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As soon as I graduated, I came to a domestic communication giant company, with a monthly salary of 9,000, but the main income is not all from wages, counting the difference compensation, housing supplement, and the monthly income after tax should be about 23,000, and the usual expenses are not small, but most of them are rational consumption! I usually follow the gods to play various financial products, speculated**,**, and various P2P, with a current deposit of 100,000.
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The first three months of the probationary period were 1500, and then I took 2000 for four months, I am a doctor, so I usually don't spend too much money, I eat and live, and I saved more than 10,000 yuan in the first year, and I will get a bonus at the end of the year.
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One year after graduation, there is no deposit, no object, and I am still on the road of hard work, striving forward. Every day is to keep shuttling between work and home, just as this year is the year of laying the foundation, starting next year, save 500 in January.
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In the first year, I just saved a little more than 10,000 yuan and then deposited in the bank, but now I buy financial products directly, 3 months of "pat and rent" annualized income of 9%, and I earned 200 yuan of interest in one period, generally speaking, if I graduated from college for a year, I can basically save 10,000 yuan on the basis of economic independence, of course, I can't exclude those gifted students, earn more, and save more.
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My job is also covered by food and housing, and my salary is more than 5,000 yuan, so I don't save much money, only 20,000 yuan.
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It's been a year since I graduated, with a salary of 2,000 yuan, paying water, electricity and rent, and there is very little left, but so far I have accumulated 10,000 yuan, which shows that this 10,000 yuan must have cost me a lot of effort.
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For me, who has just graduated for a year, I am still moonlight, with zero deposits, and sometimes I am really troubled by my state.
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For myself, who has just graduated for a year, I really have no savings, I have spent everything I earned, and I still have a few hundred yuan of foreign debt, and I graduated last year.
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After graduating and working for one year, the normal deposit is generally about 10,000 or 20,000 yuan. Many college students have just graduated, and the salary is generally not high when they come out to find a job, plus daily consumption, rent, water and electricity bills, etc., they generally can't save a few dollars. Generally speaking, it is normal to save 10,000 or 20,000 yuan, and some people can save more.
College graduates who have just graduated do not have to worry about whether their savings are more or less, what they need is a good salary, strive for an early salary increase, and improve their abilities. Generally speaking, as long as you don't owe money, it's normal to deposit a lot.
Demand Deposits
Refers to a bank deposit that can be accessed and transferred at any time by the depositor without any prior notice, in the form of a checking deposit account, certified check, cashier's check, traveler's check and letter of credit. Demand deposits account for the largest part of a country's currency** and are also an important fund for commercial banks**. In view of the fact that demand deposits not only have the functions of a means of monetary payment and circulation, but also have a strong derivative ability.
Therefore, commercial banks must at all times regard demand deposits as the focus of their operations. However, due to the frequent deposit and withdrawal of such deposits, the complexity of the procedures, and the high cost of such deposits, commercial banks in Western countries generally do not pay interest, and sometimes even charge a certain handling fee.
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After graduating from college, you don't need to have savings, you can support yourself financially, and it is enough not to take your parents' money.
Nowadays, society and society continue to sell anxiety to us, so that we have all kinds of fears and anxieties about age and learning. But each of us will go to life, and we need to face reality on the ground, so at this time, anxiety and fear are not enough, and we must have their supporting abilities to be improved. Otherwise, we are going around in circles, in a dead circle, and in this insoluble environment, it is extremely easy for us to have a decadent mentality and give up on ourselves.
In the first year of graduating from university, the most important thing for us is to complete the transition process from school to society. It is to shape yourself as a professional and gain all kinds of knowledge about the workplace and work. In order to help us better improve ourselves in the future, we have higher opportunities in the career.
Therefore, you can't blindly care about money, many people may only have a salary of two or three thousand after graduation. But it doesn't matter, as long as we can learn a lot of knowledge here, get in touch with all kinds of people, and these people are beneficial to us, and will be of great help to us in the future resource development process, then even two or three thousand yuan is very worthwhile.
We should not only think about wages but also in terms of comprehensive benefits. For recent college graduates, they are most likely to develop short-sightedness. When he sees that a small company has just entered seven or eight thousand, he will immediately get rid of the offers sent to him by state-owned enterprises and other large enterprises.
However, in this way, it is often easy to cause their resumes to be not rich and brilliant enough in the future job search process, resulting in staying in place or making slow progress.
The other students just graduated and entered a large enterprise gilding, did it for less than a year, learned a wealth of knowledge and experienced themselves, and had a certain network before changing jobs, and he went to a better platform.
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Work for a year, if you don't go out for a drink, don't fool around. If you don't buy clothes, don't go shopping, don't surf the Internet, the phone bill is within 100, and if you eat three meals a day very regularly, the normal deposit should be about 15,000.
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Let's do the math first, if you work for a year, the salary is 3000 a month. If you don't eat every month, you don't spend a penny of your salary every month, and you can save 36,000 for 12 months a year.
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If a boy graduates and works for a year, it's okay if he doesn't have a girlfriend, but if he has a girlfriend, he has to buy snacks, cosmetics, gifts, and create a small surprise for his girlfriend every month, and there will be no money left over in a year.
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Because the monthly salary is 3,000, in addition to 1,000 for eating every month, about 1,000 for buying clothes, paying rent and other necessary travel every month, there should be a deposit of about 10,000 yuan in a year.
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If you are a girl, you have a salary of 3,000 a month, and you shouldn't say anything about saving in a year, because you have to eat every month, buy cosmetics, buy bags, buy clothes, buy shoes, go shopping, do beauty, do hair, these all cost money, and it may be that a month's salary is not enough to squander.
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Work for one year. The normal deposit should be around 12,000. Because if I work every month, if I am close to home, when I go home to see my parents, I have to buy something for the family to go back to visit my parents, or take my parents out to play.
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If you are in a different place with your daughter, then you have to go to her at least once a month, or she comes to you once, then the cost on this road is also very large, and then the two of you have to spend a lot of money to live, eat, and play around, so there will be no savings in a year.
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Unless you also have a year of work, live in your own home, eat at home, don't pay rent, don't pay utility bills, only pay your own ** expenses every month, don't go shopping, don't surf the Internet, and don't buy new clothes. Then there should be a deposit of about 30,000 yuan in a year.
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The salary of a month is 3000 a year of work, and there should not be much left in the deposit, even if you don't buy snacks every month, don't buy clothes, and don't spend money indiscriminately, then you have to go out of the money, two parts of the money a month, plus food, pay rent, water and electricity bills, basically there will be no savings in a year.
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Today's graduates, who are new to the society, who are not experienced, who can support themselves and who do not owe debts, are already good children. Liang Yanchai is normal.
It shows that you are not prone to regret. Prove that you're on the right track. Keep studying hard!
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It's all normal, generally speaking, it depends on what you use, you don't have savings in the first two years, and it's good to be able to support yourself.
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Hello, if you say, you are a shed boy has been for your own career to draw the source or something, deposit 1000 is normal, you use all the money to invest or something, so this is more normal, but if you, there is no good job plus there is no imitation and state deposit, then I think this is already very abnormal.
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Personally, I think that if you only have a deposit of 1,000 two years after graduation, this is completely abnormal. Because you're already working, it's impossible to save so little, so you need to have a financial plan for yourself.
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This is too normal, because the students who have just graduated from Fengliang Chain are working everywhere, and they need to pay for their own food, clothing, housing and transportation when looking for jobs, and the students' consumption level is very high, and they have not yet formed a certain saving habit.
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Hello, I think it's already very good to be able to afford myself in the two years since I graduated, and my savings of 1,000 have exceeded that of many of my peers.
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It's been two years since I graduated, is it normal to deposit 1000 friends? It just happened that it was very good to have your own savings after graduation, this can not be rushed, take your time, and wait for you to work for a long time, there is a certain amount of experience, and naturally your salary has risen, and your savings will be more.
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Is it normal to deposit 1000 two years after graduation? I think it's been two years since you graduated, and if you join the workforce, you will receive 1,000 in liquid. It should be said that it is a little less.
It's been two years since I graduated. If you find a job now, you should not have at least 5,000 yuan in front of you.
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After graduating, I have been working for two years, and I only have a deposit of 1,000 yuan, which means that I usually eat up and use up, and I have not saved any savings.
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I'll be honest, in this society, you are already working hard without overdrawing your money, and overdraft among young people has become the norm.
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It depends on the situation, some of them are constantly investing repeatedly, and it is still great to have a thousand left.
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Coordinates Guangzhou, graduated in 2010, the first job internship salary after graduation is 1,500 yuan, and the formal salary is 1,800 yuan.
In the early stage of graduation, I participated in various college enrollment activities, ran talent market job fairs, and finally determined the internship unit before graduation, found a job in the corresponding major, and felt like going both ways. Roll big.
The house I live in is rented by my sister, and the electricity fee is about 500 per month, not including any furniture and appliances, my sister went to the market to buy it before, so the rent is low, there is no air conditioning, I bought a fan, and I live on the 5th floor.
To be honest, I commute to work every day, and the only time I actually spend in the rental house is about 10 hours of sleep and rest, and I run home to spend time with my family on Saturdays and Sundays.
So relatively speaking, since graduation, I haven't reached out to my parents to ask for living expenses, and making money by myself does make financial accumulation quickly, and at the same time sponsoring part of my sister's living expenses, although I didn't make a lot of money, I didn't dare to spend it casually, and I worked hard to save money slowly.
Of course, 20 years ago, how could it be compared with today, Lingxiao, consumption traps are everywhere.
First of all, I don't know when it started, the second-hand landlord took over, the housing agency is everywhere, the rent is at least 1 3 more than the first-hand direct rent, the room is equipped with air conditioning, washing machine, water heater, bed, sofa, wardrobe, all of which are consumer traps in my opinion, and you have to spend hundreds of dollars to rent every month, and the rent cost naturally increases.
Then, the famous phrase that has been circulating on the Internet to this day - the house is rented, and the life is your own. Countless college students who have just graduated and love life, and the children of exquisite migrant workers, rushed into the consumer market to buy all kinds of bells and whistles, buy expensive and impractical products, and buy strange things to fill their empty hearts.
Finally, I hope that when you rent a house, you will have a clear understanding of your financial situation, learn to increase your personal financial management ability, consider more personal appreciation space, don't be bound by external vanity, the house is rented, and the society will not match the high-paying job because the house you rent is expensive, and finally look at your own ability, save more, control consumption, reduce impulses, decorate yourself with ** jewelry, prove yourself with your deposit balance, and make yourself proud with the property under your name.
Anyway, I wish you all the freedom to rent as soon as possible!
College students have no income, where do they get their savings? Not the parents' yet.
When I first came to Beijing, I was very miserable, with a salary of 5k per month, which had to be given to my parents' family, and I had to pay rent, water, electricity, transportation, three meals and various living expenses, which was miserable. It's a little better after the salary increase, now I give 5k to the family every month, and the rest is at my disposal, in fact, the family is not short of this money, I insist on giving it to the family in order to prove to my parents that I can live well, so that the second elder don't worry. By the way, my parents didn't actually know that I was coming to Beijing, they thought I was still working in Guangzhou, so I thought it would be better not to tell them because they didn't want me to work far away, and I didn't want them to worry.
January, January, February, March, Marcy
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