Do I keep a copy of my motorcycle compulsory insurance policy?

According to national regulations, the car inspection must carry a compulsory traffic insurance policy, but what makes the car owner wonder is what is the difference between the original and the copy of the compulsory traffic insurance? What is a copy of compulsory liability insurance? Below, the car owner's guide network will introduce you to those who are not familiar with the knowledge of compulsory traffic insurance.

It is understood that the compulsory traffic insurance policy.

Fixed coverage insurance policies consist of both originals and copies. The original copy shall be retained by the policyholder or the insured, and the copies shall include the business retention copy, the financial retention copy, and the public security traffic management department's retention copy. The retention copy of the public security traffic management department shall be stamped by the insurance company.

After handing over to the policyholder or insured, it shall be handed over to the public security traffic management department for retention when it is registered and inspected by the public security traffic management department.

If the copy of the compulsory traffic insurance is missing, bring your ID card.

And the driving license to the local insurance agency, request for supplement, will provide you with the certificate of annual examination, such as: PICC policy certificate, CPIC.

Cases] are all in danger"woe"Bring a copy of the liability insurance with the vehicle inspection.

Not long ago, a buddy of mine called me ** and complained that he had recently been tormented by the compulsory traffic insurance policy. That day, he went to inspect the car, inspected the appearance, checked the exhaust gas, went online and other checks that everything was normal, and then when he needed to provide insurance documents, something went wrong. The vehicle owner is required to leave a copy of the insurance policy printed with the copy of the certificate of retention from the traffic management department at the testing site.

But he only brought the original insurance policy, no problem, go home and get it.

He lives in Changping District, Beijing.

Tiantongyuan is also to the north, the testing site is on the side of Ande Road, the distance between the two places is about 40 kilometers, this back and forth can spend additional fuel costs, and on the way back to get the list back, there is a traffic jam, which delays a lot of work. Fortunately, I came back before the inspection site got off work, and I finally didn't run in vain.

According to national regulations, the car inspection must carry a compulsory traffic insurance policy, just like the previous third-party liability insurance.

In the same way, if you can't see the insurance policy at the testing site, you can't pass the test. And you must remember that the insurance policy marked with the certificate of retention of the traffic management department should be left in the testing site, and don't toss yourself like my friend.

The original and copy are kept by yourself, and you need an insurance policy when you inspect the motorcycle, and you keep the rest by yourself.

First of all, the insurance policy cannot be reissued! If the insurance is about to expire, it doesn't matter if you start anew!

And then there's another way!

1 You need to know which insurance company your compulsory liability insurance is insured!

2 Bring your license or invoice. ID card of the insured to the insurance company you are applying for!

3. Find the staff who issued the business bill, explain the intention (the policy is lost), and ask them to show you the insurance certificate!

And stamped with the business seal of the insurance company.

That's it. Also, note that this certificate is a photocopy, but not a copy of the policy (which is the data displayed on your computer at the time of application).

But as the annual vehicle inspection, traffic inspection, etc., all come into effect!!

I wish the landlord all the best!!

A copy of the compulsory insurance policy for motorcycles is retained by the owner.

After the car is exempted from inspection for six years, a copy of the compulsory insurance policy will be left by the traffic police force. The relevant regulations on exemption from inspection are as follows: From September 1, the trial implementation of non-operating cars and other small and micro passenger vehicles within 6 years (..

It is necessary to submit the driving license and driver's license of the insured motor vehicle, the ID card of the insured, and the original copy of the compulsory traffic insurance of the previous year.

Basic rate of compulsory motorcycle insurance:

Motorcycle 50cc and below: premium 80 yuan.

Motorcycle 50cc-250cc (inclusive): premium 120 yuan.

38 motorcycles above 250cc and side three wheels: premium 400 yuan.

Note: All insurance companies shall strictly follow the provisions of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, and shall not refuse or delay the underwriting of compulsory motorcycle insurance for various reasons, and shall not force the commercial insurance contract to be sold to the policyholder or attach additional conditions to it. The head office of insurance shall not restrict the underwriting of compulsory traffic insurance by all branches in terms of system control, underwriting policies, assessment indicators, etc., otherwise the Zheng Supervision Bureau will investigate the legal responsibility of the relevant responsible persons of the head office in accordance with the law.

When the motorcycle owner goes through the annual inspection, he must provide the original and copy of the compulsory insurance policy, otherwise he will not be able to pass the annual inspection.

The full name of compulsory traffic insurance is "compulsory liability insurance for motor vehicle traffic accidents", which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit. Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".

According to the provisions of the "Regulations on Compulsory Traffic Insurance", the owner or manager of a motor vehicle driving on the road within the territory of the People's Republic of China shall be insured with compulsory traffic insurance, and if the owner or manager of a motor vehicle fails to take out compulsory traffic insurance in accordance with the regulations, the traffic management department of the public security organ has the right to detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

An insurance policy, also known as a "letter of application" or "letter of guarantee", is a written offer by the policyholder to apply to the insurer to conclude an insurance contract. An application form is a document prepared in advance by the insurer and in a uniform format. The policyholder must fill in the items listed one by one truthfully for the insurer to decide whether to underwrite or under what conditions and at what rates.

Proposals are generally taken on a case-by-case basis. The contents to be filled in the insurance policy by import and export enterprises include the name of the goods, the transport mark, the packaging and quantity, the amount insured, the type of insurance, the means of transport, the date of sailing, the bill of lading number, etc.

The main contents to be filled in by the policyholder on the insurance policy are generally as follows:

1.the name and address of the insured;

2.the name and place of storage of the subject matter of the insurance;

3.the type of insurance insured;

4.the beginning and end of insurance liability;

5.The insured value and the amount insured, etc.

The insurance policy, referred to as the insurance policy, is the formal written proof that the insurer and the insured have entered into an insurance contract, and is the proof that the insurance contract has been established. The insurance policy must completely record the rights, obligations and responsibilities of both parties to the insurance contract, and the content recorded is the basis for the performance of both parties to the contract.

The insurance policy must clearly and completely record the rights and obligations of both parties to the insurance, and the policy mainly contains the names of the insurer and the insured, the subject matter of insurance, the amount insured, the insurance premium, the insurance period, the scope of liability for compensation or payment, and other specified matters.

Insurance policies are divided into property insurance policies and life insurance policies.