Which is better, ChinaAMC Fund Savings Connect or Yu Yu Bao?

Some users have begun to compare the expected annualized expected return of Huaxia Current Pass with other financial products, especially for which interest is higher between Huaxia Current Pass and Yu'e Bao, today we will make a comparison to see which interest rate is higher between Huaxia Current Pass and Yu'e Bao?

We should understand that the expected annualized expected return of currencies such as ChinaAMC Current Connect and Yu'e Bao is not fixed, and will fluctuate under normal circumstances, so we can't simply do it for their expected annualized expected return, because it is possible that the peak and bottom of the expected annualized return of the two do not appear at the same time. The comparison between the two can be limited to the same time, which may be more accurate. Now let's take a look at the expected annualized expected rate of return of ChinaAMC Current Pass and Yu'e Bao, the following chart is the seven-day historical expected annualized expected rate of return that I intercepted from the official websites of Yu'e Bao and Yu'e Bao respectively

1. The annualized expected rate of return of the seven-day historical expectation of ChinaAMC Current Pass:

2. The annualized expected rate of return of Yu'e Bao 7-day historical expectation:

Wu Brigade The above is the seven-day historical expected annualized expected income table of Huaxia Current Pass and Yu'e Bao, through comparison, it can be seen that the growth momentum of Huaxia Current Pass is very strong, and the expected annualized return of the seven-day historical bureau Tonghua and the expected annualized return of 10,000 shares have exceeded Yu'e Bao, but the fluctuation range is relatively large, from the perspective of the expected annualized expected return of the stability expectation, the expected annualized expected income of Yu'e Bao has declined significantly, but the development momentum is relatively stable.

Huaxia Current Pass and Yu Yu Bao both belong to the best products in the money market, so which one is better in 2018, today I will compare it with you from three aspects.

1.Security

In terms of security, Huaxia Current Pass and Yu Yu Bao are both docking currency products, so the profit and loss of funds are calculated according to the market of currency **, generally speaking, currency ** will not have losses, and the banquet is only a difference in the expected rate of return, so the security of the two is the same.

2.Expected rate of return

According to the survey, the current seven-day annualized expected rate of return of Huaxia Current Pass is 10,000 expected returns, while the seven-day annualized expected return of Yu'e Bao is 10,000 expected returns.

Judging from the trend of the past period, both of them showed a downward trend, and the seven-day annualized expected rate of return of ChinaAMC Current Connect on April 2 fell all the way after that. Yu'e Bao is relatively stable, and the highest in the past period of time is only so the expected return of Yu'e Bao is relatively high, but Huaxia Current Pass may turn around at any time.

3.User experience

The biggest disadvantage of Yu'e Bao in 2018 is the purchase limit, so the experience is not very good, while the Huaxia Current Pass does not have these restrictions, whether it is the subscription or the redemption amount is very free, so in terms of user experience, it is still the temporary lead of the Huaxia Current Pass.

Summary:By comparing the above three aspects, Yu Bao does not have any big advantages over Huaxia Current Pass, and the two are basically between the best, so you can choose according to your mood, anyway, it is about the same.

Eliminate afterburningHuaxia Fortune Treasure(****:000343) is a currency type of Huaxia ** company, which has the characteristics of low risk, stable expected annualized expected return, and no handling fee for subscription and redemption. ChinaAMC Current PassIt is a cash wealth management account exclusive to the electronic platform of Huaxia ** company (including online trading, mobile client, etc.), and depositing it in the current pass is to purchase ChinaAMC cash profit increase currency**(****:

The main differences between ChinaAMC Fortune Treasure and ChinaAMC Flex Connect are as follows

1. The starting point of subscription and redemption is different. The minimum yuan for a single subscription of Huaxia Fortune Treasure is 10 million, and the minimum share for a single redemption is made; The starting point for the deposit of ChinaAMC Current Pass is 100 yuan, the upper limit is 10 million yuan, and the minimum redemption is 100 shares.

2. The expected annualized expected income distribution method is different. The expected annualized expected return of Huaxia Fortune Treasure is the expected annualized expected return carry-over method of "daily distribution and daily payment"; Since December 27, 2013, the expected annualized expected income of ChinaAMC cash increase has been adjusted to "daily distribution, paid on a daily basis".

3. The redemption time is different. The redemption of Huaxia Fortune Treasure generally takes about T+3 working days to arrive, and fast redemption is not supported for the time being; ChinaAMC Current Connect supports fast redemption (under normal circumstances, the redemption money will be transferred to your corresponding bank account immediately after the quick redemption application is submitted, and the actual arrival time is subject to the actual arrival time of the bank) and ordinary redemption.

4. The conversion fee is different. If you use payment methods other than China Merchants Bank Card (CMB) through electronic trading platforms (including online transactions, mobile clients, etc.), and transfer them from ChinaAMC Cash Profit Increase** to other front-end fees of the Company and apply the proportional rate**, the subscription fee charged will enjoy a 1% discount. When Fortune Treasure is converted through the electronic trading platform, different payment methods can enjoy a discount of 4 to 20% off the subscription rate.

For details, please refer to the preferential rates for online transactions.

It's the same, it's all financial products.

Yu Yu Bao is Tianhong**, is a currency**, mainly invests in bank deposits and treasury bonds, etc., and is relatively stable. China's Fortune Treasure is also a currency, mainly investing in bank deposits and short-term bonds.

Huaxia Fortune Treasure ** and Yu Yu Bao are essentially the goods difference God currency market**, low risk, the return is slightly higher than the fixed deposit, is a good cash management tool, in fact, the currency ** focuses on liquidity and security, the yield is actually not too important to talk about Cong Qing, in fact, the yield of Huaxia Fortune Treasure and Yu Yu Bao will gradually get closer in the future, and it will not be related too much.

Yu Yu Bao is Tianhong**, is a currency**, mainly invests in bank deposits and treasury bonds, etc., and is relatively stable. China's ** wealth treasure is also a currency**, mainly investing in bank deposits and short-term bonds, as a currency** are almost the same. If you are pursuing higher returns, it is recommended to buy**, and if you only want to outperform the bank, it is more convenient to pay for Yu'e Bao.

The income of wealth management connect is relatively high.

The return of currency** is a little higher than that of Yue Bao.

**Insurance and regular wealth management have higher returns.

There is also the index **, which has the highest return.

But there's a lot of risk that you might lose money.

Choose according to your ability.

Huaxia Current Pass belongs to the currency**, the interest rate is very small, similar to other currencies**, and the basic annualized rate is about 4%.

The word "suffering" in the question is biased. Because the configuration of each kind of investment is different, according to different standards, the investment can be divided into different types:

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

3) According to the different investment risks and returns, it can be divided into growth, income and balance**.

4) According to the different investment objects, it can be divided into ****, bonds**, money market**, ****, etc.

Investing is a science that deserves to be understood in depth. Only the wrong one, not the wrong one**. There should be no problem with Huaxia's quick redemption, even on weekends and holidays.

Don't worry, it's going to be fine, the system is stuck. I've come across it too.

In the case of currency**, the earnings are calculated daily. If it is other**, the **change of the invested product causes the **net value change**, calculated based on the net value on the day of redemption, and the profit may also be lost.

No, you have to look at the daily net income per 10,000 shares, the 7-day annualized rate of return is a ** value, which is calculated based on the 7-day annualized return, and is only used for reference.

2. The net income per 10,000 shares of the money market refers to the average income of the daily operation of the currency market to each share, and then measures and compares it with 10,000 shares as the standard, which is the actual income included in the investor's account every day; If you hold 10,000 shares of the money market**, if the net return per 10,000 shares** is in dollars, then your return for the day is in dollars.

The essence of ChinaAMC's current pass is to purchase ChinaAMC's cash profit increase currency through direct sales of **company**.

This is not only the way to purchase Huaxia cash profit-increasing currency**, but also through banks, brokers, and third-party platforms that have signed agreements.

The most important thing is to purchase the current pass of Huaxia ** through direct sales, if it is a bank card designated by the official website, it can support the redemption of T+0 to the account, and the purchase of currency ** through the agency is basically unable to achieve the redemption of T+0 to the account at present.