What issues should ordinary people pay attention to when investing in funds?

Pay attention to the market environment and choose the industry to invest in in combination with the environment.

Regular investment is suitable for long-term investment, and it is best to choose one with back-end fees**.

There are many back-end charges, such as: Dacheng 300, Southern 500, Rongtong 100, Industrial Trend, Desheng Advantage, GF Jufeng and so on. Auto-Investment** can also be redeemed at any time.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

What should I pay attention to when investing? What are the investment strategies?

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

Personally, I think that to choose those stable funds, but also according to the current situation, policies and some information you know to choose ** pay attention to many aspects, first of all, you should pay attention to yourself to have basic investment knowledge, and also have a basic understanding of the rise and fall of **. At present, our lives are getting better and better, many people's wages are also very high, in addition to paying living expenses, there is a lot of money to manage money, most of the financial management will choose to invest, because ** is a common project at present, many people have made money by investing**. There are many issues to pay attention to in investment, and I will talk about my views on the investment **.

First, you must first learn a series of related knowledge.

Second, you must be prepared before investing.

Third, we should take a closer look at the current situation and policies.

Everyone must pay attention to the risk and be cautious in investment.

It is best to choose some more stable **, choose some less risky **, you can choose treasury bonds, so that you can solve these problems, when you choose, you must pay attention to the situation of the issuing company, you need to pay attention to the situation of the industry, pay attention to the situation of the entire market.

When choosing, you should choose some with good development potential. The problem that needs to be paid attention to is that we must choose according to the market, but also according to today's development to choose, we must pay attention to the risk when choosing, and we must also pay attention to the amount of the first, but also pay attention to their own investment methods.

When choosing the best market, we must choose a good market economy, and we must choose low risk and high profit, so that the best selected will not have a loss. When choosing the best we must look at the development prospects, we must also look at the market value of the first, and we must consult with professional people when choosing, so that there will not be a lot of losses at this time, and our interests can be guaranteed at this time.

If you are a **company, you can also apply for a bank card, open online banking or pay on the banknet, and then open an account on **company**! (**Company** has a demonstration operation)**Company** on the buy, the general handling fee is four fold!

I feel okay, it's good to bank online. Generally, banks will have a buy U shield, or have a digital certificate (free, similar to U shield) and a dynamic password (free, a random password will be sent to your mobile phone every time you go to online banking).I think it's still safe in the ** company, or it's not safe, who would dare to buy it in its company!

Generally, the company will send a text message to remind you of any changes in your account.

Only after the choice is to choose, if it is on the Internet** public.

It is to hand over the money to the company to manage, he helps you manage your finances, he invests your money in the company and bonds, and you can make a profit through the operation of the manager, which is equivalent to him helping you to manage, saving you the trouble of choosing stocks, buying stocks and selling stocks. But there are also risks. However, under the future economy of China's bull market, the confidence of the people has been greatly increased!

After two years of bull market, the index has quadrupled, and 08 will enter the trend, the current price-earnings ratio is higher, which seems to be the impact of the Olympic effect, but the risk has been slowly pushed up, so the investment ** in the current situation, should choose the stable **, in order to achieve better profits and avoid risks for long-term investment, and at the same time should choose a certain proportion of bonds**, for portfolio investment.

If you want to maximize profits:

**Type** has the highest risk, recommended dividends** Huaxia Dividend, Huaan Manulife, CITIC Dividend, Everbright Prudential Dividend.

and other GF Steady, E Fund, SZSE 100, Everbright Prudential Quantitative, etc.