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There are many ways for international students to pay tuition, in addition to bank wire transfer, you can also choose credit card, third-party payment, cash, etc., although there are many ways but each has its own advantages and disadvantages.
1. Credit card, first of all, your credit card needs to have a limit to meet the payment of tuition fees, if it does not reach the corresponding amount, it cannot be used to pay tuition fees, and the disadvantage is that the repayment fee is high.
2. I have not used third-party payment, because the third-party payment platform is mixed, and it still takes a lot of effort to choose a reliable intermediary, firstly because I am too lazy to screen, and secondly, because I still feel uneasy to hand over a large amount of tuition to a third party.
3. Cash, if you want to take cash out of the country, it is still not very convenient, China's foreign exchange management regulations to carry more than 5,000 US dollars of cash out of the country need to declare customs and pay a certain fee, and the distance is far away, and it is not safe to carry a large amount of cash.
4. I think the most reliable: through the bank, if you feel that the bank wire transfer is too cumbersome, you can try the "Study Abroad Exchange" launched by China CITIC Bank, which is a product launched for international students to pay tuition fees, with the function of online cross-border remittance, the advantage is that you don't need to run the bank, as long as you log in to the CITIC Bank mobile banking app to operate, and use it to pay tuition fees and do not occupy the exchange quota, this product launched by a well-known domestic bank is also more trustworthy, and it is still very safe to use. It is recommended to apply for a CITIC escort card first, and you can enjoy a 5% discount on the remittance fee when you use the study abroad exchange.
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There are still many ways, but you must choose a reliable one, after all, the tuition fee is not cheap, and it will be safer to choose a reliable payment method.
In addition to bank wire transfer, it is also recommended to pay credit cards and bank online cross-border remittance (some banks have launched this function), as long as the credit card is used for "local tyrant" students, if the credit card limit is large, and you don't care too much about the handling fee, you can choose.
Bank online cross-border remittance can try the "study abroad" product launched by China CITIC Bank, ** a China CITIC Bank mobile banking app, log in to the study abroad exchange page can be operated, full Chinese operation page, provide materials online, automatically fill in the collection account, and do not occupy the exchange limit, big banks are reliable!
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China CITIC BankIt is more cost-effective to pay international student tuition, and the study abroad exchange is very good.
China Citic Bank was formerly known as CITIC Industrial Bank.
Founded in 1987, it was renamed at the end of 2005. China CITIC Bank is one of China's national commercial banks headquartered in Beijing.
On April 27, 2007, China CITIC Bank was dismantled on the Shanghai ** Stock Exchange.
Listed. China CITIC Bank is the seventh largest bank in Chinese mainland, with total assets of more than HK$1.2 trillion, more than 16,000 employees and more than 540 branches. It is one of the six banks and three guarantees of Hong Kong's Chinese financial stocks.
On January 26, 2020, China CITIC Bank donated RMB 50 million to the China Charity Federation for the prevention and control of pneumonia epidemics, the treatment of pneumonia and the protection of medical staff in Wuhan, Hubei and even across the country.
In February 2020, the 2020 "Global Bank Brand Value.
Top 500 Rankings" was released, and China CITIC Bank ranked 21st.
In July 2020, it was awarded the 2019 China Banking Industry Social Responsibility Award.
PARKnSHOP evaluation helps win the "three major battles".
Achievement Award. In May 2021, China CITIC Bank ranked 128th in the "2021 Forbes Global 2000".
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At present, the four major banks in China are all Bifu, other banks such as Bank of Communications, CITIC, etc., if you choose bank wire transfer, in fact, they are all about the same, choose what is convenient for you to go to. The key to overseas remittances such as tuition fees for international students is not which bank is cost-effective, but which exchange rate is cost-effective.
Study abroad exchange is the cross-border remittance business launched by China CITIC Bank for international students, compared with which number of rolls to the bank outlets to handle business, the advantage of study abroad exchange is that you don't need to go to the bank to queue, as long as the ** CITIC Bank mobile banking app can be operated, support online submission of materials, cover many schools, automatic matching of account information, etc., you can handle the remittance procedures without leaving home, and the study abroad exchange does not occupy the personal Li Yu exchange quota, this alone is attractive enough.
However, before using the study abroad exchange for remittance, it is recommended to apply for a CITIC Bank escort card, and then use it with the study abroad exchange to enjoy the discount of halving the remittance fee, so that you can also save a lot of money.
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In the case of bank wire transfer, the four major banks are almost the same, and the principle of proximity is on the line.
Study abroad remittance is a product launched by China CITIC Bank, mainly for international students cross-border remittance, it is very convenient to use, ** CITIC Bank mobile banking app can ** operate which faction, full Chinese operation page, do not need to manually fill in the school information, only envy to confirm the good school, account information is automatically matched, and the use of study abroad remittance does not occupy personal exchange quota, with Brother Li can rest assured to buy and buy boldly!
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Almost everyone has an exceptionally difficult time, and how to survive the trough is also a common topic.
The trough period of life is more similar to chronic diseases, and what is needed is recuperation, rather than using strong drugs**.
When it comes to the trough period, I think it's more synonymous with young people, after all, looking back on adolescence, who wouldn't have a trough period?
So, when are young people prone to a low point in their lives?
I think it's still from the workplace, and a little bit further forward is the anxiety of the unknown future before entering the workplace.
We all know that the campus and the workplace are different, and the so-called student thinking is often used as a negative word, but there is no problem with student thinking in essence, it is just that it is not suitable for professional life.
It's a pity that the change of life mode and thinking mode before the demolition does not have too much buffer space, and the moment you step into the workplace, it will be swept from all directions.
There is also intrigue at school, but everyone is a person of the same age and mind, and after arriving in the workplace, it is the new and the old fritters who fight together.
Maybe the old fritters will not directly compete with the new ones, but I'm afraid that the sentence in the three-body problem will destroy you, what does it have to do with you.
There are also long hours of study in school, such as exams or competitions, but at the end of the year, there are only a few times a year, and the last place to sleep peacefully is in college.
In the workplace, idleness has become a skill, and sometimes sleeping for 8 hours has become a luxury, and at any time you will be nervous by the message prompt of the work group.
There is also pressure at school, which may come from tutors, classmates, and family.
In the workplace, the communication with colleagues, being cautious, dealing with the work, not daring to slack off, facing unreasonable leaders and more unreasonable customers, facing unreasonable KPI design and more unreasonable promotion system, the pressure is the increase of costs.
The most important thing is that in school, the whole family is not hungry, and when he arrives in the workplace, he officially enters the society, watching his parents get old day by day, and all he thinks about is the house, the car, and whether there is a ticket in his hand when the economy fluctuates.
What to do? Many times there is only staying up, and then complaining a few words on the Internet, young people are anxious, young people are not easy, young people are too difficult.
After complaining, the sun rises and continues the next day.
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Legal analysis: There are two common remittance methods for paying tuition and living expenses for studying abroad through banks, and handling foreign exchange procedures, namely telegraphic transfer and bill transfer, and it is necessary to know the name and address of the payee, the payee, the name and address of the bank where the payee opens an account, etc. To select the bill transfer method, you only need to provide the correct name and address of the beneficiary.
Legal basis: Administrative Measures for the Issuance of Ordinary Passports and Exit-Entry Permits of the People's Republic of China Article 4 Citizens applying for ordinary passports shall submit their application to the exit-entry administration agency of the local people's ** public security organ at or above the county level where their household registration is located, and submit the following true and valid materials:
1) A recent barehead** and a completed Application Form for Chinese Citizens Going Abroad (Outside the Territory) for Private Purposes (hereinafter referred to as the application form);
2) Resident ID card and household registration booklet and photocopy; During the period of collection, replacement and replacement of resident identity card, temporary resident identity card and household registration booklet and photocopies may be submitted;
3) Citizens under the age of 16 shall be accompanied by their guardians and submit their guardians' opinions agreeing to leave the country, their guardians' resident identity cards or household registration booklets, passports and photocopies thereof;
4) State functionaries shall, in accordance with relevant provisions, submit a certificate of consent to leave the country issued by their work unit or the competent unit at a higher level after examination and approval in accordance with the personnel management authority; Friendly empty grip.
5) Other materials required to be submitted by the exit-entry administration of the provincial-level local people's ** public security organs upon approval by the exit-entry administration of the Ministry of Public Security.
Active-duty servicemen applying for ordinary passports shall, after completing the approval procedures in accordance with the administrative authority, submit the application to the exit-entry administration of the local people's ** public security organ at or above the county level in the place where the unit is stationed.
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How to remit the tuition fee for studying abroad is as follows:
You can bring the account information of the school where you will study abroad, and then go to the bank to fill in the wire transfer form, and the general handling fee is about 3 working days.
3. Instant remittance: You can choose "Western Union" or "MoneyGram", Western Union can reach the payee from the remitter in a very short time, without opening an account, and can be released at any time;
4. International debit: Students studying abroad only need to bring a supplementary card, and parents can use the main card to handle deposit business at the branch office of the domestic bank at any time, which is convenient and fast;
5. International credit card: When applying for the main card and supplementary card, parents can set the overdraft limit of the main card and the supplementary card separately, and limit the overdraft limit of the child;
6. Third-party payment platform: the Minsheng Banking Department supervises the funds, which reduces the cost and arrives within 48 hours on the premise of ensuring the safety of the funds;
7. Credit card: It is the method that many students will choose in the early stage of studying abroad, and its advantage is that it arrives quickly, but the handling fee is relatively high.
How to Study Abroad:
Preferred educationally developed countries. Because high school students are often not mature enough and their self-care ability is not very good, it is best for high school students to choose those countries that are mature for studying abroad, such as the United Kingdom, Australia and Canada, because these countries will build various service systems for these students.
1. According to your own interests and academic performance, choose the right country and university for you.
2. Applicants need to submit application materials on the school's official website, including academic certificates, notarization of academic certificates, notarization of academic transcripts, TOEFL or IELTS test transcripts, or other English proficiency certificates.
3. Next, the applicant needs to apply for a passport and then apply for a student visa.
4. Preparation before departure.
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I used to run the bank (the students who have run the bank should know the pain of waiting for the money to arrive...). But after using flywire, I think it's not bad, it's much more convenient than the bank, it arrives in 3 days, and you can also pay with Alipay.
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There aren't many people using banks anymore. I found the payment platform Flywire in the school payment email, and after registration, I found that it is quite easy to use, follow the process step by step, and the operation is very simple. If you don't know it, find Chinese customer service, it's very convenient.
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At present, the State Administration of Foreign Exchange has very strict foreign exchange control, and many convenient and fast payment methods have been banned, so for the sake of safety, it is better to choose to transfer money through bank wire.
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Common methods: money order, wire transfer, credit card payment.
In Australia, the United States, the United Kingdom, Canada, and France, students need to pay tuition fees before applying for a visa to Australia, and some schools in the United States, Canada, and France require students to pay a part of the tuition deposit or part of the tuition fee before applying for a visa, and pay the rest of the fees after arriving at the school. The UK tuition fee is only required to be paid after the visa is successfully granted. In addition, the use of credit card payment will be more fast, students can first ask overseas schools whether they can use credit cards to collect tuition fees, as well as the international card organizations to which the credit card belongs, such as visa, MasterCard, etc., to determine what kind of international credit card to handle in China.
However, because Chinese credit cards have a daily limit on foreign currency spending, if the tuition fee is high, it is not possible to pay the tuition fee directly with the credit card. Therefore, study abroad consultants generally recommend that students pay tuition by wire transfer or money order, some schools only accept bill transfer, students should understand the way the school receives tuition fees before choosing the remittance method.
Because to open an account in the UK, you need to open a letter of introduction at the school first, and then go to the bank to handle it, and the processing time is probably better to use "take the card after it is done in China", but this involves real-time changes in the exchange rate.
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