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Anonymous users2024-02-07Hello, Minsheng Gold and Jade Insurance (Participating) Insurance is a participating insurance product of Minsheng Life. You can find detailed information about this product at the address below. **: Golden Rice Harvest Insurance Network. Beg.
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Anonymous users2024-02-06Xueba talks about insurance, focusing on insurance evaluation! This comparison table of the latest 35 participating insurance and 101 mainstream critical illness insurance products in 2020 is given to friends who know this articleComparison table of 35 participating insurances and 101 popular critical illness insurances, to friends who know this article.
Participating insurance refers to a kind of insurance that the insurance company distributes the distributable surplus to customers in the form of cash or value-added dividends according to a certain proportion, which is the characteristic of participating insurance, which can not only manage financial but also protect money.
Indeed, participating insurance is quite popular with customers in the form of "protection + dividends", but I have seen too many friends who have bought participating insurance, but none of them have really gained considerable income after buying participating insurance, and none of them have not.
A big part of the reason is that consumers have not carefully understood the participating insurance
First, yields are uncertain.
Second, the dividend pool is not transparent.
These two characteristics of dividend insurance make the real income that customers can get an unknown, and therefore make everyone stay away from dividend insurance, the reason is in this articleWhy is the dividend insurance frequently complained?! , if you are interested, you can find out.
Therefore, if you do not have a certain amount of insurance knowledge, you should be cautious to buy participating insurance!
That's all for me"Minsheng gold inlaid jade insurance dividend-paying type"All, look!
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Anonymous users2024-02-05It is due in January this year, why is there no notice.
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Anonymous users2024-02-04Summary. Hello <>, I am glad to answer your question about people's livelihood and wealth to add both insurance (dividend); In recent years, Qinqin Minsheng Life Insurance has attached great importance to the insurance needs of consumers, and has made great efforts to develop products that satisfy consumers. The participating type of people's livelihood and wealth insurance can provide life protection, health protection and accident protection for people aged 28-60 years old, and can supplement children's education and pension, and also has the function of premium waiver, which can meet the protection and financial needs of consumers at the same time.
People's livelihood and wealth are added to both insurance (participating).
Hello <>, I am glad to answer your question about people's livelihood and wealth to add both insurance (dividend); In recent years, Qinqin Minsheng Life Insurance has attached great importance to the insurance needs of consumers, and has made great efforts to develop products that satisfy consumers. The participating type of people's livelihood and wealth insurance can provide life protection, health protection and accident protection for people aged 28-60 years old, and can supplement children's education and pension, and also has the function of premium waiver, which can meet the protection and financial needs of consumers at the same time.
Kiss; Insurance, also known as insurance for both parties, refers to life insurance in which the insurer shall bear the responsibility of paying insurance money in accordance with the insurance contract when the insured dies within the insurance period agreed in the insurance contract, or when the insured is still alive after the expiration of the insurance period. Regardless of the type of endowment insurance, the endowment insurance policy will pay the agreed amount if the insured survives until the maturity date or dies before the expiration date.
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Anonymous users2024-02-03Summary. If the insured is a 30-year-old male who insures the people's livelihood and wealth and adds both insurance dividends, the annual premium is 2,589 yuan, the payment period is 9 years, and the insurance period is 20 years, and the corresponding insurance amount is 30,000 yuan. That is, at the end of the 50-year-old insurance period, a one-time payment of 30,000 yuan will be received.
People's livelihood and wealth are both added to the insurance dividend.
Hello, dear, people's livelihood and wealth are all added to the insurance participating type, and the basic insurance amount is due to be paid.
The insurance period of this product can be selected for 20 years or the insured is 60 years old, and the maturity payment will be received at the end of the insurance period, and the maturity payment is the basic insurance amount.
If the insured is a 30-year-old male who insures the people's livelihood and wealth and adds both insurance dividends, the annual premium is 2,589 yuan, the payment period is 9 years, and the insurance period is 20 years, and the corresponding insurance amount is 30,000 yuan. That is, at the end of the 50-year-old insurance period, a one-time payment of 30,000 yuan will be received.
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Anonymous users2024-02-02Product Name: Gold Inlaid Jade Insurance (Dividend) Issuing Company: Minsheng Life Insurance Shares****Suitable Age: 28 days 65 years oldPayment method: Annual paymentProduct features: Higher protection amount.
Provides up to three times the accident protection for 10 years.
Wealth accumulates faster.
Three to five years of short-term easy investment, plus two additional survival insurance benefits, wealth accumulation is faster.
The product is more functional.
It is suitable for education, marriage, entrepreneurship, pension and other purposes, and its functions are flexible and more powerful. Insurance Liability: Survival insurance benefits.
At the end of the fifth and tenth policy years, the survival insurance benefit will be paid at the sum of 2% of the basic sum assured, and the survivorship will be saved with annual compound interest to earn interest. Maturity benefit.
On the anniversary of the insurance policy at the end of the insurance period, the maturity insurance benefit will be paid according to the basic insurance amount.
Accidental Death Benefit.
Before the expiration of the premium payment period, the accidental death benefit = 3 Basic insurance amount The number of insurance policy years at the time of accidental death The payment period;
From the expiration of the payment period to the expiration of this contract, the accidental death insurance benefit = 3 basic insurance amount.
Sickness death benefit.
Within one year (inclusive) from the date of entry into force (or reinstatement), the insurance premium paid will be refunded without interest;
One year after the effective date (or reinstatement) to the expiration of the premium payment period, the death benefit of illness = basic insurance amount Number of insurance policy years at the time of death Payment period;
From the expiration of the payment period to the expiration of this contract, the death benefit of illness = the basic insurance amount.
Dividends are pure.
Dividends are determined and distributed annually, and dividends are accumulated to earn interest and are paid once upon policy termination.
Basic Sum Insured Table].
Issue age (years): 10,000 yuan per year for 10 years.
Three years (yuan) and five years (yuan).
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Anonymous users2024-02-01Xueba talks about insurance, focusing on insurance evaluation! The comparison of 35 participating insurance products and 101 popular critical illness insurance products in 2020 is hereComparative analysis table of 35 participating insurance products and 101 popular critical illness insurance products in ChinaWe have heard about dividend insurance countless times from the ** population, but many people don't know what dividend insurance is! Today I will take you to unveil the "mystery" of dividend insurance:
Participating insurance refers to a wealth management insurance product in which the insurance company invests part of the customer's premium, and distributes the investment income to the policyholder according to a certain amount after deducting the cost.
Participating insurance is more popular with consumers because it has both protection functions and annual dividends, but friends who have bought dividend insurance, have you really received a "red"? Anyway, I haven't seen anyone actually make a significant profit.
First, the dividends of the policy depend entirely on the economic environment and the experience of the insurance company, which is uncertain.
Second, the dividend pool is not transparent.
It is precisely because of these two characteristics of dividend insurance that it is difficult to earn from dividend insurance, and because of this, everyone is respectful of dividend insurance, and the reasons are in this articleWhy is the dividend insurance frequently complained?! , if you are interested, you can find out.
In the final analysis, dividend insurance is not suitable for beginners, and people who do not have certain insurance knowledge should not blindly insure!
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Anonymous users2024-01-31Xueba talks about insurance, focusing on insurance evaluation! The comparison table between the 35 participating insurance products and the 101 hot-selling critical illness insurance products is hereComparative analysis table of 35 participating insurance products and 101 popular critical illness insurance products in ChinaParticipating insurance is simply a kind of life insurance that can pay dividends, if you buy participating insurance, in addition to getting a certain amount of protection, there will be a dividend every year that is both guaranteed and returned to the dividend insurance, which makes many people excited.
Indeed, participating insurance is quite popular with customers in the form of "protection + dividends", but many friends tell me that "I bought dividend insurance and now regret it", because the dividend income is completely out of line with expectations.
Clause.
1. The dividends of participating insurance products are unknown to the experience of insurance companies.
Second, the dividend pool is not transparent.
The income and dividend methods of participating insurance are extremely complex, and even insurance practitioners are difficult to do, so as a novice, don't challenge such a high degree of difficulty!
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Anonymous users2024-01-30Yes, the policy can be surrendered within 10 days, bring your ID card, policy and bank card to the insurance company's counter.
It is to calculate the cash value of the policy, the money is far less than the principal, whether it is to withdraw money, surrender the policy or transfer to a pension, it is to look at the cash value table. The insurance salesman did not explain the cash value of the policy to you, and the customer would not buy it after reading it, so they fooled you into taking the money after the premium was paid. Insurance is a loss for several years, but in fact, even if you get the principal for a few years, you will lose a lot of money due to the currency depreciation of your principal. >>>More
It depends on when you bought it, if it is after May this year, it is the Jinding C after the paragraph, simply put, the benefit is that the income is slightly better than the bank deposits in the same period, generally this year's Jinding C is in accordance with the one-year sales income above; In terms of protection, it is twice the death or total disability benefit.
Taikang Jinmancang Insurance 10-year product, you can't get back the capital when you die, and you will lose money! If it is 5 years, you can get it back in the 5th year. However, if you put money in it for 5 years and didn't earn a dime, is it worth it? >>>More
The reason why many people think it is deceptive is because the premium has not been paid, or the policy is surrendered early, so you can only return the cash value, and you cannot return all the premiums you have paid. There is a fee for providing you with protection. The reason why you don't see the income until ten years later is that your dividend income is greater than the protection cost you spend after ten years, and generally speaking, the longer the time, the more dividend income.
If you continue to pay, you should save money for yourself, and then the benefits will not be less than yours, and you will not be less if you save money! It's much safer than ****, you are content! Now there are so many frauds, and if you are not careful, the money will be gone, or it is safe to deposit insurance, I have deposited my money in insurance, safe.