Does the second class ABC card charge an annual fee? Will there be a charge for the two first class

Since 2004, ABC has charged an annual fee of 10 yuan per year for debit cards, and the annual fee for new cards will be charged in the following month after the card is opened.

The annual fee is exempted for 6 types of debit card accounts that contract to pay wages, pensions, subsistence allowances, medical insurance, unemployment insurance and housing provident fund.

If you need to check whether your debit card is exempted from the annual fee, please bring your valid ID card and debit card to any branch of ABC for inquiry.

2.If the debit card is not activated, no annual fee will be charged.

3.Class accounts (with physical cards) opened at the counter are charged the same as Class I account debit cards. That is, the annual fee, small-amount account management fee and inter-bank transaction fee will be charged to the debit card of the class, and those who meet the conditions for reduction and exemption will be exempted.

The annual fee for virtual accounts and the management fee for small accounts are not charged.

4.Class accounts are electronic accounts, have no physical media, and do not charge annual fees.

Agricultural Bank of China began to use debit cards in 2004.

An annual fee of $10 per year is charged. The system will automatically deduct the year-to-month payment, and if there is any arrears, the system will automatically make up the deduction. If the debit card is not active, the annual fee will not be charged.

Annual bank card fee standard:

Debit card: the main card is not higher than 10 yuan per year, and the supplementary card is not more than 5 yuan per year;

The debit card of the second type of account cannot open supplementary cards and electronic cash accounts, and does not support foreign currency functions for the time being, and the account opening amount, self-service banking, self-service terminals, POS channel signing daily limits, and notification starting amount shall not exceed 10,000 yuan, and automatic transfer and personal fund collection business are not allowed for the time being.

Except for the above-mentioned special circumstances, the products, contracts, channels, and fees of the Class II account debit card are the same as those of the Class I account debit card.

Note: Individual customers are in ABC.

If there is only one unique account (excluding credit card and VIP account), ABC has taken the initiative to reduce the annual fee and small account management fee of this account since August 1, 2017.

If the bank account (excluding credit card) opened with ABC does not enjoy the exemption of account management fee (including small account management fee) and annual fee, the cardholder needs to take the initiative to go to any branch of ABC with his identity document to apply for a free account, and can provide him with an account (excluding credit card and VIP account) that is exempt from account management fee (including small account management fee) and annual fee.

There are already salaries and pensions paid on behalf of others.

If the account meets the conditions for double exemption, no new double exemption account will be applied for for the customer. Those who have handled the double exemption of personal accounts shall still be in accordance with the provisions of the Agricultural Bank of China and the Agricultural Bank of China when handling the payment of wages and pension accounts.

Summary. I generally don't charge any fees for a type of card from the Agricultural Bank of China. A type of card is a debit card launched by the Agricultural Bank of China, which can meet the daily consumption needs of consumers, such as shopping, paying bills, etc.

The biggest feature of the first type of card is that there is no annual fee, and there are no other fees, as long as the cardholder repays the loan on time, he can enjoy free consumption services. In addition, ABC also provides a series of preferential policies, such as point redemption, shopping discounts, etc., which can allow cardholders to enjoy more discounts. In short, ABC's first-class card is a very cost-effective consumption tool, which allows cardholders to enjoy more convenience and discounts.

I won't charge. The first type of card of the Agricultural Bank of China refers to the debit card issued by the Agricultural Bank of China, which can be used to pay for daily consumption, cash withdrawal, transfer of money, etc., without charging any fees. If you want to use the Agricultural Bank of China, you can go to the local Agricultural Bank counter to handle it, and you need to prepare your ID card, your ** and a certain account opening fee, which can be used after the application is completed.

I'm sorry I don't understand, but can you elaborate on that?

I generally don't charge any fees for a type of card from the Agricultural Bank of China. A type of card is a debit card launched by the Agricultural Bank of China, which can meet the daily consumption needs of consumers, such as shopping, paying bills, etc. The biggest feature of the first type of card is that there is no annual fee, and there will be no other filial piety fees, as long as the cardholder repays the loan on time, he can enjoy free consumption services.

In addition, ABC also provides a series of preferential policies, such as point redemption, shopping discounts, etc., which can allow cardholders to enjoy more discounts. In short, the Agricultural Bank of China's first-class card is a very cost-effective consumption tool, which can allow cardholders to enjoy more convenience and discounts.

One of the personal debit cards of the Agricultural Bank of China, the "Yinliduo" card, which is a personal fixed deposit product issued on a period-by-period, with flexible pricing, and sold to specific regions and specific individual customer groups, may charge a certain fee, but it is not an annual fee.

As for whether the ordinary ABC personal debit card charges an annual fee, there may be different circumstances. Because the services and fees provided by different types of personal debit cards may be different in different areas. It is recommended that you check the instructions at the time of card application or contact your local Agricultural Bank staff for specific information.

It should be noted that according to the "Specifications for Bank Card Clearing Institutions" issued by the Chinese People's Bank of China, the annual bank card fee should be collected only when the issuing bank and the cardholder reach an agreement. At the same time, the card issuer shall also inform the cardholder of important information such as the charging standard in a timely manner, and shall formulate a reasonable charging standard. If you have any questions about ABC's charges, you can consult the relevant departments or file a complaint through the appropriate channels.

A type of card can be free of an annual fee.

If your early dispersion card is an old card, you may have been collecting the annual fee if you have not canceled the annual fee.

A long time ago, it was an annual fee, but it was canceled later, but some old cards may not be canceled without operation, as long as you don't take the initiative to ask for it, many banks have been charging by default.

There is also a situation where the money in the card is relatively small, and a small storage fee may be charged!

The second type of card has a physical card of 10 yuan per year, and the electronic account is free of charge.

Generally speaking, there is no charge.

The daily limit for deposits, withdrawals and transfers of Class II bank cards of the Agricultural Bank of China is 10,000 yuan, and the annual limit is 200,000 yuan.

The class account is the "total leader" of capital in and out, generally a debit card, with all functions such as cash deposit and withdrawal, financial management, transfer, payment and payment, and there is no limit on consumption and transfer payment. Class accounts can deposit but not withdraw, and can only be transferred to class accounts. Class accounts can only be used for small consumption such as online payment and offline mobile phone payment, and the account balance cannot exceed 1,000 yuan.

The single transaction limit and daily cumulative transaction limit of Type II account is 10,000 yuan, and there is no limit control on transfers, investment and wealth management purchases, and credit card repayment between bound Type I accounts; Withdrawals, transfers, consumption, bill payments and other transactions between Type II physical savings cards and unbound accounts are subject to a daily cumulative limit of 10,000 yuan and an annual cumulative amount of 200,000 yuan.

What does the Agricultural Bank of China Class II card mean.

Annual fees and small account management fees are charged as standard.