How is Xinhua Insurance in China, is China Xinhua Insurance a regular company

If you are interested, you can take a look.

Xinhua is a well-known insurance company in China, the company is large-scale, with many branch outlets. He is mainly engaged in life insurance, annuity insurance, health insurance and other life insurance businesses.

To get to know the company better, you need to know what the company's products are. The company's insurance products are relatively good, but they are a bit expensive. However, there are a few products that are not worth buying. For example, the critical illness insurance promoted by his family - Health Carefree C1

Healthy Carefree C1 is a single-claim critical illness insurance that can only be guaranteed for life, and it has the following benefits:

As can be seen from the figure, the Healthy C1 has the following advantages:

Additional benefits: If you are diagnosed with a critical illness or passed away in the previous 10 years, you can have an additional 20% benefit.

2. If you suffer from 6 specific critical diseases, such as brain cancer, leukemia, pancreatic cancer, etc., you can also get 120% of the basic sum assured.

The shortcomings of this product are quite obvious:

1. It is not very cost-effective, and more than 10,000 products only have some relatively basic guarantee content. With a premium of about 10,000 yuan, I can buy several single-claim critical illness insurance.

2. The claim amount of mild illness insurance is much lower than that of most products on the market. With a premium of more than 10,000 yuan, the claim rate for mild cases is only 20%, which is really not worth it.

That's all I have for the question, towards.

How to choose a reliable insurance company?

1. There are four listed insurance companies in China (China Pacific, Ping An of China, Chinese Life, Xinhua) 2. Only three of the four are comprehensive insurance companies (China Pacific, Ping An of China, and Chinese Life) (Note: Xinhua Insurance Company cannot do car insurance).

3. Only two of the three are listed as a group (China Pacific, China Ping An) 4. Only one of the two is a state-controlled insurance company (China Pacific) China Pacific Insurance Company.

Of course, Xinhua Insurance Company is a regular insurance company, but when buying insurance, you can't listen to the introduction of the salesman and the company's publicity, and you must carefully check the insurance terms to know the most reliable.

Xinhua Insurance is not bad.

Founded in September 1996 and headquartered in Beijing, Xinhua Life Insurance Co., Ltd. (hereinafter referred to as Xinhua Insurance Company or New China Life) is a large-scale life insurance company. In 2011, New China Insurance was simultaneously listed on the Hong Kong Stock Exchange and the Shanghai ** Stock Exchange, with 601,336 A shares and 01,336 H shares.

In 2014, the company achieved insurance business income of RMB 100 million, the company's total assets reached 100 million yuan, achieved positive growth in premium income, continued to maintain the top three position in the industry, and was shortlisted in the Forbes Global 500 for the first time in 2014.

On January 3, 2020, it was listed in the top 500 listed companies by market value in 2019, ranking 81st.

Service Platform. New China Insurance adheres to the principle of "customer-centric", continuously improves the construction of its service platform, and provides customers with convenient and warm service experience.

More than 1,300 standardized customer service centers are spread all over the country, covering all the company's institutional outlets, providing customers with convenient, intimate and professional one-stop services.

The 95567 National Unified Customer Contact Center can provide customers across the country with 7x24 small liters of lead year-round insurance consultation and financial consultant appointment, claim reporting, policy inquiry, document reissuance, contact information modification, return visit and other services.