If there is no longer an income after 10 million, is it enough to spend a lifetime?

According to the current era of 2020, want financial freedom.

It will reach more than 10 millionSo if there is 10 million, even if there is no income in the future, it is enough to spend a lifetime.

First of all,Now people who have 10 million yuan in cash are definitely rich, as long as they use all the 10 million yuan to buy a five-year bank certificate of deposit.

The kind that settles interest on an annual basis. 10,000,000 at an annual interest rate.

5% to calculate the interest, there is 500,000 yuan of interest every year, and there is 500,000 yuan of interest income every month, which is very good with this money.

Then,If the 10 million yuan has 500,000 yuan of interest every year, and the average monthly living expenses of 10,000 yuan, is it financially free to live with 10,000 yuan per month? With an average of 1,386 yuan per day, it is enough to eat big fish and meat for three meals a day.

If you have 1386 yuan a day, 300 yuan for a big meal, 900 yuan for eating every day, and nearly 500 yuan for playing, think about such a day is very comfortable, no need to worry about money, and live a carefree life.

Secondly,Consider the inflation rate.

If calculated according to the inflation rate of the past ten years, it is 3% inflation per year.

10 million in 10 years is equivalent to 7 million in purchasing power.

500,000 yuan is equivalent to 350,000 yuan in purchasing power.

After 20 years, 10 million is equivalent to 4.9 million purchasing power, and 500,000 yuan is equivalent to 10,000 yuan.

After 30 years, 10 million is equivalent to 3.43 million purchasing power, and 500,000 yuan is equivalent to 10,000 yuan.

After 40 years, the same 10 million is equivalent to 2.4 million purchasing power, and 500,000 is equivalent to 120,000 yuan.

This 10 million yuan can ensure that you have a worry-free life for 40 years, and after 40 years, there is still more than 2 million worth of money, and there is an average of 10,000 yuan per month for living expenses, which is enough to live. After 40 years, it is already very dependent, the spending power has decreased, and there is no need for any money.

Finally,Through the above three steps to analyze whether 10 million yuan is enough to spend a lifetime, the answer is already very obvious, it is enough to spend a lifetime.

In the second half of his life, he had 40 years, even if he had no income, he only lived on the interest of 10 million yuan, and in the end, even on the day he died, he had not eaten up the money.

But then again, 10 million is enough if you live a dull life. On the contrary, if you are extravagant, it is estimated that the 10 million will be lost in a few years, and you will live a hard life in the second half of your life.

Therefore, whether the 10 million is enough to spend a lifetime should be decided according to each person's different pursuits and different consumption power, and there is no absolute enough or not.

If there is no longer income after 10 million, as long as you know a little bit about financial management and how to live, it will definitely be enough to spend a lifetime without deliberately squandering. In short, if you have 10 million, you live according to the standard of 10 billion, you will quickly become poor, if you live according to the standard of 100,000, plus financial management, then life is very good.

It's definitely not enough to spend, because with this 10 million, you will want to get more and spend more. And now the rate of currency depreciation is getting higher and higher, and maybe 10 million will not be a big deal in many years.

It depends on what level of life you're going to live.

As far as ordinary people in China live now, that is enough.

If you want to pursue the lifestyle of the upper class, then you should not be burdened: some people can't open it for 100 million a day.

An ordinary family should be enough, an ordinary family saving 100,000 yuan a year is not small, and saving 10 million yuan takes 100 years! In other words, most families don't have 10 million in their lifetime, how can they live?

Enough to spend, as long as you don't buy anything good, buy some ordinary things to spend.

It must be enough to spend a lifetime, buy a car and a house, and the rest of the money is enough to live.

I don't think it's enough, the price is quite high now, and buying a house and a car will soon be enough.

Of course, you can, the interest alone is more than the wages of the working class.

Well, even if it is Beijing now, a large group of people are grabbing jobs with a monthly salary of tens of thousands, and the ordinary industrial income is only a few thousand yuan, 10 million to buy a foundation or deposit a bank deposit, and the monthly interest is almost more than 20,000 yuan, so the question is, where to get 10 million.

Enough to spend a lifetime.

10 million is definitely a very large amount of money. It can be said that many people will not be able to accumulate or earn such a large amount in their lifetime, even if they do not eat or drink.

Therefore, roughly speaking, we can judge that if a person who has this money does not have the need to buy a house, buy a car, travel around the world, etc., which is biased towards large consumption, but only needs to maintain normal living expenses, this amount of money is enough to spend a lifetime.

As far as real estate is concerned, the current housing prices are already very high, so the cost of buying a real estate needs to be millions, and this consumption goal alone can directly cut most of this large amount of money.

In addition, although real estate has value, it is not easy to cash out, if it cannot be sold, it will not be able to obtain liquid cash flow, and without cash flow, it will not be possible to achieve other production, consumption or transactions.

Enough for sure

I think for us ordinary people, 100 million words is enough to spend a lifetime. We are now buying a house, even in Beijing, Shanghai, Guangzhou and Shenzhen.

In this kind of place, you can buy a good house in a better location for only 20 or 30 million.

Then for 100 million, you can buy two houses first. Spend about 50 million, and then you can put the remaining 50 million in the bank to eat interest.

Then you will be able to live well with this money, and then you can make some money renting out the house, and then buy a set of him after a while.

So you have three houses. Then you have enough money to spend for a lifetime, and buying a house can resist inflation.

So at present, 100 million is enough for Yinzen to spend a lifetime, and you can save a little money and have a lot of money left for your children and grandchildren.

If you can live an ordinary life, it is basically enough, but most people like Longwangshu, once they have a greater desire, 100 million yuan is not enough to spend.

So before asking the question of whether it is enough, first ask yourself how you want to live, as I said earlier, the requirements are different, 10 million can be enough to be too much, or it can be just enough, or it may not be enough at all. Know how you want to live, and then ask if you have enough, and I think you will have the answer.

Let's talk about the way to live, China is so big, if you find a place. Spend 500,000 yuan to rent a piece of land for 99 years. Build a few bungalows, plant some live and edible things in the field, and bring your cats and dogs.

The rest of the money is handed over to the water and electricity, and you can also read, write, write, paint, and other interests. And then 10 million is enough for you to live for a few lifetimes. So in fact, it still depends on personal ability.

It's enough to spend a lifetime. 2 million to buy a house in the third and fourth line of the seaside town, 200,000 to buy a scooter. This one is the big head. The total cost of food and medical care for a person does not exceed 300,000 per year. (You can't eat expensive ingredients every day) It's not a problem to live to seventy or eighty.

10 million is for an ordinary person to spend a lifetime, ordinary people's consumption level is low, and the concept of life is very simple, so you can reasonably allocate the use of 10 million, so that you can live without worry.

Of course, 10 million is not enough to spend, and such money can be depreciated in the future. It becomes super little, and it is only a simple meal, and it is impossible to support it for a lifetime without working.