What is the difference between Class A and Class C of a fund?

First, the mode is different.

Class A** is to directly deduct the subscription fee when subscribing, which is usually a "front-end charge" model. The front-end charging model is the most commonly used charging mode for current investors, and the over-the-counter charging mode that we usually subscribe to is generally the front-end charging model.

Category C** is free of subscription and redemption fees, and the sales service fee is withdrawn on a daily basis, usually in the "sales service fee" model. Class C** is free of subscription fee, and there is no redemption fee for holding for more than a certain period of time, and there is no redemption fee for holding it for 7 days or more, but **The company will charge a sales service fee on a daily basis.

Second, the type of suitability is different.

Since there is only a subscription fee and no sales service fee, Class A is free of redemption fee if it is held for more than 2 years, which is obviously suitable for long-term investors. There is no subscription fee, and a sales service fee charged on a daily basis is actually suitable for investors who hold for an uncertain time and for the purpose of doing swings.

When many friends buy **, they often see the same **, a name is followed by A, a name is followed by C, everyone will be very confused, I don't know whether to buy with a or should buy with C.

In fact, the name with a as a suffix is what we often call class A, and the name with a suffix is what we often call class C.

Class A and Class C are the same, except for the difference in transaction fees.

There are four fees charged by Class A**, namely subscription fee, redemption fee, management fee and custody fee, while there are also four fees charged by Class C**, which are redemption fee, management fee, custody fee and sales service fee.

Therefore, the main difference between the two is that Class A charges a subscription fee, while Class C does not charge a subscription fee, but Class C will charge a sales service fee.

As an investor, when buying **, if you plan to hold it for a long time, choose class A, if you want to hold it for a short period of time or are not sure whether you can hold it for 2 years or even longer, then it is better to buy class C**. If the holding period is between 1-2 years, in fact, the difference between choosing Class A and choosing Class C is not too big.

Alipay**The difference between class A and class C.

28: Class A and Class C, what's the difference?

Do you mean.

Exactly? Ask the question: Yes.

Mainly in the fee structure.

Generally, Class A has a subscription fee, while Class C does not, but Class C will have a service fee every year, depending on the length of time you hold it.

Dear users, due to the restrictions of the investment consulting business rules, we can only provide the best analysis and specific investment advice to the customers who have opened accounts with our company.

There is no essential difference, only a difference in the fee structure.

If it's a long time, you choose category A.

The time is short, and Class C is relatively cost-effective.

Ask how long it will cost to buy C.

How long to buy C is cost-effective.

Generally, you can limit it to one year.

If it is less than a year, consider C

For more than one year, consider A, with only a one-time subscription fee.

Ask a question: Thank you.

**Is it better to buy Class A or Class C.

What is the difference between Class A and Class C**? Those expenses that can't be escaped when buying**.

Bonds** and currencies** will appear in three categories: A, B, and C depending on the charging method. Category A and B are one-time charges, while category C is a daily charge. Class A generally represents the front-end fee, Class B represents the back-end fee, and Class C has no subscription fee, that is, there is no handling fee for either the front-end or the back-end.

It is recommended to comprehensively consider the investment horizon and predict the risks in advance.

1.Class A will not charge an investor's sales service fee, Class C will charge an investor's sales service fee, and Class A will charge a subscription fee.

2.There will be no subscription fee for Class C, no subscription fee for Class A, no subscription fee for Class C, and a redemption fee for Class A for two-year redemption.

3.There is no redemption fee for more than two years, there is a redemption fee for redemption within 30 days of holding **C, and there is no redemption fee for more than 30 days.

**The "ABC" included in the name refers to a different form of charge.

In general, Class A represents the front-end fee, Class B represents the back-end fee, and Class C has no subscription fee (no subscription fee but daily sales service fee);

If there are only two classifications of A and C for the same bond base, there is generally a subscription fee for Class A and no subscription fee for Class C.

The obvious difference between front-end fees and back-end fees is that front-end fees generally decrease with the increase in the purchase amount, while the back-end fees generally decrease with the extension of the investment time, and if you hold them for a long enough time, you may also be exempted from related fees.

**Difference between Class A and Class C:

1. **Different: For the same **, Class A shares have subscription fees and redemption fees, and the longer the holding time, the smaller the redemption fee, and the lowest can be zero; There is no subscription fee for Class C shares, but there is a sales service fee, which also charges a redemption fee, which decreases with the increase of holding time.

Taking the bonus ** as an example, assuming that the **amount is less than 1 million, the two types of ** transaction fees (excluding custody fees and management fees) are as follows: Class A** subscription fee is 1% (not counting discounts), and there is no sales service fee; Hold for 7 days to 1 year, redemption fee to;

If you hold it for more than one year, you will be exempted from the redemption fee. There is no subscription fee for Class C**, annual sales service fee, holding for 7 days to 30 days, redemption fee, and no redemption fee for more than 30 days. Holding time less than 1 year, Class A will receive 1% and Class C will be charged; If the holding time is more than 1 year, Class A still charges 1%, and Class C has more fees than Class A when it is held for more than one year.

3. The net value is different: the sales service fee of class C is a daily collective, which is directly deducted from the ** asset and reflected in the daily net value, so the net value of class C ** is often lower than that of class A**.

If it is the ** of ABC Class III, Class A generally represents the front-end fee, Class B represents the back-end fee, and Class C has no subscription fee, that is, there is no handling fee for both the front-end and the back-end.

There is no such thing as a free lunch. There is no one-time subscription fee, and the sales service fee is charged on a daily basis, but this is not to say that there is no difference. Taking ChinaAMC Bonds A, B, and C as examples, since there is no subscription fee, although Class C has a sales fee, the sales fee is less than 1% in three years, that is, it is lower than the front-end subscription fee (temporarily ignoring the appreciation of assets).

We can think about it like this: if you are sure that it is a short-term investment, for example, the investment period is less than 1 2 years, then you can choose Class C bonds, which are not cost-effective for more than 2 years; If it is determined that it is more than 3 years, you can choose Class B, because the fee for Class B of China AMC Bond 2 after 3 years is only, and the longer it is, the less it is; If you don't have any judgment on the investment horizon, you can consider the Class A front-end charge. For ChinaAMC Class A bonds, holding for more than 3 years is better than Class C, but holding less than 1 year is better than Class B.

Different. Class A is a front-end charging model, and a one-time payment is made when subscribing**;

The Type C fee model refers to the fact that there is no subscription fee, but a sales service fee is charged.

Bond type ** and currency ** will appear in three categories according to their different charging methods: A, B, and C, because it is the same **, so the investment portfolio is the same, and because of their different charging methods, the fees accrued are different, resulting in the difference in net value.

Category A and B are one-time charges, while category C charges are charged daily. The core of the difference lies in the difference in subscription fees.

Class A generally represents the front-end fee, Class B represents the back-end fee, and Class C has no subscription fee, that is, there is no handling fee for either the front-end or the back-end.

For Class A and Class B bonds**, Class A generally has a subscription fee, including front-end and back-end, while Class B bonds do not have any subscription fee.

That is to say, Class A and Class B in the three categories of ABC are equivalent to Class A in the two categories of A and B, and are the front-end or back-end subscription fee**, while the Class C ** in the three categories of A, B and C is equivalent to Class B ** in the two categories of A and B, and there is no subscription fee.

Under normal circumstances, if it is divided into three categories of ABC, Class A generally represents the front-end subscription fee, Class B represents the back-end subscription fee, and Class C does not charge the subscription fee, but the sales service fee is deducted from the ** assets of the class on a daily basis; The ** of the two categories of AB, generally Class A has subscription fees, etc. Class B, on the other hand, does not charge a subscription fee, but a sales service fee is deducted from the assets of this category on a daily basis.

Commercial auto insurance has three types of clauses: A, B, and C. The insurance content of these three types of clauses is different, and it is also different. When choosing a certain type of car insurance, it is important to understand the difference between these three types of car insurance.

In general, in terms of protection, paragraph A is the best, paragraph B is the second, and paragraph C is the worst.

What is the difference between Class A and Class C**? Those expenses that can't be escaped when buying**.

What is the difference between A and C**?

1. The subscription fee is different. a**Subscription fee will be charged at the time of subscription, which will be charged at one time; c**There is no subscription fee when subscribing, but a certain amount of accrual fee will be charged every day.

2. Suitable for different groups of people. Category A** is suitable for investors with large purchase amounts and longer investment horizons; Category C** is suitable for investors who have a small purchase amount and an uncertain holding period, or short-term investors.

1. Class A and Class C are two different charging methods for the same **, the main differences: in terms of subscription fees, Class A ** needs to charge a certain percentage of the subscription fee, and it will be charged at one time; 2. There is no subscription fee for category C**; In terms of redemption fees, Class C** holds for more than 7 days, the redemption rate is lower, and there is no redemption fee for holding for more than 6 months; 3. The two types of ** are the same in terms of management fee and custody fee.

Extended information: 1. When investors choose **, they often see the same ** name, but the suffix letters are different, one is A, the other is C, so, what is the difference between **A and C? In fact, Class A and Class C are two different charging methods for the same **, that is, the rate structure of the two is different, and the main differences are in the following three points:

1. In terms of subscription fees, Class A** charges a certain percentage of subscription fees, and it is charged at one time; There is no subscription fee for category C**; 2. In terms of redemption fee, Class C** holds for more than 7 days, the redemption rate is lower, and there is no redemption fee for holding for more than 6 months; 3. In terms of management fee and custody fee, the two types of ** are the same.

2. You can clearly see the rate structure of class A and class C: since we have learned that the difference between class A and class C is mainly in the rate structure, then when choosing **, you need to consider the cost of purchasing **, which category to choose to replace? If the subscription amount of a ** is less than 1 million yuan, then under Class A**, its subscription fee is, and Class C**, no matter how much it is subscribed, the subscription fee is 0.

3. If a ** investment is one year and the subscription funds are less than 1 million, then the total cost of buying Class A ** is expected to be: subscription fee, redemption fee, management fee, custody fee, but if the same one**, the investment time and subscription funds remain the same, then the total cost of buying Class C ** is expected to be: subscription fee 0 + redemption fee 0% + management fee custody fee Sales service fee It can be seen that if it is an investment for one year, the cost of class C is higher than the cost of A**.

Therefore, when purchasing, it is still necessary to calculate the cost of **, in general, short-term investment choose class C, long-term investment choose class A, which will be more cost-effective. But if you haven't figured out when you want to invest, you can choose Class C**, which is easy to sell at any time. **The main difference between Category A and Category C is the different charging methods.

At the time of subscription, Class A needs to charge a subscription fee, and Class C does not. However, a sales service fee is charged for Category C**. In addition to this, both Class A and Class C** are subject to management fees, custody fees, and redemption fees.

Summary. Hello dear, Class A and Class C refer to the issuance form of **, and their main differences are:1

Class A refers to the issuer's issuance in cash, investors can directly purchase Class A shares, and investors can redeem Class A shares in cash at any time; 2.Class C refers to the issue by the issuer in the form of money, and investors can invest by purchasing shares in the form of money, but investors cannot redeem Class C shares in cash at any time, but must wait until the issuer announces the redemption date.

Hello dear, Class A and Class C refer to the issuance form of **, and their main differences are:1Class A refers to the issuer's issuance in cash, investors can directly purchase Class A shares, and investors can redeem Class A shares in cash at any time; 2.

Class C refers to the issuer's issuance in the form of currency, and investors can invest by purchasing shares in the form of currency, but investors cannot redeem Class C shares in cash at any time, but must wait until the issuer announces the redemption date.

Relevant information: It is an investment tool for investors to pool their funds, manage them by professional investment managers, and use investment tools such as bonds, birds, and foreign exchange as investment targets to maximize investment returns.