Can Bank of China Type II account card deposit and withdraw money on the ATM?

BOC will open a counter-like physical account (debit card.

Deposit and withdrawal services are provided within the limit.

1. Category II and Class III electronic accounts do not support ATM deposits and withdrawals.

2. According to the regulatory requirements of the People's Bank of China, the second-class accounts can handle cash deposits and withdrawals after the bank staff confirms their identities face-to-face on the spot. Therefore, electronic second-class accounts can deposit and withdraw money over the counter, while electronic third-class accounts are not supported.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

You can use a bank account to handle deposits, purchase investment and wealth management products, transfers, consumption, bill payments, cash withdrawals and other businesses; Deposits, purchase of investment and wealth management products, consumption of limited amounts, payment and other services through similar bank accounts; Handle a limited amount of consumption and payment services through a bank account. Quasi-bank accounts and quasi-bank accounts are not allowed to deposit or withdraw cash, and no physical medium is allocated.

Extended information: 1. A type of card is also called a full-featured bank card, that is, a bank card account that will not be subject to any restrictions, and must have a physical card; The second type of card is equivalent to a wallet, which can perform some basic operations but is subject to various restrictions. In addition, the second-class card can exist only as a virtual account without the requirement of a physical bank card.

2. Card issuance restricts a natural person to only one Class I card account in one bank; The second type of card account can be handled for 5, but in principle, the corresponding physical card does not exceed 4. In other words, you can only have one bank account in one bank, but you can have multiple Type 1 card accounts in different banks. For example, Xiao Zhang has a Class I card account in the Agricultural Bank of China, Industrial and Commercial Bank of China, Bank of China, China Merchants Bank, and Bohai Bank, for a total of 5 Class I card accounts, which is allowed.

In practice, some of you have a lot of bank accounts in the same bank before the new regulations are introduced, and all of them are fully functional. Banks generally do not force the cancellation of full-featured bank cards that have already been handled, but first convert them into a type of card, but after canceling it, they cannot open a new type of card.

3. Limit on transfer, payment and cash withdrawal limitsA type of card account has no restrictions on transfer and payment limits, which is also an important reason why it is regarded as a full-featured bank card. The second type of card has restrictions, and the daily limit for transfer, payment and cash withdrawal is 10,000 yuan, and the annual limit is 200,000 yuan.

Usage scenarios: A type of card can be used as a payroll card, large-value transfer, and transaction. The second type of card is suitable for daily consumption, binding a third-party account for online shopping and online payment, etc., but the consumption limit cannot be too high.

4. The difference between Class I card and Class II card:

1. There are different ways to open an account, Type I bank accounts need to go to bank outlets online to open an account, and Type II accounts can be opened online, and can be completed without leaving home. In terms of convenience, Type II accounts are more convenient.

2. The number of accounts opened is different, only one type I account can be opened in the same corporate bank, and five types of type II accounts can be opened in the same corporate bank.

3. The limits are different, there is no limit for bank type I accounts, and 10,000 yuan for transfers, cash deposits and withdrawals, and consumption in class II non-binding accounts, with an annual limit of 200,000.

Category 2 accounts are not allowed to deposit or withdraw funds.

A class account refers to an account opened over the counter of a traditional bank that meets all the strict requirements of the real-name system. Simply put, it's a debit card or debit card that you have in your hand. Its functions include deposits, purchase of wealth management products, cash withdrawals, transfers, consumption, and bill payments.

Class accounts cannot deposit or withdraw cash or transfer money to unbound accounts, and the daily payment limit for such accounts is 10,000 yuan. This is the case, for example, with credit cards.

Class accounts are mainly used for quick payment, such as quickpass, password-free payment, etc., which can only handle small-amount consumption and payment, and cannot handle other businesses, and the balance in the household does not exceed 1,000 yuan. Neither class nor class account has a physical card. The limit of class and class accounts is mainly to effectively control the risk of customer funds.

1. If you choose to deposit without a card or passbook, press the corresponding button directly, otherwise you need to insert your bank card. When inserting a bank card, make sure that the card is facing up.

2. Enter the password, pay attention to whether there are any suspicious people around, and it is best to cover it with your hands. Click Confirm after entering.

3. Follow the on-screen prompts to select the items you want to serve, such as clicking Deposit.

4. The machine will prompt you to stack the banknotes neatly and put them into the deposit slot, and then click to confirm.

5. The next thing is to wait patiently for the machine to count the money. After the machine finishes counting the banknotes, it will prompt you to confirm the amount of cash you have deposited, if it is correct, press the confirm button.

6. When your money is saved, you must remember to press the card button in the lower left corner to get the card back.

Anything with the UnionPay logo is OK.

Deposit steps: 1. After confirming that the passbook account number and account name provided by the payee are correct, take the cash to the bank and deposit it directly into the payee's account;

2. It is recommended that you open an account in the bank, and then fill in a wire transfer form, and fill in the other party's receiving account number, account name, and opening.

The name of the bank and the beneficiary from the account;

3. If you are troublesome to open an account, you can directly remit money in cash and fill in a wire transfer form for remittance, but you must fill in the other party's receiving account number, account name, and bank name;

4. Open online banking, and you can pay and transfer money online.

Bank cards of China cannot be used to make cardless deposits at POSB's ATMs, and CCB cards can only be deposited at CCB ATMs. At ICBC or other non-CCB ATMs, you can only withdraw money and check the balance.

ABC ATM cardless deposit handling fee.

For cash cardless deposits, the transaction amount of ATM inter-provincial and non-local cash deposit services of the Bank is at least 1 yuan and up to 100 yuan (temporarily implemented according to the upper limit of 50 yuan), and the handling fee is deducted from the deposit. There is no handling fee for the withdrawal of funds from the other party's bank, and there is a handling fee for inter-bank withdrawals. If the other party is not an ABC account, the ATM of ABC does not support inter-bank transfer and remittance.

CCB Cardless Deposit Handling Fee.

Five thousandths, the lowest is two dollars and the highest is fifty dollars. (This refers to those outside the city, and there is no charge for those in the same city).

It will be charged at 5/1000 of your deposit amount, with a minimum of 2 yuan and a maximum of 50 yuan, the same as when you have a card or passbook.

ICBC cardless deposit handling fee.

First of all, you must determine your card type, if it is a debit card (Lingtong card or e-era card), then the handling fee charged for the deposit of the card in another place is a minimum of 1 yuan and a maximum of 50 yuan. If the cardless deposit is a remittance, there is no charge for the remittance at the place where you opened the account, and a 1% handling fee will be charged for the non-local remittance, with a minimum of 1 yuan and a maximum of 50 yuan.

If it is a credit card (credit card, international card, etc.), there is no charge for depositing without a card at the counter in another place.

The card-not-present deposit machines of all banks, including the card-not-free deposit machines of Japan Post Bank, only accept the bank's card and handle cardless deposits.

Bank of China does not support cardless deposits at self-service devices.

All banks are available. Minimum 100

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