What should be the base sum assured for Corning Life Insurance

Xueba talks about insurance, focusing on insurance product evaluation! Read this to know how to get itComparison table between the latest popular critical illness insurance and Corning critical illness insurance

When it comes to Corning, most people may have heard of it, and it is also the best among the many health insurance products of Chinese Life. Last night, I studied Corning's terms inside and out, and then made a serious evaluation reportIt turns out that the seemingly perfect Corning Critical Illness Insurance still has these shortcomings.

You can take a look.

It carefully analyzes the protection content, advantages and disadvantages of Corning critical illness insurance, and points to pay attention to before purchasing. Because it has been written in detail in the manuscript, I won't spend too much time introducing it here, but I will briefly say two words:

1. What does Corning protect?

2. What is commendable about Corning Critical Illness Insurance?

1. Sufficient protection: Returning to the most basic protection design, both critical illness and mild illness are covered, not only the types of minor illnesses have reached 50, but also 7 specific critical illnesses have been added, and an additional 50% of the sum insured can be paid, and the protection is basically sufficient;

2. Chinese Life was established earlier and has a wide range of offline service outlets;

You can apply for insurance at the age of 60, and the insurance age is wide;

3. What are Corning's shortcomings?

To be honest, although it is the trump card product of Chinese life, when Corning still has a lot of unsatisfactory points, for example, in terms of minor illness compensation, its compensation ratio is really not high, and we look at the situation on the market, most of the critical illness insurance has achieved a compensation ratio of more than 30%, but Corning only pays 20%, slightly lower. In addition, although there is a lot of disease coverage, there are still some shortcomings, and there are some other shortcomings that I have written aboutThe ace critical illness insurance of Chinese life is so complicated!

In this article, you can take a closer look.

In addition to Corning, I also compared the hot-selling critical illness insurance products of large companies on the market this year, because there is too much content, the display here is too confusing, you can check out this articleA collection of the top 10 best-selling critical illness insurance products in 2020

I believe that after reading it, you can easily choose the right critical illness insurance for yourself.

That's all for me"What should be the base sum assured for Corning Life Insurance"All of them, I hope it helps you! Hope!

Hello, your father's Corning insurance is already the first version of "Old Corning", the insurance amount is not wrong, it is paid according to the payment standard at that time, and the protection is also very high, please don't misunderstand. If you are satisfied with my reply, please give me extra points.

There is nothing wrong with this indemnity, if you know that you will be fine for 20 years, you will not buy this insurance, there are many people who have bought this insurance and paid for two or three years before they have an accident, and they have got the compensation, helping themselves and their families. Risk, no one knows when it happens, usually take out a little money, when the risk comes, you can help yourself solve some problems. There are hundreds of types of insurance, depending on what you need, I have worked in the insurance company for 13 years, the type of insurance you chose is the most popular type of insurance among the people, it is a type of insurance that everyone must have, at that time you chose less, I also chose this type of insurance, the amount of insurance is 20,000 yuan, and the claim should be 60,000 yuan.

I don't know if you're happy with what I'm saying?

You can't go wrong with that! You can rest assured!

Critical illness insurance benefits should be paid at 2 times the basic sum assured. Corning is lifelong, and there is no expiration problem. Chinese life.

Corning Lifetime (2005 Terms) Critical Illness: means one of the following illnesses or surgeries

1. Belvacine heart disease (myocardial infarction.

2. Coronary artery bypass surgery; 3. Stroke.

Note 3) 4. Chronic renal failure (uremia.

5. Cancer; six deficits and paralysis;

7. Major organ transplantation; 8. Severe burns; 9. Fulminant hepatitis;

10. Aortic surgery.

Cancer note in the article: Cancer refers to a malignant tumor or malignant leukocytosis with abnormal hyperplasia of histiocytes and metastatic characteristics, which is determined by pathological examination to meet the International Classification Standards for Disease Injury and Cause of Death of the Ministry of Health of the People's Republic of China and is classified as a malignant tumor, except for the following: Stage 1 Hodgkin's disease.

Chronic lymphoid leukemia. Carcinoma in situ. ** cancer other than malignant melanoma.

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The insured amount, referred to as the insured amount, refers to the maximum limit of the insurance company's liability for compensation or payment of insurance money under an insurance contract, that is, the actual insured amount of the insured person for the insurance subject; At the same time, it is also the basis for the calculation of insurance premiums charged by insurance companies. In Chinese Life Corning Term Insurance, the basic insurance amount is that when the insured suffers from the critical illness agreed in the contract after confirmed rental travel, the insurer (insurance company) pays the critical illness insurance benefit according to the basic insurance amount agreed in the contract, and the contract is terminated. In other words, the critical illness insurance company will pay the basic sum insured as stated in the contract, and the contract will be terminated.

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