How can I get you back if I buy peace of mind insurance? How to surrender BOC Anxin Insurance

As an Internet insurance, the insurance form of peace of mind insurance is mostly online, so the surrender of the insurance is also an online operation. There are two specific methods: first, surrender the policy online, directly log in to the official website of Anxin Insurance**, click on the customer service will pop up a customer service dialog box, and then enter the surrender, and the customer service robot will automatically reply to the surrender link.

You only need to open the link, bind the mobile phone number reserved when you apply for insurance, and fill in the reason for surrender to apply for surrender; The other is to surrender the policy, directly call the official customer service of Anxin Insurance**, inform the customer service staff of your surrender needs, and then follow the customer service prompts. In general, the unexpired net premium is expected to be returned to the user's account within 5 business days.

Let's take a closer look at peace of mind insurance. Anxin Property & Casualty Insurance Co., Ltd. (also known as Anxin Internet Insurance) is one of the first three innovative Internet insurance companies in China. Adhere to the concept of "simple insurance", regard customers as "good people", and integrate insurance and Internet technology to transform the process from underwriting, investigation, loss assessment to claim settlement in view of industry stubborn diseases such as "incomprehensible terms" and "difficult insurance claims", so as to provide customers with a service experience.

As far as claims service is concerned, Anxin Internet Insurance took the lead in proposing the concept of "one network for national claims", with one policy covering the whole country, and 35 service centers all over the country, so that all customers can enjoy claims settlement services without regional differences. Moreover, as an innovative Internet insurance company, Anxin Insurance provides customers with Anxin Insurance APP, official WeChat, etc. to achieve claim reporting, upload on-site ** to view the progress of claims, and at the same time, Anxin Insurance launches ** claims, and customers can go one-to-one with customer service staff, and customer service remotely guides the investigation. It is very convenient for customers.

In fact, as a kind of Internet insurance of peace of mind, it is easy to attract a large number of customers due to its low price. However, after blindly following the trend of purchase, there will be a group of consumers who feel that it is not suitable or choose to surrender the policy for other reasons. Therefore, I call on everyone to buy insurance rationally and scientifically, choose the right insurance for yourself, and seek the help of professionals at all times when necessary.

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The surrender process of Anxin Insurance generally follows:

If you want to return as much as possible, you must see the following strategy.

Some friends feel that they don't need to buy insurance so seriously, but they will want to surrender because they are not satisfied with the insurance they bought. Therefore, you should be cautious when surrendering the policy, and before surrendering the policy, it is recommended to read this article before decidingHow to surrender insurance, how much can be refunded, and how to reduce surrender losses?

The article is very detailed, here are a few points to briefly say.

Normally, a certain amount of premium will be lost when the policy is surrendered, but there are two exceptions:

1.Cooling-off period surrender:There is usually a cooling-off period, between 10-15 days, which is different for each product, and surrendering the policy within this time period can get back the full premium;

2.Sales misleading:If the salesman has an irregular operation when the insurance contract is signed, and the signature of the insurance contract is not signed by the person in the first place, there is a chance to apply for a full refund of the premium.

In addition to these two situations, there will be a certain degree of economic loss, at this time what we can do is to try to reduce the loss, for example, you can choose to reduce the amount to pay off

That is, the money is not refunded, but the current cash value is used as the premium to be paid, how much can be insured, and no further payment will be made in the future, and the protection will still be effective, but the sum insured will be reduced.

In fact, this is more cost-effective than surrendering insurance, but this method is not common to all insurance, and whether the insurance can be handled in this way needs to be confirmed with the insurance company.

In addition,There are also the following situations to note about surrender:

After buying a new policy, wait until the waiting period has passed before returning the old policy, and it is best not to have a situation where the coverage is interrupted due to the surrender and replacement of the policy.

2.Health Status:If you are already in poor physical condition, it is possible that you cannot inform the health of the new insurance about this situation, and we generally do not recommend surrendering the policy in this case.

3.Payment card balance:If you have already thought that you will definitely surrender the policy, you can empty the money in the bank card where you paid the premium, so that you can avoid being deducted after surrendering the policy, and save the time of negotiating with the insurance company.

Regarding the surrender, there are still a lot of details that need to be paid attention to, I will not elaborate on them, here is a very comprehensive article to share with you, if you are interested, you can collect itWhat are the details to pay attention to when surrendering an insurance policy? Hope!

If you buy commercial insurance, if you want to surrender the policy, as long as you bring your ID card and the original policy, you can surrender the policy at the place where you purchased the insurance, but if you do not surrender the policy in advance according to the provisions of the insurance period, the loss is not a small amount, I hope to consider it carefully before surrendering.

There are two forms of surrender, and the specific surrender methods are as follows:

Cooling-off period: The general insurance company will have a hesitation period, which is within 10 days of the policyholder getting the policy, and within these 10 days, the policyholder applies for surrender, and the insurance company will usually refund all the premiums after deducting the cost of production.

Normal surrender, normal surrender refers to the surrender beyond the cooling-off period, before the policyholder submits the surrender, the policy needs to be completed for one year, the policyholder directly to the insurance company to submit a surrender application, the insurance company will refund the cash value of the policy within 30 days from the date of receipt of the application.

1. If the insurance policy is surrendered within 10 days after signing the insurance policy, that is, during the hesitation period, the insurance company will refund all the insurance premiums collected.

2. After the cooling-off period, the contract takes effect, and the contract will indicate when the policy can be surrendered, and the policy cannot be surrendered within the time;

3. If the policy is surrendered in the middle of the policy and the application is submitted, BOC Insurance will handle the surrender procedures within 30 days and refund the policy according to the cash value of the policy, and the cash value calculation method is specified in the contract.

The cash value of the policy = the premiums paid by the policyholder The amount of the insurance company's management expenses allocated to the policy The commission paid by the insurance company to the salesperson for the policy The net premium that the insurance company has assumed the insurance liability of the policy + the interest accrued on the remaining premium.

4. The following supporting materials are required for surrender:

1. Insurance policy or other insurance certificates;

2. Receipt of the latest insurance premium;

3. Application for termination of contract;

4. Proof of identity of the policyholder.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Solved! Hello dear, your question Ping An Life Insurance doesn't want to buy how to let him surrender in full The answer is: The method of full surrender is as follows! <>

1. Full surrender during the hesitation period In order to protect the rights and interests of users, general long-term insurance will have a hesitation period, that is, the surrender is within the hesitation period. The insurance company will refund the premium in full at most. During this period, there was basically no loss for users.

Therefore, I remind everyone that after applying for insurance, you should also be cautious about your policy during the hesitation period. 2. Surrender under specific circumstancesIf these circumstances occur, the user can also apply for the policy to lapse and request a full surrender. If the insurance company refuses, the user can also file a complaint with the China Banking Regulatory Commission.

Normally, the receipt, application form, insurance notice, and risk warning of the policy are not copied by the person, or the signature of the insured is signed by someone else. Secondly, the insurance company did not conduct a return visit, or did not prompt the relevant risks during the return visit. In this case, a full surrender can be applied for as an exception.

Ping An Life Insurance doesn't want to buy it, how to let him return it all.

Solved! Hello dear, your question Ping An Life Insurance doesn't want to buy how to let him surrender in full The answer is: The method of full surrender is as follows! <>

1. In order to protect the rights and interests of users, long-term insurance will have a hesitation period, that is, the surrender is within the hesitation period. The insurance company will refund the premium in full at most. During this period, there was basically no loss for users.

Therefore, I remind everyone that after applying for insurance, you should also be cautious about your policy during the hesitation period. 2. Surrender under specific circumstancesIf these circumstances occur, the user can also apply for the policy to lapse and request a full surrender. If the insurance company refuses, the user can also file a complaint with the China Banking Regulatory Commission.

Normally, the receipt, application form, insurance notice, and risk warning of the policy are not copied by the person, or the signature of the insured is signed by someone else. Secondly, the insurance company did not conduct a return visit, or did not prompt the relevant risks during the return visit. In this case, a full surrender can be applied for as an exception.

If it is not for the above circumstances, otherwise the policy cannot be surrendered in full, and you can only reduce your losses through "deduction settlement". If you don't want to continue to participate in insurance, the surrender loss will be very large. In this case, a "reduction" approach may be considered.

Generally speaking, if the sum insured is reduced, the subsequent premiums will not have to be paid. However, this coverage is always present and is more cost-effective than outright surrender. However, the argument is that not all insurance products can be reduced in price and paid out, so it is best to ask the insurance company you are insuring before you operate.

Summary. Hello dear, it is a pleasure to serve you <>

Ping An Insurance is 100% safe to surrender the policy at Ping An's offline business outlets. We need to take the documents and apply to the insurance company. The main documents required are the original and copy of our personal SFZ document, the original insurance policy, YHK and the surrender application.

If you entrust someone else to handle it, you also need to ask the entrusted person to bring his SFZ and write a power of attorney. After we apply to the insurance company, the insurance company will review our information and will give us a refund after the review is correct.

Ping An Insurance is 100% relieved to surrender the policy in **?

Hello dear, it is a pleasure to serve you <>

Ping An Insurance is 100% safe and secure, and the counters of Ping An's offline business outlets will not be closed to handle the surrender of the policy. We need to take the documents and apply to the insurance company. The main information required is the original and copy of our personal SFZ case, the original insurance policy, YHK and the surrender application.

If you entrust someone else to handle it, you also need to ask the entrusted person to bring his SFZ and write a power of attorney. After we apply to the insurance company, the insurance company will review our information and will give us a refund after the review is correct.

Further information: Peace of mind 100% is a long-term return-type accident insurance underwritten by Ping An Life, with an insurance age of 18-55 years old, a premium payment period of 15 years, and an insurance period of 75 years old. In addition, this accident insurance covers accidental total disability, air train accident total disability death, automobile and ship accident total disability death, major natural disaster accidental total disability death, knowledge of the return of survival at maturity, non-accidental death of the body.

Can I do it at Ping An Bank? Can I get my insurance policy lost when I move?

Dear, you can do it at Ping An Bank. If the insurance policy is lost during the move, you can do it, just explain the situation to the bank staff.

If you want to surrender the insurance after buying Ping An Insurance, you can go through the surrender procedures:

2.Bring the surrender materials to Ping An Insurance Company to go through the surrender procedures, and generally need to prepare an application for termination of the insurance contract (can be filled in the official **** of the insurance company), the policyholder's ID card (0, a copy of the ID card can be used), a copy of the passbook of the personal bank settlement account, and an insurance policy (only the additional insurance or electronic insurance policy can be refunded);

3.The staff of the insurance company assists in the surrender procedures, usually withdraws the policy, and the withdrawal fee is returned to the policyholder within the agreed time.

In addition, if it is an insurance product purchased online, it can generally be surrendered directly through the online purchase channel.

Depending on what type of insurance you are buying, if it is car insurance, compulsory traffic insurance is compulsory insurance stipulated by the state and cannot be surrendered, but commercial insurance such as third-party skin finch and car damage insurance can be surrendered, but the response premium during the underwriting period will be deducted, calculated on a daily basis. Depending on the local situation, a certain cost of production should also be charged. If you purchase a non-auto insurance product of Ping An Property Insurance, you can consult the salesman who handled it for you at that time.

If you buy a product of Ping An Life, you will also consult the salesman who handled it for you at that time, but the surrender of life insurance will involve more aspects, mainly because the Baozhen brother fee cannot be refunded in full, nor can it be calculated on a daily basis, and the surrender of life insurance is not cost-effective. Ping An Insurance's unified customer service**95511, through this**, anything can be consulted.

Extended reading: [Insurance] How to buy, which one is good, teach you how to avoid the attack of the royal grip and open the insurance"pits"