Is maternity insurance available for one year of continuous payment?

1. In-service personnel must participate in insurance and pay premiums according to regulations, and the cumulative payment of maternity insurance premiums for more than 12 months at the time of childbirth is not included in the month of childbirth and the month of supplementary payment of maternity insurance premiums. (It is enough to accumulate for 12 months, and it is okay if there is no continuous payment); Unemployed persons must register as unemployed, and those who apply for abortion or family planning surgery subsidies must have maternity insurance contributions in the current month (unemployed people can receive it when they give birth to a child, but they cannot receive it if they have an abortion);

2. Childbirth, abortion, and family planning surgery in medical institutions that have obstetrics and gynecology departments in accordance with national regulations; (Out-of-town hospitals can also reimburse!) ）

3. Comply with national, provincial and municipal family planning regulations; (In other words, as long as it meets the basic national policy, the second child can also be received.) ）

4. Statute of limitations for applying for treatment: The application can only be accepted from the 15th of the next month after the birth, and those who fail to apply in time for more than six months will no longer be accepted. (Remember: don't wait for the expiration date!) ）

You can enjoy it as long as you start paying the fee.

Hello, if it starts to be paid in May, can I be reimbursed for having a child in May next year.

The continuous payment period is different in each region, some places are in a unit for one year of continuous payment, some places are in a unit for seven consecutive months, it is recommended that you call 12333 to consult your local labor department!

You don't need to pay in the same unit, as long as you pay for 1 year, you can enjoy it, you can ask at **local 12333

Maternity insurance needs to be paid for one consecutive year before you can enjoy maternity insurance benefits. If you don't pay for a month, it's not considered a continuous payment, and you can't make a supplementary payment. At the same time, you must be paying maternity insurance at the time of childbirth.

Maternity insurance benefits include maternity medical expenses and maternity allowances. If the woman is not employed, her spouse can enjoy maternity medical expenses in accordance with national regulations if she has paid maternity insurance.

The process of applying for maternity insurance is as follows:

1. Before enjoying the maternity allowance, the unit needs to apply for maternity insurance, and needs to prepare three tables, the basic pension for enterprise employees, the summary table of silver pure declaration of work-related injury and maternity insurance, the social security registration form, and the increase and decrease table of pension, work and maternity insurance personnel, which are prepared by the enterprise;

2. The unit shall go to the social labor insurance department with these three forms to declare, and after the labor insurance department accepts the application, it will return two stamped forms;

3. Wait until the next month, the unit can pay the maternity insurance premiums of the new employees normally, and go to the tax department to pay;

5. After giving birth, the female employee shall submit materials to the social labor insurance department for insurance payment before the maternity leave reaches 30 days;

6. The materials for insurance payment mainly include: the birth status form of urban enterprise employees, identity information, birth certificate, medical certificate of the hospital, medical settlement list, etc.;

7. After waiting for the review, the staff will issue an application form for maternity insurance premiums for employees of urban enterprises;

8. After the approval of the social labor insurance department is completed, you can bring the relevant documents to the social security department to receive the reimbursement of maternity insurance.

Maternity insurance benefits are as follows:

1. Maternity allowance: The maternity allowance is the salary of the female employee during the maternity leave, and if the maternity allowance is lower than the salary standard of the employee, the difference shall be made up by the enterprise. The maternity allowance is calculated by dividing the contribution base of the female employee in the month of childbirth by 30 and multiplying the number of days of maternity leave;

2. Employees who have participated in maternity insurance for a total of one year and are still insured at the time of childbirth shall enjoy maternity insurance benefits in accordance with relevant regulations;

3. The standard for the payment of maternity allowance for maternity insurance benefits shall be based on the average monthly salary of the employee in the previous year of the employer's employer and the maternity allowance shall be calculated according to the prescribed leave;

Employees who have any of the following circumstances may enjoy maternity allowance in accordance with national regulations:

1. Female employees are entitled to maternity leave when they give birth;

2. Enjoy family planning surgery leave;

3. Other circumstances stipulated by laws and regulations.

Legal basisArticle 8 of the Special Provisions on Labor Protection of Female Employees.

For female employees who have participated in maternity insurance, the maternity allowance during maternity leave shall be paid by maternity insurance according to the standard of the average monthly salary of employees of the employer in the previous year; For those who have not participated in maternity insurance, the employer shall pay the salary of the female employee before the maternity leave.

The medical expenses for childbirth or miscarriage of female employees shall be paid by the maternity insurance in accordance with the items and standards stipulated in the maternity insurance, and for those who have already participated in the maternity insurance**; For those who have not participated in maternity insurance, the employer shall pay for it.

Maternity insurance for one year means that you can only enjoy maternity insurance benefits after 12 consecutive months of payment (including the case of giving birth in the 12th month).

Legal basis: Article 54 of the Social Insurance Law of the People's Republic of China If an employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; The unemployed spouse of the employee shall enjoy the treatment of maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**.

Maternity insurance benefits include maternity medical expenses and maternity allowances.

Article 55 of the Social Insurance Law of the People's Republic of China The medical expenses of Shengxun Chongyu include the following:

1) Medical expenses for childbirth;

2) Medical expenses for family planning; Back to Rubber.

3) Other project expenses as provided for by laws and regulations.

Legal analysis: Maternity policies vary from place to place, and maternity insurance may not necessarily be reimbursed for one consecutive year.

Legal basis: Social Insurance Law of the People's Republic of China

Article 53 Employees shall participate in maternity insurance, and the employer shall pay the maternity insurance premiums in accordance with the provisions of the State, and the employees shall not pay the maternity insurance premiums.

Article 54 Where an employer has already paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**.

Maternity insurance benefits include maternity medical expenses and maternity allowances.

Article 55 Medical expenses for childbirth include the following: (1) medical expenses for childbirth; (2) medical expenses for family planning; 3) Other project expenses as provided for by laws and regulations.

Article 56: In any of the following circumstances, employees may enjoy maternity allowances in accordance with state provisions: (1) Female employees are entitled to maternity leave for childbirth; (2) Enjoy leave for family planning surgery; (3) Other circumstances provided for by laws and regulations.

The maternity allowance shall be calculated and paid according to the average monthly salary of the employee in the previous year.

Maternity insurance is not required to be reimbursed for 1 consecutive year, which is determined by local regulations. Conditions for employees to enjoy maternity insurance benefits: the employer has paid social security for the employee for a certain period of time; Have gone through the insurance record; Other conditions required by the local social security bureau.

The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state.

Social Insurance Law of the People's Republic of China

Article 54.

If the employer has already paid the maternity insurance premium, its employees are entitled to maternity insurance benefits;

The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. Funds required for travel are paid out of maternity insurance**.

Maternity insurance benefits include maternity medical expenses and birth allowance.

Policies vary from place to place, and maternity insurance does not necessarily have to be paid for 1 consecutive year before it can be reimbursed. To enjoy maternity insurance benefits, employees shall meet the following conditions at the same time: 1. The employer has paid social security for the employee for a certain period of time; 2. The stool has been registered for insurance; 3. Other vertical sails required by the local social security bureau.

If it is less than one year, it will be reimbursed on a pro-rata basis, and the proportion will be different in each place, so it is necessary to refer to the situation of the locality. Legal basis: Article 53 of the Social Insurance Law stipulates that employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with the regulations of Guoyu Prefecture, and employees shall not pay maternity insurance premiums.

Pure orLegal analysisMaternity insurance can only be used after a year of continuous delivery. The specific cost of maternity insurance needs to be borne by the employer, and as an employee, there is no need to pay maternity insurance, maternity insurance treatment mainly includes two items: one is maternity allowance, the other is maternity medical treatment, the purpose of which is to provide working women with maternity allowance, medical services and maternity leave, to help restore their ability to work and return to work.

Maternity insurance is a social insurance system in which the state and society provide medical services, maternity allowances and maternity leave by the state and society when pregnant and childbirth women workers temporarily interrupt their work.

Legal basisArticle 54 of the Social Insurance Law of the People's Republic of China Where an employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**.

Maternity insurance benefits include maternity medical expenses and maternity allowances.