Can an inter bank transfer be reversed by ABC online banking?

ABC's online bank transfer is divided into two types: real-time arrival and on-the-ground processing.

1. If it arrives in real time, the transfer cannot be canceled;

2. If you choose to process it on the ground (if it needs to be manually processed by the receiving bank), you must first verify the current status of the payment with the landing outlet, if the outlet has not yet processed this business, you can contact the landing bank with your valid identity document, a copy of the ID card and the transfer-out account, and issue a statement of the situation (including: the transfer-out card number, the transfer-in card number, the transfer amount, the transfer time, the transaction serial number, the online banking customer number, and the reason for cancellation) and the transfer-out party needs to sign in person at the outlet. If you check with the landed outlets that the transaction has been processed, it cannot be cancelled.

Generally, it can be returned in about three days, and it may be a little later, it all depends on the bank, you can check it today, I also used online banking to transfer money last time, and I made a mistake in the account number, which is returned in 3 days, but the handling fee will not be refunded.

Rural commercial banks can transfer money between banks, except for some devices with functional limitations

1. Inter-bank transfer is not supported on ATMs.

2. Online banking can support most domestic banks for transfers. It is recommended to open online banking conveniently and the handling fee is also low.

ATM inter-bank intra-city cash withdrawal: 2 yuan;

ATM inter-bank cash withdrawal: cash withdrawal amount 1% + 2 yuan;

Online intra-city inter-bank transfer: 2 yuan;

Online inter-bank transfer: less than 10,000 yuan (including 10,000 yuan), 5 yuan + handling fee; 1-100,000 yuan (including 100,000 yuan), 10 yuan + handling fee; 100,000-500,000 yuan (including 500,000 yuan) 15 yuan + handling fee; 500,000-1,000,000 yuan (including 1,000,000,000), 20 yuan + handling fee; More than 1 million yuan, 0.2 + yuan per 10,000, the highest is not more than yuan.

To transfer money through an ATM, you need both bank cards to have the "UnionPay" logo, and your card needs to be open to ATM transfer function, and the beneficiary's account must be able to receive it normally.

Rural commercial banks can transfer money across banks except for functional restrictions on some devices.

Rural commercial banks can make inter-bank transfers, and basically all banks can make inter-bank transfers, but the difference is that the handling fees charged for inter-bank transfers are different. The inter-bank transfer of rural commercial banks can be transferred through mobile banking, and the amount is less than 50,000 yuan, and the handling fee is waived. ATM or over-the-counter interbank transfer; Generally, a fee of 1% of the transaction amount is charged, and the maximum handling fee is 50 yuan.

The Rural Credit Cooperative Card can withdraw money from the ATM of another bank, and as long as the UnionPay notice is written on the ATM, the Rural Credit Cooperative Card can withdraw money at any ATM. It's just that there is a handling fee for inter-bank, cross-city, and cross-provincial withdrawals.

Rural commercial banks are neither private nor state-owned enterprises. Rural Commercial Bank is a joint-stock commercial bank, formerly known as a rural credit cooperative, and later developed into a rural commercial bank. China Rural Commercial Bank is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations within its jurisdiction.

All rural cooperative banks should be restructured into rural commercial banks. Completely abolish the qualification unit, and encourage eligible rural credit cooperatives to be restructured and established into rural commercial banks. The proportion of qualified shares of rural credit cooperatives nationwide has dropped to less than 30 percent, about 303 rural commercial banks and about 210 rural cooperative banks have been established, and the total assets of rural banking institutions account for the total assets of rural cooperative financial institutions in the country.

In addition, 1,424 rural credit cooperatives have met or basically met the conditions for the establishment of rural commercial banks.

Rural Commercial Bank mobile phone transfer, if it is the same city, and it is working hours, it is very fast, generally a few seconds to ten minutes. If it is non-working hours and it is a large amount (more than 50,000 yuan), it may not be processed until the next day. If it is a cross-line, the working time is generally within ten minutes to about 1 hour, and if it is a cross-line, large-amount, holiday, it may take three days or even more.

The inter-bank transfer business is not instantaneous, and the inter-bank system of the People's Bank of China is closed on holidays, and the inter-bank business is processed after holidays. It will take 1 to 2 days for inter-bank transactions in the same city and 1 to 3 days for inter-bank transactions in different places.

The transfer of the Agricultural Bank of China is wrong and cannot be recovered.

1. The merchant will verify the signed bill or cash withdrawal form signed by the cardholder to our acquirer, settle with the acquirer, and recover the advanced funds.

2. Through the electronic payment network established by the bank and the magnetic stripe reading and manual password input of the card, the cardholder can realize the functions of card consumption, ATM withdrawal, transfer, various types of payment, etc., and the expenses made through the card are equal to the reduction of the balance of the savings account. The account balance is zero, and the card's payment function is reduced to zero. The application for a savings card is very simple, does not require bank approval, and can generally be picked up immediately.

3. With my valid identity certificate, go to any business outlet of the bank to handle it. A current account must be opened first. The account balance must not be less than 10 yuan. Accounts that are not withdrawn by seal. Non-loss-reported or frozen accounts, the account status is normal.

4. Savings card fees mainly include annual fee, small account management fee, loss reporting fee, new card worker, cash withdrawal fee (including local inter-bank, non-local bank, non-local inter-bank, overseas ATM, Hong Kong and Macao), transfer fee (including non-local bank, non-local inter-bank, local inter-bank, overseas wire transfer), online banking transfer fee (including non-local bank, non-local inter-bank, local inter-bank, overseas remittance).

5. A consumer service tool for depositors. In shopping malls, hotels, entertainment venues, public service venues, etc., where POS terminals have been set up on the bank card network, savings card users can use their accounts without cash to make purchases, and the amount of consumption and payment is not limited, and no handling fee is charged. However, the account cannot be overdrawn.

In addition, the savings has also opened a mobile phone payment business and a wallet payment business, which is easy and flexible, and can be paid anytime and anywhere 24 hours a day, which is more convenient.

Therefore, the transfer of the Agricultural Bank of China is wrong, and it is a filial piety bureau that cannot be recovered.

If you don't opt for real-time delivery, it won't arrive immediately, so you can choose to withdraw within 24 hours.