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Steps to buy bank gold bullion:
1. Customers select ** products through the ** product display cabinet or product brochure opened by the bank outlets.
2. The customer fills in and submits the proof of purchase, and the bank inquires about the sales ** and submits it to the business system for processing.
3. The customer and the bank handle the payment settlement, and the bank registers the product information and delivers the product and invoice to the customer.
Extended information: 1. Definition: Gold is a simple form of the chemical element gold (AU), which is a soft, golden-yellow, corrosion-resistant element. Gold is one of the rarest, more precious and most highly valued metals.
Internationally, it is generally measured in ounces, and in ancient China, it was "two" as the unit, which is a very important metal. It is not only a special currency for reserves and investment, but also an important material for the jewelry industry, electronics industry, modern communications, aerospace industry and other sectors. The chemical symbol is AU, and the financial English is XAU, or the name comes from a story of Aurora, the goddess of dawn in Roman mythology, which means shining dawn.
2. Investment classification:
First of all, investment is mainly divided into physical**, **T+D, paper**, spot**, international spot** (commonly known as London gold), **, **advance payment, people's livelihood gold, these 8 more popular ** investment forms.
1. Physical goods, through the purchase and sale of gold bars, gold ornaments and other physical items. Physical gold: to 1:
The form of 1, that is, how much currency to buy and how much ** hedging, can only buy up, not down, the investment amount is large, and the procedures and costs are complicated. The difficulty lies in distinguishing the true from the fake, and the color.
2. **T+D: with a leverage ratio of 1:5
The transaction is divided into three time periods, two-way buying and selling, the use of matchmaking transactions, no spread, the disadvantage is that the transaction is not active, there is a premium, you can choose the bank, the advantage is that the bank provides, the disadvantage is that the bank fee is outrageously high.
3. Paper**: Paper** is a unique business of China, Industry and Construction Bank in China. Paper is a paper transaction, and the investor's buying and selling transaction records are only reflected in the "** passbook account" opened in advance by the individual, and does not involve the withdrawal of physical gold.
The profit model is to buy low and sell high to obtain profit from the spread. Paper is actually profiting from speculative trading, not investing in physical goods. The advantage is that the bank offers, and the disadvantage is that there is no leverage and the fees are excessive.
4. Spot**: The domestic handling fee standard is about 7/10,000, using 24-hour uninterrupted trading, time and ** in line with the international gold price market, T+0 trading mode, two-way operation can buy up and down, the leverage ratio is relatively low, it is the only investment variety in China that adopts the market maker system, and can withdraw ** physical goods.
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If we want to buy investment gold bars from the bank, we need to go to the bank's branch and inquire about the purchase of investment gold bars. Under the guidance of the bank lobby manager, we can handle the purchase of investment gold bars at the bank's counter window.
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When purchasing bank gold bars, users need to bring their ID cards to bank outlets to purchase them. Generally, after purchasing at each bank branch, the bank staff will accompany the user to the head office to pick up the gold bars, and the user can also rent a safe at the bank and store the gold bars in the bank vault.
Banks buy gold bars according to the **real-time** purchase, and then ******, the user can also sell the gold bars to the bank according to the real-time ** to earn the difference.
Take the Bank of China as an example to illustrate
1.Go toBank of China outlets
Learn about the product: You can learn about the product information through the **display cabinet or **brochure of the outlet.
Fill out the proof of purchase: After selecting the product you want to purchase, you need to fill out the proof of purchase and submit it to your bank.
Pay for the purchase: The bank registers the information and sends the ** and the invoice to the customer. The entire process of bank purchase** is considered complete.
Bank to buy gold bars is the most recommended gold bar purchase channel, now almost all major banks have launched physical ** for investors to buy, but also launched their own brand gold bar products, such as China Construction Bank's "CCB Gold", Industrial and Commercial Bank of China's "Ruyi Gold". From the perspective of ****, the private label gold bars we buy through the bank are more convenient to realize, so they are relatively trustworthy.
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Investors must apply for a ** account card when handling personal physical ** investment business. According to a survey by a reporter from Money Weekly, Shenzhen Development Bank stipulates that the ** account card will be free of charge before the end of the year, and the normal fee is 60 yuan. The discount will be 35 yuan within this year, and it will be adjusted to 60 yuan next year.
Huaxia Bank and Industrial and Commercial Bank of China are both 60 yuan. In contrast, this year, the Shenzhen Development Bank is more favorable. At present, there are 300-400 people opening accounts in Shenzhen Development and about 200 people in Industrial Bank every day.
2.Transaction fees are around.
According to the regulations of Industrial and Commercial Bank of China, Huaxia Bank and Industrial Bank, the fee for withdrawing the transaction amount from investors is withdrawn from each ** transaction. Shenzhen Development Bank will be preferential by the end of this year, and it will be next year.
3.The shipping fee is 80 yuan kg.
If the investor needs to withdraw from the Shanghai Stock Exchange, he needs to pay a certain amount of transportation premium, which is 80 yuan for Huaxia Bank and Industrial Bank. At present, Shenzhen Development Bank does not charge shipping fees.
4.Withdrawal** must be requested three days in advance.
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The bank's gold bars are all with their own logos, and the fineness is the same, large and medium-sized banks generally have them, and there are more products to choose from.
The specific process of buying gold bars from the bank:
Investors can go to bank outlets, consult the relationship manager or select the products they want to buy through the ** products displayed at the counter.
The investor fills in the proof of purchase, the bank inquires about the gold price, and submits the system for purchase.
The investor settles the payment with the bank, and the bank registers the information of the ** product.
After the settlement is completed, the bank will deliver the product, invoice and relevant certificates to the investor.
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The bank gold dust purchase process is a four-step process::
1. Bring your ID card to the bank branch you want to apply for buying gold bars, and the staff will let you open an investment account;
2. After opening an account, a card will be processed, and the bank stipulates that when the personal physical investment business is conducted, it is necessary to apply for the first account card;
3. Consult the account manager or select the best products displayed at the counter to buy;
4. After selecting the product, pay the purchase fee, the bank will ask you whether you take out the product, or the bank, if you take out the physical object, then the investor gets the gold bar and invoice, if you do not take out the physical object, the investor gets the proof of purchase and the proof of gold bar, etc.
Many people buy gold bars after they are directly stored in the bank, so that the later sale is very simple, the bank on the line, if you take away the gold bars, pay attention to the outer packaging do not dismantle, otherwise the bank is not **, you can only sell it privately.
Investment** is only relatively speaking, the risk is smaller, but it is not 100% safe, and it is not principal-protected, if you buy** higher than sell**, then you are losing money.
The main benefits of buying gold bars are as follows:
1. Fight inflation. Gold bars are made of *****, so gold bars are the same as **, with a good hedging function, inflation in recent decades is very serious, currency depreciation, gold bars will rise with inflation, that is to say, gold bars are a good hedge of value when the inflation rate is high.
2. Gold bars are physical objects that can be seen and touched, compared with virtual assets, gold bars are the best hard currency, and virtual assets may be damaged or expropriated once they encounter extreme markets.
3. Gold bars are physical objects that can be used as family inheritance.
the disadvantages of buying gold bars;
1. Compared with ordinary investment, the purchase cost of gold bars is higher, and the purchase cost of ordinary gold bars is usually 2% 4% higher than that of spot, if it is a collectible commemorative gold bar, then the purchase cost is higher, and the high cost weakens the investment function of gold bars;
2. The cost of keeping gold bars is relatively high, and the preservation of gold town brother hand strips needs to consider the safety issue, usually most friends will rent a bank safe to keep gold bars, and the bank's safe deposit box also requires a fee.
3. Gold bar trading is not as convenient as virtual investment methods such as spot, gold bar trading needs to be identified, and it will also involve transportation and other mitigations, so in terms of investment period, gold bars are suitable for long-term holding. <>
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Summary. Hello, the bank gold bar purchase process is divided into four steps: bring your ID card to the bank branch you want to apply for buying gold bars, and the staff will let you open an investment account; After opening an account, a card will be processed, and the bank stipulates that when the personal physical investment business is conducted, it is necessary to apply for a ** account card; Consult the account manager or select the products you want to buy through the ** products displayed at the counter; After choosing the product, pay the purchase fee, the bank will ask you whether to take out the product, or to deposit in the bank, if the physical object is taken out, then the investor gets the gold bar and invoice, if the physical object is not taken out, the investor gets the proof of purchase and the proof of gold bar, etc.
Hello, the bank gold bar purchase process is divided into four steps: bring your ID card to the bank branch you want to apply for buying gold bars, and the staff will let you open an investment account; After opening an account, a card will be processed, and the bank stipulates that when the personal physical investment industry shouts stupid New Year's affairs, it is necessary to apply for a ** account card; Consult the account manager or select the products to be bought through the first-class products displayed at the counter; After choosing the product, pay the purchase fee, the bank will ask you whether to take out the product, or to deposit in the bank, if you take out the physical object, then the investor gets the gold bar and invoice, if not to take out the physical object, the investor Zheng Jing gets the purchase voucher and the proof of deposit of gold bars.
Advantages of buying gold bars: 1. Tangible assets: gold bars can be used as tangible assets of the family, which do not need to be maintained by filial piety and do not need to be deliberately maintained; 2. Value storage:
** It has always been considered one of the assets against risk and is also conducive to the diversification of household portfolios; 3. High value density: compared with banknotes, more value can be stored in fewer places; 4. Protect the privacy and secrets of Qiaoshu: The attributes of the physical property include providing services to protect family privacy and secrets, which is very rare among investable assets; 5. No professional knowledge:
Compared to other investment projects, gold bar collection does not require any expertise and threshold, and can be purchased directly as long as needed.
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Here's how to buy bank gold bars:Bring your ID card to the bank branch you want to apply for gold bars, and the staff will open an investment account.
After opening an account, a card will be processed, and when the personal physical ** investment business is conducted, it is necessary to apply for a ** account card.
Consult the account manager or select the products you want to buy through the ** products displayed at the counter;
After selecting the product, pay the purchase fee, and the bank will ask whether to take out the product or deposit it with the bank.
If the physical object is taken out, then the investor will get gold bars and invoices, if the physical object is not taken out, the investor will get the proof of purchase and proof of gold bars.
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Summary. Dear, hello, users with ID cards to the bank outlets to buy, generally in the bank outlets after the purchase, the bank staff will accompany the user to the head office to get gold bars, users can also rent a safe in the bank, the gold bars are stored in the bank vault.
Banks buy gold bars according to the purchase of **real-time**, and then ******, users can also sell the gold bars to the bank according to the real-time ** to earn the difference, and the bank platform can also buy paper**. <>
How to buy gold bars from <> Bank?
Dear, hello, the user can bring the ID card to the bank outlets to buy, generally in the bank network fight pure point purchase, the bank staff will accompany the user to the head office to get the gold bars, the user can also rent a safe in the bank, the gold bars are stored in the bank vault. The bank buys gold bars in accordance with the basic file of **real-time** to buy, and then ******, users can also sell gold bars to the bank in real time according to the stupid state to earn the difference, and the bank platform can also buy paper**. <>
<> gold bars are pure**.
It is relatively simple to buy gold bars at the bank, just bring your identity certificate to the bank branch for consultation. The investor fills in the proof of purchase, the bank inquires about the gold price, and submits the system for purchase. The investor settles the payment with the bank, and the bank registers the annual interest in the letter of the ** product.
After the settlement is completed, the bank will deliver the ** product, invoice and related selling certificate to the investor.
Hello, has the question of the foundation been clearly answered for you? If you have any new confusion, please feel free to find me again, and I will answer it for you as soon as possible. I wish you all the best!
Has anyone bought gold bullion bank gold bars and which bank is better to invest in gold bars? I feel that you want to invest in silver bars and return to the Bank of China, which is more certain and better to invest.
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