What is the best road trip insurance to buy? Preferably with accident coverage?

Updated on tourism 2024-03-12
7 answers
  1. Anonymous users2024-02-06

    If you travel by car, you must be safe domestic self-driving travel insurance is more reliable, like when I took the whole family from Shanghai to Changsha, I bought this insurance, bought in Ping An Good Life Insurance**, this product contains the accident protection service you want, in addition to rescue services, the cost performance is very high, the key is that the big brand can be trusted. Mine, are you still satisfied? If you are satisfied

  2. Anonymous users2024-02-05

    There are generally two types of accidents on road trips:

    1. Risks that may arise while driving or riding in the car;

    2. The risk of people leaving the car.

    Therefore, both the seat insurance and personal accident insurance of the vehicle are purchased.

    There are two scenarios in which the risk of an accident occurs:

    1. Accidental death or high disability;

    2. Accidental medical treatment.

    It is advisable to purchase accidental death, high disability, accidental medical and loss of income insurance.

    If you want to know more about insurance, you can also send me a private message.

  3. Anonymous users2024-02-04

    Self-drive travel requires insurance to have:

    1. Self-driving travel insurance: It belongs to a high-risk category of accident insurance, and most insurance companies will classify it in the category of travel insurance, which can mainly protect the various accident risks that private car drivers and passengers may encounter when traveling by car.

    2. Compulsory traffic insurance is compulsory purchase by the state, and you can't go on the road if you don't buy it, and the compulsory traffic insurance solves the basic protection: the loss caused by the insurance to the third party is usually small, and the compensation for liability and non-liability is between 10,000 and 180,000. It is often not enough for the owner of the car in the event of an accident, so you can add three insurances as protection.

    3. Car damage insurance: whether it is a small bump or a major repair, the car damage insurance after the reform not only comes with a deductible but also has additional insurance such as collision, overturning, falling, fire, etc.

    4. Seat insurance: It is a commercial car insurance, and the owner can voluntarily insure the person, which can mainly insure the person on the insured car after the insured accident, but it only protects the person on the insured seat.

  4. Anonymous users2024-02-03

    Summary. Hello, dear, it is most appropriate to choose short-term accident insurance and commercial insurance for self-driving travel. Short-term accident insurance can compensate users for accidents that occur due to force majeure factors during the self-driving trip.

    Commercial insurance includes car damage insurance, third-party insurance, vehicle personnel liability insurance, etc., which can ensure the safety of drivers and passengers. ❤️

    Hello, dear, it is most appropriate to choose short-term accident insurance and commercial insurance for self-driving travel. Short-term accident insurance can compensate users for accidents that occur due to force majeure factors during the process of driving in the field. Commercial insurance includes car damage insurance, third-party insurance, vehicle personnel liability insurance, etc., which can ensure the safety of drivers and passengers.

    Pro, car owners can be insured according to the condition of the car and road conditions. Car damage insurance mainly pays for the cost of vehicle collision damage, and the three insurance covers the loss of the other party.

  5. Anonymous users2024-02-02

    Summary. Dear dear, it's a pleasure to answer your <>

    For self-driving travel, choose third-party liability insurance, vehicle loss insurance, personal accident insurance, roadside assistance insurance, and third-party liability insurance. This type of insurance is compulsory under the law and must be purchased. It is mainly to protect the interests of third parties, and in the event of a traffic accident, the insurance company will be liable for compensation.

    Vehicle damage insurance. This type of insurance is to protect your vehicle, and if the vehicle is damaged or stolen, the insurance company will pay you according to the contract. Personal Accident Insurance.

    This type of insurance is to protect yourself and your passengers, and in the event of a traffic accident, the insurance company will provide compensation for personal accident injuries to the insured. Roadside assistance insurance. This type of insurance is designed to provide emergency rescue services in the event of a vehicle breakdown or unforeseen circumstances.

    Which insurance is suitable to buy insurance for self-driving trips.

    Dear, very Tong Zao is honored to answer your <>

    The beginning of the imitation of the heart] self-driving travel to buy insurance choose third-party liability insurance, vehicle loss insurance, personal accident insurance, roadside assistance insurance suitable, third-party liability insurance. This type of insurance is compulsory under the law and must be purchased. It is mainly to protect the interests of third parties, and in the event of a traffic accident, the insurance company will be liable for compensation.

    Vehicle damage insurance. This type of insurance is to protect your vehicle, and if the vehicle is damaged or stolen, the insurance company will pay you according to the contract. Personal Accident Insurance.

    This kind of insurance is to protect the personal safety of yourself and your passengers, and in the event of a traffic accident, the insurance company will provide personal accident compensation for the insured. Roadside assistance insurance. This type of insurance is designed to provide emergency rescue services in the event of a vehicle breakdown or unforeseen circumstances.

    <> related development: the importance of insurance: 1. It can provide protection to protect people from the damage caused by any accident whenever and wherever they are, so as to avoid putting themselves and their family members who depend on them from falling into a desperate situation, and there is no need to worry about the reduction of their earning capacity or the loss of their ability to earn a living.

    2. It is very necessary to be able to solve the three major worries of life, 3. To live a quality retirement life, when you have the ability, to make a good pension plan for yourself, and to deposit funds in a planned way in order to enjoy a quality retirement life. 4. It can compensate for the economic losses caused by the disease, no one can predict when they will have Bing, and what they are afraid of is not that they will be born Bing, but that the money will not be enough when they are born. Set up a barrier for unknown risks in advance, so that when the risks come, you will not be helpless.

    5. It can be used as a children's education**, and there are two major benefits of Likaikong's insurance deposit education**: first, it can cope with higher education expenses (such as studying abroad); Rather, even if something happens to the sponsor (parent), the child can successfully complete his or her education. <>

  6. Anonymous users2024-02-01

    Shop for self-drive travel insurance.

    It's best to start with the three aspects of accident, medical and vehicle insurance. It is recommended to purchase a special self-drive travel insurance or travel insurance, plus car insurance. How do I buy road trip insurance?

    Here's a closer look. For self-driving travelers, it is recommended to purchase insurance that includes accidental death, disability and accident medical insurance, because self-driving travel is usually short-term travel, so it is enough to buy short-term travel insurance products. In terms of the amount of insurance, it is recommended to judge according to the sports planned to participate in the self-driving tourism, if it is only an ordinary low-risk leisure travel, the insurance amount can be controlled at a low level.

    However, if there are high-risk sports such as rock climbing and diving, it is necessary to increase the insurance amount, and Kairan selectively purchases high-risk outdoor sports insurance. Buying insurance for your car, a car is a must-have tool for self-driving travel. Traveling by car usually causes some wear and tear on the vehicle, so it is recommended to purchase car insurance.

    Fully consider that self-driving tourist vehicles are often parked in the field or on the side of the road, which can be easily damaged, if your car does not have scratch insurance, it is best to upgrade one. When traveling by car, it is best to carry out a concise and clear estimate of the length of your trip, and choose insurance according to the length of the trip. Special attention is paid to the scope of protection, and the more comprehensive short-term self-drive travel insurance mainly includes accidental death and dismemberment, accidental medical treatment, emergency rescue, loss of baggage and documents, etc.

    Pay special attention to the amount of insurance, the selection of the amount of insurance must be based on the degree of risk of their own travel plan, if their own travel plan is simple and easy, you can choose a lower amount of insurance when choosing it.

  7. Anonymous users2024-01-31

    Summary. Dear, I am happy to answer for you, to buy insurance for self-driving travel, you should choose the insurance that suits you according to the route, model, number of people, driving skills, etc. Here are a few common types of insurance: <>

    1.Compulsory traffic insurance: Compulsory traffic insurance is a statutory compulsory insurance, which can provide compensation for third parties who suffer liability damage in the event of a traffic accident. Therefore, it is necessary to purchase compulsory traffic insurance for self-driving travel.

    Which insurance is suitable to buy insurance for self-driving trips.

    Dear, I'm glad to answer for you, self-driving travel to buy insurance branch insurance, should be based on the route, model, number of people, driving skills, etc., choose the right insurance for yourself. Here are a few common types of insurance: <>

    1.Compulsory traffic insurance: Compulsory traffic insurance is a statutory compulsory insurance, which can provide compensation for a third party who suffers liability damage in the accident in the event of a traffic accident. Therefore, it is necessary to purchase compulsory traffic insurance for self-driving travel.

    Kiss, 2Commercial insurance: Commercial insurance includes car damage insurance, third-party vehicle loss insurance, third-party liability insurance, theft insurance, deductible insurance and other types of insurance.

    For example, if you often drive to mountainous areas and other places, it is recommended to purchase glass breakage insurance, spontaneous combustion insurance, and body scratch loss insurance. <>

    Kiss, 3Personal insurance: self-driving travel is mainly based on taking a motor vehicle to travel, once a traffic accident occurs, the risk of personal injury to Bixian can not be ignored, at this time personal insurance is very important. Life insurance includes liability insurance, accident insurance, etc. <>

    4.Travel Insurance: Self-drive trips are usually accompanied by a travel itinerary. In this case, purchasing travel insurance can provide coverage for unexpected events during travel. Travel insurance includes accident insurance, medical insurance, luggage insurance, etc.

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