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There must be.
Postal savings online banking provides three security authentication methods:
1. For "UK+ SMS" customers, intra-bank transfer, inter-bank remittance, and online payment business, the single transaction and daily cumulative transaction limit are 1 million yuan; For foreign exchange business, the limit for a single transaction is 50,000 yuan, and the daily cumulative transaction limit is 1 million.
2. For "electronic token + SMS" customers, the single transaction limit and daily cumulative transaction limit for intra-bank transfer, inter-bank remittance and online payment business are 100,000 yuan; For foreign exchange business, the limit for a single transaction is 50,000 yuan, and the daily cumulative transaction limit is 100,000 yuan.
3. For SMS customers, intra-bank transfer, inter-bank remittance, exchange business, and online payment business, the single transaction and daily cumulative transaction limit are 10,000 yuan.
In order to fully protect the safety of the funds in the account, the online banking of the Postal Savings Bank has adopted a variety of security precautions, including the triple password protection of login password, transaction password, and additional SMS verification, in addition to SMS reminder service for large transactions;
Provide four security authentication methods, you can choose one according to your needs; A variety of security tips, such as: password strength tips, reserved information tips, homepage login information tips, all-round security precautions, to a great extent to protect the security of your online operation and transactions.
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Yes, if you have already opened, go to the counter to change the type of online banking, you can operate on your own computer is still the same, but there is a U shield payment password when you make the final payment (the counter can be set at that time), and the postal U shield is free, and there is no annual fee,
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The Postal Savings Bank of China uses online banking to ask for uk + SMS, electronic token + SMS, and mobile phone SMS.
1. "UK + SMS" customers can choose to purchase UK as the authentication method when registering at the counter, and at the same time add mobile phone SMS as an auxiliary authentication method. When logging in to PSBC's personal online banking to make a transaction, on the transaction confirmation page, in addition to inserting the UK password and entering the UK password, you also need to enter the correct SMS verification code for the transaction to be successful.
For "UK+ SMS" customer transfer, inter-bank remittance, and online payment business, the single transaction and daily cumulative transaction limit are 2 million yuan; For foreign exchange business, the single transaction limit is 50,000 yuan, and the daily cumulative transaction limit is 2 million; For cross-border remittance business, the equivalent value of a single remittance is US$2,000 (inclusive) and the cumulative daily equivalent is US$5,000 (inclusive).
2. Electronic token + SMS "customer—when registering at the counter, you can choose to purchase an electronic token as an authentication method. When you log in to POSB's personal online banking to make a fund transaction, enter the e-token dynamic transaction password on the transaction confirmation page, and the transaction will be successful.
For e-token customer transfer, inter-bank remittance and online payment business, the single transaction limit and daily cumulative transaction limit are 200,000 yuan; For foreign exchange business, the single transaction limit is 50,000 yuan, and the daily cumulative transaction limit is 200,000 yuan.
3. When the mobile phone SMS customer registers at the counter, he or she selects the mobile phone SMS as the authentication method. When a customer logs in to POSB's personal online banking to conduct a fund transaction, the system sends a 6-digit verification code to the mobile phone number provided by the customer when registering at the counter, and the transaction can be successful by entering the correct mobile phone verification code on the transaction confirmation page. For mobile phone SMS customer transfer, inter-bank remittance, exchange business, and online payment business, the single transaction and daily cumulative transaction limit are 10,000 yuan.
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Postal Savings Bank of China has carried out the brand building of wealth management business at the beginning of its wealth management business, and promoted it in accordance with the unified brand of "Postal Bank Wealth Management Care for the Future" of the head office, and has targeted the risk-return characteristics of different wealth management products.