Is it now at the forefront of the sweeping revenue rankings What the hell is aggregate payment?

Aggregate payment: also known as "integrated payment", refers to the "payment service" that only engages in "payment, settlement, and clearing" services, relying on banks, non-bank institutions or clearing organizations, with the help of the payment channels and clearing and settlement capabilities of banks, non-bank institutions or clearing organizations, and using their own technology and service integration capabilities, to integrate the payment services of more than one bank, non-bank institution or clearing organization to provide merchants with including but not limited to "payment channel services", "collective reconciliation services" and "technical docking services". ", "Error Handling Service", "Financial Service Guidance", "Member Account Service", "Operation Process Software Service", "Operation and Maintenance Service", "Terminal Provision and Maintenance" and other services, so as to reduce the cost of merchant access and maintenance of payment and settlement services, improve the operation efficiency of the merchant payment and settlement system, and collect value-added payment services. For example, Zhangyoubao is an aggregate payment.

Aggregate payment is to provide mobile payment collection products for service providers and merchants, and provide solutions for the industry. Whether the ranking is high or not is related to whether the company does promotion.

I come to this problem, my husband is the developer of the sweep, he has been engaged in the research and development of aggregate payment app after returning to China, it can be said that I am the family member who has verified the whole process of the sweep project from project approval to landing, the two years of the research and development of the sweep, there are countless imitation plagiarists, and many apps are not perfect. Now I see so many users using the sweep, and I am so assured of the product, I am also happy for my husband's two years of hard work, this is a cross-era product, I believe it will bring you a different experience!

This is the most important company to take advantage of loopholes and play marginal balls, and this company will most slander other similar companies. In the end, their own products were not perfect, and they refused to refund the customer's deposit.

Aggregate payment is relative to the previous third-party payment, as an extension of the third-party payment platform service. Third-party payment is between the bank and the merchant, while the aggregate payment is between the third-party payment and the merchant, and there is no restriction on the payment license license. In the absence of a payment license, Aggregator provides integrated payment services through a variety of payment tools such as the interface of various third-party payment platforms, cooperative banks, cooperative telecom operators and other service providers.

Aggregate payment is between third-party payment and merchants, and does not carry out fund clearing, but can be customized according to the needs of merchants, forming complementary resource advantages, and has the characteristics of neutrality, flexibility, and convenience.

At present, in China's payment market, there are many forces such as banks, UnionPay, third-party payment licensed enterprises and mobile phone manufacturers, and the merchant cashier is full of card POS machines, code scanning stations and various code scanning equipment. And there is no compatibility between the various payment instruments. What consumers and merchants are really lacking in this case is a simple and fast one-click payment tool.

According to the 38th statistical report of CNNIC "Statistical Report on the Development of China's Internet Network", as of June 2016, the number of users using network payment in China reached 100 million, an increase of 38.57 million people from the end of 2015, and the growth rate increased the proportion of China's Internet users using network payment from . The scale of mobile payment users has grown rapidly, reaching 100 million, and the half-year growth rate is that the proportion of Internet users using mobile online payment has increased to, and the mobile payment market space is very large, which has become the general trend. In the future, the payment market will become more and more fragmented, showing the characteristics of absolute fragmentation, therefore, it is impossible for one company to dominate, but a diversified group of leaders to compete for hegemony, which reserves room for aggregate payment.

Internet finance is still in the ascendant, and the payment market demand is large

1) Mobile payment has changed the payment habits of users, and in order to meet customer needs, merchants urgently need access to a variety of convenient payment methods.

2) The trend of online and offline integration is obvious, and payment pays more attention to scenarios, which puts forward higher requirements for flexibility and convenience.

3) With the advent of the era of "national entrepreneurship", large-scale small and micro enterprises have sprung up, and there is a large demand for professional payment access services.

At present, it is a period of rapid development of the payment industry, and third-party payment has been difficult to meet the needs of a variety of payment scenarios and cannot provide refined services one by one.

Aggregate payment billion store code one code to solve all payment problems, the future trend, the industry's leading aggregation payment platform, only a handful.

Aggregate payments are currently divided into 4 main categories in the market:

1. Technology integration: like ping++, only do technical integration, do not use funds, sign contracts multiple times, and sign separate contracts for payment channels;

2. Institutional transfer: cooperate with banks, fund bank custody, only do information clearing and value-added services, such as thumb payment;

3. Institutional direct clearance: generally financial enterprises or third-party payment institutions, such as Minsheng Bank, Hengfeng Bank, etc., sign a contract at one time to do the clearing of information and funds;

4. Second clearing of funds: It belongs to the key supervision, that is, it is accessed in the mode of large merchants, and then liquidated to small merchants.

Sweep is a leader in aggregate payment, solving the problem of payment and collection for individuals and merchants, and is a leader in the scanning code industry.

Sweep the collection aggregation payment app, support Alipay Huabei, Jingdong Baitiao, QQ wallet, UnionPay credit card, due to the low use rate, convenient and fast, to the account in seconds, is a trend cardless payment app that replaces the POS machine, sweep the collection is the first mode of recruiting offline, sharing to make money, saving money for self-use, the aggregation payment outlet has come, will drive the whole people to start a business!

I have used it to sweep the collection, to put it simply, it is the more popular mobile phone POS machine, swiping credit cards, also called aggregate payment, you can swipe credit cards, you can also brush Huabei, white strips, and there is also a merchant version, you can collect money. Now most of the POS machine rates are above, this sweep does not need this kind of mini equipment, you can directly swipe the card on the mobile phone, the rate is still very low, ordinary users are, my current rate is, save a lot every month.

It is a fourth-party aggregate payment, integrating mainstream payment methods such as WeChat, Alipay, Wallet, Jingdong Wallet, etc., and has cooperative relationships with major banks. Adhering to the concept of inclusiveness, science and technology returns, innovation and comprehensiveness.

It has been developed for two years, and it has attracted many imitators in the industry to plagiarize, and it can be said that it is a well-deserved leader in Juyou and Laohe payment.

It seems that it is Hunan Lishou Technology, which is not very clear.

717 branches, 53 payments, 343 categories, 7 system development, aggregation payment system development and customization.

Yes, aggregate payment has more options for C-end customers, of course, B-end companies increase more customer stickiness according to the needs of C-end, cater to C-end, and connect to aggregate payment.

There are also many aggregate payments on the market, such as Huifu, which has a fully self-service aggregate payment solution, which is aimed at small and medium-sized merchants with full self-service access.

After the regulators clarify the normative opinions, aggregate payment will usher in a new stage of continuous and in-depth vigorous development in the Internet market with the unique advantages of effectively reducing the investment and operating costs of the special merchant system, improving the payment efficiency of the special merchants, providing consumers with diversified payment methods, and enhancing the payment experience of consumers.

Because the payment method is simple and there are no procedures, there are also a lot of aggregate payment methods, such as Weibei payment, which has many users.

Of course it's different, sweeping the revenue is an aggregate payment,