Is the workers compensation compensation paid to the company or the individual?

Workers' compensation insurance pays individuals, and the amount of compensation depends on the level of disability you have assessed, as well as the local disposable income. Compensation includes medical expenses, disability allowance and one-time employment allowance.

Work-related injury compensation standards, also known as work-related injury insurance treatment standards. It refers to the compensation items and standards that employees who are injured at work and the relatives of employees who have died at work shall enjoy in accordance with the law. If an employee of an employer suffers a work-related injury during the period when he has not participated in work-related injury insurance, the employer shall pay the expenses in accordance with the work-related injury insurance benefits and standards stipulated in the Regulations on Work-related Injury Insurance.

Article 39 of the Regulations on Work-related Injury Insurance If an employee dies on the job, his close relatives shall receive funeral subsidies, pensions for dependent relatives and one-time work-related death subsidies from work-related injury insurance in accordance with the following provisions:

1. Funeral subsidy: 6 months of the average monthly salary of employees in the overall area in the previous year.

40 per cent per month for spouses, 30 per cent per month for other relatives, and 10 per cent per month for each elderly or orphan who is alone or orphaned. The sum of the approved pensions for dependent relatives shall not be higher than the wages of the employee who died in the course of work. The specific scope of support for relatives shall be prescribed by the social insurance administrative department.

3. One-time work-related death subsidy: the standard is 20 times the per capita disposable income of urban residents in the previous year. (In 2010, the per capita disposable income of urban residents was 19,109 yuan, and in 2009, the per capita disposable income of urban residents was 17,175 yuan).

Where a disabled employee dies as a result of a work-related injury during the period of suspension of work with pay, his close relatives shall enjoy the benefits provided for in the first paragraph of this article. Where an employee with a disability of the first to fourth grades dies after the expiration of the period of suspension with pay, his close relatives may enjoy the benefits provided for in items (1) and (2) of the first paragraph of this article.

According to different levels of disability, the items of compensation are different, mainly including: medical expenses, one-time disability allowance, one-time employment allowance, one-time medical allowance, salary during the period of leave of absence, food allowance, nursing expenses, etc. Whether all of the above are compensated by the unit should be handled separately according to the actual situation.

The portion of the work-related injury benefits paid by the work-related injury insurance** is transferred to the account selected on the review application form after applying for the work-related injury benefit review, which can be an employee or a company account. Consensus between employees and the unit is required. In many cases, there are cases where the employer pays the medical expenses in advance, so the choice will be given.

Workers' compensation includes the payment of ** by the work-related injury insurance**, ** expenses, living expenses during hospitalization, as well as a one-time disability allowance for disability and the corresponding level of allowance. The employer pays the employee's wages during the period of work-related injury, as well as a one-time employment subsidy for disability, and the one-time medical subsidy is determined to be paid according to local regulations.

The work-related injury benefits are reviewed after the completion of the examination or the issuance of the labor ability appraisal results, and after the application is submitted to the social security. The main materials are: application form for review of work-related injury benefits, medical termination or labor ability appraisal form, medical records, discharge summary, medical invoice and hospitalization list, work-related injury certificate and a copy of my ID card.

The injured employee will be paid within 60 days after applying.

In accordance with the Social Insurance Law

Article 38.

The following expenses incurred due to work-related injuries shall be paid from work-related injury insurance** in accordance with national regulations:

1) Medical expenses and expenses for work-related injuries;

2) Hospitalization meal subsidy;

3) Transportation and accommodation expenses for medical treatment outside the overall planning area;

4) The cost of installing and configuring assistive devices for the disabled;

5) For those who are unable to take care of themselves, the living care expenses confirmed by the Labor Ability Appraisal Committee;

6) A one-time disability allowance and a monthly disability allowance for employees with disabilities of grades 1 to 4;

7) A one-time medical subsidy to be enjoyed when the labor contract is terminated or dissolved;

8) In the event of a work-related death, the funeral allowance, the pension for dependent relatives and the work-related death allowance received by the surviving family members;

9) Labor ability appraisal fee.

Article 39.

The following expenses incurred as a result of work-related injuries shall be paid by the employer in accordance with national regulations:

1) Wages and benefits during the work-related injury;

2) The monthly disability allowance received by the disabled employees of the fifth and sixth grades;

3) A one-time disability employment subsidy that shall be enjoyed when the labor contract is terminated or dissolved.

Although I am not a professional, but from a semantic understanding, if it is an insurance policy in the name of the company, it is to pay the company first, and the company will give the premium to the corresponding individual. If the insurance is bought by an individual, it is paid to the individual. Many work-related injuries are mostly factory workers or construction workers, factory workers are generally paid by enterprises, and construction workers are rarely paid by enterprises, can only pay by themselves, if you want to pay yourself, then you have to go to the union treasure to register, only to have the corresponding insurance provided, otherwise most construction workers actually have no place to buy insurance.

Compensation from workers' compensation insurance is paid to the individual. After the employee is injured, the employer can apply for work-related injury insurance compensation, and the amount of compensation can be determined by the user's disability level and local personal disposable income. It should be noted that the content of employees' work-related injury compensation includes medical expenses, disability allowance and one-time employment subsidy.

Work-related injury insurance compensation is paid to the individual, if the work-related injury is handled by the company, the work-related injury level is claimed, and the social security center will compensate the work-related injury insurance to the company, and then compensate you through the company.

Work-related injury insurance compensation is given to the individual, not the company, and the work-related injury insurance compensation is the insurance invested by the individual, not the company's insurance beneficiary should be the insured himself, not the company.

In the event of a work-related injury, the company shall report to the Social Security Bureau, which will identify the work-related injury and reimburse the medical expenses arising from the work-related injury.

Only those who apply for work-related injury and disability appraisal and reach the disability level after appraisal will be issued a one-time disability medical subsidy by the Social Security Bureau, and the Social Security Bureau will issue it to the individual.

The work-related injury insurance compensation must be compensated to the individual, because after the employee is injured, the employer can apply for work-related injury insurance compensation, as for how much compensation can be obtained, it depends on the disability level of the employee's injury, as well as the local personal disposable income, which is determined according to this, but it should be noted that the employee's work-related injury compensation includes medical expenses, disability allowance and one-time employment subsidy.

Of course, it is compensation to the individual, the company must pay accident insurance and work-related injury insurance to the employee in accordance with the regulations, once the employee is injured, through the disability appraisal and assessed as several levels of work-related injury, the insurance company will compensate the employee, work-related injury insurance compensation, so the insurance compensation is for the individual.

Of course, workers' compensation insurance is paid to injured individuals. However, if the employee pays medical expenses and other expenses in advance during the ** period, it can be deducted from the compensation paid by the work-related injury department.

Therefore, the work-related injury compensation payment of the work-related injury department is paid to the employer first, and then the employer transfers it to the injured employee.

Of course, the compensation of work-related injury insurance is accompanied by the individual, such as reimbursement, and everything is also directly reimbursed to his social security account.

Work-related injury insurance, of course, is to compensate individuals, because work-related injury insurance is personal insurance, and if an individual is injured, work-related injury insurance will be used at this time. It must have been compensation to the injured.

Work-related injury insurance compensation is, of course, compensation for work-related injury employees, because work-related injury compensation standards, also known as work-related injury insurance treatment standards, are the compensation items and standards that work-related injuries and relatives of work-related deceased employees should enjoy in accordance with the law, so work-related injury insurance compensation is for individual employees.

Work-related injury insurance compensation must be paid to the individual, how can it be compensated to the company, you are injured in the company, and you must be compensated to yourself.

The company will go to the work-related injury insurance center to handle it, pay it to the company, and then the company will pay it to me.

The compensation of work-related injury insurance depends on who the beneficiary is when signing the contract, if the beneficiary is a company, it will be paid to the company, and if the beneficiary is an individual, it will be paid to the individual.

Workers' compensation insurance is paid to the injured individual, and the company or company pays compensation to the individual.

Is work-related injury insurance an accident caused by an individual or a company? If it is an accident caused by an individual, the work-related injury insurance will pay the individual. If the individual is not insured, the company will be compensated. That's the law.

Of course, it is to pay to the individual, if it is paid to the company, then the company is not looking forward to the employee every day?

Workplace insurance is an insurance paid by the enterprise for employees, and if an employee has a work-related accident, of course, it is to compensate the employee personally.

Is the workers' compensation compensation paid to the company or the individual? If you have a work-related injury at work, the work-related injury insurance will pay you compensation, so the compensation of the work-related injury insurance is paid to the individual.

It must be paid to the individual, even if it is given by the company to the individual.

I think it should be paid to the individual, because the company buys insurance for every worker.

The compensation of work-related injury insurance is, of course, paid to the individual.

The work-related injury insurance company pays the compensation company to the individual according to the work-related injury contract.

Work-related injury insurance is purchased by the enterprise for the individual, and the individual should be compensated.

Work-related injury insurance must compensate individuals and give them to individuals.

Pay it to the individual, because it's you who got hurt.

This depends on the situation and what kind of insurance the unit pays. If it is a work-related injury insurance from the Social Security Bureau, it will be paid by the social security; If it's a business insurance.

The insurance company that underwrites it will pay for it; If the employer does not purchase insurance for the employee, the company is responsible for it.

1. What is Industrial and Commercial Insurance?

Work-related injury insurance, also known as occupational injury.

Insurance. Work-related injury insurance is a method of social co-ordination, centralizing the work-related injury insurance premiums paid by employers, establishing work-related injury insurance**, and giving workers and their practical statutory medical treatment and necessary economic compensation when they suffer accidental injuries or occupational diseases in production and business activities, resulting in death, temporary or permanent loss of working ability.

A social security system. This compensation covers both medical and ** expenses as well as basic living expenses.

2. Determination of work-related injury insurance:

In the event of a temporary or permanent loss of work capacity or death due to a work-related injury or occupational disease, the employee is entitled to social insurance regardless of the cause of the work-related injury, the responsibility lies with the individual or the enterprise.

treatment, i.e., the principle of compensation without fault.

3. Characteristics of industrial and commercial insurance:

1. The scope of work-related injury insurance is workers in the process of production and labor. Since occupational hazards are ubiquitous and ubiquitous, no one can completely avoid occupational injuries. Therefore, work-related injury insurance is applicable to all employees as an insurance system against occupational hazards, and any employee who suffers from work-related accidents or occupational diseases should receive work-related injury insurance benefits without exception.

2. The liability of work-related injury insurance is compensatory. In other words, workers' rights to life and health, survival and labor have been affected, damaged or even deprived. Therefore, work-related injury insurance is a social insurance system established based on the liability for compensation for work-related injuries, and other social insurance is established based on the responsibility to help and compensate employees for their living difficulties.

The unified exclusive work-related injury insurance scheme is fully connected with social security, and the compensation for the one-time disability employment subsidy is supplemented.

3. Work-related injury insurance implements the principle of no-fault liability.

Regardless of whether the liability for the work-related accident is attributable to the employer, the individual employee or a third party, the employer shall bear the insurance liability.

4. Work-related injury insurance is different from endowment insurance.

and other types of insurance, the employee does not pay the insurance premium, and the employer bears all the expenses. That is, the policyholder of work-related injury insurance is the employer.

5. The treatment of work-related injury insurance is relatively generous and the standard is high, but it varies due to different work-related accidents.

6. As a social security, work-related injury insurance has richer protection content than commercial accident insurance. In addition to accidental injuries at work, it also includes reimbursement for occupational diseases, insurance benefits for sudden death due to acute diseases, and funeral benefits (death due to work-related injuries).

Commercial accident insurance provides protection against accidental injuries suffered during work and rest, and the advantages are reflected in the breadth of time and space. In terms of compensation, medical expenses are usually reimbursed by work-related injury insurance, and the commercial insurance deducts the part already paid to compensate for the remaining amount. The death or disability insurance benefits are paid separately according to the agreed amount, and there is no conflict.

Commercial accident insurance is usually recommended as a supplement and complement to social security.

For those who have purchased work-related injury insurance, work-related injury insurance** and the employer shall jointly compensate for work-related injuries; Those who have not purchased work-related injury insurance shall be compensated by the unit.

Insurance has to pay, and the employer has to accompany it, which is separate. The reluctance of the unit to take the work-related injury insurance may be because the unit is unwilling to take the time to go to the industrial and commercial bureau to go to the relatives to submit various materials, and the information of Gao Shouming or Qin Shu is not complete, or there are violations for fear of being found out by the industrial and commercial bureau.

Of course, the insurance company pays for it.