How to make a claim for insurance bought online, and how to apply for a claim when buying insurance

**Buy or buy down** is just a different purchase channel, the insurance company will not deliberately delay the claim because it is sold online, nor will it be directly paid without investigation because it is a ** buy insurance. The protection content of the insurance is clearly written in the contract, and the contract stipulates that if it is compensated, it must be compensated!

The claim process for buying insurance online is as follows: the Internet, as a sales channel, is mainly responsible for "selling", and it is the insurance company that bears the responsibility of the insurance contract. According to the law, an electronic policy has the same legal effect as a paper policy:

<> internet insurance claims are not complicated at all, just 3 simple steps:

**Electronic policy, contact official customer service: official customer service**Looking for? Check it out from the e-policy or the insurance company's official website. Get through**, report to the insurance company, and there will be a special claims adjuster to receive you soon.

Provide claim materials: Under the guidance of customer service, send materials by courier, which is convenient and fast. (However, the collation of claim information is not a simple matter, and the information required for each type of insurance is different.) ）

Wait for the review and the claim is successful: If the general review is correct, the claim payment will be received soon.

Friends often ask the senior sister, what do you need to pay attention to in insurance claims? The senior sister summarized the many years of claim experience into an article, and sorted out the claims materials needed for each type of insurance, tips for getting the claim payment in the fastest time, and other insider secrets for everyone, and friends who have bought insurance or are about to buy it must read it

You must know what insurance claims include!

Ultra-complete! Everything you need to know about insurance is here.

The senior sister also needs to remind that some ** artificially promote insurance, saying that only by buying it offline can the claim be settled, which is actually pure foolishness. **The most people can do is to help you send information. Companies at the county and prefecture-level levels only have the right to report, and the real approval is still at the upper level.

Most of the claims authority of large companies is in the provincial branch, and the authority over a certain amount is in the head office.

Therefore, whether it is sold by the Internet or ** people, it is a unified claim. There is no such thing as slow online claims settlement and fast offline claims; There is also no situation where you cannot make a claim without a local outlet.

I hope that the senior sister can help you, and if you think it is helpful, please like it!

1. If the insurance purchased online supports online claims, then you can log in to the insurance company's official ****, WeChat***, APP, and then find the claim entrance, and submit the claim information according to the page prompts.

2. If the insurance purchased online does not support online claims, then the insured can apply for a claim according to the following process:

1) After the occurrence of an insured accident, call the **** of the insurance company to report the accident.

2) Prepare claim information, if you don't know what claim information you need to prepare, then you can consult the insurance company's claims specialist.

3) Submit the prepared claim information to the insurance company.

4) The insurance company reviews the claim information.

5) The insurance company notifies the audit result.

6) The insured agrees to the results of the review and receives the insurance money.

The insurance company will verify according to the actual insurance terms, and the claim process of different insurance companies will be different, please contact the customer service of the corresponding insurance company for consultation for the specific claim process, compensation amount and compensation ratio. If you are related to Ping An Insurance, you can call Ping An Life 95511-1, Ping An Auto Insurance, Property Insurance, Accident Insurance 95511-5, and Ping An Pension Group 95511-6 for consultation.

How do I make a claim if I buy insurance? What is the process? What materials are needed? Welcome to click**View! I am "Deep Blue Insurance", focusing on insurance evaluation agencies, looking for cost-effective products for you, welcome everyone to pay attention to me

If the insurance purchased online supports online claims, then you can log in to the insurance company's official **, WeChat***, APP, and then find the claim entrance, and submit the claim information according to the page prompts.

If the insurance purchased online does not support online claims, then the insured can apply for a claim according to the following process:

1. After the occurrence of an insured accident, call the insurance company's **** to report, for example, if you purchase an insurance product of Ping An Insurance, you can call 95511 to report the case;

2) Prepare claim information, if you don't know what claim information you need to prepare, then you can consult the insurance company's claims specialist.

3) Submit the prepared claim information to the insurance company.

4) The insurance company reviews the claim information.

5) The insurance company notifies the audit result.

6) The insured agrees to the results of the review and receives the insurance money.

Buying commercial insurance online is very cost-effective, but it is a little more troublesome to claim compensation than buying insurance offline, and you need to contact the claims service staff of the insurance company. Provide information on the claim. After the insurance company approves the application, it will pay the compensation to the bank account you provided.

There are the following ways to buy insurance online to make a claim:

2. Offline claims, contact the customer service of the insurance company to run the registration of the Hanyun report, and then submit the information to the insurance company for review, such as the general information such as the disease diagnosis certificate of the critical illness insurance, the hospital invoice and other relevant hospitalization information, and then wait patiently for the review to pass, there will be a compensation to the insured.

3. You can also make claims online or offline, and you can choose to talk about the old story.

Generally speaking, the four major claims processes are as follows:

If there are more than one insurance policy, the first step is to clarify the situation of the insurance. For example, to confirm whether it is an illness or an accident so that it can be further determined which policy to use to file a claim;

After confirming the policy that still needs to be claimed, you should contact the insurance company as soon as possible and report the case to the insurance company;

After the claim information is submitted, the insurance company will review it, and the insurance company will remind the supplementary materials if the information is incomplete, and if the claim information is complete and the claim conditions are met, we only need to wait for the claim to arrive.

So how long does it take for the insurance company to pay the insurance money when the claim information is complete?

Generally speaking, when the insurance company verifies that the accident is within the scope of insurance liability, the insurance company will contact the insured or beneficiary to reach an agreement on the payment of insurance benefits, and pay the compensation within 10 days.

However, if the insurance company has verified that it is not covered by the insurance, a notice of refusal to pay the insurance benefits will be issued within 3 days after the verification and the reasons will be explained.

The above is related to the problem, I believe everyone knows what the correct process of claim settlement is. As you can see, the claim process is not a hassle, and you usually just need to follow the above process to apply.

If you still have questions about the claims process, bookmark this guide to it:How to settle a claim after a claim has occurredHope.