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Bring your ID card and bank card from the corresponding bank. Then go to get the number and line up. Tell the counter what business to handle. They will take care of it.
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Legal analysis: First, to open an account and apply for a card, yes, a small bank card must now be handled by yourself, whether it is handled at the counter or at the self-service card opening machine, you must be present in person, and when authorizing the photo, items such as hats, sunglasses, masks and other items must be removed.
Second, if the bank card, certificate of deposit, etc. is lost and needs to be reported as lost, it must also be handled in person, this provision is relatively good, which can effectively eliminate the risk, otherwise the ID card is lost and is reported as lost, it is not a big loss.
Third, card unlocking, if the bank card enters the password more than 3 times, the card will be locked, but if you want to unlock, you must also go to the counter with your ID card to unlock, which is also a protection of your property.
Fourth, if the bank card or certificate of deposit and other passwords forget the need to reset the password, you must also be present in person, the password reset here is to directly overwrite the previous original password with the new password, not the bank teller can see the customer's password, this is indeed not visible.
Fifth, open online banking, this is to bind the bank card account with online banking, if it is not the person, it is very likely that the person did not hand over the online banking to the customer, and finally transfer my funds through online banking, there is also a certain risk.
Legal basis: The Law of the People's Republic of China on Commercial Banks is a law enacted to protect the legitimate rights and interests of commercial banks, depositors and other customers, regulate the behavior of commercial banks, improve the quality of credit assets, strengthen supervision and management, ensure the steady operation of commercial banks, maintain financial order, and promote the development of the socialist market economy.
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1. When you enter a bank outlet, the first thing that catches your eye is the semi-circular lobby manager's counter, which is also the place to greet customers, and the lobby manager is your consultant, and you can tell him directly if you want to handle any business or have any needs. He will help.
2. The general process is that after you communicate with the lobby manager, the lobby manager will guide you to the high-counter cash counter and low-counter non-cash business. **If the amount is large, it will first help you call the number on the calling machine with a provincial certificate or bank card, and then guide you to the waiting area.
3. In the waiting area, there will generally be an electronic screen or a voice broadcast in the hall to call the number now, pay attention to the number on the small white paper in your hand, and wait for yourself to be called, and then go directly to the counter to handle it. The counter is divided into high and low cabinets, high cabinet: cash business, low cabinet:
Non-cash operations.
4. When handling business at the high and low counters, the teller is your professional business consultant at this time, you need to explain to the teller what business you need to do, and then he will ask you to provide your ID card or other documents, ask clearly if there is any objection, and follow his instructions if there is no problem.
5. After the business is completed, there will be all kinds of vouchers, paper things and various cards. Cards are generally mandatory to be retained, and paper vouchers are retained as needed.
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When going to the bank to handle business, you need to pay attention to the amount of money handled and the correctness of the information.
To the bank to handle business, whether it is ATM machine operation, window handling, first of all, the amount of verification is accurate, whether it is a deposit or withdrawal, the amount of money must not go wrong, verify the accuracy before leaving the window, if there is a deviation, it must be solved on the spot. In addition, the correctness of the information is also very accurate, whether it is a card, a passbook, or an ID card.
The number and mobile phone must be verified, and if the passbook or bank card is lost in the future, the sedan chair will be reissued by relying on this information. It is also important to note that you must be careful when filling in your name and do not scribble yourself. In addition to the above, we also need to pay attention to the following three points:
1. When you go to the bank to handle business, you must bring your ID cardBecause no matter what business is handled, the most basic information is based on the ID card information, and the ID card is a personal pass. Especially for the first time, bank cards and certificates of deposit were opened.
It can be said that if you don't have an ID card, you can't open a new business, so you must bring your ID card when you go to the bank to handle business.
2. When you go to the bank to handle business, you must bring your mobile phoneBecause some banking businesses need to receive verification codes, and with the development of the times, some banking operations.
When handling it, some steps need to be scanned before you can proceed to the next step, so when you go to the bank to handle business, your mobile phone is indispensable.
3. Go to the bank to handle business, and remember to make an appointment in advance for some businessFor example, for large withdrawals, you need to make an appointment in advance, why make an appointment in advance? Since there is not enough money at the counter, it is necessary to make a reservation in advance in order to prepare enough money.
And for larger withdrawals, such as withdrawing millions, or even the sum of the money of a certain branch is not so much, then you have to dispatch more money from the head office, and it is impossible to withdraw the on-site dispatch money on the spot, so you must say hello in advance. Therefore, for large withdrawals, you must make an appointment in advance.
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Pay attention to bring your ID card, pay attention to business hours, pay attention to whether you need to make an appointment, and clearly describe your needs.
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When going to the bank to go through the procedures, you should first prepare your ID card and the procedures you need to bring, and you should also look at the content written on the business certificate in the process or time of handling the business, and you should pay attention to the bank's business hours.
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A certain type of Wang should bring a good ID card, prepare all the procedures, and be sure to bring his bank card, and report the problems encountered to the counter staff in a timely manner, and also properly prepare to rent some change for jujubes.
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The first thing is to prepare a personal ID card, and then go to the local bank to handle it, generally to the artificial intelligence machine, and at the same time, you need to enter your own identity information, and you also need to establish the corresponding fingerprint verification, as well as face recognition.
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1. Bring your original valid ID card, employment certificate or community certificate, and mobile phone number with your real name for more than three months to the bank business hall to go through the application procedures.
2. Get the bank card application form in the bank hall and fill it in, get the number and queue up.
3. Hand over the bank card application form to the counter staff, and the staff will handle the bank card account opening procedures.
4. After the bank approves the bank, it will immediately open a bank card account for the individual and give the bank card.
If the user who applies for the bank card is under the age of 16, the supervisor needs to bring their ID card and proof of relationship to accompany them.
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First of all, you need to bring your ID card, find the lobby manager to apply, and then verify your identity, enter the password, and you can get the bank card after passing the review.
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Go to the bank with your ID card to apply, first fill in the form, then give it to the staff, enter it into the system, and you can handle it.
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There are two types of bank card applications.
1. Apply for a debit card.
Applying for a debit card is relatively simple, you only need to bring your valid documents, mainly ID cards, to the opening bank to fill out the application form, and the card can be issued to the applicant at that time.
2. Apply for a credit card.
1. When applying for a credit card, you need to bring your valid documents (ID card or copy of ID card), proof of residence, proof of income or proof of personal assets and other materials to the bank counter to go through the relevant procedures, and you need to fill in the application form, in which the information is required to be true.
2. After filling in the application form, it is necessary to go to the head office of the opening bank for the record, and the head office of the opening bank will review the application materials, and the card can be issued to the customer after about 20 working days.
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You can apply for a bank card with your original ID card, as long as you have an ID card.
What do you need to get a bank card:
1. Take your ID card to the bank;
2. Queue up to get the number, tell the bank counter staff that you need to apply for a bank card, and she will teach you to fill in **; A lot of information will be required, and it is all mandatory, such as: the address should be filled in very detailed, even to how many buildings and how many house numbers, and the address of the unit;
3. After filling in the **, hand it to the teller, set the password after completing the procedures, and the bank card will be completed.
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You need to bring your ID card to the bank to apply for a bank card, you need to take a photo, read the ID card information, and other procedures are not required.
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Hello! To apply for a bank savings card, you need your ID card, and you can handle it without having a bank card business.
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To apply for a bank card, you need to go to the bank office with your ID card.
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Banking business is mainly divided into three categories: liability business, asset business, and intermediary business.
1. Debt business.
It is mainly composed of its own capital, deposits and borrowings, of which deposits and borrowings belong to the absorption of external funds, and interbank deposits, interbank deposits, borrowed or borrowed funds or issuance of bonds also constitute the liabilities of banks.
Liabilities are monetary liabilities that a bank assumes as a result of a credit facility that will be repaid with assets or capital. Deposits and derivative deposits are the main liabilities of banks, accounting for more than 80% of the funds**, and interbank deposits, interbank deposits, borrowed or borrowed funds or issuance of bonds also constitute liabilities of banks.
2. Asset business.
It refers to the business of commercial banks using funds, that is, the activities of commercial banks to lend or invest the funds they absorb to earn income. The profitability of commercial banks depends to a large extent on the results of the use of funds, and the asset business of commercial banks generally consists of the following components, among which loans and investments are the most important.
3. Intermediate business.
It is a business in which the bank does not need to use its own funds, relying on the advantages of business, technology, institution, reputation and talents, and undertakes receipt and payment and other entrusted matters as an intermediary, provides various financial services and collects handling fees accordingly.
Banks do not need to occupy their own funds in operating intermediary business, which is created on the basis of the bank's asset-liability credit business, and can promote the development and expansion of the bank's credit business.
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Materials to be prepared for bank card: ID card, about 50 yuan in cash, and a copy of ID card.
Those who are over the age of 16 can apply for a bank card at the bank with their ID card or household registration booklet, and those under the age of 18 cannot open the online banking function; Those under the age of 16 need to be accompanied by a legal guardian to apply for a bank card, and the certificate generally uses the household registration book.
Bring your ID card and a minimum of 25 yuan to the local Agricultural Bank branch. Generally, there will be many outlets in counties and cities above the county seat. There will be a lobby manager in the bank.
After entering the bank, I found the lobby manager and said I want to apply for a bank card. They will be very enthusiastic to tell you how to do it. Fill out a few application forms first.
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How old do you have to be to get a bank card? What do you need to get a bank card at 16 years old?
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Something you need to get a bank card.
1. ID card. 2. Minimum $25.
End step method.
There will be a lobby manager in the bank. You go to the bank and find the lobby manager and say I want to get a bank card. They'll be very enthusiastic to tell you how to do it. Generally, it is very simple to fill out a few application forms first. If you don't understand something, you can ask the lobby manager.
After filling out a few **, go to the service window to handle it. Some banks need to wait in line, and there are usually queuing machines. Go and press it, get a queue number paper, and sit in a chair and wait.
When your number is called or your number is displayed on the display screen above the service window, you walk to the window with the forms you just filled out. Hand it over to the staff.
The rest of the work is left to the bank staff, and you just sit in the chair and wait. At that time, he or she will ask you to sign several **s, and you can just do it. You will be prompted when it is time to enter your password.
There is a numeric keypad on the counter for password entry, and you can just enter the password you have come up with in advance. Note that the password is a 6-digit number, press the confirm button after pressing.
After all the transactions are completed, you will get a bank card or passbook, and if you handle online banking or other business at the same time, you will get other related items at the same time. For example, K treasure of online banking, etc. Once you've got these things, you're ready to get up and leave.
6. If you want to handle other business, such as credit cards, credit cards, etc., you can ask the bank staff in detail. I won't explain them all here. These are the most basic steps, very simple, and I hope it will help you.
end precautions.
The above should only be used as a reference. The specific operation steps also depend on the specific situation of the local bank. Be sure to ask the bank's staff in detail. Thank you.
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The process of applying for a bank card:
1. The bank card must bring ID card and cash;
2. Wait for numbering and filling in the form;
3. When the counter calls your number, you will fill in the ** and ID card to the bank teller, you will need to sign and enter the password when you apply for the card, the password is a six-digit number, and you must remember it after setting, which is the future withdrawal password;
4. After all the transactions are completed, you will get a bank card;
5. If you handle online banking business at the same time, you will get a password card or a U shield at the same time;
6. The application is completed.
Materials required to apply for a bank card:
1. ID card or household registration book;
2. Apply in person, or bring the ID card of yourself and the agent;
3. Bring a small amount of cash;
4. Prepare a 6-digit password.
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