Taikang Life Insurance, Taikang Life Insurance Company

Universal insurance payment is lifelong, the deduction is also lifelong, and the annual deduction amount is with age**, which increases rapidly! The main insurance will only receive the benefit in death!

At the same time, universal insurance has a guaranteed interest rate, Ping An has a guaranteed interest rate, and other insurance companies are!

Buying Magnum must be noted:

1. Not suitable for people around 50 years old or above.

2. Based on the contract, the guaranteed interest rate shall not be lower than the bank interest rate.

3. The company has long-term stable income, and the investment income is not high or low.

4. The annual premium should be in line with one's financial ability and controlled at 10-15% of the annual income 5. The controllability of universal insurance is extremely poor and the cost is extremely high, so it is recommended that the payment age is more than 10 years.

6. The best buyers are mainly those with generous financial ability, the younger, and those with conservative needs, commonly known as "rich people"!

As long as there are financial conditions, buying commercial insurance is a wise choice.

The problem we have now is that we buy too little insurance.

Since you have bought it, don't think about surrendering the insurance, there are always benefits to buying insurance.

This type of insurance has dividends and protection functions, so let's talk about its dividends first, it is compound interest rollover, how to say it, that is, you pay 3,000 yuan a year, and the principal is 3,000 plus dividends and then continue to earn interest, the higher the principal, the higher the dividend. There are two kinds of protection functions, one is death protection, and the other is critical illness protection (27 or 32 kinds, written in the insurance contract) If you buy 3,000 yuan, I think you should be insured for death in the contract for 60,000 yuan, and 50,000 for critical illness, but these insurance amounts can be raised, if you still don't understand, you can call 95522 for consultation, which is Taikang's service**.

Your mother should directly buy the first-of-its-kind critical illness insurance, which covers 42 serious illnesses until the age of 88, and returns the sum insured when you are not sick until the age of 88. Add a Kunlun accident insurance card, pay 100 insurance for 100,000 accidents every year, and also include 10,000 for medical treatment, 2,000 for ambulance expenses, and 20 yuan per day for hospitalization subsidies.

Summary. Pro-1Surrender the policy over the counter of the insurance company:

The policyholder can bring his ID card, insurance policy, bank card, and premium payment voucher to the counter of the insurance company's offline service outlets to go through the surrender procedures. The staff of the insurance company will assist in the surrender of the policy, and will generally require the policyholder to fill out the application form for terminating the insurance contract, and take back the policy and other surrender materials, and the surrender money will generally be returned to the bank account designated by the policyholder within 1-10 working days (up to 30 days).

How to refund the insurance.

Hello dear. <>

Taikang Life Insurance Company is a regular company. Taikang Life Insurance Co., Ltd. (hereinafter referred to as Taikang Life) was established in 1996 and is headquartered in Beijing with a registered capital of 3 billion yuan.

As of December 31, 2020, Taikang Life's total assets exceeded 995 billion yuan, net assets exceeded 72.5 billion yuan, and the scale of celestry premiums exceeded 188 billion yuan.

If you surrender the policy, you can surrender the insurance company over the counter, contact the insurance salesman to surrender, entrust others to surrender, ** surrender, online surrender, etc.

Pro-1Surrender at the insurance company's counter: The policyholder can bring his ID card, insurance policy, bank card, and premium payment voucher to the insurance company's offline service outlets to complete the surrender procedures.

The staff of Kuanchan Insurance Company will assist in the surrender of the policy, and will generally require the policyholder to fill out the application form for terminating the insurance contract, and take back the policy and other surrender materials, and the insurance money will generally be refunded to the bank account designated by the policyholder within 1-10 working days (He Qiaoxi does not exceed 30 days).

Summary. The calculation of the surrender amount is divided into two cases:1

Surrender within the cooling-off period (15-day cooling-off period) and refund the premium in full. During the cooling-off period, the surrender insurance company will refund the full amount paid. For those who have already issued a paper policy, it is necessary to deduct the cost of 10 yuan.

2.Surrender the policy after the cooling-off period and refund the cash value. For surrender after the cooling-off period, the surrender amount is the cash value of the policy at the time of surrender.

For example, surrender on the 10th year is a refund of the cash value table of the policy, the cash value at the end of the 10th policy year).

I want to surrender my policy, what do I need to do?

Taikang Life Insurance Company was established in 1996 as a life insurance company approved by the China Banking and Insurance Regulatory Commission in accordance with the Insurance Law, with total assets of nearly 530 billion yuan, and 35 branches, 285 central branch companies and 4,200 institutions around the country.

To surrender the policy, the policyholder needs to bring his or her ID card to collect the surrender application form from Taikang Life Insurance Company, fill in and submit it for surrender.

The surrender proceeds will be transferred to the bank account in the name of the policyholder within 7 days.

If I insure the insurance of 20,000 yuan, how much can I get back?

The premium of 20,000 yuan is not directly related to the surrender fund.

The calculation of the surrender amount is divided into two situations:1Surrender within the cooling-off period (15-day cooling-off period) and refund the premium in full.

During the cooling-off period, the surrender insurance company will refund the full amount paid. For those who have already issued a paper policy, it is necessary to deduct the cost of 10 yuan. 2.

Surrender the policy after the cooling-off period and refund the cash value. For surrender after the cooling-off period, the surrender amount is the cash value of the policy at the time of surrender. (For example, the 10th year surrender is the cash value table of the retirement policy, and the cash value at the end of the 10th policy year).

If the insurance is surrendered within 15 days of the hesitation period, the insurance premium of 20,000 yuan will be refunded in full.

The policy will be refunded when the policy is surrendered after the cooling-off period, and the cash value of the policy at the time of surrender is not directly related to the premium paid. For example, if you surrender the policy after paying for three years, you know that the amount of surrender is that there is a cash value table on the insurance contract that you have simplified, and the cash value at the end of the third policy year is the surrender amount.

What should I do if I want to take out a loan?

You can apply for a policy loan at Taikang Life Insurance Company.

You can also bring your policy with you to take out a policy loan from an insurance company or bank as well as a microfinance company.

How much can a 20,000 insurance policy cost?

It depends on the cash value of the policy.

The policy loan is up to 80% of the cash value

If you have critical illness insurance, a premium of 20,000 yuan, and a cash value of about 2,000 yuan, you can borrow about 1,600 yuan.

If you have an incremental whole life insurance, the cash value can be around $16,000 and the loan can be around $13,000.

Can I apply for a loan in Yantai, Shandong?

Yes, life commercial insurance policy loans are not limited to regions.

How much is the ** of human service.

Taikang Life Insurance Services**95522

Summary. Hello dear, I'm honored to answer for you <>

Taikang Life Insurance Company: Taikang Insurance Group is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China, headquartered in Beijing. In November 2000, Taikang Life Insurance Co., Ltd. fully completed the foreign IPO company approved by the China Insurance Regulatory Commission.

Taikang Life Insurance has a total of 20 shareholders, including Chinese shareholders such as Sinotrans Changhang Group, China Guardian International Auction, China Communications Construction Co., Ltd., CITIC East China (Group) and other large and medium-sized domestic enterprises, and foreign shareholders include Swiss Fengtai Life Insurance Company, New Deal TEDA Investment and Japan Software Bank Group and other well-known international financial enterprises. In April 2011, Goldman Sachs Group signed a contract with Taikang Life Insurance Co., Ltd. to acquire the equity of Taikang, becoming the second largest shareholder of the company.

Taikang Life Insurance Company.

Hello dear, I'm honored to answer for you <>

Taikang Life Insurance Company: Taikang Insurance Group is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China, headquartered in Beijing. In November 2000, Taikang Life Insurance Co., Ltd. fully completed the foreign IPO company approved by the China Insurance Regulatory Commission.

Taikang Life Insurance has a total of 20 shareholders, including Chinese shareholders such as Sinotrans Changhang Group, China Guardian International Auction, China Communications Construction Co., Ltd., CITIC East China (Group) and other large and medium-sized domestic enterprises, and foreign shareholders include Swiss Fengtai Life Insurance Company, New Deal TEDA Investment and Japan Software Bank Group and other well-known international financial enterprises. In April 2011, Goldman Sachs Group signed a contract with Taikang Life Insurance Co., Ltd. to acquire the equity of Taikang, becoming the second largest shareholder of the company.

On July 27, 2016, the U.S. Securities and Exchange Commission announced that Taikang Life Insurance Co., Ltd. became the largest shareholder of Sotheby's by taking a stake in auction house giant Sotheby's. In August 2016, Taikang Life Insurance was in"2016 China's Top 500 Enterprises"ranked 114th in the market.

On November 30, 2018, it won the "2018 TOP Financial List - Best Life Insurance Company of the Year". In 2018 and 2019, it ranked among the world's top 500. On October 10, 2020, it ranked among the top 10 of the top 100 private enterprises in Beijing in 2020.

On September 22, 2021, Taikang Life Insurance was approved to establish Taikang Life Insurance (Hong Kong)****.

Still have questions? Kiss, can you talk about it specifically? Or is there anything you'd like to talk about? <>

Hello, honored with your question! Founded in 1996 and headquartered in Beijing, China, Taikang Insurance Group Co., Ltd. (formerly known as Taikang Life Insurance Co., Ltd.) has developed into a large-scale insurance and financial services group covering three core businesses: insurance, asset management and medical care. Taikang Insurance Group has subsidiaries such as Taikang Life Insurance, Taikang Assets, Taikang Pension, Taikang Health Investment, and Taikang**.

The business scope comprehensively covers life insurance, Internet property insurance, enterprise annuity, asset management, medical pension, health management, commercial real estate and other fields. As of the end of June 2021, Taikang Insurance Group has assets under management of more than 2.4 trillion yuan, pension management scale of more than 580 billion yuan, serving 100 million individual customers and more than 420,000 corporate customers, and laying out high-quality Taikang Home retirement communities and 5 major medical centers in 24 cities across the country. Taikang Insurance Group has been ranked 343rd on the Fortune Global 500 list for four consecutive years, a significant jump of 81 places from the previous year.

Taikang Insurance Company was established in 1996 and has been established for 25 years.

In 2007, Taikang Insurance's premium income reached 34.2 billion yuan, successfully advancing into the top 5 in the mainland life insurance market, with total assets of 140 billion yuan.

In 2020, Taikang Insurance Company has branches all over the country, operating life insurance, health insurance, accident insurance and property insurance.

Can these data alone prove that Taikang Insurance Company is strong? It doesn't feel very objective.

Is there a more scientific way?

Don't worry, in fact, the China Banking and Insurance Regulatory Commission has already given the corresponding standards:

The overall risk rating is not lower than B;

The comprehensive solvency adequacy ratio shall not be less than 100%;

The core solvency adequacy ratio is not less than 50%.

In other words, as long as the insurance company meets the above standards, it is an insurance company recognized by the CBIRC, with sufficient solvency and good operation, that is, we believe that the insurance company is strong.

The critical moment has come, is the relevant data of Taikang Life up to standard?

As can be seen from the table, in the first half of 2020, Taikang Life's core solvency adequacy ratio was 251%, and its comprehensive solvency adequacy ratio was 263%, meeting the requirements of the China Banking and Insurance Regulatory Commission.

As for the comprehensive risk rating, it is unknown here because Taikang Life has not released relevant data recently, but from the previous ratings, they are basically at B level and above.

Judging from these data, it shows the fact that Taikang Insurance Company has sufficient solvency and is operating well, and belongs to the ranks of strong insurance companies delineated by the China Banking and Insurance Regulatory Commission.

It does not matter. 1. Taikang Life Insurance Co., Ltd. **** is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China, and the company is headquartered in Beijing. In November 2000, Taikang Life Insurance fully completed the foreign IPO with the approval of the China Insurance Regulatory Commission.

At present, Taikang Life Insurance has a total of 20 shareholders, of which Chinese shareholders include Sinotrans Changhang Group, China Guardian International Auction, China Communications Construction Co., Ltd., CITIC East China (Group) and other large and medium-sized domestic enterprises.

2. Chinese Life Insurance (Group) Company is a state-owned super-large financial and insurance enterprise, headquartered in Beijing, one of the world's top 500 enterprises and one of China's top 500 brands. The predecessor of the company was the original Chinese People's Insurance Company, which was established in 1949, and was divided into China Insurance Life Insurance **** in 1996, and changed its name to Chinese Life Insurance Company in 1999.

In 2003, with the consent of *** and the approval of the Insurance Regulatory Commission, the former Chinese Life Insurance Company was restructured and restructured into Chinese Life Insurance (Group) Company, with a comprehensive business scope covering life insurance, property insurance, endowment insurance (enterprise annuity), asset management, alternative investment, overseas business, e-commerce and other fields, and participated in a number of banks, ** companies and other financial and non-financial institutions through capital operation.

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