrawals, of course. However, because the bank does not have a ** account book and avoids risks, it does not accept the account book for special business.

Legal basis: Several Provisions of the People's Bank of China on the Implementation of the Regulations on the Administration of Savings Article 34 Depositors withdrawing unexpired fixed savings deposits must present the deposit slip and their own resident identity certificate (resident identity card, household registration booklet, military ID, foreign depositors with passport and residence permit - the next guess sui tong). If an unexpired fixed deposit is withdrawn on behalf of another person, the person making the withdrawal must also present his or her resident identity certificate.

The handling of early withdrawal procedures and the issuance of other identity certificates shall be invalid, and the handling of special circumstances may be determined by the competent department of the business of the savings institution.

Legal Analysis: Yes.

A fixed deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity. It has the characteristics of a minimum deposit period of 3 months and a maximum of 5 years, a large margin of choice and a relatively stable interest income.

Interest shall be calculated and paid according to the deposit interest rate on the date of opening the certificate of deposit for withdrawal at maturity, and interest shall be calculated according to the interest rate of the current savings deposit on the date of withdrawal for early withdrawal. You can apply for a small pledge loan with your own fixed deposit certificate.

Legal basis: Article 14 of the Accounting Law of the People's Republic of China Accounting vouchers include original vouchers and accounting vouchers. To handle the economic and business matters listed in Article 10 of this Law, it is necessary to fill in or obtain original vouchers and send them to the accounting institutions in a timely manner.

Accounting institutions and accountants must review the original vouchers in accordance with the provisions of the national unified accounting system, and have the right not to accept the untrue and illegal original vouchers, and report to the person in charge of the unit; The original vouchers with inaccurate or incomplete records shall be returned, and they shall be required to be corrected and supplemented in accordance with the provisions of the national unified accounting system. The contents of the original voucher shall not be altered; If there is an error in the original voucher, it shall be reopened or corrected by the issuing unit, and the correction shall be stamped with the seal of the issuing unit. If there is an error in the amount of the original voucher, it shall be reissued by the issuing unit and shall not be corrected on the original voucher.

Accounting vouchers should be prepared on the basis of the original vouchers and relevant information that have been audited.