What is the monthly interest of depositing 500,000 current accounts in the bank? Who knows?

If you deposit $50 for a month, you can get after-tax interest

500000 (after tax) 240 (yuan).

Of course, the interest is related to the deposit method and the amount of deposit, and the more you deposit, the more interest you will get, and the highest interest rate is when you choose a fixed deposit.

Latest deposit rates.

Give you ICBC's "financial calculator", you can calculate it yourself, it's very convenient, you might as well try it.

The interest is fixed, and it has nothing to do with how much money is saved, there is so much money wasted during the survival period, which does not meet the financial management standards, it is recommended to choose a call deposit or money market**, so that you can call funds at any time in the short term, and the interest is better than the current interest in the long run.

Interest = Principal Interest Rate Deposit Period.

1.If it is a current account, the annual interest rate is interest = 500,000 monthly interest rate) 1 (month) = yuan.

2.Seven-day call deposit, the annual interest rate is, interest = 500,000 days) = yuan.

The so-called interest rate is the abbreviation of "interest rate", which refers to the ratio of the amount of interest to the principal of a deposit or loan over a certain period of time. It is usually divided into annual interest rate, monthly interest rate, and daily interest rate. The annual interest rate, in simple terms, is the interest rate on a deposit for one year.

If the general wealth management or lending platform is an annual interest rate, it is expressed in the form of a few percent. So, once you see a platform's 10% interest rate, needless to say, it must be an annual interest rate.

The monthly interest rate is the interest rate calculated on a monthly basis. The monthly interest rate is generally expressed in 1/1000. If the platform shows 5, it must be the monthly interest rate.

Daily interest, as the name suggests, is the interest calculated according to the daily interest calculation cycle, which is generally expressed in tens of thousands. So, don't be fooled when you see future interest rates as low as a few thousandths.

You know, 5/1000 of 365 days a year, the annualized interest rate is as high as. Therefore, the annual interest rate, monthly interest rate and daily interest rate are actually the same thing, but the time dimension of the calculation is different. Interest Rate Conversion Formula:

Annual interest rate = monthly interest rate 12 (month) = daily interest rate 360 (days);

Interest calculation is divided into integral interest calculation method and transaction per transaction interest calculation method

1. The accrued interest method is calculated based on the actual number of days. The daily cumulative account balance is the interest calculated by multiplying the accumulated product by the daily interest rate. The formula is: Interest = Accumulated Interest Accrual Daily Interest Rate, where the product of accumulated interest is equal to the total daily balance during the interest-bearing period.

2. The interest calculation method is to calculate the interest one by one according to the predetermined interest calculation formula, which is divided into yearly, monthly, daily interest and interest calculated according to the actual number of days.

3.Interest is calculated on a year-month-day basis. If the interest period is a full year (month), the interest calculation formula is:

Interest = Principal Number of years (months) Annual (month) interest rate. If the interest period is a single day of the whole year (month), the interest calculation formula is: Interest = Principal Number of years (months) Annual (month) interest rate + Principal Odd days Daily interest rate.

4.Interest is calculated on an actual number of days. That is, 365 days per year (366 days in leap years), followed by the actual number of days in the Gregorian calendar for that month.

The formula for calculating interest is: Interest = Principal Actual number of days Daily interest rate After reading these, you should have a certain understanding of the calculation of interest rates and interest. In fact, calculating interest can not only make your repayment plan more accurate, but also allow you to have a visual comparison of the data.

When choosing a loan in the future, you can consider whether such an interest rate is appropriate, and do not choose blindly.

The interest of 500,000 deposited in the bank for one day is about yuan.

Supplementary information: The current current interest rate is 500,000 yuan a day interest can be calculated like this: 500,000*, and the calculated interest is about yuan. That is, 500,000 yuan is deposited in the bank, and the current interest is about yuan.

Hello friends, now the interest rate of the current account is very low, probably around 2%, should be less than 2%, this is the annual interest rate, we calculate according to 2%, 500000, 10000 12 833 yuan, 500,000 deposit for a month of interest is about 833 yuan, thank you.

At present, the interest rate of bank demand deposit is 500,000 yuan for one month = 500,000 yuan.

Around 125. The annual interest rate of the general bank is 3/1000, 500,000 yuan for a year, the interest is 1500, and then divided by 12, 125 yuan per month.

The benchmark interest rate of the bank's demand deposit is, which is converted into monthly interest, and the interest of 500,000 deposited in the bank is yuan.

Hello, the current interest is $125.

The calculation is 500,000 yuan. Please check.

The current interest is too little, regular.

Based on the fixed deposit rate as at 8 January 2020,The interest of 500,000 yuan a year is 8,750 yuan

1. The basic formula for calculating interest: interest = principal deposit interest rate;

2. The conversion of interest rates, in which the conversion relationship between annual interest rate, monthly interest rate and daily interest rate is:

Annual interest rate = monthly interest rate 12 (month) = daily interest rate 360 (days);

Monthly interest rate = annual interest rate 12 (pure month) = daily interest rate 30 (days);

Daily interest rate = annual interest rate 360 (days) = monthly interest rate 30 (days), in addition, the use of interest rate should be consistent with the deposit period.

500,000 yuan regular one-year interest of 1,500 yuan, 8,750 yuan, 11,250 yuan.

Interest = principal * interest rate * deposit period, the deposit interest rate of major banks will be different, taking Agricultural Bank of China as an example, the specific situation is as follows:

1. Demand deposit.

The annual interest rate is 1,500 yuan for a deposit of 500,000 yuan for one year.

2. Fixed deposits.

The annual interest rate of the whole deposit and withdrawal for one year is 8,750 yuan. The annual interest rate for one year is 6,750 yuan for a one-year deposit of 500,000 yuan.

3. Certificates of deposit in large amounts.

The one-year annual interest rate of the 150th large-amount certificate of deposit of 500,000 yuan in 2021 of the Agricultural Bank of China is 11,250 yuan.

Benefits of higher bank interest rates:

2. The interest rate is increased like Zen, and the residents' funds are deposited in the silver slag bucket dust line; The high interest rate of loans raises the threshold for loans and reduces the circulation of funds in the market, which is conducive to stabilizing prices and preventing economic overheating to a certain extent.

3. The most important point is that the general bank interest rate hike is an order of the central bank, and the central bank specifies the policy according to the current economic situation in the country. <>

The one-year fixed interest rate is, so the interest of 500,000 yuan for one year is: 500,000 * yuan.

As a basic calculation method for calculating bank deposit interest, loan interest, etc., the interest calculation formula has played a significant role in the daily settlement of banks and the daily life of ordinary people, and its role will become more and more significant. The interest rate of savings deposits is uniformly stipulated by the state and announced by the People's Bank of China. Interest rate, also known as interest rate, is the ratio of interest to principal within a certain date, which is generally divided into three types: annual interest rate, monthly interest rate, and daily interest rate.

The annual interest rate is expressed as a percentage, the monthly interest rate is expressed in thousandths, and the daily interest rate is expressed in thousandths. For example, the annual interest rate of 9% is written as 9%, that is, the interest rate of every 1,000 yuan deposit is 90 yuan, and the monthly interest rate of 6% is written as 6, that is, the monthly interest rate of 1,000 yuan deposit is 6 yuan, and the daily interest rate of 1 percent and 5 cents is written as, that is, the daily interest rate of 1 jiao 5 cents per 1,000 yuan deposit, and the monthly interest rate of China's savings deposits is listed.

For the convenience of interest calculation, the three interest rates can be converted, and the conversion formula is: annual interest rate 12 = monthly interest rate; Monthly interest rate 30 = daily interest rate; Annual interest rate 360 = daily interest rate.

In addition, it is also necessary to understand the starting point of interest calculation in the interest calculation formula: 1. The starting point of interest calculation of savings deposits is yuan, and no interest is calculated for the corner points below yuan; 2. The interest amount is calculated to the cent, and the centim is rounded to the centim when the actual payment is made; 3. Except for the annual settlement of current savings, which can transfer interest to the principal to earn interest, all other savings deposits, regardless of the deposit period, will be paid off with the principal at the time of withdrawal, without compound interest.

The calculation of the deposit period in the interest calculation formula: 1. The calculation of the deposit period adopts the method of calculating the beginning and not the tail; 2. Regardless of the big month, small month, ordinary month, leap month, each month is calculated according to 30 days, and the whole year is calculated according to 360 days 3. The maturity date of various deposits is calculated according to the year to the month and the day, if the account opening date is the missing date of the maturity month, the end of the maturity month is the maturity date. After understanding how interest is calculated, look at which bank you choose, and then look at the interest given by the bank you choose, and you can calculate the corresponding interest.

At present, the interest rate of state-owned banks for one year is 500,000 yuan in the bank for one year. That is, the interest of 8,750 yuan. Compared with the purchase of wealth management products, this interest rate is relatively low.

Extended information: Which is more cost-effective to put money in Yu'e Bao or in the bank?

Among them, Tianhong ** is a state-owned asset. The security level of Yu'e Bao is equivalent to that of major state-owned banks, the income of Yu'e Bao is higher than that of the bank's one-year fixed deposit, Yu'e Bao is settled on a daily basis, and you can withdraw money at any time, and it will arrive within two hours, which is not comparable to Yu'e Bao. There are still many advantages of Yue Bao.

Yue Bao is also safe, and more than 400 million people across the country are using Yue Bao to manage their finances.

2. In fact, it is very easy to understand that if it is placed in a bank, it is equivalent to fixed income.

3. Put it in Yu Bao, which is equivalent to the fixed income financial management of the Planning Division, the nature is actually different, and now few people put their money in the bank and do not move, inflation is terrible, and it is necessary to use some way to make money money.

Specific differences: 1. If you deposit in the bank, you should be more insured, more high-yield, or hedging, you have to deposit regular interest and Yu'e Bao, but once you need to use it urgently and take it out, the part of the interest that is not due will be lost;

2. Deposit Yu Bao, daily income, the current income is similar to the bank's 3-year term, but there is a certain risk, it is an investment and wealth management product, there is a return, it may be very high, but it may also be a loss, it may also be a lot;

3. The money in the balance treasure can be directly purchased, once your account is stolen improperly, it may be spent, although it claims to have bought insurance, once it is stolen, it will be paid, but if you leak the account password, it is difficult to say, and the stolen claim must be more depressed;

4. To sum up, consider it yourself according to your personal situation and the purpose of the money.

First of all, the interest of 50 yuan is really, very little, almost nothing, if you start with 100 yuan, the interest for one year is 10%, then two years is 10%. And it's the same, if you go from three to five years, the interest goes up a little bit. It is recommended to start from a little bit to gather sand into a tower, after all, everything is difficult at the beginning.

What is the annual interest of 500,000 bank cards, this depends on your bank, the annual term of the four major banks is about 2.1, while other joint-stock banks are relatively higher, about 2.5, and the interest of more than 10,000 points a year.

The interest rate of a deposit of 500,000 yuan is calculated at the interest rate, that is to say, the interest of 10,000 yuan a year is 175 yuan, then the interest of 500,000 yuan a year is 175 50 is equal to 8750.

300,000 yuan deposited in the bank has more than 6,000 yuan of interest a year. The annual interest rate is different from bank to bank, and that's probably it.

What is the annual interest of 500,000 yuan deposited in the bank? Deposit for 1 year fixed.

If calculated according to the current bank annual interest rate, it is:

8750 (yuan).

That's a low APR! It is recommended that you buy wealth management products, and the average annual interest rate is around now.

What is the 1-year interest of 500,000 bank?

Answer: Now the 1-year fixed interest rate is the highest, and the interest rate of 500,000 = 50 * 100,000 is obtained.

At present, the one-year interest rate of bank deposit is 8,750 yuan, and the one-year interest rate of 500,000 yuan is 8,750 yuan.

How much interest does 500,000 deposit bank have in a year? How to manage 500,000 money? There are several deposit methods for 500,000 yuan deposit bank:

If it is a fixed deposit, the one-year interest is 500,000 yuan, and the interest for one year is 17,500 yuan; If the interest is 100,000 yuan for one year, it is 3,250 yuan, and the interest for 500,000 yuan in the bank for one year is 16,250 yuan.

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Therefore, it can be seen that the interest on the deposit in the bank is very small

In fact, keeping money in the bank is the most "dangerous" and unsafe behavior in China now and for a long time in the future. Because the rate at which you deposit money in the bank and generate interest cannot match the rate of inflation, keeping your money in the bank is a disguised form of waiting for depreciation, and if you are still depositing your money in the bank, your future will only get poorer and poorer. Investment and financial management has never been a matter for rich people, and it is definitely not to wait for how much money you have or tens of millions to invest in financial management, even if you only have 10,000 yuan in your hand now, you have to learn to invest and manage money, and the new P2P financial management is your best choice.

How to manage 500,000 money?

It is recommended that you make a portfolio investment in funds, 300,000 yuan to buy bank wealth management products, and the expected annualized expected return is 5%; 100,000 yuan investment in bonds**, the expected annual expected annualized expected return is 12%; 100,000 yuan purchase, the expected annual expected annualized expected return of 20%.