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When there is an accident, the reason why the insurance company wants to check the call record is mainly because there is doubt about the vehicle accident and wants to find out the accident and restore the real cause and process of the accident. The reason why the insurance company will check the call record is mainly because the accident is relatively large and involvedSum insuredIn order to avoid a series of insurance fraud, insurance companies will be very strict when reviewing insurance claims. The main purpose of insurance companies to verify accidents through multiple channels is to reduce undue insurance payouts.
In recent years, there have been drivers who have been replaced, that is, it is not the owner of the car who is driving, or there are partnerships within the insurance personnel to defraud and defraud insurance. After all, these cases are not a minority, so insurance companies now repeatedly verify the relatively high amount of accident insurance payouts. Sometimes, after a car accident, the next payment is relatively slow, that is, the insurance company is verifying whether the accident insurance is a legitimate insurance payment through various channels.
It should be noted that if the insurance company verifies that it is correct, the insurance payout will be fast. If the insurance company verifies that there is a problem with the accident, then it will immediately report the insurance fraud to the police, and the insurance fraud will bear the legal consequences.
EmotionalFinding that the insurance company should not be emotional when checking your call history, after all, this is a part of the insurance claim of the insurance company, and it does not involve violating your privacy, which is the proper process of work. Therefore, in order for your insurance to be out as soon as possible, it is enough to actively cooperate. Of course, the insurance company only checks the call records before and after the accident, and will not query all your communication records.
Insurance fraudWant to cheat insurance with an accident now? It's almost impossible! Therefore, don't challenge the law lightly, you will be in prison!
After the accident is out of the ordinary, when it comes to claims, it is not illegal for the insurance company to check the call records, but a proper work process.
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Generally, it is because the insurance company has doubts about the authenticity of the vehicle's accident, so it will check the call record to avoid replacing the driver or other insurance fraud.
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Because insurance companies need to investigate the authenticity of society, and they must understand the time and place of the accident to avoid impersonation.
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It is to confirm the authenticity of the owner's accident, which is also a requirement in insurance.
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The purpose of checking the call record is to prevent insurance fraud. When the insurance company has doubts about the cause of the insured accident, it will apply to view the communication records of the insured, and will also apply to view the communication records of the people related to it, with the ultimate goal of preventing insurance fraud. If it is found that the person involved is familiar with each other, the insurance company may refuse to make a claim.
If the traffic police apply to check the communication records of the insured, it means that the traffic police suspect that the insured is in charge. The act of topping the bag belongs to the category of administrative punishment and does not belong to the scope of insurance deductible.
Under normal circumstances, the insurance company will not check its call history because of the insurance company's top bag. However, call logs will be an important piece of evidence for insurance claims, and insurance companies will collect call logs in order to prevent themselves from being disadvantaged in the event of a lawsuit.
When the insurance company applies to view the communication records, if a similar situation is found, the insured must give an explanation, otherwise the insurance company will suspect that the insured has cheated the insurance, which may lead to the rejection of the claim.
Under normal circumstances, the claims adjuster applies to view his or her call history, and can actively cooperate after confirming that the other party is indeed the claims adjuster. If you do not cooperate, the insurance company will suspect that you have cheated the insurance, which will prolong the claim process, and even the insurance company will refuse to settle the claim.
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Summary. Hello dear, the purpose of the car insurance call record is to investigate the accident liability and accident compensation case, to determine whether the car owner has violated the driving rules, violated traffic rules and other behaviors that caused the accident, and then determine the accident responsibility and compensation amount. Call logs can provide the claimant with evidence of the vehicle's behavior at the time of the accident.
Hello dear, the call record of car insurance is to investigate the accident responsibility and accident compensation case, in order to determine whether the owner of the car violated the driving and driving regulations, violated traffic rules and other behaviors caused the accident, and then determine the accident responsibility and compensation amount. The call record can provide the claimant with evidence of the behavior of the owner of the car hall at the time of the accident.
If the insurance company asks you for call records, it generally means that the insurance company has doubted the authenticity of the car owner's accident (including the time and place of the accident, and the authenticity of the driver's reputation). The insurance company uses the call records of the car owner before and after the report as a reference for the investigation of the case. Generally, if it is a false case, there will be a lot of ** before and after the report to communicate with others, such as the personnel who are familiar with the insurance, let the driver replace the driver, etc., including slip sections.
What is car insurance?
Will the insurance company refuse to make a claim because it only provides a 110 alarm** and can't provide the insurance**?
No, as long as there is an alarm.
Did the traffic police issue a letter of responsibility for the accident?
If I refuse to make a claim, can I sue the insurance company?
Yes, it is issued. Unilateral accidents, full responsibility.
Yes, but is it true that the insurance company refused to make a claim because it did not provide a number?
Then with a letter of responsibility, the insurance can directly make a claim, unless it is not carried out by the vehicle itself.
I should not be provided with the call record of the insurance company, suspecting that I am taking the blame for others and that the car is my own.
If the car is your own, it's okay, and it's normal for the owner to pay compensation.
If the car is your own, it's okay, and it's normal for the owner to pay compensation.
There is no need to provide call logs for other people's insurance.
Is it okay to be a father's?
Your father was driving the car when the accident happened, right?
So did you sign the letter of responsibility or did your father sign it?
It is very important who signs this.
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The accident record should not be able to be checked with a mobile phone, and there is no way to find your accident record with a mobile phone, so it should be necessary to find some other methods to be able to query.
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Hello, as long as the record is on the Internet, it can be found with a mobile phone, and now the network is relatively developed.
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Can I use my phone to check this? Of course you can.,You can go directly to the next um.,Related fart.,In this case,You can enter your name.** You can check your own appearance.。
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Help the friends who need to teach you how to carry out accident repair and maintenance inquiries, how to interpret reports, and how to see the meter mileage.
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The accident record can be found on the mobile phone, and it will be published online, and you can check it on the mobile phone.
Mobile phones, for example.
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