Which is better, full treasure or Yue treasure?

The full amount of treasure will be relatively better. According to the contract, the currency does not guarantee the safety of the principal, although the yield is now emphasized, but the currency has historically had a negative return on the day or the yield is close to zero. However, the probability of this happening is extremely low, so relatively speaking, the currency** is still relatively safe, at least the annualized rate of return exceeds the one-year fixed deposit interest rate.

China Universal is a formal public offering**, which has been reviewed by the China Securities Regulatory Commission, and the full amount of China Universal Treasure belongs to the currency**, the currency** is a low-risk investment project, the security is relatively high, and the currency ** access is more convenient, the basic working day T+1 day can be realized access and withdrawal, and the interest is much higher than that of bank demand deposits.

The difference between Full Treasure and Yue Bao:

1.Yu Bao is a currency launched by Alibaba and Tianhong**, which is docked with Tianhong Zenglibao**. Although Yu'e Bao is essentially just a sales channel of Tianhong Zenglibao, in the eyes of the vast majority of users, these two are the same thing, especially after Alibaba took a stake in Tianhong**.

2.The full treasure is a wealth management product cooperated by Tencent and China Universal ** company, and it is also a currency**. However, it is worth noting that China Universal Full Asset is provided and invested by China Universal ** Management, and Wealth Management Connect is only used as a financial product information service platform.

3.For a pure third-party enjoyment platform like WeChat Wealth Management, its main profit** is the annual sales service fee of the money market**. After Ali takes a stake in Tianhong**, it can also share the management fee income with it.

There is no specific data comparison for this, because the rate of return is also constantly changing, and it can be used according to the situation.

Yue Bao is a balance value-added service created by Alipay. Transferring money to Yue Bao means that you have purchased the Yue Bao currency** provided by Tianhong**, and you can get income. The funds in Yue Bao can also be used for online shopping payment at any time and can be withdrawn flexibly.

Cash Treasure is a kind of savings account first launched by China Universal ** in June 2009. It can help ordinary people manage cards, money, and money. Cash treasure has nine functions, which can improve the income of idle funds, fast cash withdrawal, automatic saving, 4% off buying**, high-end financial management, credit card repayment, mobile phone recharge, etc., only with these nine functions, is the real cash treasure.

In October 2011, China Universal Credit Card was launched in collaboration with China CITIC Bank, which has the characteristics of income, easy repayment and double points. In February 2013, Cash Treasure was fully upgraded, realizing convenient functions such as saving money from 1 yuan deposit, withdrawing cash to the card in 1 second, multi-card transfer, and guaranteed recharge.

The difference between Yue Bao and Balance is that the type of product, income, and unit are different.

1) Different product types:

Yue Bao is a wealth management product that can be used for investment and financial management.

The balance is a funding account that can be used for transfers, withdrawals, savings, etc.

2) The benefits are different:

Yu'e Bao is a monetary wealth management product with a relatively stable rate of return.

The balance is a fund account on the Alipay platform, not a wealth management product, and there is no income.

It should be noted that through "Yue Bao", users can not only get "interest" on the funds deposited in Alipay, but also have a higher income than the interest on bank demand deposits.

3) Different affiliations:

The direct manager of Yu'e Bao is Tianhong ******, which is an investment and wealth management company.

The balance is a function of Alipay and is directly managed by Alipay.

Extended Information] What is Balance:

The balance of the Alipay account refers to the amount of money that has been transferred to the Alipay account from a bank card or other means.

What is Yue Bao:

Yue Bao is a balance value-added service launched by Alipay, and the money transferred to Yue Bao is actually the purchase of a currency ** (****: 000198) provided by Tianhong** called "Yue Bao", which can obtain certain income. Yuebao can be purchased from 1 yuan, and you can also manage your money regularly.

Yu'e Bao features:

Easy to operate, zero handling fee, low threshold, can be picked up and used. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and repayment, and other consumer payments, which is a cash management tool in the mobile Internet era. Yu'e Bao remains the largest currency in China**.

Alipay (China) Network Technology is a third-party payment platform in China, committed to providing "simple, safe and fast" payment solutions. Since its establishment in 2004, Alipay has always taken "trust" as the core of its products and services. Since the second quarter of 2014, it has become the world's largest mobile payment manufacturer.

Yu'e Bao provides a variety of products for you to choose from, including Yu'e Bao Fixed, Yu'e Bao Current, Yu'e Bao Salary, Yu'e Bao Online Business Bao, Yu'e Bao Wealth Bao, etc. You can choose the most suitable product for you according to your actual situation. For example, if you want to invest safely, you can choose Yu Yu Bao Term; If you want a higher income, you can choose Yuchang to dig the treasure of fortune; If you want faster returns, you can choose Yue Bao current account; If you want more flexible investment, you can choose Yue Bao online merchant treasure and so on.

Yue Bao has a variety of products to choose from, and the specific product you choose depends on your investment goals and investment horizon. If you want to get a higher yield, you can consider choosing Yu'e Bao regular wealth management products, which can provide a higher rate of return; If you want to get a more stable income, you can consider choosing Yu'e Bao current wealth management product, which can provide more stable income. In addition, you can also choose Yue Bao to buy** products to get a higher return on investment.

Yue Bao has a variety of products to choose from, depending on your investment objectives and risk tolerance. If you want to get a higher return, you can choose the Yu'e Bao regular receipt imitation plan, which has a higher rate of return, but also has certain risks. If you want a safer investment, you can choose the Yue Bao Security Plan, which has a lower yield but also a lower risk.

Yue Bao holds a variety of products, including fixed wealth management, demand deposits, and safe and secure financial management. Users can choose different products according to their needs and risk tolerance.

Balance and Yue Bao both belong to Alipay, but there will be a little difference in function, some people do not know about Alipay, they will be more confused, for example: balance and Yue Bao which is safer? Which is better? Relevant content has been prepared for your reference.

Balance and Yue Bao both belong to Alipay, from the perspective of Alipay, the platform must be safe and reliable, there is no deception, it is formal, legal and compliant, there is no need to worry.

However, from the point of view of the product itself, Yu'e Bao is advantageous in terms of income, and depositing money into Yu'e Bao will make a profit every day, because Yu'e Bao is connected to the currency, and the currency is a kind of financial management, and it is a low-risk, the risk is relatively small, the possibility of long-term holding is relatively large, and the possibility of loss is relatively small.

Yu Bao so far, there has never been a loss, although the past does not represent the future, but there will still be a certain reference, if you are afraid of loss, you can take a look at it every day, if you find a loss, take it out in time.

From the point of view of risk, the balance is advantageous compared to Yue Bao, because the balance will not be risky, the money in it is safe, there will be no loss, but the disadvantage is that there will be no income, you can choose the right one from your own situation, for example: if you are afraid of loss, then choose the balance, if you want to earn, choose the Yu Bao.

With treasure in hand, make money without worry", cash treasure and balance treasure are more popular balance financial management tools, these new Internet wealth management products have a low threshold, high expected annualized expected returns, and provide a lot of convenience for people's balance financial management. For the similar functions of cash treasure and Yue Bao, many people are discussing which is better, cash treasure and Yue Bao, this article will compare cash treasure and Yue Bao.

Which is better, cash treasure and Yue Bao are the essence of currency, but Yue Bao is established on the basis of Alipay, mainly for users who like online shopping, like to use Alipay investors, the money deposited in Yue Bao can be directly used for online shopping, credit card repayment, payment of water, electricity and gas bills, etc.; In addition to the function of "quasi-savings", there are also preferential fees for converting into other ** and wealth management products of the same company, which is suitable for investors who have long-term financial planning and are ready to invest in the ** market.

In terms of liquidity, the withdrawal of cash treasure will not arrive until the next day, and the withdrawal does not require any handling fee, unlimited number and amount; The Yue Bao cash withdrawal can be redeemed on the same day to the account, no handling fee, a single transaction is not higher than 50,000, the daily cumulative withdrawal does not exceed 149997 yuan, the daily ordinary withdrawal + real-time withdrawal + 2 hours to the account withdrawal total does not exceed 3, in this regard, Yue Bao is more convenient than the cash treasure.

Which is better, cash treasure or Yue Bao, although both are currency financial products, but their positioning is different, Yue Bao is more inclined to balance financial management, which can meet the needs of users for online shopping, phone bills, consumption payment, etc.; The cash treasure can be converted into a variety of **, which can be converted into an ideal currency in a timely manner according to the expected annualized expected rate of return**, so the cash treasure pays more attention to the financial management function.

If you open a ** store, it must be Yue Bao; If you go to work and have a salary card with ICBC, you should have a better cash treasure; In fact, for ordinary people, the key is to look at two points: 1. The expected annualized expected return: cash treasure and Yue Bao, the expected annualized expected return of the two is actually almost ruined, tens of thousands of yuan, and there is no difference between a few cents a day; 2. Convenience:

Cash treasure is more convenient, especially if you want to use cash, you can get it immediately; If you want to use the money in cash, you have to withdraw it to the bank card; Everything else is pretty much the same.

Which is better, cash treasure or Yue Bao is actually up to the investors themselves.

Yu'e Bao is an investment and wealth management product launched by Alipay, which is a high-yield, low-risk investment and wealth management product that can help users achieve wealth appreciation. The investment and wealth management products of Yu'e Bao cover a variety of investment and wealth management products, including Yu'e Bao regular wealth management, Yu'e Bao current wealth management, Yu'e Bao currency**, Yu'e Bao bonds**, etc.

What are the advantages of Yue Bao?

First, the yield is high.

The rate of return of Yu'e Bao is higher than that of bank deposits, for example, the rate of return of Yu'e Bao fixed wealth management can be reached, while the rate of return of bank deposits is only, and the rate of return is one percentage point higher than that of bank deposits.

2. Safe and reliable.

Yu'e Bao's investment and wealth management products are all provided by Alipay, a third-party payment platform under Alibaba Group, which is safe and reliable, and investors can invest with confidence.

Third, the investment threshold is low.

The investment threshold of Yu'e Bao is low, investors only need to have an Alipay, they can invest, and the investment amount does not need to be too much, the minimum is only 1 yuan to invest.

Fourth, the investment period is flexible.

The investment period of Yu'e Bao is flexible, and investors can choose the investment period that they do not agree with according to their own needs, such as the investment period of Yu'e Bao's regular wealth management can choose 3 months, 6 months, 12 months, etc., and investors can choose the appropriate investment period according to their actual situation.

5. Earnings can be withdrawn in advance.

The income of Yue Bao can be withdrawn in advance, and investors can withdraw their income in advance at any time according to their actual situation, and the withdrawal of income will not be subject to any restrictions, investors can withdraw all the income or part of the income.

6. Investment income is transferable.

The investment income of Yu'e Bao can be transferred, and investors can transfer their investment income to other Alipay Mingshenhu, which can make it more convenient for investors to realize wealth appreciation.

Sum up. Yu'e Bao is an investment and wealth management product launched by Alipay, which has the advantages of high yield, safe and reliable, low investment threshold, flexible investment period, early withdrawal of income, transferable investment income, etc., it is a high-yield, low-risk investment and wealth management product, which can help users achieve wealth appreciation.