Bank statements can be played for a maximum of several years

Generally, when applying for a loan, the user will be required to provide a bank statement for the past 6 months. In most cases, bank statements are printed directly through self-service printers at bank outlets, and general self-service machine printing can print bank statements for up to 1 year or 6 months. If it is printed over the counter at the bank, the bank statement period is generally two years.

Further information: Bank statements refer to the deposit and withdrawal transaction records of bank current accounts (including current passbooks and bank cards). According to the nature of the account, it is divided into ** water and public water.

Bank statement is a kind of proof material to prove the income of an individual or company, and it is a necessary material to apply for a loan from a bank.

1. How to type the bank statement 1. After you confirm the bank card and the passbook belongs, bring your ID card and bank card to the nearest bank branch to inquire, and the staff will help you print it. 2. You can also bring your card or passbook to the self-service inquiry machine of the business outlet to print it by yourself. Self-service printing process:

Self-service inquiry machine - insert card or passbook - enter password - enter the inquiry details page - historical details - enter the date required for query printing - query - print it.

In addition, you can also check the bank statement in the following ways: 1. For users who have opened online banking, Apple MacbookPro version Open the Google Chrome version browser and log in to online banking for inquiry. 2. For customers who have opened mobile online banking, taking Bank of China as an example, you can log in to the mobile terminal of the Bank of China app version on the iPhone 12 version of the mobile phone for inquiry.

Precautions If you need to prove the statement details, please apply for printing and let the teller stamp the bank seal.

After printing the bank statement, do not throw it away at will to prevent the disclosure of personal (corporate) account information. 1. The personal account flow refers to the details of the bank card (debit card) or bank passbook under the customer's own name, and the list of deposit and withdrawal business transactions with the bank for a period of time. 2. Corporate account flow refers to the list of deposit and withdrawal business between the bank customer's corporate bank account and the bank for a period of time in the corporate account of the corporate customer (corporate customer) (opening a basic corporate account).

The main performance of the bank's input is as follows: the input performance is the credit side, and the output performance is the debit side, mainly including card deposit, existing, transfer-in, salary, renewal, online banking transfer, payment, labor fee, etc. 3. Credit card statement:

The transaction record of the credit card account is the transaction statement of the bank to the customer, and can only be regarded as a transaction record, not a bank flow record.

When applying for a loan or credit card, the bank will require the applicant to provide bank statement to assess his ability to repay.

How many years can the bank statement be traced at most? For five years, the bank statement can be found within five years at most, and the bank may destroy it for more than five years, because of the relevant provisions of Article 29 of the Administrative Measures for the Identification of Customers and the Retention of Customer Identity Information and Transaction Records of Financial Institutions: Bank transaction records shall be kept for at least five years from the year in which the transaction is recorded.

If you want to check the bank statement for more than 5 years, you must be prepared for not being able to find it, but most banks still keep the bank statement for more than 5 years, provided that your card has not been cancelled, if the bank card is also cancelled, then the bank statement of 5 years ago is basically gone.

The length of the print time varies depending on the printing method:

1. If it is printed at the bank counter, the time of the flow is generally the last two years;

2. If it is printed through the bank terminal, the length of time of each bank is different, some banks are 1 year, and some banks are the last 6 months.

3. In addition, online banking.

If you want to print it, you can print the bank statement for the last 5 years, and if you still don't understand anything, you can consult the bank staff who handled it.

However, the rules for the retention period of bank statements vary slightly from bank to bank, and generally speaking, bank transaction records are kept for at least 5 years from the year in which the transaction is recorded. If it is more than 5 years, some banks may no longer be retained, and the specific regulations are subject to the bank.

Extended Materials. 1. How to check bank statements?

1. Bank counter inquiry: users can bring bank cards and ID cards.

Check at the counter of the local offline outlets;

2. Self-service inquiry machine inquiry: the customer brings the savings card.

and ID documents to the self-service terminals of financial institutions' channel business outlets for viewing and printing;

3. Online banking inquiry: After opening online banking, users can use online banking.

Enquiry of personal bills;

Operating environment: brand model: Lenovo laptop Xiaoxin air15 Ryzen version.

System version: Windows 11

Browser: Google Chrome.

Browser version:

Operating environment: brand model: iphone13

2. What should I do if the bank loan flow is insufficient?

1. Increase co-lenders: For married people, if there is not enough liquidity, both husband and wife can provide liquidation at the bank, as long as the sum meets the requirements;

2. One-time large deposit: You can deposit a large amount of money into a bank card at one time and provide financial proof to prove your ability to repay. You can also provide the bank with proof of other large amounts of property, such as **, cars, real estate, large insurance policies, etc.;

3. Provide proof of other assets: In the case of insufficient bank flow, the borrower requires proof of assets from other institutions, such as large amounts of ** or Yu Bao.

etc., you can contact the **company to issue relevant certificates. In addition, Internet smart deposits, bank certificates of deposit, large insurance policies, and real estate certificates.

Driver's license for the vehicle.

It can be regarded as proof of assets.

Hello! You can check the details of the ABC debit card through the following channels: 1

2.Online Banking: Please log in to your personal online banking and click on "Account Details of One Bank" to check the transaction details of your debit card account.

3.WeChat: Please pay attention to the "Agricultural Bank of China Micro Bank" WeChat***, click "Business Hall - My Account", log in and click "Account Details" to view the current details, or switch the card number at the top to view other details.

5. Counter: Please go to any business office in the country with a valid ID card for inquiry.

You can check the credit card details of ABC through the following channels:

1.Palm Bank: Please log in to the Palm Bank app and click [Home Page - Credit Card - Inquiry Bill - Historical Details] to query your credit card history details, issued bill details and unissued bill details;

2.Online Banking: Please log in to your personal online banking and click [Credit Card Inquiry and Details] to check your credit card history details;

3.WeChat: Please pay attention to the Agricultural Bank of China micro-bank WeChat***, click on the bottom of the page [Business Hall - My Account - Credit Card - Bill Information] to query the current bill details, unissued bill details, historical bill details, etc

4.Credit card WeChat: Please pay attention to the Agricultural Bank of China credit card WeChat***, click at the bottom of the page [Check Account Repayment - My Bill, I Want Installment - My Bill], and inquire about the current bill details, unissued bill details and historical account details of the credit card;

6.Counter: Please bring your valid ID card and credit card to any branch of the Agricultural Bank of China for inquiry.

You can inquire about the details of ABC's corporate accounts through the following channels: 1. Corporate Internet Banking: Please log in to Corporate Internet Banking, click "Account Management - Account Details Inquiry - Current Account", select one of the accounts for inquiry, and click the "Detail" button to print the detailed receipt of the account; Click "Account Management - Account Details Inquiry - Margin Account" and enter "Transaction Date" to query the details of a margin account.

2. Corporate Palm Banking: Please log in to the Corporate Palm Banking APP, click on the "Corporate Account" account, click on "Details" to view the account transaction details, and click on the "Calendar" icon in the upper right corner to enter the detailed query conditions. You can check the account balance and details of registered accounts (including margin accounts).

For five years, the bank statement can be found within five years at most, and the bank may destroy it for more than five years, because of the relevant provisions of Article 29 of the Administrative Measures for the Identification of Customers and the Retention of Customer Identity Information and Transaction Records of Financial Institutions: Bank transaction records shall be kept for at least five years from the year in which the transaction is recorded.

If you want to inquire about the bank statement for more than 5 years, you must be prepared for not being able to find it, but most banks still keep the bank statement for more than 5 years, provided that your card has not been cancelled, if the bank card is also cancelled, then the bank statement 5 years ago is basically gone.

Qualified bank statements need to meet these criteria:It is a bank deposit and withdrawal statement for the past six months;

It is not possible to enter and exit immediately, and the amount of deposits and withdrawals must also be large and small, and all of them are small in and out of the account.

It is best to have a fixed salary income record, and the debt should not be too high, and there needs to be a balance;

It needs to be stamped with the official seal of the bank and cannot be a photocopy.

Please click to enter a description (up to 18 words).

1.Look at the date:

It's important how long your money stays in your bank account! Generally speaking, if the same money is transferred in and out on the same day, the bank will generally determine that the money is invalid! No matter how large the amount of money you transfer, it is useless.

So how long does it take to be considered a valid flow? Generally, transfers are valid if they stay on the account for at least 24 hours to more than 72 hours.

Please click to enter a description (up to 18 words).

2.Look at the amount:

That is, the situation of income and expenditure in the same account. If, for a long period of time, the transaction details of the account can clearly show the income and expenses, the bank may think that you are beyond your means and consider rejecting your loan application outright or agreeing to only a partial loan. In addition, in order to obtain a loan, in addition to ensuring income and expenditure, the proportion of income and expenditure is also important.

General Requirements: Household Income Liabilities *Liabilities include all liabilities shown on the credit report and upcoming mortgages).

3.See Summary:

That is, where the money will come from and where it will go. First of all, transfers** with the word "salary" are the most popular among banks! If you don't have the word salary, it depends on whether the monthly transfer** is the same person, preferably the boss or finance, but if the transfer shows all your own names, such a flow is invalid!

For example, if I transfer money from bank card A to bank card B, this will not work! In addition, pay attention to the continuity of transfers, and the income is generally required to be half a year to a year.

4.Look at the balance:

Generally speaking, the more balance in the account, the easier it will be to apply for a loan, because the real and effective income is more, and the bank will consider the loan less risky.

Summary. Hello, the bank statement can be played for a maximum of several years: five years, the bank statement can be found within five years at most, and the bank may be destroyed for more than five years, because of the relevant provisions of Article 29 of the Administrative Measures for the Identification of Customers and the Preservation of Customer Identity Information and Transaction Records of Financial Institutions

Bank transaction records shall be kept for at least 5 years from the year in which the transaction is recorded.

Hello, the bank statement can be played for a maximum of several years: five years, the bank statement can be found within five years at most, and the bank may destroy the peila for more than five years, because of the relevant provisions of Article 29 of the "Measures for the Management of Customer Identification and Customer Identification Information and Transaction Records Preservation of Financial Institutions": Bank transaction records shall be kept for at least 5 years from the year of transaction bookkeeping.

If the user goes to the bank counter to print the bank statement, he can print the bank statement within two years at most; If the user prints the bank statement through the bank's terminal, it can print the bank statement for up to one year; If the user prints the bank statement through the online bank, he can print the bank statement within 5 years at most.