Urban and rural medical insurance. Do you still have to pay if you are over 80 years old?

Urban and rural medical insurance. Over 80 years old need to pay.

Urban and rural medical insurance is different from employee medical insurance, and there is no so-called retirement treatment in urban and rural medical insurance. Urban and rural medical insurance is paid for one year and one year, and no insurance is not paid if it is not paid. Therefore, we need to participate and pay the corresponding fees normally in order to be able to get the reimbursement treatment of normal medical insurance.

If you stop this urban and rural residents' medical insurance.

, then it means that you will stop the reimbursement of medical insurance from next year.

If there is a situation where there is a situation where the medical expenses are incurred, they can only be paid and settled at their own expense, and cannot be reimbursed through medical insurance. So of course it is necessary for us to continue to pay.

Urban and rural medical insurance does not pay, hospitalization can not be reimbursed urban and rural medical insurance as the most basic medical security for farmers, if the family economic conditions are not bad, it is recommended to take the initiative to pay, in 2020, the amount of urban and rural medical insurance payment is 280 yuan, paid once a year, the protection period is also one year, during this period, farmers can enjoy medical reimbursement as long as they are hospitalized, but if urban and rural medical insurance is not paid, farmers will not be able to enjoy medical reimbursement if they are hospitalized in the next year, All medical expenses are the responsibility of the patient.

After more than 10 years of development and improvement, the urban and rural medical insurance policy has now been quite perfect in terms of medical coverage and medical reimbursement, and in 2019, urban and rural medical insurance will be completely "merged", and instant reimbursement and remote medical treatment can be achieved in hospitals.

Settlement. The scope of compensation for urban and rural medical insurance has been expanded, and the reimbursement rate has reached up to 85%.

As we all know, there are two main parts of the compensation scope of urban and rural medical insurance, namely basic medical insurance.

and critical illness insurance; Among them, basic medical insurance includes inpatient medical care, general outpatient co-ordinated medical care, and outpatient chronic diseases.

Medical treatment, childbirth medical care, accidental injury medical treatment, etc.

There is a characteristic of urban and rural medical insurance reimbursement, that is, the more money spent on medical treatment, the higher the proportion of reimbursement, taking Anhui Province as an example: 50,000 yuan (inclusive) reimbursement of 60, 50,000 yuan to 100,000 yuan (inclusive) reimbursement of 70, 100,000 yuan to 200,000 yuan (inclusive) reimbursement of 75, reimbursement of more than 200,000 yuan 85.

Special populations can apply for full financial assistance.

NCMS 2019.

220 yuan per person per year, and the cost of a family of four is nearly 1,000 yuan, which is not a small amount for farmers.

Poor households who have set up a file and established a card.

and severely disabled people with living difficulties can enjoy a high proportion of reimbursement, and can also apply for full financial subsidies from the local government.

All in all, for farmers, it is of course best not to get sick, but once you are sick and hospitalized, urban and rural medical insurance can save you tens of thousands or even hundreds of thousands of medical expenses, which is still very cost-effective.

1. Do I still have to pay the rural cooperative medical insurance when I am 80 years old?

The elderly over 70 years old or even the 80-year-old in rural areas do not need to pay this pension insurance, because even if you pay this pension insurance, it is actually meaningless, after all, you have passed the statutory retirement age for nearly ten or 20 years, so it is actually not cost-effective to enjoy this pension treatment.

Of course, if you are insured by our rural medical insurance as a rural elderly, then even if you are 70 or 80 years old, you still have to pay the corresponding fees according to the amount stipulated by the state, and the current 2018 payment for the 2019 annual medical insurance is 220 yuan per person per year.

II. Extended Information.

In principle, after retirement, you should continue to pay for medical insurance. When it comes to health insurance, different regions have different policies. In general, medical insurance consists of basic medical insurance, large medical mutual aid and supplementary medical insurance.

Basic medical insurance is relatively popular, and you can no longer pay it after retirement, but you need to meet certain conditions before you can enjoy the medical treatment of retirees. Large amounts of mutual medical assistance shall continue to be paid after retirement. Supplementary medical care has the nature of unit benefits, which belongs to the supplementary medical insurance established by the employer for employees, and is generally no longer paid.

How old is the rural medical insurance, the regulations are different in different places, because it involves overall planning, so the payment period in different places is mainly the ** in each place. According to the official reply of the Hubei Xiangyang Social Security Bureau, the minimum payment period for rural medical insurance is 30 years for men and 25 years for women, and the local payment period is not less than 10 years. Even if it is an 80-year-old man, different regulations in various places still need to pay, so the rural social security payment period in each place is based on the local **, the announcement or reply is the main one, otherwise you need to pay every year to enjoy the medical insurance treatment, and you can't stop paying halfway.

Unlike the medical insurance for employees, the New Rural Cooperative Medical System (NCMS) is now the medical insurance for urban and rural residents, which does not have medical insurance retirement and does not require a minimum payment period.

According to the policy, the general population is required to pay the medical insurance premiums for urban and rural residents on time every year. And it is paid for one year and managed for one year.

Therefore, if you want to enjoy medical insurance benefits, you need to pay all the time, no matter how old you are, whether you are 80 or 90 years old, you need to pay annually.

If you are over 80 years old, you don't need to pay anymore.

There shouldn't be a way to pay this anymore.,I'm 80 years old.。

Rural medical insurance is not required for those over 80 years old. The details are as follows:

1. The policies vary from place to place, but the policies implemented in most regions are implemented in accordance with the policy that the following groups of people do not need to pay NCMS, which is solved by the local finance;

Farmers over the age of 10 with local household registration are not required to pay NCMS;

3. Farmers with local household registration of low-income households, five-guarantee households, and poor households enjoying the policy do not need to pay the New Rural Cooperative Medical System;

4. Farmers with local household registration who hold the disability certificate of Eryou do not need to pay the NCMS;

5. Farmers who are eligible for preferential support for military personnel and have local household registration do not need to pay for NCMS.

The new type of rural cooperative medical care is referred to as the new rural cooperative medical system, which is organized, guided and supported, farmers voluntarily participate, individual, collective and multi-party financing, and the main medical mutual aid system for serious diseases. It raises funds in the form of individual payment, collective support and funding. Critical illness insurance covers the insured (co-ordinators) of urban residents' medical insurance and NCMS.

Legal basisArticle 24 of the Social Insurance Law of the People's Republic of China.

The State shall establish and improve a new type of rural cooperative medical system.

The management measures for the new type of rural cooperative medical care shall be stipulated by ***.

Article 26.

The treatment standards of basic medical care and forest therapy insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Article 25.

The State shall establish and improve a basic medical insurance system for urban residents.

The basic medical insurance for urban residents implements a combination of individual payment and subsidy.

Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly over the age of 60 and minors from low-income families, etc., will be subsidized by **.

What you are talking about here is the so-called agricultural insurance, agricultural insurance is paid for one year, only one year, no accumulation, and there is no age limit, that is to say, agricultural insurance is to live for as long as you want, not more than eighty years old do not need to pay!

Hello! We're happy to answer for you! You don't have to pay it!

80-year-olds are eligible for non-payment. The following are the cases in which they do not have to pay: 1 People with physical disabilities in rural areas.

As long as you have a certificate of disability, you can be exempted from paying NCMS medical insurance. 2 Rural five-guarantee households. Five-guarantee households refer to those who have no livelihood, orphans, or old age and no one to support, etc., who are guaranteed food, clothing, housing, medical care, and burial (among which orphans are protected by education).

Applicants for the Five Guarantees should be nominated by themselves or the village group, and only those who meet the conditions can enjoy the treatment of the Five Guarantees Households. 3. Rural low-income households. Subsistence allowance households refer to households with financial difficulties and an annual household income lower than the local subsistence allowance standard.

In addition to being exempt from NCMS insurance, they will also receive a subsidy every year. 4 Seniors over 80 years old. Once you reach the age of 80 and are no longer able to work, you can be exempted from paying regardless of your family's financial situation.

80-year-olds definitely don't need to pay medical insurance. Because they also can't afford to receive health insurance, it's time for you to go to social security.

Summary. 1. The elderly over 80 years old need to pay rural medical insurance. If you want to be covered by health insurance, you have to pay for health insurance.

If you participate in medical insurance as a rural elderly, even if you are over 80 years old, you still need to pay the corresponding fee according to the amount stipulated by the state. At present, the state does not stipulate the exemption age for medical insurance. 2. Exempt from the new rural cooperative medical population:

Five-guarantee households, poor households, low-income households, disabled persons, preferential care recipients, and rural elderly. But the age of the elderly depends on local policies.

Need a pro. 1. The elderly over 80 years old need to pay rural medical insurance. If you want to be covered by health insurance, you have to pay for health insurance.

If you participate in medical insurance as a rural elderly, even if you are over 80 years old, you still need to pay the corresponding fee according to an amount stipulated by the state. At present, the state does not have a regulation on the exemption age of medical insurance. 2. Exempt from the new rural cooperative medical population:

Five-guarantee households, poor households, low-income households, disabled persons, preferential care recipients, and rural elderly. But the age of the elderly depends on local policies.

Summary. Hello dear! We are glad to answer for you, urban residents over 80 years old pay 320 yuan a year.

For the medical insurance for farmers over 80 years old, the payment standard for urban and rural residents in 2022 is 320 yuan per year. Medical insurance for urban and rural residents is a kind of social security medical security, urban and rural residents who are not employed can be insured, and apply for insurance in the community, with a low threshold and a unified rate, but there is a trend of **, one year of investment, one year of protection, mainly to ensure the reimbursement of hospitalization medical expenses for health problems.

Hello dear, Zhongroll! I am glad to answer for you, urban resident medical insurance over 80 years old is sold and changed a year to pay 320 yuan. For the medical insurance for farmers over 80 years old, the payment standard for urban and rural residents in 2022 is 320 yuan per year.

Urban and rural residents' medical insurance is a kind of social security medical security, urban and rural residents who are not employed can be insured, in the community to apply for insurance, the threshold is low, the rate is uniform, but there is a trend, one year, one year of protection, mainly to protect the reimbursement of inpatient medical expenses for health problems.

The financing standard for basic medical insurance premiums for adults is 300 yuan per person per year, of which 150 yuan is subsidized and 150 yuan is paid by insured individuals; The financing standard for basic medical insurance premiums for minors is 80 yuan per person per year, of which 40 yuan is subsidized and 40 yuan is paid by individuals who participate in late insurance; Severely disabled persons who hold the "Certificate of Disabled Persons of the People's Republic of China" and those who hold the "Fujian Provincial Minimum Living Security Receipt Certificate" will be given a full subsidy by the Insured Individual Contribution Department.