How does Taikang Life Insurance feel, how is Taikang Life Insurance?

Taikang Life Insurance Co., Ltd. **** is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China, and the company is headquartered in Beijing. If you have any questions, please contact Taikang Life customer service: 95522.

Xueba talks about insurance, focusing on insurance evaluation! Here is a comparison of critical illness insurance between Taikang Life Insurance Company and other insurance companies"Comparison Table of 136 Domestic Critical Illness Insurance".

Free for friends who want to buy insurance, you can take a look.

Founded in 1996, Taikang Life Insurance Company is among the best in the insurance industry and has a certain strength, and on the whole this company is still very reliable. Even so, buying insurance also needs to be done after careful consideration, and many insurance novices must pay more attention to the quality of Taikang Life's insurance products.

To be reasonable, the essence of buying insurance is to buy terms, and the protection content of the product is not perfect, which determines whether this insurance is cost-effective. The following table contains several major products of Taikang Life, and the variety is relatively complete, some products are not bad, but some products should be purchased with caution.

In the past few days, I have spent a lot of time collecting information, and I have reviewed Taikang Life Hui Health Critical Illness Insurance in detail to see the advantages and disadvantages of this product:

1.Pros: The quality of the product is good. Minor illness benefit starts at 30% and pays 5 times, with the responsibility of paying the sum insured in the terminal stage of death and high disability, and there is also an additional benefit for major organ transplantation or hematopoietic stem cell transplant for high-incidence critical illness.

2.Disadvantages: not cost-effective. The same premium can buy more comprehensive coverage.

In addition to Hui Health, I have also done some research on other Taikang products, which have been sorted out for everyone, and can be viewed directly in blue"Taikang Life Insurance, how is it, what products are there, which one is good, what are the pitfalls and routines, in-depth analysis".

That's all I have for this issue, I hope it helps!

Since its establishment in 1996, Taikang Life Insurance Company has gone through 17 years, and after nearly 17 years of development, Taikang Life Insurance Company has become a very famous insurance company in the insurance industry, and its standard premium and scale premium income can be among the best in the field of life insurance companies. Unlike other insurance companies that take group development, Taikang Life Insurance is more "single-minded". Taikang Life only does life insurance, never set foot in the field of property insurance, but specializes in the field of life insurance, hoping to provide professional life insurance services from cradle to paradise, so that everyone can enjoy the convenience and service of insurance products.

What are the advantages of Taikang Life? In the scale and income ranking of life insurance companies in the market, the scale and premium income of Taikang Life Insurance Co., Ltd. can be ranked among the top five life insurance companies, which can be said to be a very large insurance company, so there is no problem at all from the perspective of premium safety. At the same time, in the comprehensive competitiveness ranking of insurance companies in ** University of Finance and Economics, Taikang Life Insurance is also among the best.

In addition, Taikang Life Insurance shares have another feature is its special characteristics. More insurance companies are developing towards insurance groups, property and casualty life insurance, and then Taikang Life Insurance Co., Ltd. is deeply engaged in the field of life insurance, only doing life insurance, hoping to achieve achievements in this regard. Taikang Life Insurance has its own dedicated asset management company, and its asset management capabilities are second to none in the industry, so its more profits** are investment income, and the premiums of insurance products can provide policyholders with maximum discounts.

Taikang Life Insurance is a subsidiary of Taikang Insurance Group with a registered capital of 3 billion yuan. The strength is relatively strong. Taikang Insurance Group is a large-scale insurance and financial services group covering the three core businesses of insurance, asset management and medical care, and has been listed in the Fortune Global 500 for many times.

Relying on the powerful Taikang Insurance Group, Taikang Life Insurance has abundant resources and has launched more than 2,200 "health insurance pass" network hospitals, covering 31 provinces, municipalities and autonomous regions across the country, and has a good reputation in the market. So is Taikang Life reliable or not? If you want to know, don't miss this article:

Is Taikang Life reliable? What about these products?

At present, Taikang Life's main business scope includes health insurance, life insurance, accident insurance and other types of insurance. Products such as Privilege Family Whole Life Insurance, Healthy Life Critical Illness Insurance, and Happy Multiple Critical Illness Insurance are all products that are currently selling hotly. So what about Taikang Life's product protection?

Space is limited, so the senior sister will take Kangxiang Life Critical Illness Insurance as an example to analyze it for you! Although the waiting period for this product is relatively short, only 90 days, its protection content is relatively simple, only critical illness insurance and death insurance, there is no clear mild and moderate illness protection, and the protection content is not comprehensive enough. Limited space, want to know a detailed review of this product?

Then you might as well take a look at this article:

Eager to get Taikang Health Life Critical Illness Insurance? Let's read these points first!

In fact, every insurance company has both excellent and ordinary products. Therefore, compared with insurance companies, the protection of insurance products is what friends should pay more attention to when buying insurance. Taking critical illness insurance as an example, a good critical illness insurance generally has the characteristics of additional compensation for critical illness, comprehensive coverage of high-incidence mild and moderate diseases, and multiple claims for malignant tumors.

For example, critical illness insurance with additional compensation for critical illness can allow the insured to receive a little more compensation after the occurrence of a critical illness as agreed in the contract. It is better to teach people to fish than to teach people to fish, the senior sister has sorted out the criteria for identifying good critical illness insurance for everyone, interested partners can take a look:

A good critical illness insurance policy looks like this! You've been lied to for so many years.

It is the first national insurance legal entity registered in Shandong.

Taishan Property Insurance Co., Ltd. is the first national insurance legal entity registered in Shandong, is a provincial enterprise directly managed by the State-owned Assets Supervision and Administration Commission of Shandong Province to perform the responsibilities of the investor, and the shareholders are 14 provincial state-owned enterprises such as Shandong High-speed Group, with a registered capital of 100 million yuan, which was listed for business on January 18, 2011.

There are 11 branches in Shandong, Qingdao, Hebei, Jiangsu, Inner Mongolia, Zhejiang, Ningbo, Beijing, Henan, Shaanxi and Shanxi. The business scope is property damage insurance; Liability insurance; credit insurance and guarantee insurance; short-term health insurance and accident insurance; reinsurance business for the above businesses; The use of insurance funds permitted by national laws and regulations; Other businesses approved by the former CIRC.

Taikang Life Insurance is an insurance company in China, which has been filed with the China Banking and Insurance Regulatory Commission. There are 97 life insurance companies, 88 property insurance companies, a total of 179 companies, in addition, there are some reinsurance companies. Due to the peculiarities of the insurance industry, all insurance companies are subject to state regulation, whether large or small.

1. From the perspective of access mechanism, insurance companies cannot open if they want to;

The minimum registered capital requirement for insurance companies is 200 million, and the minimum registered capital for national insurance companies is 500 million, and it must be paid-in monetary capital. In fact, the registered capital is not 2 billion, and it is difficult for shareholders to be approved to open an insurance company if they are not in good condition. It is said that there are nearly 200 insurance companies waiting in line for the approval of the China Banking and Insurance Regulatory Commission.

In other words, the strength of the insurance companies that have already opened cannot be underestimated.

2. Perfect regulatory mechanism;

The China Banking and Insurance Regulatory Commission (CBIRC) requires insurance companies to disclose their solvency every quarter, and if the solvency does not meet the requirements, it will order shareholders to increase their capital, suspend the opening of new branches, and suspend the issuance of new policies.

Solvency is the ability of the insurance company to repay its debts, and the solvency of the company is generally required to be not less than 100%.

3. Perfect exit mechanism;

It is often said that insurance companies are not allowed to go bankrupt, but in fact, a country can go bankrupt, so why can't a company go bankrupt? It can go out of business, but it won't go out of business casually, and it won't harm the interests of consumers.

The state stipulates that insurance companies engaged in life insurance business can only be acquired by other insurance companies, and if no insurance company is willing to acquire, then the CBIRC will formulate an insurance company to take over.

If necessary, it will also start insurance protection**, insurance protection** is used to rescue insurance companies, major insurance companies need to pay a part of insurance protection for every business**, everyone is familiar with Xinhua Life Insurance and Anbang Insurance Group has started insurance protection**.

Here is the ranking of insurance companies in 2019:

Which of the top 10 insurance companies in >>> is better?

For your own good, it is strongly recommended that you do not go.

I have a public resume in a recruitment**, Taikang claims that I submitted their resume, and several branches called ** for me to go for an interview. I didn't go because my classmates had been fooled.

My classmates said that they all recruited you under the guise of reserve cadres or assistants, but in fact they were there to get insurance. And also for you to buy their insurance. Otherwise, I won't sign a labor contract with you! It's disgusting.

You go and take a look at it.,It seems like I've seen someone who says they don't pay =.

My classmate seems to have encountered a similar problem, I didn't ask much, and in the end, it was her father who went to Taikang to ask for a salary, otherwise they would have given it.

Be careful in everything, it's not easy to find a job now, don't lose the money before you get it.

How can there be a unit that trains employees and asks employees to pay money?! I haven't encountered it anyway. Enterprises train employees in order to give themselves a guarantee, to be responsible for themselves, and to make employees familiar with the business.

How will the money be collected? Charge for materials?! Trainers are indeed manpower, and materials do cost money.

However, usually a formal unit wants to train employees, if the time is relatively long, such as about a month, there will be a special training department for systematic training. The company will pay them wages, and they will also be reimbursed to the finance department for copying and printing materials. You don't need to spend money.

At most, it may be a one-month training package like a mobile company, and you will not be paid.

My impression of Taikang is very bad! They're crazy about money!

Good luck finding a good job soon!

Hello this friend: I can see that you don't understand the life insurance industry at all, I can tell you as a life insurance veteran that Taikang is a good insurance company, from the welfare of employees to the promotion conditions to the incentive plan to the training of practitioners are relatively perfect, Taikang's current vision is also very good, and there is a lot of room for development. But you have to remember that no matter what rank you do in the life insurance industry, you need to be certified, he said that it is 3000 to start, I don't know very well, but we are a basic salary of 500-2000 newcomers enjoy a basic salary for 1 year, but how much you can get, it depends on your ability.

He didn't promise you any rank, but my experience told me that he wanted you to start from the grassroots level. Actually, this is very good, and it will be a great test for you. It depends on whether you have enough self-confidence and the ability to challenge.

Finally, I would like to send you a sentence: Ideas determine the way out, innovation determines development, any success is initially a way of thinking, ideas determine destiny, pattern determines success, and if you have ideas, you must take action.

Ping An's cost performance is the lowest, Taikang's products are not the highest, but the green pass service is the best, if you have to choose one of the two, I still recommend buying Taikang.

You can check the claims data of major companies in the first half of this year on the official website of the China Banking and Insurance Regulatory Commission, and take a good look at the data, the total amount of claims, the number of claims, and the timeliness of claims, and you will know how the company is.

When we buy insurance, we mainly look at whether it is easy to make a claim, and the number of claims and the timeliness of claims are the key.

It depends on what kind of product you want to buy, in principle, long-term savings and dividend insurance is not recommended to buy, that is a bit of a pitfall.

It is an insurance company specializing in personal protection, and there is a saying in the industry that the brand of life, the mouth of peace, the products of Taikang, and the legs of the Pacific Ocean are enough to show that Taikang Life's insurance is the most reputable.

There is no good or bad insurance company, depending on what kind of products you need, mainly health insurance, pension insurance, sub-education insurance, financial insurance, accident insurance and so on. In fact, the purpose of insurance is to transfer the risk and health to the insurance company, that is to say, the four quantities are allocated thousands of pounds, but the premise is that there must be strong economic strength, because insurance is a contract, and both parties must maintain it.

Normal claims are made quickly. What's more, now the Insurance Regulatory Commission and the Insurance Law have a time limit for claims! It should be said that claims service is improving throughout the insurance industry.

I promised that in May, as long as the newcomer submits the order6000, there will be a Xiaomi ipad, and I successfully delivered the bill in May6000, but now I haven't approved an ipad, and they say that everything is okay, everything is good, as long as the money is paid, everything they have the final say. The salary: the first 3 months of the newcomer's 1500 base salary is based on his own commission. How much you do doesn't necessarily mean how much you get? Enter with caution!