Post Xinxin Xiangrong financial products! In 2022, the postal financial management Xinxin Xiangrong

Summary. There are several reasons why the shares and assets are different, and the main reasons are as follows: first, there is a handling fee for the subscription, and the subscription fee is directly deducted from the amount, resulting in less subscription money; Secondly, if the net value of the product is greater than 1, the holding share will be less than the amount purchased, resulting in the illusion that the holding share and the asset are not the same.

There are several reasons why the shares and assets held by the hidden ** are different, and the main reasons are that there are several points in this town: first of all, there is a handling fee for the subscription, and the subscription fee is directly deducted from the amount, resulting in less subscription money; Secondly, if the net value of the product is greater than 1, the holding share will be less than the amount purchased, resulting in the illusion that the holding share and the asset are not the same.

What should I do if the income of the wealth management I bought is negative now?

Hello. There is a certain risk of losing money, but Xinxin Xiangrong is a non-guaranteed property management product launched by the postal registry bank, with a low risk level, and will not swallow the principal under normal circumstances, and there is no loss of principal from the perspective of the product history of the redemption.

It is recommended to hold for the long term, which is only a short-term volatility.

Dear, I hope I can help you, if you are satisfied with my service, please give a thumbs up!

Recently, due to the impact of the epidemic and war, will you lose a lot?

Dear, it is recommended to hold it for a long time, this is a long-term product, and short-term fluctuations are normal.

What I hold is 90 days of Xinxin Xiangrong.

Now it's a loss.

Will you lose a lot<>

<> dear, 90 days according to the current situation, it should be a loss, since you have already bought it, don't think too much, wait and see what happens!

I also bought Xinxin Xiangrong B 10w redeemed a while ago with more than 4800 interest put it for about a year But if you bought it this year, the interest rate should not be as high as in 2016 This capital preservation is not afraid Anyway, I bought it a few times without loss.

If it is an insurance product, the full refund can be made within the 10-day hesitation period, and then the refund will be returned after the hesitation period, the loss is very large, I don't know if the one you do is the insurance recommended by the bank, you look at the words on the voucher again.

Yes, don't be afraid of capital preservation, I bought about 100,000 at any time to prevent urgent use, and immediately redeem the principal and interest in time, safe and reliable.

I also bought it, the net value was 10,000 and 11 yuan, and when I redeemed it, it became more than 9,700 copies, and I don't know if I lost the capital or something.

I didn't have a hesitation period, and I didn't want to come back quickly.

1. The risk is different: literally, it is not difficult to understand, that is, the safety of the client can be guaranteed, so the risk is also very low. Even if the expected return is not achieved, the investor's principal can be repaid in full.

Due to the investment in the currency, note and bond markets, the product is guaranteed to be relatively safe, but the return is relatively low.

2. Different returns: Wealth management products that guarantee fixed income, because they guarantee the safety of the principal and ensure the maturity of the benefits, have the lowest risk, but the income is not high, usually higher than the bank's one-year fixed deposit, between 3 and 4. Wealth management products with guaranteed floating income only need to guarantee the principal, and do not need to guarantee the income, so the risk is slightly higher than that of fixed income products, usually around 4.

3. Different channel interest rates: Xinxin Xiangrong B electronic channel interest rate.

1 day t 29 days:

30 days t 59 days:

60 days t 89 days:

90 days t 119 days:

The interest rate table of Xinxin Xiangrong B section of the Postal Savings Bank wealth management product is 0 days t< 29 days, 30 days t< 59 days, 60 days t< 89 days, 90 days t< 119 days, 120 days t< 179 days, 180 days t< 269 days, 270 days t< 364 days, 365 days t< 1094 days, t 1095 days.

The Postal Savings Bank of China's wealth series "Xinxin Xiangrong" RMB wealth management product has been assessed by the Postal Savings Bank as a stable, balanced, aggressive and aggressive individual customer after the risk assessment of the Postal Savings Bank.

The earnings are calculated as follows:

1.When the wealth management plan is redeemed, the interest will be calculated according to the actual duration of the redeemed wealth management funds. Each 1 copy is an interest-bearing unit, accurate to two decimal places;

2.Expected return at the end of the period = redeemed wealth management principal multiplied by the expected maximum annualized rate of return of the corresponding file multiplied by the actual number of days of existence divided by 365 days;

3.Actual duration: the number of days from the date of successful subscription (or subscription) to the date of redemption confirmation (inclusive).

On June 26, 2015, Xinxin Xiangrong B was awarded the 2015 Best Open Banking Wealth Management Product in China by virtue of its characteristics such as incremental income, convenient T+0 application and redemption and differentiated pricing by province. Let's take a closer look at the postal financial management Xinxin Xiangrong b.

The investment targets are as follows:

1. The main investment directions of Xinxin Xiangrong's RMB wealth management products are treasury bonds, financial bonds, central bank bills, enterprise (corporate) bonds, short-term financing bonds, medium-term notes, interbank deposits, interbank loans, trust plans, bank wealth management products, bank acceptance bills, repurchases, etc.;

2. The assets to be invested in Xinxin Xiangrong's RMB wealth management products are strictly approved and screened by the bank's internal approval process in accordance with the management standards of the Postal Savings Bank's proprietary business, so as to meet the investable standards. In order to meet the liquidity requirements, the proportion of Xinxin Xiangrong RMB wealth management products of the Postal Savings Bank of China Wealth Series invested in investment varieties with high liquidity and high principal security is not less than 30%.

China Post wealth management products.

Fortune Xinxin Xiangrong is principal-protected.

1.Independence: The security of electronic cash cannot be guaranteed only by physical security, but must be ensured through various cryptographic technologies used by electronic cash itself;

2.Non-recurring spending: e-cash can only be used once, and recurring spending can be easily checked;

3.Anonymity: Banks and merchants cannot track the use of electronic cash, that is, they cannot link the purchase behavior of electronic cash users, so as to conceal the purchase history of electronic cash users;

4.Non-fungibility: Users cannot counterfeit money, including two cases:

First, users cannot create effective electronic cash out of thin air; Second, after the user withdraws N valid electronic cash from the bank, it cannot create effective electronic cash based on the information of withdrawing and paying these N electronic cash;

5.Transferability: Users can transfer electronic cash between users arbitrarily like ordinary cash, and cannot be tracked;

6.Severability: Electronic cash can not only be used as a whole, but also can be divided into smaller parts and used multiple times, as long as the sum of the denominations of each part is equal to the original electronic cash denomination, any amount of payment can be made;

Therefore, China Post's wealth management product Xinxin Xiangrong is principal-protected.

Summary. China Post wealth management products Xinxin Xiangrong is a non-guaranteed floating income wealth management product, Xinxin Xiangrong is the wealth management brand of the Postal Savings Bank, bank wealth management is a lower risk, generally will not lose the principal.

The main investment directions of the Postal Savings Bank of China's Wealth Series Xinxin Xiangrong RMB wealth management products are treasury bonds, financial bonds, central bank bills, enterprise (corporate) bonds, short-term financing bonds, medium-term notes, interbank deposits, interbank loans, trust plans, bank wealth management products, bank acceptance bills, repurchases, etc.

Why is the postal financial management Xinxin Xiangrong negative income still the first on the popularity list.

The income is floating, if you look at it every day, it's different every day!

For example, Coca-Cola is the tallest in the world, but there are 10 years in 100 years when it doesn't rise, so if you look at this short time, he's relatively poor, but overall, he's good.

China Post wealth management products Xinxin Xiangrong is a non-guaranteed floating income wealth management product, Xinxin Xiangrong is the wealth management brand of the Postal Savings Bank, bank wealth management is a lower risk, generally will not lose the principal. The main investment directions of the Postal Savings Bank of China's Wealth Series Xinxin Xiangrong RMB wealth management products are treasury bonds, financial bonds, central bank bills, enterprise (corporate) bonds, short-term financing bonds, medium-term notes, interbank deposits, interbank loans, trust plans, bank wealth management products, bank acceptance bills, repurchases, etc.

So why is the current return negative.

What do you mean. That's because the short-term time you look at is too short, plus or minus can't represent anything, you have to stretch it, for example, he is a one-year period, you have to look at you year by year, you can't look at it month by month.

Hello is like a **ticket type**, it is 5 to 6 years to earn 80%, but it may be a loss of 20% in the first three years, but it does not affect the final income you make.