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The normal query method is as follows:
1.Counter inquiry: bring your own ID number or policy number to check at the business outlets of the insurance company;
2.**Inquiry: Users can directly call the insurer** person or call the company's customer service center for inquiry;
process. 1) You can check directly online, enter the name of the insurance company you have purchased and add car insurance;
2) After opening the insurance company's car insurance page, look for the policy inquiry, and click "Policy Inquiry and Claim Inquiry";
3) Then enter the license plate number to be checked and the ID number of the policyholder to check.
5.Log in to the official ** of the Transportation Bureau, enter the license plate number and ID number, and click Violation Query. On the violation query page, the risk record and violation record will be displayed.
6.Log in to the local compulsory traffic insurance inquiry platform and enter the license plate number to view the second-hand car insurance record. Even if you change insurance companies, your previous accident claims will still follow your car.
In addition, the change of license plate number and the transfer of ownership of the vehicle cannot erase the accident record of the vehicle, and the compulsory traffic insurance rate will still fluctuate according to the record of the vehicle in previous years. Extended InformationMotor vehicle insurance, also known as automobile insurance (referred to as automobile insurance), refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents caused by natural disasters or accidents.
Generally, if we buy a second-hand car, we need to check the car's insurance record, the free way is for example, if you want to buy a second-hand car, look at the insurance policy of the car, and then give the insurance company of the policy **, provide the license plate number, frame number and the owner's name can be queried.
But there is a problem to pay attention to here, that is, the previous insurance company of this car may not be one, at this time you can only check the insurance records of the insurance company that hit **, and you can't find other companies.
Another is a paid query, ** some app software, as long as you pay can be queried, such as car three hundred, car identification, Dr. Cha, Ant Queen, etc., this is the same as check maintenance, generally this kind of software as long as there is a query maintenance record to query car insurance records, but car insurance records are more expensive.
I suggest that when we buy a second-hand car, it is best to check it out, after all, such an expensive car has been bought, and the condition of the vehicle also affects the rate of commercial car insurance in the process of our use.
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Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.
Motor vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles.
How to check car insurance:
1. Inquire through the network.
Now that the Internet has become ubiquitous, many things are done through the Internet. Nowadays, many people have inquired about car insurance details through the Internet, such as Yunwen Quick Check. Just open WeChat and search:
Enter the license plate number to know which insurances the vehicle has insured in the previous year, what accidents have been had, the number of distresses, premium calculation and statistical analysis, etc.
Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.
2. Inquire through **.
Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.
Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.
3. Check by going to the staff of the insurance company.
This is the most direct and effective way to inquire about the details of vehicle insurance. This method can better communicate with the staff of the insurance company, so that the owner of the vehicle can understand all the conditions of the vehicle more thoroughly.
Notes on Claims:
1. Report the case in a timely manner. After a traffic accident, the owner of the car should protect the scene, report to the insurance company within 48 hours, truthfully state the accident, provide the insurance policy, wait for the insurance company's investigators to investigate the scene, and fill in the "Claim Application".
2. Understand the scope of refusal and exemption.
3. If the loss is too small, it is not appropriate to make a claim. Because when renewing car insurance, the insurance company has a premium preferential clause, that is, the vehicle has not been insured for one year, and you can enjoy a premium discount of about 10% when you renew the insurance in the second year, and if there is no insurance record for several consecutive years, the premium discount can reach up to about 30%.
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Can the accident record be found in **? Here are three common query methods for your reference.
Clause. 1. The insurance company can inquire about the vehicle accident record.
Now all insurance companies are networked, to any insurance company, enter the frame information of the vehicle, you can query the car in all insurance companies out of the insurance, even if the owners of the two cars have changed, or the insurance company has changed, you can query the vehicle insurance record. When making an inquiry, the owner of the car must bring his ID card and vehicle ownership certificate to the insurance company. The advantage of this way of inquiry is that it is free, but the disadvantage is that you need to inquire in person, which wastes time and is inconvenient.
Clause. 2. Check all vehicle accident records online.
Third-party applications: For example, search for "Cha Ai Car" in the WeChat applet, and enter the VIN code (frame number) for query, and you can view the relevant car accident records and 4S shop maintenance records. The platform provides a nationwide car history reporting service, and usually contains information about whether the car has been stolen, whether it has been flooded, mileage, etc., and is relatively affordable.
The disadvantage is that you need a certain fee to query, and the advantage is that you can complete the procedure without leaving home, and the procedure is simple and fast. The disadvantage is that you need a certain fee to query, and the advantage is that you can complete the procedure without leaving home, and the procedure is simple and fast.
Clause. 3. Check the maintenance records of the 4S store of the same brand.
If the vehicle is repaired by insurance, the owner will generally choose to repair in the 4S shop, but the maintenance in the 4S shop will generally leave a maintenance record in the 4S shop, which is generally not eliminated, and will accompany the whole process of the vehicle, so you can also judge whether the vehicle has been insured by querying the vehicle maintenance record. Generally, you only need to provide the name and license plate information of the car owner to query. The advantage of this way of inquiry is that it is free, but the disadvantage is that you need to inquire in person, which wastes time and is inconvenient.
The above three query methods have their own advantages or disadvantages, you can choose the query method that suits you according to your own situation, and hope to help you query the content you want to query.
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Click on my avatar to see the introduction, and take you to understand the car condition inquiry method! Professional query [accident accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click check for bad car conditions such as accident cars, soaking cars, meter adjustment cars, and fire cars!
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Automobile maintenance and accident records refer to the vehicle condition records of the entire process of each car from purchase to scrapping, forming a unique electronic file with the VIN code of the vehicle as the ID card. It is more convenient and faster for car owners to check car maintenance and accident records.
The accident accident record and maintenance record of the vehicle are not with the car, and every time the vehicle is repaired and maintained, it will leave information in the store for archiving. Therefore, the vehicle condition history report can query the vehicle's accident records, maintenance records, accident records and other information.
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How to check the car accident record?
The mobile phone series mobile terminal used by WeChat Alipay is an iPhone or Android smartphone, and the iOS system version is required to be above, and the Android operating system version is required to be above.
PC: MacBook Pro MOS14 Open the Google version.
There are two ways to do this:
1. Transportation Bureau.
You can log in to the ** of the Transportation Bureau, and enter the difference trademark and engine number of the vehicle to be queried in the vehicle violation inquiry column. Enter the violation inquiry page, you can view the car's insurance records and claims, and the claim information is divided into two types: "compulsory traffic insurance claim records" and "commercial insurance claim information". In addition to the ** of the transportation bureau, car owners can also choose to go offline to the window of the local transportation bureau for inquiry.
2. Insurance companies.
Can I delete a car accident record inquiry?
Deletion is not possible in accordance with the relevant regulations. However, there may be some unethical merchants, insurance companies, and car owners who jointly commit fraud. Normally, the car insurance claim record and the traffic violation inquiry system of the Municipal Traffic Management Bureau** are connected.
What are the consequences of car insurance?
It will have an impact on the next year's car insurance premium.
1. Compulsory traffic insurance.
If you go out of insurance once, the premium of compulsory traffic insurance will only rise by 3% at most (for example, this year is 30% discount, and once you go out of insurance, you will not be discounted next year).
2. Commercial insurance.
If the car is more than 3 years old and has not been insured for 3 consecutive years, this year's premium will be issued according to the standard premium.
For example, if the car is a new car from last year, then last year's premium is issued at 95% of the standard premium. Assuming that there is no insurance in the first year, the premium after a 57% discount in the second year is RMB.
Assuming that there is one insurance in the first year, the premium will be yuan, and the premium of two insurance is 10,580 yuan.
What should I do if there is a dispute over the damage assessment list?
In the event of a dispute over the settlement of claims, a dispute shall be made to reach an accident settlement agreement, and if the negotiation fails, a complaint may be filed and submitted to the arbitration commission specified in the insurance policy for arbitration, or a lawsuit shall be filed with the People's Court of the People's Republic of China.
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Counter inquiry: bring your own ID number or policy number to check at the business outlets of the insurance company;
**Inquiry: Users can directly call the insurer** person or call the company's customer service center for inquiry;
You can also check directly online, enter the name of the insurance company you are applying for plus car insurance;
What types of coverage are included in general car insurance all-risks?
1. Compulsory traffic insurance: the state compulsorily stipulates that the car insurance must be purchased, if the compulsory traffic insurance is not purchased according to the regulations, the traffic management department has the right to detain the motor vehicle and impose a fine of twice the insurance premium that should be paid.
2. Third party liability insurance: Commercial third party liability insurance refers to the direct personal or property losses suffered by persons other than the car due to the owner's liability accident of the insured vehicle, and the insurer will compensate in accordance with the provisions of the insurance contract.
3. Vehicle loss insurance: refers to the loss of the insured vehicle itself caused by natural disasters (excluding **) or accidents within the scope of insurance liability, and the insurer shall compensate according to the provisions of the insurance contract.
4. Whole vehicle theft insurance: responsible for compensating for the loss of the insured vehicle if the whole vehicle is stolen.
5. Liability insurance for people on board: The insurance company will be responsible for compensation for injuries caused by accidents on the vehicle.
6. Spontaneous combustion loss insurance: the loss of the insured vehicle due to the failure of the circuit, line and oil supply system of the vehicle and the combustion of the goods carried by themselves.
7. Excluding deductible special insurance: If you purchase the corresponding type of insurance, you can get full compensation, for example, if the vehicle is damaged or the insured accident of the third-party liability insurance causes compensation, the insurance company is responsible for the compensation of the deductible amount borne by the insured.
8. Glass breakage insurance: During the parking or use of the vehicle, other parts of the body are not damaged, only the glass is broken or broken alone, and the loss of glass is compensated by the insurance company.
The above is the introduction of what types of insurance are included in the general car insurance full insurance, I believe that through these contents, we have a clear understanding of the statement of car full insurance, and you can buy more comprehensive insurance for your car according to your needs.
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1. Bring your ID card and driving license to the insurance company for inquiry.
people, let the insurance ** people help with the inquiry.
**Screenshot from the [Wukong Car Check] applet.
**From the Wukong Car Check Mini Program.
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3. Inquire about policy information in the insurance company**, provide identity information as required, and inquire about existing policies.
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If you are buying a second-hand car, check the vehicle's insurance record, of course, it is to check the vehicle and the insurance company you purchased. Or the maintenance records of the car four-S shop.
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Insurance companies, third-party institutions, and auto repair treasures can all be checked.
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Dear, hello, the car insurance record can be queried in the following ways: 1. You can log on to the official website of the Transportation Bureau, enter it in the vehicle illegal inquiry column, you need to query the trademark and engine number of the vehicle, and enter the violation inquiry page to see the vehicle's accident record; 2. You can log in to the official website of the insurance company and enter the password to inquire;
3. You can call the customer service of the insurance company ** for inquiry, operate according to the voice prompt, or transfer to manual inquiry; 4. You can check on the third-party platform of the insurance company, for example, the owner of Ping An car insurance can find the "Claim Insurance" on the homepage of Ping An Good Car Owner, and then click on the claim case to inquire about the vehicle accident.
Questions. Check the insurance claim record and the frame number of Transit ljxchdfc6jtv13085
Dear, you can inquire according to the above content, because the insurance claim record and the frame number of the Transit car ljxchdfc6jtv13085 belong to the person's privacy issues, and they are not registered online.
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