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The method of transfer is different, and the arrival time is not exactly the sameArrive in the fastest second.
All bank transfers take no more than three types, let's take a look at what is the time for them to arrive?
1. Manual transfer at the bank counter will arrive in seconds
This is probably the oldest and most traditional way to do this in mobile banking.
Before the rise, manual transfer over the counter was a standout and unbeatable. It is not easy for ordinary people to make some money, and no one is willing to have an accident with their hard-earned money. So if you want to transfer money and send some money to your family, the first choice is to go to the bank.
In the bank hall, fill in the transfer and remittance form, and the staff will help you check it again and again, and then help you remit the cash.
Although this method is fast and fast, it requires you to find time to go to the bank alone, and no matter how you balance it, it will delay half a day's work, which is too luxurious for the social animals who need to complete their work tasks every day.
Second, mobile banking transfer, second to the account
This transfer method can be called a transfer weapon, as long as you don't take the initiative to set up a delay in the arrival of the account, the arrival time is in seconds, and it can really be called a lightning speed to complete the transfer task. Besides,Mobile banking transfers are not limited by any time and placeIt can be done at any time 24 hours a day, which is very convenient and fast. Because this method greatly reduces the cost of people's time travel, it has become the main force of transfer in today's society that pursues "time is money", and has gradually replaced the king of manual transfer over the counter.
3. ATM transfers must be received within 24 hours
In addition to the above two transfer methods, there is another way to transfer money at the ATMs of various banks. In the past, the funds of many victims of fraud were transferred away by the ** people through the ATM as if ants moved their houses little by little, and trying to recover the losses was like looking for a needle in a haystack, resulting in many victims losing their money. So two years ago, the state issued a new regulation:
Transfer via ATM, required24 hours laterIn order to reach the account designated by the other party, and it can also be revoked halfway, so as to help everyone avoid the risks that may be encountered to the greatest extent.
To sum up, these three methods are good in the eyes of different users. Young people and the vast majority of middle-aged people who have adopted the Internet quickly can generally use mobile banking to handle personal and corporate affairs, and they can travel all over the country and even the world without leaving home.
And now continue to appear at the bank counter, the vast majority of them are mainly middle-aged and elderly, they continue to follow this oldest way, carefully taking care of every penny they have worked hard to earn, only to see the staff help to deal with it, the heart seems to be able to settle down.
With the vigorous implementation of national policies, ATM transfers no longer occupy much market share.
In the current life, if you want to transfer money, what could be better than it?
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Mobile banking transfers arrive in real time. According to the regulations of the Rural Commercial Bank, a single transaction of less than 50,000 yuan can be transferred through mobile banking to achieve real-time arrival.
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Generally speaking, it will arrive within two hours, and the Rural Commercial Bank is also a very good bank, and the arrival speed is relatively fast.
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Under normal circumstances, it arrives in a timely manner. If it is not normal, you need to wait for 1 to 2 working days.
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Large transfers arrive within 48 hours, and small transfers generally arrive within two hours.
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Hello, are you transferring money?
If you transfer money at an ATM, it will take 24 hours to receive your money.
Questions. At 10 o'clock in the evening on Thursday, the transfer from the Rural Commercial Bank was transferred to the industry and commerce, and it has not arrived today, and it is estimated that the money has been returned.
You bring your ID card and bank card to the local rural commercial bank for consultation.
What caused the return.
If you really can't, take cash and go to ICBC for transfer.
Questions. At that time, I turned my mobile phone and showed that I was waiting for the other party's bank to reply to the result.
It is estimated that you have entered it incorrectly or that there is a problem with the other party's bank card.
The money should have been returned. Questions. Oh.
You can go to the local rural commercial bank to find out.
Trouble give a thumbs up, thank you
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After the transfer funds arrive at ABC, the ABC system will verify whether the payee's information is correct, and if the system verifies it, it will be automatically credited immediately. Therefore, the arrival time of inter-bank transfer needs to be confirmed with the transferor later.
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As long as the transfer from commercial banks to Agricultural Bank of China is handled before 3:20 from Monday to Friday, it will arrive in real time, and the next day at the latest; Inter-bank transfers and wire transfers cannot be handled on holidays, Saturdays and Sundays.
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The transfer from a rural commercial bank in another place to the Agricultural Bank of China can be received in a few minutes at the earliest, and the inter-bank transfer will not take more than two jobs to arrive at the longest, and it will be returned if it has not arrived within three working days.
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Hello, the interbank transfer arrival time is 1 to 3 working days.
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Ordinary inter-bank transfers will only be credited to the account after the transfer and the background staff of the acquiring bank review it is correct, and it will be automatically postponed on Saturdays and Sundays and non-working days.
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1.It takes 24 hours for the transfer to the account of another bank through the ATM;
2.Small-value transfers through channels such as mobile banking are available in real time. If it is a large-value transfer (more than 50,000 yuan), it will generally arrive within 24 hours, and if the transfer is not applied for during the bank's working hours, it will be processed by the bank the next day.
I hope my reply can be helpful to you and I wish you a great day
How long does it take for a rural commercial bank transfer to arrive?
1.It takes 24 hours for the transfer to the account of another bank through the ATM;
2.Small-value transfers through channels such as mobile banking are available in real time. If it is a large-value transfer (more than 50,000 yuan), it will generally arrive within 24 hours, and if the transfer is not applied for during the bank's working hours, it will be processed by the bank the next day.
I hope my reply can be helpful to you and I wish you a great day
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Take Shanghai Rural Commercial Bank as an example: the transfer of money from the Rural Commercial Bank to the Agricultural Bank of China will be received in real time and within one working day according to the amount.
1. The time when the transfer and remittance arrives in the account.
Real-time arrival of intra-bank transfers and expense reimbursements; In inter-bank transfers, the People's Bank of China has remitted large amounts of funds (urgent or non-local remittances with an amount of more than 50,000 yuan) and real-time remittances in the same city (the beneficiary bank must also participate in the above-mentioned PBOC system); Small remittance (non-local remittance of less than 50,000 yuan) and rural credit bank (remittance of the national rural credit cooperative system) will arrive in the account within one working day; The general dropshipping business will be credited in batches on the evening of the same day.
2. Transfer and remittance service hours.
Intra-bank transfer and expense reimbursement service time (working days): 8:00 19:
00;Dropshipping business processing time: (working days): 8:
00-19:30;Inter-bank transfer service hours (working days): 8:
3. The single transfer limit for remittance and expense reimbursement (excluding salary payment) from the company to the individual is 200,000 yuan (inclusive).
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The transfer from the Rural Commercial Bank to the Agricultural Bank is generally real-time or within 2 hours, and the delay does not exceed 24 hours.
1. The transfer from the Rural Commercial Bank to the Agricultural Bank is an inter-bank transfer and remittance.
2. Inter-bank transfer and remittance is a kind of business of transferring and remitting RMB or foreign currency to the corporate or personal accounts opened in other banks in China.
3. The remitter must pay a handling fee for inter-bank transfer or non-local transfer.
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Agricultural Bank of China was transferred to Rural Commercial Bank.
How long it takes to arrive depends on the transaction method.
Depending on the transaction method, the arrival time is also different. If you transfer money to his bank card through the ATM machine of the Agricultural Bank of China, it will arrive in the account within 24 hours, and it will generally arrive in the account within 24 hours to 25 hours. Personal Internet Banking, Palm Bank Inter-bank Transfer (select real-time transfer) arrival time:
1. Manually enter the bank where the receiving account is opened.
The first transfer must be manually re-recorded, and it is not possible to choose to expedited. No deduction will be made before the re-registration, from 9:00 to 16:00 on weekdays
50. The teller will manually record the opening bank of the payee, and the account will arrive within 1 hour after the manual supplementation. After the first transfer is successful, the subsequent transfer to the account will be made according to the "Select the opening bank from the drop-down list".
2. Select the bank opening bank of the receiving account from the drop-down list: the transfer amount is less than 50,000 yuan (inclusive): if the beneficiary bank has joined the super online banking system, the funds will be credited to the account in real time after deduction; If the beneficiary bank has not joined the Super Internet Banking System, the transfer will be made through the large and small payment system, and the transfer will generally arrive within 6 hours (calculated from the successful submission of the transaction) on working days.
The arrival time of the transfer from the Agricultural Bank to the Rural Credit Cooperative, here is the introduction of mobile banking.
App transfer arrival time is an example. If it is a real-time transfer, the first transfer will be processed manually, and it will arrive within 1 hour after manual recording from 7 a.m. to 17 p.m. on weekdays.
In addition, the transfer amount is less than 1 million, and the funds will arrive in real time after deduction. If the transfer amount is more than 1 million, the transfer from 20:30 on the T to 17:00 on the T day can also be received in real time.
Transfer refers to a bank currency settlement method that does not directly use cash, but transfers money from the payment account to the receiving account through the bank to complete the currency receipt and payment.
It has gradually developed with the development of the banking industry. When the settlement amount is large and the space distance is long, the use of transfer settlement can be more secure and fast. In modern society, the vast majority of commodity transactions and monetary payments are carried out through transfer settlement.
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