What kind of insurance should a 30 year old man buy

Men in their 30s should purchase critical illness, medical, life and accident insurance. I have compiled a collection of 30-year-old insurance products before, interested friends can take a look: Which insurance is suitable for you to buy at the age of 30?

Critical illness insurance is a payout type of insurance, and if the claim requirements are met, the insurance company will pay a lump sum of money. 30-year-old men are at the age of the old and the young, if a critical illness unfortunately occurs, it will cause a serious blow to the family, and the configuration of a critical illness insurance can solve the problems of ** expenses, income loss and so on. If you don't know which critical illness insurance to choose, you can refer to this list:

Top 10 Popular Critical Illness Insurance Points Worth Buying!

Medical insurance is a reimbursement type of insurance, which can usually reimburse reasonable and necessary medical expenses such as drug expenses, hospitalization fees, and surgery expenses, and it is relatively cheap for 30-year-old men to buy medical insurance, three or four hundred yuan a year.

Life insurance is generally to protect death or total disability, more suitable for the family breadwinner to buy, 30-year-old men are very necessary to buy, when unfortunately leave, the insurance company can pay a compensation to ensure that the normal life of the family is not affected. I have compiled for you the popular life insurance products on the market, from which you can choose from: Top 10 life insurance products worth buying!

Accident insurance is usually to cover accidental death or disability, but also to reimburse the medical expenses caused by accidents, accident insurance is also very cheap, more than 100 yuan a year there are hundreds of thousands of insurance amounts, 30-year-old men are also very necessary to buy accident insurance.

What insurance should men around 35 years old buy?

Brother Bao said insurance, focus on insurance evaluation! What is the best critical illness insurance for a 30-year-old? Only after comparing will you know! First of all, I would like to present to you a comparison table of popular critical illness insurance in China: an inventory of popular critical illness insurance companies that are "worth buying" from the top ten insurance companies!

30-year-old people, most of them have become the main pillar of the family, not only to support the family, but also to bear the heavy pressure of car loans and mortgages, and the pressure from work is also very large, any risk may make a family crumbling, so for people of this age, the top priority is to transfer the risk by buying insurance.

So what kind of insurance is suitable for people of this age? It is recommended to match these: critical illness insurance + medical insurance + accident insurance + term life insurance.

1.Critical illness insurance.

Nowadays, the disease has tended to be younger, and people in their 30s are also very likely to get seriously ill, and if they unfortunately suffer from a serious illness, it is equivalent to "the risk of the sky falling". Many serious illnesses take a lot of time, and the later expenses and lost work due to illness are also indispensable. Therefore, the first thing to do is to allocate a critical illness insurance for yourself.

2.Medical insurance.

People at this age should not only prevent serious illnesses, but also prevent minor illnesses and disasters that may occur at any time. Buying a million-dollar medical insurance can leverage millions of dollars a year for only a few hundred yuan a year to solve the part that cannot be reimbursed by medical insurance. It's not easy to buy a million medical insurance that suits you, in order to help you avoid lightning, I have compiled a list, if you are interested, you can take a look:

What are some good medical insurance recommendations? An inventory of the top 20 best-selling high-quality medical insurance in 2020.

3.Accident insurance.

We never guess who will come first tomorrow or the accident, and although this is a sentence that is about to be rotten, the truth is true. Accident insurance is a type of insurance that everyone should start with, and it is also very low. After all, if a person of this age accidentally has an accident, who will feed the family?

Therefore, accident insurance must be configured.

4.Term life insurance.

At this age, while supporting the elderly and raising children, you also need to repay the car loan and housing loan, in addition to protecting your personal health, you also need a death benefit. In the event of unfortunate death, it will be a heavy blow to both parents and wife and children, and buying life insurance can continue your responsibilities and at least provide a guarantee for your family's life.

"Comparison Table of 136 Popular Critical Illness Insurance in China".

30-year-old people are usually the backbone of the family, the old and the young, and may also be burdened with mortgages and car loans, and the pressure on work is not trivial, any risk may lead to a crisis in the family, so for people of this age, the top priority is to transfer the risk by buying insurance.

So how do people at this age configure insurance for themselves? Generally, the configuration of these types is almost the same: critical illness insurance + medical insurance + accident insurance + term life insurance.

1.Critical illness insurance.

Nowadays, diseases are getting younger and younger, and the risk of serious illness is also getting higher and higher for people in their 30s. Many serious illnesses take a lot of time, and you also need to consider the later expenses and lost work due to illness.

Therefore, critical illness insurance needs to be configured first.

2.Medical insurance.

At this age, while preventing serious illnesses, there are also minor illnesses and disasters that may occur at any time cannot be ignored. Buy a million medical insurance, spend a few hundred yuan a year, easily get millions of protection, and solve the part that cannot be reimbursed by medical insurance.

"Millions of medical insurance points suitable for 30-year-olds".

3.Accident insurance.

You never know which will come first, the accident or tomorrow, and while it's a phrase that is about to be rotten, it's true. Accident insurance is basically a type of insurance that is all-inclusive and everyone-friendly, and it is also very cheap.

After all, if a person at this age accidentally has an accident, who will bear the responsibility of raising a family? Therefore, it is very important to have an accident insurance policy.

4.Term life insurance.

At this age, while supporting the elderly and raising children, you also need to repay the car loan and housing loan, and after configuring health insurance, it is also necessary to consider the death protection.

In the event of unfortunate death, it is a heavy blow to both parents and wife and children, and the role of life insurance is to leave a protection for your family when you are unable to fulfill your responsibilities.

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.

Hello! When buying insurance around the age of 30, you should choose the right insurance product according to your own needs, generally speaking, accident insurance, critical illness insurance, endowment insurance and other types of insurance are more suitable. The specific plan is as follows:

1. In order to pass on the economic risks caused by accidents, it is very important to purchase commercial accident insurance. If you are the breadwinner of the family, Kuanga should make sure that you have enough coverage when you buy accident insurance. The amount of coverage is recommended to be 5-10 times of the annual income, if people around the age of 30 need to take public transportation to and from work for several hours, they need to buy a traffic accident insurance, and pay special attention to whether the coverage covers the means of transportation that they often take.

People around the age of Zhengshu Qiaolu are in the rising period of work, most of them are in a sub-health state, a suitable medical insurance and critical illness insurance is very necessary to buy, and the insurance amount should be fully recommended at 100,000 yuan to 200,000 yuan. Women around the age of 30 should pay special attention to women's special diseases, such as breast cancer, cervical cancer, etc., when purchasing medical and critical illness insurance, and check whether these common female critical illnesses are covered when purchasing critical illness insurance.

3. In the case that the above protection is perfect, people around the age of 30 should also consider the future pension plan as soon as possible, and it is recommended to purchase appropriate pension insurance to plan for their later life.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

30-year-old people, most of them have become the main support force of the family, children have been born, parents are aging, the burden of work and family is very large, any risk may bring crisis, so for 30-year-old people, do a good job of their own and even their family premise, it is a top priority that needs to be paid attention to. As for what kind of insurance is suitable for 30-year-olds? Here are some suggestions that I hope will help you.

1. First of all, of course, consider social security first, social insurance, often universal, suitable for a wide range of people, involving pension and medical care, etc., this is a basic security, it is necessary to do it in advance, professional or non-professional 30-year-old people can be insured.

2. Commercial insurance is the second step after improving social security. Due to the large number of types of commercial insurance, this can be targeted at some aspects of Brother Qin's key protection, what is needed is more insurance, what is not needed is less insurance, the key is to make appropriate allocation according to personal circumstances.

3. When choosing the type of commercial insurance, it is recommended to give priority to accident insurance, health insurance, focus on critical illness insurance, and at the same time take into account the value.

4. In general, it is recommended that the premium expenditure should be controlled by about 10% to 15% of the annual family income, not too much, not too little, if more, it will affect the level of other family expenditures, and if it is less, it may not play a role in protection, in order to make people who are financially dependent on the insured, after the death of the insured, their lives can remain at a similar level as before; Therefore, consumers can plan the amount of life insurance in advance, and determine the amount of life insurance by calculating the value of life and the needs of the family. In this way, the value of insurance can be truly reflected.

Business insurance suitable for 30-year-olds.

To ensure that you are safe from risks, accident insurance is key. Accident insurance is a protection type of insurance with inexpensive premiums, high sum insured, and compensation in the event of disability or death caused by accidental injury.

Although there is social security, it can only provide the most basic protection, and there are restrictions on the scope of reimbursement and the amount of suspicion. Commercial medical insurance, especially critical illness insurance, is a good supplement, which is paid in advance, which can solve the shortage of medical funds and greatly reduce the financial burden of families.

At the age of 30, you should start thinking about the long-term development of the whole family, and you can't limit yourself to the status quo. In addition to high personal protection, a long-term and stable financial plan is also essential, especially if you have children, if conditions permit, Qi He may wish to consider family financial management. The future pension plan should be considered as soon as possible, and it is recommended to take out certain pension insurance to plan for your later life.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello! When buying insurance for men around the age of 30, they should first consider accident insurance, then health insurance, and finally pension insurance. The specific guess is described as follows:

1. Accident risks are everywhere, once a man around the age of 30 is in danger, it will be a heavy blow to himself and his family, and it will cause a certain economic burden, so it needs to be matched with accident insurance. The sum insured is generally recommended to be 5 to 10 times the annual income, which can also ensure the financial stability of the family for at least 5 years in case of an accident.

Men around the age of men have greater pressure on their daily work and life, and their health problems are quite concerning, so Qingshan also needs to purchase a suitable health insurance, especially critical illness insurance. The amount of insurance can be appropriately increased, or the intensity of insurance can be increased, generally not less than 300,000 yuan. From the perspective of annual payment method, you can consider choosing to pay the annual fee for 20 years, so that the annual premium is not expensive.

This is basically affordable for ordinary working families.

Men around the age of about need to consider endowment insurance after improving the basic security, so that they can give themselves a happy life in their old age in the future.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

When a man reaches the age of 30, it can be said that he is a time to stand up to the sky, but a man who stands up to the sky and the earth also needs a lot of things behind him to support himself, for example, you can buy some insurance, since you want to know what insurance to buy, then I will tell you, what insurance should be bought.

First, let's understand what insurance is, because many people don't know what insurance is.

"Insurance" refers to the commercial insurance behavior in which the insured pays insurance premiums to the insurer in accordance with the contract, and the insurer bears the responsibility for compensating for the property losses caused by the occurrence of accidents that may occur as agreed in the contract, or the insured bears the responsibility of paying insurance money when the insured dies, is disabled, sick, or reaches the age and time limit agreed in the contract. "So insurance is not a pyramid scheme, but something that can protect our personal safety and health, which is relatively normal.

Second, it is recommended to buy some medical insurance and personal accident insurance.

Although we have bought the national medical insurance, but we also have to buy some commercial insurance, commercial insurance will also have some medical insurance and some personal accident insurance, so that we can compensate with the national medical insurance, and the correspondence between each other, that is, some local national medical insurance can not be guaranteed, but the commercial medical insurance can be guaranteed, and the commercial medical insurance can not be guaranteed to the national medical insurance, which is the meaning. You should buy some personal accident insurance, because people will face a lot of entertainment after the age of 30, at this time 30 years old is a rising period of men's career, will often travel, face a lot of entertainment, at this time if a little accident occurs, we should also get compensation, and will not let us spend a lot of money, accident insurance can help us reimburse a lot.

3. I hope that insurance is just a peace of mind.

I hope that after you buy insurance, you just buy an insurance policy to rest assured, and it will not be useful to him, and it will not be useful to him, so I hope that everyone can grow up healthy and safe, and live to be 100 years old.