What skills do you need to work in a bank, and what are the conditions for working in a bank?

Updated on workplace 2024-03-26
15 answers
  1. Anonymous users2024-02-07

    The competencies that a bank teller needs to possess are:

    First, the hand speed should be fast.

    That is, the speed of counting money must be fast, the prescribed speed of counting money is ten bundles of money in five minutes, and it must be done quickly and correctly, if the number is wrong, the salary will be deducted, and the counting machine must be passed, and the counted money will be bundled.

    Second, the typing speed is fast.

    The teller has to enter a lot of customer information, such as opening a passbook, lending a loan, etc., which need to type a lot of words, and may have to record hundreds of thousands of orders in a day, if the typing is not fast, it will first affect the work efficiency, and secondly, it will increase the length of the customer waiting in line, which will wear down the patientness of the customer, thereby affecting the performance appraisal.

    Third, the basic business knowledge needs to be mastered.

    It is necessary to know what is the deposit interest rate for the same period, know what procedures are required for deposits and loans, and how to report loss after loss, and other basic services, but also understand some special services: such as online banking, image payment, ** trading, salary payment, etc., these are all work done just in case.

    Fourth, basic accounting knowledge should be required.

    Because banks have borrowers and lenders every day, it is necessary to master a certain knowledge of bookkeeping and reconciliation, otherwise it will cause a lot of trouble.

    Fifth, the bacus must be passed.

    Many banks recruit employees who need not only to know the computer, but also to have an abacus level 6 or above, because sometimes there will be miscalculations with a calculator, and the abacus algorithm is very necessary.

  2. Anonymous users2024-02-06

    The competencies required for a banking job are as follows:

    First, be proficient in banking.

    Ability to meet customer needs;

    Second, we must be good at integrating various existing financial technologies and financial instruments.

    etc. to meet different and complex financial needs;

    Third, we must be good at controlling costs and reducing costs to an affordable level;

    Fourth, we should be good at identifying risks, managing risks, and balancing the relationship between risks and returns;

    Fifth, we must be good at organizing and coordinating various resources;

    Sixth, it is necessary to have strategic thinking and a long-term plan of five to ten years;

    Seventh, it is necessary to have an international perspective.

    Because a bank is a state-owned enterprise and a business unit, it pursues the maximization of benefits, so it is more required to have financial management ability, marketing ability and management ability in terms of personal ability.

    Emphasis on marketing and communication skills.

    The personnel of sub-branches and below are basically sales personnel, and a few are management personnel. The basic need for operators, the ability requirement is to have a vocational high degree to be fully competent, because of the computer program.

    It's unified and fixed, it's fool-proof, and the window personnel only need to press enter.

    He can enter numbers and type names, so the vast majority of bank employees can't read the company's ledger at all. If you need the ability, you need the ability to communicate with customers, you need to be able to market and pull deposits. If you study finance and enter the bank, you must enter the provincial bank or above, and if you enter the branch, most of them will be arranged to the first-line window, and after 3-5 years, it will be no different from vocational high school students.

    On the contrary, if you are not as good as a vocational high school student in terms of interpersonal communication, the previous academic advantages are basically useless. Therefore, grassroots banks need the least talents, because in fact, the vast majority of positions in this industry need ordinary window personnel! Because of this, if highly educated talents can manage, market, and have leadership skills, there will be more room for promotion.

    The staff of the sub-branch and the following institutions can be fully qualified with a vocational high education, because the computer program is unified and fixed, and the window personnel only need to press the enter key and enter the number to type their names, and the vast majority of bank grass-roots employees cannot read the company's account books at all. If you are a senior talent, it is basically a waste in the city bank and sub-branch, because there is no such environment and opportunities, because of this, the current management of the secondary branch and sub-branch is not much from a professional class, so if you study finance and enter the bank, you must enter the provincial bank or above. If the vast majority of people enter the branch will be arranged to the first-line window, after 3-5 years, they will basically be no different from vocational high school students!

    On the contrary, if you are not as good as a vocational high school student in terms of interpersonal communication, you will basically not have any development. Therefore, grassroots banks are the least in need of talents, because in fact, the vast majority of positions in this industry need ordinary window personnel! Because of this, if highly educated talents can manage, market, and have leadership skills, there will be more room for promotion.

    The above refers to state-owned commercial banks.

    The situation, of course, can enter the China Banking Regulatory Commission, the People's Bank of China, and the China Development Bank.

    and other policy banks and regulators, the situation is different, because there is no business window there! The salary is much higher than that of the state-owned commercial banks!

  3. Anonymous users2024-02-05

    First, proficient in banking and able to meet customer needs;

    Second, we should be good at integrating various existing financial technologies and financial instruments to meet different and complex financial needs;

    Third, we must be good at controlling costs and reducing costs to an affordable level;

    Fourth, we should be good at identifying risks, managing risks, and balancing the relationship between risks and returns;

    Fifth, we must be good at organizing and coordinating various resources;

    Sixth, it is necessary to have strategic thinking and a long-term plan of five to ten years;

    Seventh, it is necessary to have an international perspective.

  4. Anonymous users2024-02-04

    Generally speaking, bank recruitment will set a certain scope and conditions due to the needs of regions, departments and positions, such as college requirements, professional requirements, ability and quality requirements, etc., which will be listed in the bank recruitment announcement. In general, the recruitment conditions of banks are:

    1) Fresh graduates with a full-time bachelor's degree or above. Some positions can be relaxed to full-time college degree or above. For specific academic requirements, please refer to the job descriptions of each recruitment position in each bank.

    1.Graduates of domestic colleges and universities need to have graduation certificates, degree certificates, and employment registration certificates;

    2.Graduates of overseas institutions need to have their academic qualifications and degrees certified by the Ministry of Education of the People's Republic of China.

    2) Have a good overall quality, with strong learning ability, communication ability, teamwork ability, and professionalism.

    3) Meet the qualifications of the position applied for and have the ability to be competent for the position. Please refer to the application catalogue for specific professional requirements.

    4) English proficiency generally requires CET-4 or above.

    5) Be physically and mentally healthy, have physical conditions that meet the requirements of the bank, and have a certain ability to work under pressure.

    6) Abide by laws and regulations, be honest and trustworthy, and have good conduct.

    7) Meet the relevant provisions of the bank's relatives to circumvent it.

    Unless it is a highly professional position, a specific professional position will be required, and other basic positions such as teller posts generally do not require a professional. Even if it is the same bank, the recruitment needs of each position in each region may be different, everyone in the registration and preparation, carefully check the autumn recruitment announcement, learn to magnify their advantages, no matter what school, what major, what education, as long as you meet the requirements, get a bank offer is a good chance.

    For example, last year, some branches of Shanghai Pudong Development Bank, Agricultural Bank of China, China Merchants Bank, and Minsheng Bank were not limited to majors. In the preparation stage, the first thing you need to do is to comprehensively review the key content in the previous year's exam questions and read through the knowledge content of the textbook according to the previous year's exam questions. After a general understanding, students will understand the key chapters and passages in the textbook and practice the questions.

    Here are 43 bank recruitment course materials prepared for you, click directly to help you clarify the key points.

  5. Anonymous users2024-02-03

    Before this, I am afraid that I have to take the non-banking practitioners to apply for the banking industry examination and obtain the banking practice certificate, which is estimated to be relatively easy to do! This is the rule set by the China Banking Association.

    Brother, I suggest you go directly to the bank and ask!

  6. Anonymous users2024-02-02

    1) Have the nationality of the People's Republic of China;

    2) Abide by the Constitution and laws;

    3) Abide by laws and regulations and have good conduct;

    4) The professional or technical conditions required for the post;

    5) Adapt to the physical conditions required by the post;

    6) Other conditions required for the post;

    7) Full-time college degree or above.

    Banks are one of the financial institutions, and banks are divided into ** banks, policy banks, commercial banks, investment banks, and the World Bank according to their types, and their responsibilities are different.

    **Bank: That is, the People's Bank of China is the ** bank of China. Responsibilities: Implement monetary policy, carry out macroeconomic regulation and control of the national economy, and supervise and manage financial institutions and even the financial industry.

    Policy banks: including the Export-Import Bank of China, the Agricultural Development Bank of China, and the China Development Bank. Responsibilities:

    Equity participation or guarantee, not for the purpose of profit, specifically for the implementation and cooperation of the best social and economic policies or intentions, in a specific business field, directly or indirectly engaged in policy financing activities, as a financial institution to develop the economy, promote social progress, and carry out macroeconomic management tools.

  7. Anonymous users2024-02-01

    It seems that you don't need to be certified to work in a bank.

    1. Entering state-owned banks: fresh graduates are recruited through the Internet, and they are regular workers; Or enter the bank through a labor dispatch company, and be a dispatch worker, and meet certain conditions to transfer to a regular job.

    2. Commercial banks: In addition to the above two ways, you can also enter as a regular worker through the usual recruitment.

    Some banks require employees to take the bank practitioner qualification certificate, but most of them are not used as a condition when recruiting, if you want to make yourself more suitable for the bank, you can consider what AFP, CFP, etc., to increase the application chips.

  8. Anonymous users2024-01-31

    1. Education: full-time bachelor's degree or above.

    2. Majors: Economics, finance, accounting, management, law and other majors, with outstanding personal conditions, relevant knowledge of economics, finance, accounting, etc., and graduates of other majors with development potential will also be appropriately considered. Some positions have special requirements for majors, and some positions are not limited to majors.

    3. Quality: good mentality, high degree of self-discipline. Good problem-solving skills, organization and coordination skills, communication skills, and teamwork spirit; Willing to accept new things, have a sense of innovation, and have a willingness to continue learning.

    Interview skills for a job in a bank.

    1. Sincerity and sincerity. Sincere, sincere attitude, let people feel that you have a good character, no matter how you do things, the first thing is to look at the attitude of doing things, attitude is very important.

    2. Introduce things that reflect your qualities. Working in a bank, the first thing is to value you as a good person. Because it's directly about money.

    3. Show your strengths. For example, the results obtained, the certificates obtained, what works are available, or what qualifications have been obtained, reflecting the advantages of doing this job.

    Fourth, we should embody self-confidence and humility. I am confident that I will be able to do this job well, but at the same time, I understand that I still have a lot to learn, but I have a strong learning ability to quickly learn and master the knowledge of Tangerine, so as to do this job well.

  9. Anonymous users2024-01-30

    Working in a bank generally belongs to the business establishment, and only after obtaining the business establishment can you work in the bank. The atmosphere of working in a bank is very good.

  10. Anonymous users2024-01-29

    I have a high degree of education, have studied such a major, pay more attention to financial knowledge, and have studied accounting and have corresponding employment experience.

  11. Anonymous users2024-01-28

    Only those who have passed the interview and have attained academic qualifications can enter the bank. Working here is very boring.

  12. Anonymous users2024-01-27

    Taking Bank of China Jiangxi Branch as an example, the basic qualifications:

    1. Abide by laws and disciplines, be honest and trustworthy, have good personal quality and professional ethics, have no illegal and disciplinary behaviors and bad professional records, recognize the corporate culture and values of Bank of China, and be willing to fulfill the obligations and job responsibilities of Bank of China employees;

    2. Full-time bachelor's degree or above, and those who have returned from studying abroad should obtain the academic degree certification from the Service Center for Overseas Study of the Ministry of Education;

    3. Have good professional ability and comprehensive quality, have a strong sense of responsibility and ability to work under pressure, as well as good learning ability;

    4. Be in good health, and have the physical conditions that are suitable for the position and work requirements;

    5. In principle, the applicant's household registration should be consistent with the place of application;

    6. No violation of laws and regulations and bad habits;

    7. Comply with the relevant regulations of Bank of China on the recusal of relatives;

    8. Other conditions required by the post.

  13. Anonymous users2024-01-26

    It doesn't matter, it's hard to get into a bank.

  14. Anonymous users2024-01-25

    Professional, entry exam, pay attention to the introduction of bank recruitment.

  15. Anonymous users2024-01-24

    Summary. Hello dear <>

    <> happy to answer your questions. To get into a bank job, you usually need to have the following conditions and steps:1

    4.Language skills: Fluency in verbal and written communication skills is very important because banking jobs involve effective communication with clients and colleagues.

    5.Technical knowledge: proficient in computer skills and common office software applications, such as excel, word, etc.

    6.Personal attributes: It is very important to have good logical thinking skills, teamwork skills, analytical skills, patience and adaptability.

    Once you have met the above requirements, you can try to enter the bank by:

    How can I get a job in a bank?

    Hello dear <>

    <> happy to answer your questions. To get into a bank job, you usually need to have the following conditions and steps:1

    4.Language skills: Fluency in verbal and written communication is very important as banking involves communicating effectively with clients and colleagues.

    5.Technical knowledge: proficient in computer skills and common office software applications, such as excel, word, etc.

    6.Personal attributes: It is very important to have good logical thinking skills, team work ability, parting and analysis ability, patience and adaptability.

    Once you have met the above requirements, you can try to enter the bank by:

    1.Hiring on campus: Many banks will look for new graduates at college campus career fairs, offering training programs and onboarding opportunities.

    4.Employment agency: Seek the help of a professional recruitment agency who may have some suitable positions and guide you on how to apply.

    Finally, it's important to remember that working in a bank is a highly competitive process, and it's important to keep improving your professional knowledge and skills, as well as your CV and interview skills.

    Does the bank have any requirements for family background, and what kind of resume will not be brushed.

    In general, banks do not impose specific requirements on employees' family backgrounds. They pay more attention to the candidate's educational background, work experience, skills, and potential. Here are some tips to help keep your resume from getting brushed off:

    This can include skills you learned during college, or acquired through training and certificates. 4.Language Proficiency:

    If you're good at multiple languages, especially English, be sure to mention it on your resume. Banks usually need to have good verbal and written communication skills. 5.

    Achievements and awards: If you have outstanding achievements in your studies or other areas, such as academic awards or volunteer work, you should also highlight them in your resume. 6.

    Personal Lead: Banks are looking for people with good logical thinking skills, teamwork skills, analytical skills, patience and adaptability. Mentioning examples or experiences about these traits in your resume will increase your competitiveness.

    I have invested in many banks, and they have all been swiped.

    Why. To be honest, bank jobs are a bit sought-after and require some background or some money.

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