How to formulate the work related injury insurance system, work related injury insurance system

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Legal analysis: The work-related injury insurance system refers to the social security system that provides medical treatment and services for workers and ensures the lives of workers and their families when they encounter accidents in production and operation or under certain prescribed circumstances, resulting in injuries, occupational diseases, deaths and other injuries. As an integral part of the social insurance system, work-related injury insurance is enforced through legislation, which is the social responsibility of the state to workers and the basic rights that workers should enjoy.

The implementation of work-related injury insurance is a benchmark for the development of human civilization and society. Work-related injury insurance has been implemented to ensure the medical care and basic livelihood of injured workers. Disability pensions and survivors' pensions have relieved the worries of employees and their families to a certain extent.

Work-related injury insurance reflects the respect of the state and society for employees, and is conducive to improving their enthusiasm for work. The establishment of work-related injury insurance is conducive to promoting safe production and protecting and developing social productive forces. Work-related injury insurance is closely linked to the improvement of working conditions, disease prevention, safety education, medical care, social services and other work of production units, which is very important to improve the safety production of enterprises and employees, prevent or reduce work-related injuries and occupational diseases, and protect the health of employees.

Work-related injury insurance protects the legitimate rights and interests of injured workers, is conducive to properly handling accidents and resuming production, maintaining normal production and living order, and maintaining social stability.

Legal basis: Regulations on Work-related Injury Insurance

Article 1 These Regulations are formulated in order to ensure that employees who are injured by accidents or suffer from occupational diseases as a result of their work receive medical treatment and economic compensation, to promote the prevention of work-related injuries and occupational diseases, and to disperse the risk of work-related injuries of employers.

Article 2 Enterprises, public institutions, social organizations, private non-enterprise units, associations, law firms, accounting firms and other organizations within the territory of the People's Republic of China, as well as individual industrial and commercial households with employees (hereinafter referred to as "employers") shall, in accordance with the provisions of these Regulations, participate in work-related injury insurance and pay work-related injury insurance premiums for all employees or employees (hereinafter referred to as "employees") of their units. Employees of enterprises, public institutions, social organizations, private non-enterprise units, associations, law firms, accounting firms and other organizations within the territory of the People's Republic of China, as well as employees of individual industrial and commercial households, shall have the right to enjoy work-related injury insurance benefits in accordance with the provisions of these Regulations.

Article 4 The employer shall publicize the relevant information on the participation in work-related injury insurance in the employer. Employers and employees shall abide by the laws and regulations on work safety and the prevention and treatment of occupational diseases, implement safety and health regulations and standards, prevent the occurrence of work-related accidents, and avoid and reduce the hazards of occupational diseases. When an employee suffers a work-related injury, the employer shall take measures to ensure that the injured employee receives timely treatment.

Article 5 The social insurance administrative department is responsible for the work-related injury insurance work nationwide. The local people's social insurance administrative departments at or above the county level shall be responsible for the work-related injury insurance work within their respective administrative areas. The social insurance agency established by the social insurance administrative department in accordance with the relevant provisions of the State Council (hereinafter referred to as the handling agency) specifically undertakes work-related injury insurance affairs.

1.If an employee is injured in an accident or suffers from an occupational disease at work, he or she shall enjoy medical treatment for work-related injuries. 2.

If an employee is injured at work and has an emergency in a medical institution that has signed a service agreement, he or she shall go to the nearest medical institution for first aid. 3.If the work-related injury ** expenses meet the hospitalization service standards of the work-related injury insurance, they shall be paid from the work-related injury insurance**.

The standard of hospitalization service of work-related injury insurance shall be formulated by the social insurance administrative department in conjunction with the health administrative department and the food and drug supervision and administration department. 4.Injured employees** are not entitled to work-related injury medical treatment for non-work-related injuries and shall be treated according to the basic medical insurance measures.

The food subsidy for the hospitalization of the injured employee**, as well as the accommodation expenses required for the injured employee to seek medical treatment outside the overall planning area, shall be paid by the work-related injury insurance**, and the specific standards shall be stipulated by the people of the overall planning area**. [Legal basis] Article 30 of the Financial System of Social Insurance? Work-related injury insurance** expenditures include work-related injury insurance benefits, labor ability appraisal expenses, work-related injury prevention expenses, travel subsidies to subordinates, superiors and other expenditures.

The expenditure of work-related injury insurance benefits refers to the expenditure that employees should enjoy from work-related injury insurance** after the work-related injury is identified. It includes specific medical expenses for work-related injuries, disability benefits and work-related deaths. Among them, the medical expenses for work-related injuries refer to the medical expenses for work-related injuries, the installation and configuration of disability assistive devices, the subsidy for inpatient meals, and the transportation and accommodation expenses for medical treatment outside the overall area; Disability treatment expenses refer to the living care expenses and one-time disability subsidy for work-related injuries who are confirmed by the Labor Ability Appraisal Committee to be in need of life care, the monthly disability allowance received by employees with work-related injuries from grade 1 to level 4, and the one-time medical subsidy received by employees with work-related injuries from grades 5 to 10 according to regulations, and the difference between the actual amount of disability allowance for work-related injuries at grades 1 to 4 and the local minimum wage standard shall be determined by work-related injury insurance** Complement; The death file treatment refers to the funeral subsidy, dependent relatives pension and one-time death subsidy paid by the work-related injury insurance** after the employee dies on the job.

The expenditure of labor ability appraisal refers to the expenditure incurred by the labor ability appraisal committee in the process of initial appraisal, re-appraisal, review and appraisal activities, as well as the use and confirmation of the use of assistive devices for injured employees, which should be borne by work-related injury insurance**. Work-related injury prevention expenses refer to the expenses used for work-related injury prevention publicity and training in accordance with regulations.

Legal analysis: The work-related injury insurance system refers to the social insurance system in which the employer pays the work-related injury insurance premium to establish work-related injury insurance**, and gives the insured employee and his or her specific relatives certain work-related injury insurance benefits when they suffer accidental injury or occupational disease, resulting in death or loss of working ability due to work.

Legal basis: "Regulations on Work-related Injury Insurance" Article 2 Enterprises, public institutions, social organizations, private non-enterprise units, associations, law firms, accounting firms and other organizations within the territory of the People's Republic of China and individual industrial and commercial households with employees (hereinafter referred to as "employers") shall participate in work-related injury insurance in accordance with the provisions of these Regulations and pay work-related injury insurance premiums for all employees or employees (hereinafter referred to as "employees") of the unit.

Employees of enterprises, public institutions, social organizations, private non-enterprise units, associations, law firms, accounting firms, and other organizations within the territory of the People's Republic of China, as well as employees of individual industrial and commercial households, shall have the right to enjoy work-related injury insurance benefits in accordance with the provisions of these Regulations.

The state has enacted laws to compel employers to participate in work-related injury insurance for sensitive employees, pay work-related injury insurance stool fees, and establish work-related injury insurance**, in the event of accident injury or occupational disease; Work-related injury insurance** provides work-related injury employees and their relatives with medical treatment, living insurance, economic compensation, medical treatment and occupational** and other material security systems. Article 33 of the Social Insurance Law stipulates that employees shall participate in work-related injury insurance, and the employer shall pay work-related injury insurance premiums, and employees shall not pay work-related injury insurance premiums.

Legal analysis: Work-related injury insurance refers to the compensation given by the state to a worker who is disabled, dies or suffers from an occupational disease due to work. According to the relevant provisions of Chinese law, after an employee has an accident, the employer needs to submit a work-related injury determination to the labor and social security administrative department within one month, and if the employer fails to do so in time, the employee can submit a work-related injury determination within one year of the accident.

Legal basis: "Regulations of the People's Republic of China on Work-related Injury Insurance" Article 17 If an employee is injured in an accident or is diagnosed or appraised as an occupational disease in accordance with the provisions of the Law on the Prevention and Treatment of Occupational Diseases, the unit to which he belongs shall, within 30 days from the date of the accident injury or the date of diagnosis or appraisal of the occupational disease, submit an application for recognition of work-related injury to the social insurance administrative department of the coordinating area. In case of special circumstances, the time limit for application may be appropriately extended with the consent of the social insurance administrative department.