Rural cooperative medical insurance has been paid for two years, can I continue to pay it now?

Rural Cooperative Medical Insurance.

It has been cut off for two years, and now you can choose to continue to pay, because the rural cooperative medical insurance is paid once a year, after paying the rural cooperative medical insurance at the end of the previous year, you can enjoy the treatment of medical insurance reimbursement on January 1 of the next year, medical insurance plays a very important role in our lives, everyone has a time when they are sick and painful, and being sick and hospitalized is a large expense, so the medical insurance must be paid in time.

Medical insurance is the first project for ordinary citizens to benefit the people, especially in remote villages, many rural people are flexible employment.

They do not have the opportunity to work in the unit, let alone buy employee medical insurance, and the rural cooperative medical insurance also gives the life of ordinary citizens an additional guarantee, first of all, the cost of purchasing a year is only about 100 yuan, and secondly, the proportion of hospitalization reimbursement is also very high, which can reduce the medical burden of the public, after the implementation of the medical insurance policy, the problem of difficult and expensive medical treatment has been gradually solved.

** Department stipulates that enterprises should buy employee medical insurance for in-service employees, of which employees pay a part, enterprises pay the majority, when employees pay employee insurance to reach the minimum number of years specified, generally 30 years for men, more than 25 years for women, then you can enjoy lifelong medical insurance reimbursement after retirement, I believe that as China continues to become stronger, the proportion of medical insurance reimbursement will be greater, and the implementation of medical insurance makes the life of citizens more satisfying.

Rural cooperative medical insurance is also a kind of most basic insurance, sometimes can not solve all the problems of citizens, so many people choose to buy some commercial medical insurance, this kind of commercial insurance.

The proportion of reimbursement is more, and the scope of reimbursement is larger, so for people with savings, it is also very necessary to buy a commercial medical insurance for themselves, the future is uncertain, the society is constantly developing, the most important thing is their own body, it is very necessary to buy medical insurance to give yourself more protection.

Now you can continue to pay, but when you pay, you also need to pay for 15 years at a time, and you must go to the relevant unit to pay.

Originally, it took 10,000 yuan to see a doctor, and 100,000 yuan if there was medical insurance, and the peasants were also oppressed at any time.

Now it is possible to continue to pay, because the rural cooperative medical insurance is paid once a year, so the previous two-year payment is not very significant.

Of course. Because such insurance does not expire and does not disappear, it can be continued.

It can be renewed, but the treatment will affect it a little. If it is a unit's employee insurance, the problem is not big, but the impact of urban residents' medical insurance is greater: first, it cannot be paid, second, there is a waiting period for treatment after payment, ranging from three to six months, and third, the reimbursement ratio of the current year is lower than the proportion of continuous insured, at least 5 percentage points lower.

The regulations vary from province to province, but they are similar.

Extended Materials. If the insured person fails to pay the medical insurance premiums in full and on time in accordance with the regulations, and the medical insurance benefits are terminated from the month when the payment is not made in full and on time, and the payment continues after the interruption, the average salary of the local employees in the previous year must be used as the payment base according to the regulations, and all the arrears during the interruption period will be made up.

Suspension of medical insurance benefits for more than 60 days to 180 days (including 180 days) to pay medical insurance, calculated from the month of payment, 3 months before you can enjoy the overall payment of the treatment, suspension of medical insurance benefits for more than 180 days to pay medical insurance premiums, from the month of payment, 6 months after you can enjoy the treatment of overall payment.

If the payment is not made after the interruption, it will be regarded as re-enrolling in the medical insurance, and the payment time before the interruption will not be included in the continuous payment time.

Points to note when purchasing medical insurance:

1. The age of the insured has a certain relationship with the occurrence of disease risk, so the insurer imposes an age limit on the person who participates in medical insurance. Insurance companies have different minimum entry ages, which usually range from 90 days after birth to 16 years of age, while the maximum entry age is roughly the same, usually not more than 65 years old.

2. Insurance liability is the risk insured by the insurance company and the economic compensation liability that should be borne. In hospitalization medical insurance, not all hospitalization risk insurance companies will cover it.

3. Some medical insurance plans will cover certain pre-existing conditions. When applying for this type of insurance plan, the insurance company may ask for a complete medical history to confirm whether the condition is covered by the insurance. Typically, this type of insurance plan will be about two to three times more expensive than one that doesn't cover pre-existing conditions.

Yes, cooperative medical care can be used if there is payment in the current year, and if you don't pay it, you can't enjoy medical insurance treatment in that year, and what you haven't paid before will not affect the later, as long as you pay it in the current year.

Hello, happy to answer that question for you! Rural medical insurance can still be renewed after it is stopped. 1. If you want to continue to pay medical insurance, you can go to the relevant institutions to pay personal medical insurance as a flexible employee until you find a new unit, and the new unit will continue to pay medical insurance for you2. After the medical insurance is suspended, you will no longer enjoy the employee medical insurance treatment from next month.

At the same time, within three months from the date of arrears, not only the outstanding fees need to be paid, but also interest and late fees need to be paid. 3. And the suspension of medical insurance must not exceed 3 months, once it exceeds 3 months, the continuous payment period will be recalculated. The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees.

If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

Questions. It is not employee medical insurance, but rural medical insurance.

Hello, it is also possible to renew.

Yes, the rural cooperative medical care is paid once a year, and you can enjoy the medical insurance reimbursement during the insurance period, regardless of whether you have paid before or not!

Rural cooperative medical care, which is now a medical insurance for urban and rural residents, is generally paid for one year and managed for one year, and can continue to be paid after the payment is broken.

You can continue to hand it in, and this is cumulative.

Pay now and you can use it next year.

Although it can be repaid after the severance of the relationship, there is a limit to the payment time of NCMS, it is paid within a fixed period of each year, and if the payment is not made within the specified period, it will have to wait until the next year. New agricultural cooperation is a basic social security, which has now become very popular throughout the country, and whether to pay or not is voluntary, and if you pay enough for one year, you will be reimbursed for one year's medical treatment. NCMS is paid annually, and if the relationship is severed in the middle, it will definitely affect the use, and it is not recommended to break the relationship.

1. What is the impact of the severance of diplomatic relations with NCMS?

The payment standard of the New Year's agricultural cooperative cooperative system has been increased a lot in recent years, if the family population is large, a lot of money will be paid at one time, which makes many farmers dissatisfied, feel that it is too expensive, and do not want to pay, so some people will stop paying every year. NCMS is paid annually, paid for one year, and if it is not paid for one year, then there is no guarantee for that year, and you cannot enjoy the benefits of NCMS medical reimbursement. For example, the NCMS paid in 2019 will take effect on January 1, 2020, if you do not pay the fee, then you will not be able to enjoy the ** subsidy, medical reimbursement and other benefits of the NCMS throughout 2020.

Although it is possible to re-intercourse after the severance of diplomatic relations, it is more troublesome to re-interfer, and many friends who have severed diplomatic relations with NCMS have said: It is not cost-effective.

Second, after the severance of diplomatic relations, do you need to make up for the previous one?

Many people want to pay it again after a year or a few years, can they pay it again? Do I need to make up the previous fee for repayment? Cooperative medical care can be repaid, if there is a break in the middle, just re-apply for payment, no need to make up the previous expenses, because cooperative medical care is charged once a year, and there is no need to make up for it if it has passed, and you can continue to enjoy the benefits of medical reimbursement if you repay.

But for the general public, no one can guarantee that they will not get sick for a year, and it will be too late to pay if they are sick. Although it can be repaid after the severance of the relationship, there is a limit to the payment time of NCMS, it is paid within a fixed period of each year, and if the payment is not made within the specified period, it will have to wait until the next year.

1. After the NCMS is severed, no matter how long the relationship is broken, it can be re-paid, and the NCMS does not need to make up for the fees that have not been paid in the previous years, but only the fees of the current year;

2. The regulations of NCMS are to pay for one year and guarantee one year, and if the insured pays the money this year, then he can enjoy medical benefits such as reimbursement for serious illness and proportional reimbursement for hospitalization this year;

3. The premium of NCMS is only valid for one year, and it is this year to pay next year's money, most of them start to pay in autumn, after the payment is successful, the next year will begin to enjoy the insurance, and the materials required for the renewal of NCMS are as follows:

1) Farmers should go to the designated place of the village or group to register for participation with the "New Rural Cooperative Medical Certificate" and "Hukou Book", fill in the "Registration Form for Participation in Participation of Participants", review and collect the farmers' individual participation funds, and issue a receipt for the collection of new rural cooperative medical care uniformly printed by the Provincial Department of Finance;

2) The new type of rural cooperative medical care refers to the mutual aid system of farmers' medical care that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly based on the overall planning of serious diseases. It raises funds in the form of individual payment, collective support and funding.

3) Rural cooperative medical insurance is a medical security system created by farmers in China themselves, which plays an important role in ensuring that farmers have access to basic health services and alleviating their poverty due to illness and returning to poverty due to illness.

Legal basisArticle 23 of the Social Insurance Law of the People's Republic of China.

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

Rural cooperative medical insurance has been cut off for two years, and now you can choose to continue to pay, because rural cooperative medical insurance is paid once a year, after paying rural cooperative medical insurance at the end of the previous year, you can enjoy the treatment of medical insurance reimbursement on January 1 of the next year, medical insurance plays a very important role in our lives, everyone has a time when they are sick and painful, and being sick and hospitalized is a large expense, so medical insurance must be paid in time.

Extended Materials. 1. NCMS does not pay, and cannot be reimbursed for hospitalization.

In 2019, the payment amount of NCMS is 220 yuan, paid once a year, and the guarantee period is also one year.

After more than 10 years of development and improvement, the NCMS policy has now been quite perfect in terms of medical coverage and medical reimbursement, and in 2019, urban and rural medical insurance will be completely "merged", and instant reimbursement and settlement of medical treatment in other places can be achieved in hospitals.

2. The scope of NCMS compensation has been expanded, and the reimbursement ratio has reached up to 85%.

As we all know, there are two main parts of the compensation scope of NCMS, namely basic medical insurance and serious illness insurance; Among them, basic medical insurance includes inpatient medical care, general outpatient co-ordinated medical care, outpatient chronic disease medical care, childbirth medical care and accidental injury medical care.

Taking Anhui Province as an example: 60 reimbursement for less than 50,000 yuan (inclusive), 70 reimbursement for 50,000 yuan to 100,000 yuan (inclusive), 75 reimbursement for 100,000 yuan to 200,000 yuan (inclusive), and 85 reimbursement for more than 200,000 yuan.

3. Special groups of people can apply for full financial subsidies.

In 2019, the NCMS was 220 yuan per person per year, and the cost of a family of four was nearly 1,000 yuan, which is not a small amount for farmers.

After the payment of NCMS is interrupted, you can also make up the payment:

1. According to the relevant policies of the New Rural Cooperative Medical System, farmers voluntarily participate in the NCMS on a household basis, and implement annual financing, which is valid for the current year, and the payment is made before the start, and there is no entry or return halfway. If the participating farmers intermittently participate, they will not be able to enjoy the reimbursement policy of the new rural cooperative cooperative system in the current year, and can only wait until the next year.

2. New type of rural cooperative medical care.

The payment mode is to pay all the premiums for the year in a lump sum. The state does not stipulate a unified payment period, and all localities generally take November to December every year as the payment period, and a new one will start on January 1.

The timing of the launch of the annual new cooperative medical care.

3. As a district of the city, its population is relatively small, and its NCMS financing task may be divided into sub-district offices, or it may set up several points in the hospital to collect fees, NCMS financing is generally carried out in mid-October, before the fund-raising work begins, the corresponding publicity work should be carried out, and it should be able to see more attention at ordinary times, and you can also consult the district NCMS management department.