Do I need insurance for a new car during transportation?

New cars can be insured during transportation, and generally choose consignment insurance. Car consignment, meaning that the car is transported as goods, its own insurance for the car has no effect, the insurance purchased for the car consignment, is the insurance of cargo transportation, belongs to the basic insurance in the transportation of goods.

Generally, the first consideration of car owners to buy car consignment insurance is to be able to get the corresponding compensation and loss after the accident, but in practice, many people will only consider the insurance **, and the result is that they cannot get timely and reasonable compensation when they are out of danger. It is recommended that you must go to a large insurance company to ensure that you can get reasonable compensation if your car is damaged.

The vehicle being transported does not need to be insured.

Because the vehicle responsible for the transport is covered by cargo insurance.

It's possible that the situation you find is a car that someone has bought.

You can see what the insurance company is for that half of the insurance logo.

Go to that company and ask if you should be able to know if the car was insured before you bought it.

And whether you bought the insurance and returned the insurance.

If you can't see the insurance company on the half of the insurance sign.

Then check with the company you are currently insuring.

Maybe you can find it out too.

If you ask the car dealer directly, of course, you won't admit it.

You'll have to look into it.

If you have insurance.

Then you can find a car dealer and ask him to pay you money.

It is basically impossible to retreat.

Because you're all already decked.

If you return it to the car dealership, he will not be able to sell it.

The vehicle being transported does not need to be insured.

Because the vehicle responsible for the transport is covered by cargo insurance.

It's possible that the situation you find is a car that someone has bought.

You can see what the insurance company is for that half of the insurance logo.

If you go to that company and ask the company, you should be able to know if the car was insured before you bought it, and whether you bought the insurance and returned the insurance.

If you can't see the insurance company on the half of the insurance sign.

Then check with the company you are currently insuring.

Maybe you can find it out too.

If you ask the car dealer directly, of course, you won't admit it.

You'll have to look into it.

If you have insurance.

Then you can find a car dealer and ask him to pay you money.

It is basically impossible to retreat.

Because you're all already decked.

If you return it to the car dealership, he will not be able to sell it.

I used to work in an insurance company, and I developed different underwriting systems and premium calculation methods for dangerous goods transport vehicles, and each insurance company, each region, according to the local insurance market.

Let me roughly say that according to our situation, if you want to buy insurance for your car, it is usually what we call "car insurance". There are two types of car insurance, one is "compulsory traffic insurance" and the other is "commercial insurance". Compulsory traffic insurance is known to be necessary for every car, and compulsory insurance policies are required for license plate and car inspection.

The premium of compulsory liability insurance is fixed, and there is a corresponding premium depending on the type of vehicle and the nature of use. Our car is 4480 yuan for the business truck. This is only the ** of the front of the locomotive, and the trailer is calculated separately according to the tonnage.

Those who have bought no insurance can be discounted before, 10% a year, and the same is true for many times when the insurance is raised. How much it goes up depends on your situation, up to 30% up.

"Commercial insurance" is optional and you can do without it. But to be honest, there are almost no business trucks that you don't buy. Again, what to buy and how much it costs depends on which insurance company you choose and what type of insurance you choose.

Common commercial insurance includes: "vehicle loss insurance", "third-party liability insurance", "vehicle personnel liability insurance", which are the most bought, in addition to theft insurance, fire ** spontaneous combustion, spontaneous combustion insurance, depending on your situation freedom. For cars that pull dangerous goods, we have added "new equipment" insurance to protect the tanks on your trailer.

There are many insurance restrictions and strict reviews for your kind of car, and it is generally necessary to inspect the car.

Most of the insured and beneficiaries of the insurance policy insured in the name of the company are the company, and the company's seal and organization are required when underwriting, of course, the same is true for future claims. In fact, whether an individual buys or a company buys has nothing to do with the insurance company in theory. However, if your shipping company has a certain scale, it has a cooperation agreement with a local insurance company.

If there is a partnership, the policy will be more relaxed and the premium will be discounted, just like wholesale. (In fact, the relationship between the transportation company and the insurance company is very complicated, and it is not clear in three or two sentences). There are exceptions, your car should be the type with the most restrictive coverage requirements, if you are older than the insurance company's coverage period, or have a lot of accidents, you are likely to be denied insurance.

In our place, all the types of insurance are bought, and the premium of this kind of car is 3-40,000 yuan. It's been a long time since I started this business, and in some places I might not be able to say it accurately. If the landlord wants to know the specific premium, it is best to go to the local insurance company to calculate it and bring the driving license.

I wish the landlord a prosperous business and a safe journey!

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"