What does online banking mean, what does online banking mean?

1. In China, online banking refers to the use of Internet technology by banks to provide customers with traditional services such as account opening, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online certificate, investment and financial management, so that customers can safely and conveniently manage current and fixed deposits, checks, credit cards and personal investments without leaving home.

2. It contains two levels of meaning, one is the concept of institution, which refers to the bank that conducts business through the information network; The other is the concept of business, which refers to the financial services provided by banks through information networks, including traditional banking services and emerging businesses brought about by the application of information technology. In daily life and work, the online banking mentioned is more of a second-level concept. People's Daily Online - Internet Banking.

A bank for online shopping.

It is a tool that can be freely consumed online.

Science Encyclopedia: Internet Banking.

Online banking refers to the various financial services provided by banks to consumers through the Internet or electronic terminals. Generally speaking, online banking is a bank that exists in the form of a network, through which consumers can handle banking business without leaving home (special business still needs to go to the bank's business outlets).

Consumers can apply for online banking services at any of the bank's business outlets, or choose ** to apply for online banking by themselves. If a consumer applies for online banking services at a bank's business outlet, the consumer needs to provide the bank with a valid original ID card and a bank card or passbook in normal condition, and go through the relevant procedures in person at the business outlet.

If the consumer applies for online banking by himself, he or she needs to log in to the official bank, log in to the personal online banking to enter the login page, and then open online banking and complete the registration process according to the prompts.

Consumers need to keep their usernames, passwords, bank card numbers, passbooks, dynamic passwords, customer security certificates and other information safe.

In the process of updating and upgrading online banking, if the relevant business cannot be handled in online banking, consumers can go to any branch of the bank to handle relevant business.

Internet banking (Internetbank or e-bank) contains two levels of meaning, one is the concept of institution, which refers to the bank that conducts business through the information network; The other is the concept of business, which refers to the financial services provided by banks through information networks, including traditional banking services and emerging businesses brought about by the application of information technology. In daily life and work, when we mention online banking, it is more of a second-level concept, that is, the concept of online banking services. Online banking business is not only a simple transfer of traditional banking products from the Internet, other service methods and connotations have undergone certain changes, and due to the application of information technology, new business varieties have emerged.

If you are just shopping, it is recommended to apply for a real-name Alipay mailbox, and then go to the bank counter to make an Alipay contract bank card, no need for online banking, and this fee is also low! Apply online.

Online banking means that you don't have to run to the bank when you want to buy something online. It's quick and easy!